What were L&T Finance Ltd's latest quarterly results?
L&T Finance Ltd's latest quarterly results (Mar 2026) show
- PAT Growth YoY: +27.2% (accelerating)
- Revenue Growth YoY: +18.6%
- Net Interest Margin: 24.00%
L&T Finance Ltd: Why Is It Outperforming Nifty 500?
ActiveWeakNew This Week
In , L&T Finance Ltd (Conglomerate Backed NBFC) is outperforming Nifty 500 with +7.7% relative strength. Fundamentals: Weak.
L&T Finance Ltd Key Facts
- PE Ratio
- 25.3x
- Market Cap
- ₹75,993 Cr
- PAT Growth YoY
- +27%
- Revenue Growth YoY
- +19%
- RS vs Nifty 500
- +7.7%
PB: Near PeakFull Momentum
What's Happening
🚀Both earnings and PB expanding — full momentum mode
🏛️DII accumulation — stake up 2.0%
💰Trading 3% above estimated fair value
Key Numbers
PAT Growth YoY
+27%
Accelerating
Revenue YoY
+19%
Stable
Price to Book
2.7
Current Price
₹303
Dividend Yield
0.91%
Fundamental Score
33/100
Weak
3Y PAT CAGR
+25%
Market Cap
76.0K Cr
Valuation
Fairly Valued12-Week Performance
Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.
12 weeks agoThis week
How Fast Is L&T Finance Ltd Growing?
Revenue, profit and margin growth rates
| Metric | YoY | 3Y CAGR | Trend |
|---|---|---|---|
| Revenue | +19% | +12% | Stable |
| PAT (Net Profit) | +27% | +25% | Accelerating |
Other Top Conglomerate Backed NBFC Stocks Beating Nifty 500
Frequently Asked Questions: L&T Finance Ltd
Based on publicly available financial data. This is educational research, not investment advice.
Is L&T Finance Ltd's profit growing or declining?
L&T Finance Ltd's profit is growing with an accelerating trend.
- PAT Growth YoY: +27.2% (latest quarter)
- PAT Growth QoQ: +9.6% (sequential)
- 3-Year PAT CAGR: +24.8%
- Trend: Accelerating — latest quarter growth stronger than prior
What is L&T Finance Ltd's revenue growth trend?
L&T Finance Ltd's revenue growth trend is stable.
- Revenue Growth YoY: +18.6%
- Revenue Growth QoQ: +4.2% (sequential)
- 3-Year Revenue CAGR: +11.9%
What is L&T Finance Ltd's asset quality trend?
L&T Finance Ltd's asset quality trend is insufficient_data.
What is L&T Finance Ltd's 3-year profit and revenue CAGR?
L&T Finance Ltd's long-term compounding rates
- 3-Year Profit CAGR: +24.8%
- 3-Year Revenue CAGR: +11.9%
Is L&T Finance Ltd's growth accelerating or decelerating?
L&T Finance Ltd's earnings growth is accelerating with positive momentum on a sequential basis.
- YoY Acceleration: +9.3% bps
- Sequential Acceleration: +9.2% bps
What is L&T Finance Ltd's trailing twelve month (TTM) performance?
L&T Finance Ltd's trailing twelve month (TTM) performance
- TTM PAT: ₹3,000 Cr
- TTM PAT Growth: +12.8% YoY
- TTM Revenue: ₹18,000 Cr
- TTM Revenue Growth: +12.7% YoY
Is L&T Finance Ltd overvalued or undervalued?
L&T Finance Ltd appears fairly valued based on our fair value analysis.
- Valuation Signal: Fairly Valued
- Current PE: 25.3x
- Price-to-Book: 2.7x
What is L&T Finance Ltd's current PE ratio?
L&T Finance Ltd's current PE ratio is 25.3x.
- Current PE: 25.3x
- Market Cap: 76.0K Cr
- Dividend Yield: 0.91%
How does L&T Finance Ltd's valuation compare to its history?
L&T Finance Ltd's current PE is 25.3x.
- Current PE: 25.3x
- Valuation Assessment: Fairly Valued
What is L&T Finance Ltd's price-to-book ratio?
L&T Finance Ltd's price-to-book ratio is 2.7x.
- Price-to-Book (P/B): 2.7x
- Book Value per Share: ₹112
- Current Price: ₹303
Is L&T Finance Ltd a fundamentally strong company?
L&T Finance Ltd is rated Weak with a fundamental score of 32.95/100. This score is calculated from objective financial metrics
- PAT Growth YoY: +27.2% (20% weight)
- PAT Growth QoQ: +9.6% (15% weight)
- Earnings accelerating — sequential improvement in growth rate (5% weight)
Is L&T Finance Ltd debt free?
L&T Finance Ltd has a debt-to-equity ratio of N/A.
- Total Debt: ₹1.1 Lakh Cr
What is L&T Finance Ltd's return on equity (ROE) and ROCE?
L&T Finance Ltd's return ratios over recent years
- FY2024: ROE 10.0%
- FY2025: ROE 11.0%
- FY2026: ROE 11.0%
Is L&T Finance Ltd's cash flow positive?
L&T Finance Ltd's operating cash flow is negative (FY2026).
- Cash from Operations (CFO): ₹-14,000 Cr
- Free Cash Flow (FCF): ₹-14,000 Cr
- CFO/PAT Ratio: -476% (weak cash conversion)
What is L&T Finance Ltd's dividend yield?
L&T Finance Ltd's current dividend yield is 0.91%.
- Dividend Yield: 0.91%
- Current Price: ₹303
Who holds L&T Finance Ltd shares — promoters, FII, DII?
L&T Finance Ltd's shareholding pattern (Mar 2026)
- Promoters: 66.0%
- FII (Foreign): 7.6%
- DII (Domestic): 14.9%
- Public: 11.5%
Is promoter holding increasing or decreasing in L&T Finance Ltd?
L&T Finance Ltd's promoter holding has decreased recently.
- Current Promoter Holding: 66.0% (Mar 2026)
- Previous Quarter: 66.0% (Dec 2025)
- Change: -0.04% (decreasing — worth monitoring)
How long has L&T Finance Ltd been outperforming Nifty 500?
L&T Finance Ltd has been outperforming Nifty 500 for 1 consecutive week, indicating early-stage outperformance.
Is L&T Finance Ltd a new momentum entry or an established outperformer?
L&T Finance Ltd is a new entry this week — it just started outperforming Nifty 500. New entries are worth monitoring for follow-through.
Is L&T Finance Ltd worth studying for long term investment?
Based on quantitative research signals, here is why L&T Finance Ltd may be worth studying
- Earnings growth is accelerating — PAT YoY +27.2%
What is the investment thesis for L&T Finance Ltd?
L&T Finance Ltd investment thesis summary:
Research Signals (Bull Case)
- Earnings accelerating — strongest growth trend
- Revenue growing at +18.6% YoY
What is the future outlook for L&T Finance Ltd?
L&T Finance Ltd's forward outlook based on current data signals
- Earnings Trend: accelerating
- Revenue Trend: stable
- Valuation: Fairly Valued
The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.