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  4. /HDB Financial Services Ltd
MomentumDeep Value

HDB Financial Services Ltd: Why Is It Outperforming Nifty 500?

Active
RS +13.9%Very WeakNew This Week

In Week of Jun 27, 2026, HDB Financial Services Ltd (Conglomerate Backed NBFC) is outperforming Nifty 500 with +13.9% relative strength. Fundamentals: Very Weak.

HDB Financial Services Ltd Key Facts

PE Ratio
28.4x
Market Cap
₹61,743 Cr
PAT Growth YoY
-19%
Revenue Growth YoY
+16%
RS vs Nifty 500
+13.9%
Avoid

What's Happening

🚫No earnings growth, no valuation discount — limited upside
🏛️DII reducing — stake down 1.4%
💰Trading 100% above estimated fair value — significant premium

Key Numbers

PAT Growth YoY
-19%
Insufficient Data
Revenue YoY
+16%
Insufficient Data
Current Price
₹744
Dividend Yield
0.54%
Fundamental Score
19/100
Very Weak
3Y PAT CAGR
+5%
Market Cap
61.7K Cr
Valuation
Significantly Overvalued

12-Week Performance

Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.

12 weeks agoThis week

How Fast Is HDB Financial Services Ltd Growing?

Revenue, profit and margin growth rates

MetricYoY3Y CAGRTrend
Revenue+16%+15%Insufficient Data
PAT (Net Profit)-19%+5%Insufficient Data

Other Top Conglomerate Backed NBFC Stocks Beating Nifty 500

Cholamandalam Investment & Finance Company Ltd
Weak
+14.5%
Aditya Birla Capital Ltd
Weak • 6w streak
+16.6%
L&T Finance Ltd
Weak
+6.8%
Piramal Finance Ltd
Weak • 7w streak
+9.9%
← Back to Conglomerate Backed NBFCDashboard

Frequently Asked Questions: HDB Financial Services Ltd

Based on publicly available financial data. This is educational research, not investment advice.

What were HDB Financial Services Ltd's latest quarterly results?

HDB Financial Services Ltd's latest quarterly results (Mar 2025) show

  • PAT Growth YoY: -19.1% (insufficient_data)
  • Revenue Growth YoY: +16.3%
  • Net Interest Margin: 18.00%

Is HDB Financial Services Ltd's profit growing or declining?

HDB Financial Services Ltd's profit is declining with an insufficient_data trend.

  • PAT Growth YoY: -19.1% (latest quarter)
  • PAT Growth QoQ: +12.5% (sequential)
  • 3-Year PAT CAGR: +5.4%
  • Trend: Insufficient_data — consistent growth pattern

What is HDB Financial Services Ltd's revenue growth trend?

HDB Financial Services Ltd's revenue growth trend is insufficient_data.

  • Revenue Growth YoY: +16.3%
  • Revenue Growth QoQ: +2.9% (sequential)
  • 3-Year Revenue CAGR: +14.6%

What is HDB Financial Services Ltd's asset quality trend?

HDB Financial Services Ltd's asset quality trend is insufficient_data.

What is HDB Financial Services Ltd's 3-year profit and revenue CAGR?

HDB Financial Services Ltd's long-term compounding rates

  • 3-Year Profit CAGR: +5.4%
  • 3-Year Revenue CAGR: +14.6%

Is HDB Financial Services Ltd's growth accelerating or decelerating?

HDB Financial Services Ltd's earnings growth is insufficient_data with insufficient_data on a sequential basis.

  • Sequential Acceleration: +40.5% bps

Is HDB Financial Services Ltd overvalued or undervalued?

HDB Financial Services Ltd appears significantly overvalued based on our fair value analysis.

  • Valuation Signal: Significantly Overvalued
  • Current PE: 28.4x

What is HDB Financial Services Ltd's current PE ratio?

HDB Financial Services Ltd's current PE ratio is 28.4x.

  • Current PE: 28.4x
  • Market Cap: 61.7K Cr
  • Dividend Yield: 0.54%

How does HDB Financial Services Ltd's valuation compare to its history?

HDB Financial Services Ltd's current PE is 28.4x.

  • Current PE: 28.4x
  • Valuation Assessment: Significantly Overvalued

Is HDB Financial Services Ltd a fundamentally strong company?

HDB Financial Services Ltd is rated Very Weak with a fundamental score of 18.5/100. This score is calculated from objective financial metrics

  • PAT Growth YoY: -19.1% (20% weight)
  • PAT Growth QoQ: +12.5% (15% weight)
  • Earnings trend: insufficient_data (5% weight)

Is HDB Financial Services Ltd debt free?

HDB Financial Services Ltd has a debt-to-equity ratio of N/A.

  • Total Debt: ₹87,000 Cr

What is HDB Financial Services Ltd's return on equity (ROE) and ROCE?

HDB Financial Services Ltd's return ratios over recent years

  • FY2023: ROE 17.0%
  • FY2024: ROE 20.0%
  • FY2025: ROE 15.0%

Is HDB Financial Services Ltd's cash flow positive?

HDB Financial Services Ltd's operating cash flow is negative (FY2025).

  • Cash from Operations (CFO): ₹-14,000 Cr
  • Free Cash Flow (FCF): ₹-12,000 Cr
  • CFO/PAT Ratio: -626% (weak cash conversion)

What is HDB Financial Services Ltd's dividend yield?

HDB Financial Services Ltd's current dividend yield is 0.54%.

  • Dividend Yield: 0.54%
  • Current Price: ₹744

Who holds HDB Financial Services Ltd shares — promoters, FII, DII?

HDB Financial Services Ltd's shareholding pattern (Mar 2026)

  • Promoters: 74.1%
  • FII (Foreign): 3.0%
  • DII (Domestic): 12.3%
  • Public: 10.3%

Is promoter holding increasing or decreasing in HDB Financial Services Ltd?

HDB Financial Services Ltd's promoter holding has decreased recently.

  • Current Promoter Holding: 74.1% (Mar 2026)
  • Previous Quarter: 74.2% (Dec 2025)
  • Change: -0.03% (decreasing — worth monitoring)

How long has HDB Financial Services Ltd been outperforming Nifty 500?

HDB Financial Services Ltd has been outperforming Nifty 500 for 1 consecutive week, indicating early-stage outperformance.

Is HDB Financial Services Ltd a new momentum entry or an established outperformer?

HDB Financial Services Ltd is a new entry this week — it just started outperforming Nifty 500. New entries are worth monitoring for follow-through.

Is HDB Financial Services Ltd worth studying for long term investment?

Based on quantitative research signals, here is why HDB Financial Services Ltd may be worth studying

  • Currently showing mixed signals — monitor for clearer trend confirmation

What is the investment thesis for HDB Financial Services Ltd?

HDB Financial Services Ltd investment thesis summary:

Research Signals (Bull Case)

  • Revenue growing at +16.3% YoY

Risk Factors (Bear Case)

  • Appears significantly overvalued

What is the future outlook for HDB Financial Services Ltd?

HDB Financial Services Ltd's forward outlook based on current data signals

  • Earnings Trend: insufficient_data
  • Revenue Trend: insufficient_data
  • Valuation: Significantly Overvalued

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.