Sector Alpha Week of 2026-07-29
20-quarter listed-company comparison

Finance - Housing Stocks in India

Finance - Housing: LIC Housing Finance Ltd owns the largest revenue base; India Shelter Finance Corporation Ltd has the fastest current growth.

Nifty Finance - Housing Index — Constituents & Performance

The Finance - Housing companies below are the listed Indian Finance - Housing universe this page tracks — the same constituent set people search for as the Nifty Finance - Housing index. Every figure is equal-weighted across those companies, so one large constituent cannot set the reading. Each number carries its own as-of date.

The sector itself · before any single company

How has Finance - Housing moved against NIFTY 500?

The line below covers 5.1 years. Over the most recent two of them this sector is 8% behind NIFTY 500. Earnings across its companies grew 16% on average over the last four reported quarters.

FADING · −4 in 4w✓Moving with the index2 of 13 companies ahead of NIFTY 500 by 5% or more over three months3 are 20% or more behind over a year while earnings grew 20% or more

RS ↑1w · 6/13 >200d (−2) · 2/13 lead (−4) · EPS 11/13↑

200202620252024202320222021 322336 TRAILING 12-MONTH EPS · 100 AT THE START0100201Mar 22Sep 22Mar 23Sep 23Mar 24Sep 24Mar 25Sep 25Mar 26Mar 2022 · trailing 12-month earnings per share at 100, against 100 at the start · no comparable year yet · 8 reportingJun 2022 · trailing 12-month earnings per share at 109, against 100 at the start · no comparable year yet · 9 reportingSep 2022 · trailing 12-month earnings per share at 113, against 100 at the start · no comparable year yet · 9 reportingDec 2022 · trailing 12-month earnings per share at 114, against 100 at the start · up 27.4% on a year ago · 10 reportingMar 2023 · trailing 12-month earnings per share at 119, against 100 at the start · up 20.3% on a year ago · 10 reportingJun 2023 · trailing 12-month earnings per share at 127, against 100 at the start · up 16.7% on a year ago · 10 reportingSep 2023 · trailing 12-month earnings per share at 124, against 100 at the start · up 21.5% on a year ago · 13 reportingDec 2023 · trailing 12-month earnings per share at 135, against 100 at the start · up 24.6% on a year ago · 13 reportingMar 2024 · trailing 12-month earnings per share at 143, against 100 at the start · up 28.8% on a year ago · 13 reportingJun 2024 · trailing 12-month earnings per share at 138, against 100 at the start · up 28.5% on a year ago · 12 reportingSep 2024 · trailing 12-month earnings per share at 150, against 100 at the start · up 22.5% on a year ago · 12 reportingDec 2024 · trailing 12-month earnings per share at 158, against 100 at the start · up 18.5% on a year ago · 12 reportingMar 2025 · trailing 12-month earnings per share at 161, against 100 at the start · up 14.2% on a year ago · 12 reportingJun 2025 · trailing 12-month earnings per share at 165, against 100 at the start · up 15.4% on a year ago · 12 reportingSep 2025 · trailing 12-month earnings per share at 171, against 100 at the start · up 13.2% on a year ago · 12 reportingDec 2025 · trailing 12-month earnings per share at 177, against 100 at the start · up 17.0% on a year ago · 12 reportingMar 2026 · trailing 12-month earnings per share at 201, against 100 at the start · up 19.0% on a year ago · 12 reportingNot reported yet — earnings trail price by a quarter or two201 · Mar 26No earnings on file this far back — the price series reaches further than the filings do
200202620252024202320222021 322336 TRAILING 12-MONTH EPS · 100 AT THE START0100201Mar 22Mar 23Mar 24Mar 25Mar 26Mar 2022 · trailing 12-month earnings per share at 100, against 100 at the start · no comparable year yet · 8 reportingJun 2022 · trailing 12-month earnings per share at 109, against 100 at the start · no comparable year yet · 9 reportingSep 2022 · trailing 12-month earnings per share at 113, against 100 at the start · no comparable year yet · 9 reportingDec 2022 · trailing 12-month earnings per share at 114, against 100 at the start · up 27.4% on a year ago · 10 reportingMar 2023 · trailing 12-month earnings per share at 119, against 100 at the start · up 20.3% on a year ago · 10 reportingJun 2023 · trailing 12-month earnings per share at 127, against 100 at the start · up 16.7% on a year ago · 10 reportingSep 2023 · trailing 12-month earnings per share at 124, against 100 at the start · up 21.5% on a year ago · 13 reportingDec 2023 · trailing 12-month earnings per share at 135, against 100 at the start · up 24.6% on a year ago · 13 reportingMar 2024 · trailing 12-month earnings per share at 143, against 100 at the start · up 28.8% on a year ago · 13 reportingJun 2024 · trailing 12-month earnings per share at 138, against 100 at the start · up 28.5% on a year ago · 12 reportingSep 2024 · trailing 12-month earnings per share at 150, against 100 at the start · up 22.5% on a year ago · 12 reportingDec 2024 · trailing 12-month earnings per share at 158, against 100 at the start · up 18.5% on a year ago · 12 reportingMar 2025 · trailing 12-month earnings per share at 161, against 100 at the start · up 14.2% on a year ago · 12 reportingJun 2025 · trailing 12-month earnings per share at 165, against 100 at the start · up 15.4% on a year ago · 12 reportingSep 2025 · trailing 12-month earnings per share at 171, against 100 at the start · up 13.2% on a year ago · 12 reportingDec 2025 · trailing 12-month earnings per share at 177, against 100 at the start · up 17.0% on a year ago · 12 reportingMar 2026 · trailing 12-month earnings per share at 201, against 100 at the start · up 19.0% on a year ago · 12 reportingNot reported yet — earnings trail price by a quarter or two201No earnings on file this far back — the price series reaches further than the filings do
Finance - Housing, equal-weighted, based at 200 NIFTY 500, same base, same start trailing 12-month earnings per share rising falling
Strength anatomy NarrowHow much of the sector is participating, how recently, and whether the movers score well.
Together2 of 13 stocks moving
Fresh1 crossed in the last 4 weeks
Backed by scoresmovers score −0 vs the sector average
Down the cap ladder — bar is now, tick is four weeks ago
Large 0/3−1
Mid 2/5−1
Small 0/5−2

Participation is not spreading downward this month; the larger companies are still carrying most of it.

Both lines start at 200 in the same week, so the distance between them is the whole story: the sector line is an equal-weighted index of its 13 companies. The bars underneath are trailing 12-month earnings per share, one bar per reported quarter, each member rebased to 100 at the start and the sector taking the median — so a price line pulling away from flat bars is a re-rating, not earnings. A bar turns red when that figure is lower than the quarter before. Rules are fixed and applied identically everywhere on this site: ahead by 5% or more over three months, or behind by 20% or more over a year while earnings grew 20% or more. Hover any point to read both values and the gap. This is a description of what the numbers did, not advice.

Sector relative strength · before individual stocks

Is Finance - Housing outperforming NIFTY 500?

The 52-week comparison of Finance - Housing against NIFTY 500 is not available from the current market series. 7 of 13 covered companies currently beat NIFTY on Mansfield relative strength, so leadership inside the sector is selective. Can Fin Homes Ltd is the strongest against the sector itself at +18.7%. Readings are as of 2026-07-19.

—Sector vs NIFTY 500 · 13 weeks
—Sector vs NIFTY 500 · 52 weeks
7/13Stocks leading NIFTY 500
6/13Stocks leading sector

Sector metric: 15.9 as of 2026-07-19 · NARROWING · rising.

The central tension: the companies with the most scale are not necessarily the companies creating the most change.

Start with scale. Then earnings trajectory. Then business quality. Only after those three agree should price leadership carry much weight.

Bottom line

The 52-week sector comparison is unavailable. 7 of 13 covered companies currently have positive Mansfield relative strength versus NIFTY 500. LIC Housing Finance Ltd leads with income of ₹28,847 crore, based on 13 of 13 comparable companies through Mar 2026. India Shelter Finance Corporation Ltd has the fastest current income growth at 31.1%, across 13 of 13 comparable companies.

Is the Finance - Housing sector outperforming NIFTY 500?

The 52-week sector comparison is unavailable. 7 of 13 covered companies currently have positive Mansfield relative strength versus NIFTY 500.

Which Finance - Housing company is largest by income?

LIC Housing Finance Ltd leads with income of ₹28,847 crore, based on 13 of 13 comparable companies through Mar 2026.

Which Finance - Housing company is growing fastest?

India Shelter Finance Corporation Ltd has the fastest current income growth at 31.1%, across 13 of 13 comparable companies.

Which Finance - Housing company has the strongest 4-Factor Sector Score?

Can Fin Homes Ltd ranks first at 73/100 with 87% evidence confidence. The score prioritizes research; it is not a buy recommendation.

Which Finance - Housing company has the largest deposit base?

PNB Housing Finance Ltd has the largest reported deposit base at ₹18,055 crore. Bank borrowings are operating funding, not industrial leverage.

Which Finance - Housing company has the lowest comparable P/BV-to-ROE?

GIC Housing Finance Ltd has the lowest comparable P/BV ÷ ROE at 0.05, among 12 of 13 companies that pass the metric’s comparability rules.

How much history does this Finance - Housing comparison include?

The page compares up to 20 reported quarters per company for fundamentals, CAPEX, debt and valuation, ending Jun 2026. Missing observations remain blank rather than being estimated.

How is the 4-Factor Sector Score calculated?

The four visible contributions add directly: growth and earnings up to 35 points, capital efficiency up to 25, valuation up to 20, and relative strength up to 20. Missing or stale evidence moves only the affected contribution toward neutral.

Companies
13
complete canonical membership
Combined market value
₹2.7 L Cr
Bajaj Housing Finance Ltd
Revenue growing
12/13
positive TTM year-on-year growth
Beating NIFTY 500
7/13
positive Mansfield relative strength
Global company selection
00 · research priority, made explicit

4-Factor Sector Score

An additive sector-relative research score. The four displayed point contributions always equal the total: Growth & earnings (35), Capital efficiency (25), Valuation (20), and Relative strength (20). Missing or stale evidence is absorbed inside the affected factor, never applied as a hidden adjustment.

Growth & earnings · 35%Capital efficiency · 25%Valuation · 20%Relative strength · 20%
Can Fin Homes Ltd has the strongest current balance of earnings trajectory, business quality, valuation and price confirmation, with 87% evidence confidence.
Repco Home Finance Ltd looks inexpensive relative to peers or its own history, but its earnings trajectory has not yet earned the valuation signal.
Repco Home Finance Ltd has stronger price confirmation than earnings confirmation; that is a research prompt, not permission to chase.

Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded.

1. Can Fin Homes Ltd · CANFINHOME

73.0/100 · Favorable setup · 87% evidence

Exact sum: 25.8 + 16.5 + 15.3 + 15.4 = 73

Decision use: Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence.

25.8/35Growth & earnings

Income 8.2% · PAT 28.3%

100% evidence

16.5/25Capital efficiency

ROA 2.4% · ROE 19.7% · GNPA —

72% evidence

15.3/20Valuation

P/BV 1.81× · P/BV÷ROE 0.09

100% evidence

15.4/20Relative strength

RS sector 18.7% · RS bench 3.8% · 1Y 8.9%

70% evidence

2. Aptus Value Housing Finance India Ltd · APTUS

69.8/100 · Favorable setup · 87% evidence

Exact sum: 21.5 + 19.4 + 10.6 + 18.3 = 69.8

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

21.5/35Growth & earnings

Income 25.3% · PAT 25.6%

67% evidence

19.4/25Capital efficiency

ROA 7.8% · ROE 20.1% · GNPA 1.5%

95% evidence

10.6/20Valuation

P/BV 2.74× · P/BV÷ROE 0.14

100% evidence

18.3/20Relative strength

RS sector 5.5% · RS bench 7.9% · 1Y -12.5%

100% evidence

3. PNB Housing Finance Ltd · PNBHOUSING

65.5/100 · Favorable setup · 96% evidence

Exact sum: 20.4 + 16.3 + 11.2 + 17.6 = 65.5

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

20.4/35Growth & earnings

Income 10.9% · PAT 18.4%

88% evidence

16.3/25Capital efficiency

ROA 2.5% · ROE 12.7% · GNPA 0.9%

100% evidence

11.2/20Valuation

P/BV 1.43× · P/BV÷ROE 0.11

100% evidence

17.6/20Relative strength

RS sector 16.8% · RS bench 19.7% · 1Y 1.6%

100% evidence

4. India Shelter Finance Corporation Ltd · INDIASHLTR

59.5/100 · Mixed-positive evidence · 87% evidence

Exact sum: 24.4 + 18.9 + 11 + 5.2 = 59.5

Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -4.3% and the one-year return is -16.3%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth.

24.4/35Growth & earnings

Income 31.1% · PAT 33.1%

67% evidence

18.9/25Capital efficiency

ROA 5.8% · ROE 17% · GNPA 1.3%

95% evidence

11.0/20Valuation

P/BV 2.46× · P/BV÷ROE 0.14

100% evidence

5.2/20Relative strength

RS sector -4.3% · RS bench -1.9% · 1Y -16.3%

100% evidence

5. Housing & Urban Development Corporation Ltd · HUDCO

59.4/100 · Mixed-positive evidence · 84% evidence

Exact sum: 27.1 + 17.3 + 12.3 + 2.7 = 59.4

Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -6.4% and the one-year return is -10.3%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth.

27.1/35Growth & earnings

Income 27.5% · PAT 48.9%

75% evidence

17.3/25Capital efficiency

ROA 2.4% · ROE 20.2% · GNPA —

72% evidence

12.3/20Valuation

P/BV 1.78× · P/BV÷ROE 0.09

100% evidence

2.7/20Relative strength

RS sector -6.4% · RS bench -4.1% · 1Y -10.3%

100% evidence

6. Aadhar Housing Finance Ltd · AADHARHFC

58.7/100 · Mixed-positive evidence · 90% evidence

Exact sum: 20.9 + 19 + 7.8 + 11 = 58.7

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

20.9/35Growth & earnings

Income 18.2% · PAT 20.1%

88% evidence

19.0/25Capital efficiency

ROA 4% · ROE 15.9% · GNPA 1.1%

100% evidence

7.8/20Valuation

P/BV 2.86× · P/BV÷ROE 0.18

70% evidence

11.0/20Relative strength

RS sector 1.5% · RS bench 4.1% · 1Y 2.5%

100% evidence

7. Home First Finance Company India Ltd · HOMEFIRST

56.1/100 · Mixed-positive evidence · 90% evidence

Exact sum: 23 + 15.4 + 9 + 8.7 = 56.1

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

23.0/35Growth & earnings

Income 25.1% · PAT 41.4%

88% evidence

15.4/25Capital efficiency

ROA 3.6% · ROE 15.7% · GNPA 1.8%

100% evidence

9.0/20Valuation

P/BV 2.81× · P/BV÷ROE 0.18

100% evidence

8.7/20Relative strength

RS sector -7.7% · RS bench 6.6% · 1Y -9.1%

70% evidence

8. Repco Home Finance Ltd · REPCOHOME

54.2/100 · Mixed-positive evidence · 72% evidence

Exact sum: 9.5 + 14.2 + 16.8 + 13.7 = 54.2

Decision use: Price leads the evidence: RS versus the benchmark is 0.9%, but earnings trajectory is weak. Wait for revenue and profit confirmation.

9.5/35Growth & earnings

Income 5.3% · PAT 2.8%

75% evidence

14.2/25Capital efficiency

ROA 2.9% · ROE 12.7% · GNPA —

72% evidence

16.8/20Valuation

P/BV 0.6× · P/BV÷ROE 0.05

70% evidence

13.7/20Relative strength

RS sector 9.9% · RS bench 0.9% · 1Y -10.6%

70% evidence

9. LIC Housing Finance Ltd · LICHSGFIN

49.4/100 · Mixed-negative evidence · 84% evidence

Exact sum: 10.3 + 12.8 + 18.5 + 7.8 = 49.4

Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity.

10.3/35Growth & earnings

Income 2.6% · PAT 3%

75% evidence

12.8/25Capital efficiency

ROA 1.7% · ROE 14.4% · GNPA —

72% evidence

18.5/20Valuation

P/BV 0.72× · P/BV÷ROE 0.05

100% evidence

7.8/20Relative strength

RS sector -3% · RS bench -0.5% · 1Y -12.5%

100% evidence

10. AAVAS Financiers Ltd · AAVAS

49.0/100 · Mixed-negative evidence · 89% evidence

Exact sum: 19.7 + 17.3 + 6.8 + 5.2 = 49

Decision use: Strong business, demanding price: keep it on the quality list, but require either earnings upgrades or valuation compression.

19.7/35Growth & earnings

Income 25.4% · PAT 14.2%

86% evidence

17.3/25Capital efficiency

ROA 3.1% · ROE 13.9% · GNPA 0.9%

100% evidence

6.8/20Valuation

P/BV 2.89× · P/BV÷ROE 0.21

100% evidence

5.2/20Relative strength

RS sector -19.5% · RS bench -0.3% · 1Y -22.2%

70% evidence

11. Bajaj Housing Finance Ltd · BAJAJHFL

41.2/100 · Mixed-negative evidence · 90% evidence

Exact sum: 18.3 + 15 + 4.3 + 3.6 = 41.2

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

18.3/35Growth & earnings

Income 16.6% · PAT 18.3%

88% evidence

15.0/25Capital efficiency

ROA 2% · ROE 12.1% · GNPA 0.3%

100% evidence

4.3/20Valuation

P/BV 3.12× · P/BV÷ROE 0.26

70% evidence

3.6/20Relative strength

RS sector -13.4% · RS bench -11.3% · 1Y -29.2%

100% evidence

12. Sammaan Capital Ltd · SAMMAANCAP

37.9/100 · Mixed-negative evidence · 71% evidence

Exact sum: 8.1 + 4 + 9.8 + 16 = 37.9

Decision use: Price leads the evidence: RS versus the benchmark is 6.8%, but earnings trajectory is weak. Wait for revenue and profit confirmation.

8.1/35Growth & earnings

Income -6.7% · PAT -80%

88% evidence

4.0/25Capital efficiency

ROA -9.6% · ROE -3.2% · GNPA —

72% evidence

9.8/20Valuation

P/BV 0.98× · P/BV÷ROE —

10% evidence

16.0/20Relative strength

RS sector 4% · RS bench 6.8% · 1Y 20.2%

100% evidence

13. GIC Housing Finance Ltd · GICHSGFIN

28.7/100 · Adverse evidence · 76% evidence

Exact sum: 8 + 8.5 + 8 + 4.2 = 28.7

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

8.0/35Growth & earnings

Income 0.4% · PAT -3.7%

71% evidence

8.5/25Capital efficiency

ROA 1.4% · ROE 7.6% · GNPA —

68% evidence

8.0/20Valuation

P/BV 0.38× · P/BV÷ROE 0.05

100% evidence

4.2/20Relative strength

RS sector -8.5% · RS bench -8.3% · 1Y -23.4%

70% evidence

01 · compare level, then change

Income Scale & Growth Durability

LIC Housing Finance Ltd has the highest Income among the 13 Finance - Housing companies compared here, at ₹28,847 crore. Housing & Urban Development Corporation Ltd is next at ₹13,150 crore. India Shelter Finance Corporation Ltd has the highest Income growth at 31.1%, so level and change sit with different companies.

What the numbers say: LIC Housing Finance Ltd is the scale leader at ₹28,847 crore, 119.4% ahead of Housing & Urban Development Corporation Ltd. India Shelter Finance Corporation Ltd's growth is 31.1% from a ₹1,528 crore base, with 14 reported observations in the 20-quarter window. Treat the growth leader as an acceleration candidate, not as equally proven scale.

LeaderLIC Housing Finance Ltd · ₹28,847 crore
Gap119.4% versus #2 · Housing & Urban Development Corporation Ltd
Persistence7/8 recent comparable periods
Coverage13/13 companies · 232 observations

Investor read: LIC Housing Finance Ltd is the scale benchmark; India Shelter Finance Corporation Ltd is the acceleration watch. Promote the challenger only if growth persists and converts into margin and returns.

This conclusion weakens if: LIC Housing Finance Ltd's growth falls below India Shelter Finance Corporation Ltd's for two consecutive comparable reports while operating margin also compresses.

For lenders, reported income is used instead of industrial-company sales. Growth is compared year-on-year.
Incomelargest
1LIC Housing Finance Ltd LICHSGFIN₹28.8K Cr
2Housing & Urban Development Corporation Ltd HUDCO₹13.2K Cr
3Bajaj Housing Finance Ltd BAJAJHFL₹11.2K Cr
4PNB Housing Finance Ltd PNBHOUSING₹8.5K Cr
5Sammaan Capital Ltd SAMMAANCAP₹8.2K Cr
Income growthfastest growers
1India Shelter Finance Corporation Ltd INDIASHLTR31%
2Housing & Urban Development Corporation Ltd HUDCO28%
3AAVAS Financiers Ltd AAVAS25%
4Aptus Value Housing Finance India Ltd APTUS25%
5Home First Finance Company India Ltd HOMEFIRST25%
Income · company comparison
13/13 level · 13/13 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyIncomeIncome growthReported
LIC Housing Finance Ltd LICHSGFIN₹7.2K Cr-1.3%Mar 2026
Housing & Urban Development Corporation Ltd HUDCO₹3.6K Cr25%Mar 2026
Bajaj Housing Finance Ltd BAJAJHFL₹2.9K Cr16%Mar 2026
PNB Housing Finance Ltd PNBHOUSING₹2.2K Cr7.9%Mar 2026
Sammaan Capital Ltd SAMMAANCAP₹1.4K Cr-36%Mar 2026
Can Fin Homes Ltd CANFINHOME₹1.1K Cr7.5%Jun 2026
Aadhar Housing Finance Ltd AADHARHFC₹985 Cr18%Mar 2026
AAVAS Financiers Ltd AAVAS₹709 Cr13%Jun 2026
Aptus Value Housing Finance India Ltd APTUS₹574 Cr19%Mar 2026
Home First Finance Company India Ltd HOMEFIRST₹501 Cr21%Mar 2026
Repco Home Finance Ltd REPCOHOME₹454 Cr6.6%Mar 2026
India Shelter Finance Corporation Ltd INDIASHLTR₹408 Cr25%Mar 2026
GIC Housing Finance Ltd GICHSGFIN⚠ unverified₹273 Cr0.4%Mar 2026
Full 20-quarter history · every available company

Income · reported quarter history

Showing the 12 largest of 13 companies with a series here. The remaining 1 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Aadhar Housing Finance Ltd · AADHARHFC

—
—
₹452 Cr
₹475 Cr
₹475 Cr
₹547 Cr
₹555 Cr
₹593 Cr
₹629 Cr
₹673 Cr
₹692 Cr
₹713 Cr
₹764 Cr
₹798 Cr
₹833 Cr
₹848 Cr
₹897 Cr
₹943 Cr
₹985 Cr
—

AAVAS Financiers Ltd · AAVAS

₹325 Cr
₹343 Cr
₹365 Cr
₹353 Cr
₹395 Cr
₹411 Cr
₹450 Cr
₹467 Cr
₹497 Cr
₹508 Cr
₹546 Cr
₹543 Cr
₹580 Cr
₹598 Cr
₹637 Cr
₹628 Cr
₹667 Cr
₹675 Cr
₹715 Cr
₹709 Cr

Aptus Value Housing Finance India Ltd · APTUS

—
—
—
—
—
₹286 Cr
₹299 Cr
₹306 Cr
₹334 Cr
₹351 Cr
₹375 Cr
₹395 Cr
₹421 Cr
₹450 Cr
₹484 Cr
₹520 Cr
₹544 Cr
₹554 Cr
₹574 Cr
—

Bajaj Housing Finance Ltd · BAJAJHFL

₹902 Cr
₹986 Cr
₹1.1K Cr
₹1.2K Cr
₹1.3K Cr
₹1.5K Cr
₹1.6K Cr
₹1.8K Cr
₹1.9K Cr
₹1.9K Cr
₹2.0K Cr
₹2.2K Cr
₹2.4K Cr
₹2.4K Cr
₹2.5K Cr
₹2.6K Cr
₹2.8K Cr
₹2.9K Cr
₹2.9K Cr
—

Can Fin Homes Ltd · CANFINHOME

₹468 Cr
₹508 Cr
₹561 Cr
₹612 Cr
₹658 Cr
₹710 Cr
₹764 Cr
₹824 Cr
₹871 Cr
₹901 Cr
₹927 Cr
₹931 Cr
₹962 Cr
₹986 Cr
₹999 Cr
₹1.0K Cr
₹1.0K Cr
₹1.1K Cr
₹1.1K Cr
₹1.1K Cr

Home First Finance Company India Ltd · HOMEFIRST

₹146 Cr
₹152 Cr
₹156 Cr
₹169 Cr
₹189 Cr
₹205 Cr
₹227 Cr
₹255 Cr
₹273 Cr
₹296 Cr
₹313 Cr
₹336 Cr
₹373 Cr
₹406 Cr
₹415 Cr
₹454 Cr
₹477 Cr
₹482 Cr
₹501 Cr
—

Housing & Urban Development Corporation Ltd · HUDCO

₹1.7K Cr
₹1.7K Cr
₹1.7K Cr
₹1.8K Cr
₹1.7K Cr
₹1.7K Cr
₹1.9K Cr
₹1.8K Cr
₹1.9K Cr
₹2.0K Cr
₹2.1K Cr
₹2.2K Cr
₹2.5K Cr
₹2.8K Cr
₹2.8K Cr
₹2.9K Cr
₹3.2K Cr
₹3.4K Cr
₹3.6K Cr
—

India Shelter Finance Corporation Ltd · INDIASHLTR

—
—
—
—
—
₹150 Cr
₹170 Cr
₹182 Cr
₹204 Cr
₹209 Cr
₹235 Cr
₹252 Cr
₹283 Cr
₹304 Cr
₹327 Cr
₹361 Cr
₹369 Cr
₹390 Cr
₹408 Cr
—

LIC Housing Finance Ltd · LICHSGFIN

₹4.7K Cr
₹5.1K Cr
₹5.3K Cr
₹5.3K Cr
₹5.1K Cr
₹5.9K Cr
₹6.4K Cr
₹6.8K Cr
₹6.8K Cr
₹6.8K Cr
₹6.9K Cr
₹6.8K Cr
₹6.9K Cr
₹7.1K Cr
₹7.3K Cr
₹7.3K Cr
₹7.2K Cr
₹7.2K Cr
₹7.2K Cr
—

PNB Housing Finance Ltd · PNBHOUSING

₹1.6K Cr
₹1.5K Cr
₹1.4K Cr
₹1.4K Cr
₹1.7K Cr
₹1.8K Cr
₹1.6K Cr
₹1.7K Cr
₹1.8K Cr
₹1.8K Cr
₹1.8K Cr
₹1.8K Cr
₹1.9K Cr
₹1.9K Cr
₹2.0K Cr
₹2.1K Cr
₹2.1K Cr
₹2.1K Cr
₹2.2K Cr
—

Repco Home Finance Ltd · REPCOHOME

₹335 Cr
₹325 Cr
₹324 Cr
₹307 Cr
₹318 Cr
₹327 Cr
₹340 Cr
₹364 Cr
₹380 Cr
₹387 Cr
₹393 Cr
₹408 Cr
₹423 Cr
₹445 Cr
₹426 Cr
₹440 Cr
₹441 Cr
₹457 Cr
₹454 Cr
—

Sammaan Capital Ltd · SAMMAANCAP

₹2.2K Cr
₹2.3K Cr
₹2.2K Cr
₹2.1K Cr
₹2.2K Cr
₹2.3K Cr
₹2.1K Cr
₹1.9K Cr
₹2.2K Cr
₹2.1K Cr
₹2.2K Cr
₹2.2K Cr
₹2.4K Cr
₹2.0K Cr
₹2.1K Cr
₹2.4K Cr
₹2.3K Cr
₹2.2K Cr
₹1.4K Cr
—

Income growth · reported quarter history

Showing the 12 largest of 13 companies with a series here. The remaining 1 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Aadhar Housing Finance Ltd · AADHARHFC

—
—
9.4%
—
—
—
23%
25%
32%
23%
25%
20%
21%
19%
20%
19%
17%
18%
18%
—

AAVAS Financiers Ltd · AAVAS

—
—
26%
30%
22%
20%
23%
32%
26%
24%
21%
16%
17%
18%
17%
16%
15%
13%
12%
13%

Aptus Value Housing Finance India Ltd · APTUS

—
—
—
—
—
—
—
—
—
23%
25%
29%
26%
28%
29%
32%
29%
23%
19%
—

Bajaj Housing Finance Ltd · BAJAJHFL

—
—
—
49%
49%
54%
50%
44%
43%
28%
26%
25%
26%
26%
25%
18%
14%
18%
16%
—

Can Fin Homes Ltd · CANFINHOME

—
—
—
—
41%
40%
36%
35%
32%
27%
21%
13%
10%
9.4%
7.8%
9.6%
9.0%
8.8%
7.5%
7.5%

Home First Finance Company India Ltd · HOMEFIRST

—
—
—
19%
29%
35%
46%
51%
44%
44%
38%
32%
37%
37%
33%
35%
28%
19%
21%
—

Housing & Urban Development Corporation Ltd · HUDCO

—
—
—
-2.3%
0.1%
0.1%
6.2%
4.9%
6.8%
18%
12%
19%
35%
37%
38%
34%
28%
24%
25%
—

India Shelter Finance Corporation Ltd · INDIASHLTR

—
—
—
—
—
—
—
—
—
39%
38%
38%
39%
45%
39%
43%
30%
28%
25%
—

LIC Housing Finance Ltd · LICHSGFIN

—
—
—
9.0%
8.0%
16%
21%
27%
33%
16%
8.0%
0.6%
2.6%
3.9%
5.1%
6.7%
3.5%
1.9%
-1.3%
—

PNB Housing Finance Ltd · PNBHOUSING

—
—
—
-17%
6.1%
20%
15%
21%
5.6%
-2.3%
11%
6.7%
5.7%
11%
12%
14%
13%
9.1%
7.9%
—

Repco Home Finance Ltd · REPCOHOME

—
—
—
-4.7%
-5.1%
0.6%
4.9%
19%
20%
18%
16%
12%
11%
15%
8.4%
7.8%
4.3%
2.7%
6.6%
—

Sammaan Capital Ltd · SAMMAANCAP

—
—
—
-11%
-0.1%
2.7%
-3.8%
-8.6%
-0.2%
-8.4%
6.3%
16%
8.8%
-5.9%
-4.4%
8.7%
-7.1%
7.0%
-36%
—
02 · compare level, then change

Profit Scale & Acceleration

LIC Housing Finance Ltd has the highest Net profit among the 13 Finance - Housing companies compared here, at ₹5,604 crore. Housing & Urban Development Corporation Ltd is next at ₹4,034 crore. Housing & Urban Development Corporation Ltd has the highest Profit growth at 48.9%, so level and change sit with different companies.

What the numbers say: LIC Housing Finance Ltd leads with ₹5,604 crore of TTM profit, 38.9% above Housing & Urban Development Corporation Ltd. Housing & Urban Development Corporation Ltd shows 48.9% growth from a ₹4,034 crore profit base. Compare the size of the base and persistence before ranking acceleration above profit scale.

LeaderLIC Housing Finance Ltd · ₹5,604 crore
Gap38.9% versus #2 · Housing & Urban Development Corporation Ltd
Persistence6/8 recent comparable periods
Coverage13/13 companies · 232 observations

Investor read: LIC Housing Finance Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current profit growth signal.

Net profit is ranked only where the comparison base is economically meaningful. Loss-to-profit flips are shown but do not win the growth table.
Net profitlargest
1LIC Housing Finance Ltd LICHSGFIN₹5.6K Cr
2Housing & Urban Development Corporation Ltd HUDCO₹4.0K Cr
3Bajaj Housing Finance Ltd BAJAJHFL₹2.6K Cr
4PNB Housing Finance Ltd PNBHOUSING₹2.3K Cr
5Can Fin Homes Ltd CANFINHOME₹1.1K Cr
Profit growthfastest growers
1Housing & Urban Development Corporation Ltd HUDCO49%
2Home First Finance Company India Ltd HOMEFIRST41%
3India Shelter Finance Corporation Ltd INDIASHLTR33%
4Can Fin Homes Ltd CANFINHOME28%
5Aptus Value Housing Finance India Ltd APTUS26%
Net profit · company comparison
13/13 level · 13/13 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyNet profitProfit growthReported
Housing & Urban Development Corporation Ltd HUDCO₹2.0K Cr172%Mar 2026
LIC Housing Finance Ltd LICHSGFIN₹1.5K Cr8.7%Mar 2026
Bajaj Housing Finance Ltd BAJAJHFL₹669 Cr14%Mar 2026
PNB Housing Finance Ltd PNBHOUSING₹656 Cr19%Mar 2026
Aadhar Housing Finance Ltd AADHARHFC₹311 Cr27%Mar 2026
Can Fin Homes Ltd CANFINHOME₹268 Cr20%Jun 2026
Aptus Value Housing Finance India Ltd APTUS₹261 Cr26%Mar 2026
AAVAS Financiers Ltd AAVAS₹171 Cr23%Jun 2026
Home First Finance Company India Ltd HOMEFIRST₹149 Cr42%Mar 2026
India Shelter Finance Corporation Ltd INDIASHLTR₹138 Cr28%Mar 2026
Repco Home Finance Ltd REPCOHOME₹135 Cr12%Mar 2026
GIC Housing Finance Ltd GICHSGFIN⚠ unverified₹54 Cr54%Mar 2026
Sammaan Capital Ltd SAMMAANCAP₹-8.1K Cr-2,600%Mar 2026
Full 20-quarter history · every available company

Net profit · reported quarter history

Showing the 12 largest of 13 companies with a series here. The remaining 1 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Aadhar Housing Finance Ltd · AADHARHFC

—
—
₹115 Cr
₹123 Cr
₹123 Cr
₹150 Cr
₹141 Cr
₹146 Cr
₹197 Cr
₹204 Cr
₹202 Cr
₹200 Cr
₹228 Cr
₹239 Cr
₹245 Cr
₹237 Cr
₹266 Cr
₹281 Cr
₹311 Cr
—

AAVAS Financiers Ltd · AAVAS

₹92 Cr
₹89 Cr
₹115 Cr
₹89 Cr
₹107 Cr
₹107 Cr
₹127 Cr
₹110 Cr
₹122 Cr
₹117 Cr
₹142 Cr
₹126 Cr
₹148 Cr
₹146 Cr
₹154 Cr
₹139 Cr
₹164 Cr
₹170 Cr
₹182 Cr
₹171 Cr

Aptus Value Housing Finance India Ltd · APTUS

—
—
—
—
—
₹126 Cr
₹135 Cr
₹142 Cr
₹148 Cr
₹158 Cr
₹164 Cr
₹172 Cr
₹182 Cr
₹190 Cr
₹207 Cr
₹219 Cr
₹227 Cr
₹236 Cr
₹261 Cr
—

Bajaj Housing Finance Ltd · BAJAJHFL

₹166 Cr
₹185 Cr
₹198 Cr
₹316 Cr
₹306 Cr
₹334 Cr
₹301 Cr
₹462 Cr
₹451 Cr
₹437 Cr
₹381 Cr
₹483 Cr
₹546 Cr
₹548 Cr
₹587 Cr
₹583 Cr
₹643 Cr
₹665 Cr
₹669 Cr
—

Can Fin Homes Ltd · CANFINHOME

₹124 Cr
₹116 Cr
₹123 Cr
₹162 Cr
₹142 Cr
₹151 Cr
₹166 Cr
₹183 Cr
₹158 Cr
₹200 Cr
₹209 Cr
₹200 Cr
₹211 Cr
₹212 Cr
₹234 Cr
₹224 Cr
₹251 Cr
₹265 Cr
₹346 Cr
₹268 Cr

Home First Finance Company India Ltd · HOMEFIRST

₹45 Cr
₹46 Cr
₹60 Cr
₹51 Cr
₹54 Cr
₹59 Cr
₹64 Cr
₹69 Cr
₹74 Cr
₹79 Cr
₹83 Cr
₹88 Cr
₹92 Cr
₹97 Cr
₹105 Cr
₹119 Cr
₹132 Cr
₹140 Cr
₹149 Cr
—

Housing & Urban Development Corporation Ltd · HUDCO

₹370 Cr
₹195 Cr
₹747 Cr
₹412 Cr
₹396 Cr
₹254 Cr
₹639 Cr
₹446 Cr
₹452 Cr
₹519 Cr
₹700 Cr
₹558 Cr
₹689 Cr
₹735 Cr
₹728 Cr
₹630 Cr
₹710 Cr
₹713 Cr
₹2.0K Cr
—

India Shelter Finance Corporation Ltd · INDIASHLTR

—
—
—
—
—
₹40 Cr
₹53 Cr
₹47 Cr
₹60 Cr
₹62 Cr
₹78 Cr
₹84 Cr
₹90 Cr
₹96 Cr
₹108 Cr
₹119 Cr
₹122 Cr
₹124 Cr
₹138 Cr
—

LIC Housing Finance Ltd · LICHSGFIN

₹250 Cr
₹771 Cr
₹1.1K Cr
₹927 Cr
₹311 Cr
₹462 Cr
₹1.2K Cr
₹1.3K Cr
₹1.2K Cr
₹1.2K Cr
₹1.1K Cr
₹1.3K Cr
₹1.3K Cr
₹1.4K Cr
₹1.4K Cr
₹1.4K Cr
₹1.3K Cr
₹1.4K Cr
₹1.5K Cr
—

PNB Housing Finance Ltd · PNBHOUSING

₹235 Cr
₹188 Cr
₹170 Cr
₹235 Cr
₹263 Cr
₹269 Cr
₹279 Cr
₹347 Cr
₹383 Cr
₹338 Cr
₹439 Cr
₹433 Cr
₹470 Cr
₹483 Cr
₹550 Cr
₹534 Cr
₹582 Cr
₹520 Cr
₹656 Cr
—

Repco Home Finance Ltd · REPCOHOME

₹86 Cr
₹35 Cr
₹41 Cr
₹74 Cr
₹70 Cr
₹83 Cr
₹84 Cr
₹95 Cr
₹100 Cr
₹104 Cr
₹114 Cr
₹113 Cr
₹115 Cr
₹113 Cr
₹121 Cr
₹115 Cr
₹110 Cr
₹115 Cr
₹135 Cr
—

Sammaan Capital Ltd · SAMMAANCAP

₹286 Cr
₹303 Cr
₹307 Cr
₹287 Cr
₹289 Cr
₹291 Cr
₹263 Cr
₹294 Cr
₹298 Cr
₹303 Cr
₹319 Cr
₹327 Cr
₹-2.8K Cr
₹302 Cr
₹324 Cr
₹334 Cr
₹308 Cr
₹314 Cr
₹-8.1K Cr
—

Profit growth · reported quarter history

Showing the 12 largest of 13 companies with a series here. The remaining 1 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Aadhar Housing Finance Ltd · AADHARHFC

—
—
24%
—
—
—
23%
19%
60%
36%
43%
37%
16%
17%
21%
19%
17%
18%
27%
—

AAVAS Financiers Ltd · AAVAS

—
—
32%
51%
16%
20%
10%
24%
14%
9.4%
12%
15%
21%
25%
8.5%
10%
11%
16%
18%
23%

Aptus Value Housing Finance India Ltd · APTUS

—
—
—
—
—
—
—
—
—
25%
21%
21%
23%
20%
26%
27%
25%
24%
26%
—

Bajaj Housing Finance Ltd · BAJAJHFL

—
—
—
96%
84%
81%
52%
46%
47%
31%
27%
4.6%
21%
25%
54%
21%
18%
21%
14%
—

Can Fin Homes Ltd · CANFINHOME

—
—
—
—
15%
30%
35%
13%
11%
32%
26%
9.3%
34%
6.0%
12%
12%
19%
25%
48%
20%

Home First Finance Company India Ltd · HOMEFIRST

—
—
—
46%
20%
28%
6.7%
35%
37%
34%
30%
28%
24%
23%
27%
35%
43%
44%
42%
—

Housing & Urban Development Corporation Ltd · HUDCO

—
—
—
1.7%
7.0%
30%
-14%
8.3%
14%
104%
9.6%
25%
52%
42%
4.0%
13%
3.1%
-3.0%
172%
—

India Shelter Finance Corporation Ltd · INDIASHLTR

—
—
—
—
—
—
—
—
—
55%
47%
79%
50%
55%
38%
42%
36%
29%
28%
—

LIC Housing Finance Ltd · LICHSGFIN

—
—
—
514%
24%
-40%
6.9%
42%
283%
153%
-9.2%
-1.0%
11%
23%
27%
4.4%
1.6%
-2.6%
8.7%
—

PNB Housing Finance Ltd · PNBHOUSING

—
—
—
-3.3%
12%
43%
64%
48%
46%
26%
57%
25%
23%
43%
25%
23%
24%
7.7%
19%
—

Repco Home Finance Ltd · REPCOHOME

—
—
—
131%
-19%
137%
105%
28%
43%
25%
36%
19%
15%
8.7%
6.1%
1.8%
-4.4%
1.8%
12%
—

Sammaan Capital Ltd · SAMMAANCAP

—
—
—
1.8%
1.1%
-4.0%
-14%
2.4%
3.1%
4.1%
21%
11%
-1,027%
-0.3%
1.6%
2.1%
—
4.0%
-2,600%
—
03 · compare level, then change

Funding Base & Its Composition

PNB Housing Finance Ltd has the highest Deposits among the 13 Finance - Housing companies compared here, at ₹18,055 crore. LIC Housing Finance Ltd is next at ₹11,323 crore. LIC Housing Finance Ltd has the highest Borrowings at ₹2,77,539 crore, so level and change sit with different companies. Its Deposits series carries 10 reported observations across the 20-quarter window.

What the numbers say: PNB Housing Finance Ltd leads deposits at ₹18,055 crore; LIC Housing Finance Ltd leads borrowings at ₹2,77,539 crore.

LeaderPNB Housing Finance Ltd · ₹18,055 crore
Gap59.5% versus #2 · LIC Housing Finance Ltd
Persistence8/8 recent comparable periods
Coverage6/13 companies · 47 observations

Investor read: PNB Housing Finance Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current borrowings signal.

For banks, debt is operating funding rather than industrial leverage. Deposits and borrowings are therefore shown as funding-base levels; asset quality, funding cost and liquidity determine whether that funding is attractive.
Depositslargest deposit bases
1PNB Housing Finance Ltd PNBHOUSING₹18.1K Cr
2LIC Housing Finance Ltd LICHSGFIN₹11.3K Cr
3Can Fin Homes Ltd CANFINHOME₹220 Cr
4Bajaj Housing Finance Ltd BAJAJHFL₹170 Cr
5Aadhar Housing Finance Ltd AADHARHFC₹0 Cr
Borrowingslargest borrowings
1LIC Housing Finance Ltd LICHSGFIN₹2.8 L Cr
2Housing & Urban Development Corporation Ltd HUDCO₹1.4 L Cr
3Bajaj Housing Finance Ltd BAJAJHFL₹1.0 L Cr
4PNB Housing Finance Ltd PNBHOUSING₹71.2K Cr
5Sammaan Capital Ltd SAMMAANCAP₹51.9K Cr
Funding base · company comparison
6/13 level · 13/13 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyDepositsBorrowingsReported
PNB Housing Finance Ltd PNBHOUSING₹18.1K Cr₹71.2K CrMar 2026
LIC Housing Finance Ltd LICHSGFIN₹11.3K Cr₹2.8 L CrMar 2026
Can Fin Homes Ltd CANFINHOME₹220 Cr₹38.1K CrJun 2026
Bajaj Housing Finance Ltd BAJAJHFL₹170 Cr₹1.0 L CrMar 2026
Housing & Urban Development Corporation Ltd HUDCO₹0 Cr₹1.4 L CrMar 2026
Aadhar Housing Finance Ltd AADHARHFC₹0 Cr₹18.7K CrMar 2026
Sammaan Capital Ltd SAMMAANCAP—₹51.9K CrMar 2026
Aptus Value Housing Finance India Ltd APTUS—₹7.9K CrMar 2026
Home First Finance Company India Ltd HOMEFIRST—₹10.6K CrMar 2026
AAVAS Financiers Ltd AAVAS—₹15.7K CrJun 2026
India Shelter Finance Corporation Ltd INDIASHLTR—₹6.2K CrMar 2026
Repco Home Finance Ltd REPCOHOME—₹12.2K CrMar 2026
GIC Housing Finance Ltd GICHSGFIN⚠ unverified—₹9.1K CrMar 2026
Full 20-quarter history · every available company

Deposits · reported quarter history

Aadhar Housing Finance Ltd · AADHARHFC

—
—
₹8 Cr
—
—
₹3 Cr
₹3 Cr
—
₹3 Cr
—
₹1 Cr
—
₹1 Cr
—
₹1 Cr
—
₹1 Cr
—
₹0 Cr
—

Bajaj Housing Finance Ltd · BAJAJHFL

—
—
—
—
—
—
—
₹170 Cr
—
—
—
—
—
—
—
—
—
—
—
—

Can Fin Homes Ltd · CANFINHOME

₹482 Cr
—
₹505 Cr
—
₹502 Cr
—
₹447 Cr
—
₹346 Cr
—
₹232 Cr
—
₹187 Cr
—
₹194 Cr
—
₹194 Cr
—
₹220 Cr
—

Housing & Urban Development Corporation Ltd · HUDCO

₹11 Cr
—
₹4 Cr
—
₹3 Cr
—
₹2 Cr
—
₹1 Cr
—
₹0 Cr
—
₹0 Cr
—
—
—
—
—
—
—

LIC Housing Finance Ltd · LICHSGFIN

₹16.5K Cr
—
₹18.4K Cr
—
₹16.0K Cr
—
₹11.6K Cr
—
₹10.7K Cr
—
₹9.9K Cr
—
₹7.6K Cr
—
₹8.2K Cr
—
₹11.2K Cr
—
₹11.3K Cr
—

PNB Housing Finance Ltd · PNBHOUSING

₹16.8K Cr
—
₹17.6K Cr
—
₹17.4K Cr
—
₹17.2K Cr
—
₹16.8K Cr
—
₹17.8K Cr
—
₹17.6K Cr
—
₹17.6K Cr
—
₹18.3K Cr
—
₹18.1K Cr
—

Borrowings · reported quarter history

Showing the 12 largest of 13 companies with a series here. The remaining 1 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Aadhar Housing Finance Ltd · AADHARHFC

—
—
₹10.7K Cr
₹10.9K Cr
—
₹12.5K Cr
₹12.2K Cr
—
₹12.7K Cr
—
₹14.0K Cr
₹14.2K Cr
₹14.6K Cr
₹14.6K Cr
₹16.3K Cr
₹16.4K Cr
₹17.6K Cr
₹17.6K Cr
₹18.7K Cr
—

AAVAS Financiers Ltd · AAVAS

₹6.9K Cr
₹6.9K Cr
₹8.0K Cr
₹8.0K Cr
₹8.6K Cr
₹8.6K Cr
₹9.9K Cr
₹9.9K Cr
₹11.2K Cr
₹11.2K Cr
₹12.4K Cr
₹12.4K Cr
₹12.5K Cr
₹12.5K Cr
₹13.9K Cr
₹13.9K Cr
₹14.4K Cr
₹14.4K Cr
₹15.7K Cr
₹15.7K Cr

Aptus Value Housing Finance India Ltd · APTUS

—
—
₹2.7K Cr
—
—
—
₹3.8K Cr
—
—
—
₹5.2K Cr
—
—
—
₹6.9K Cr
—
₹7.3K Cr
—
₹7.9K Cr
—

Bajaj Housing Finance Ltd · BAJAJHFL

₹36.3K Cr
₹36.3K Cr
₹41.5K Cr
₹41.0K Cr
₹46.4K Cr
₹46.4K Cr
₹53.7K Cr
₹58.4K Cr
₹62.2K Cr
₹62.2K Cr
₹69.1K Cr
₹73.2K Cr
₹74.5K Cr
₹74.5K Cr
₹82.1K Cr
₹82.1K Cr
₹94.1K Cr
₹94.0K Cr
₹1.0 L Cr
—

Can Fin Homes Ltd · CANFINHOME

₹20.2K Cr
₹20.2K Cr
₹24.6K Cr
₹24.2K Cr
₹26.4K Cr
₹26.4K Cr
₹29.1K Cr
₹28.9K Cr
₹30.4K Cr
₹30.4K Cr
₹31.9K Cr
₹31.9K Cr
₹33.7K Cr
₹33.7K Cr
₹35.3K Cr
₹35.2K Cr
₹36.1K Cr
₹36.0K Cr
₹38.3K Cr
₹38.1K Cr

Home First Finance Company India Ltd · HOMEFIRST

₹3.1K Cr
₹3.1K Cr
₹3.5K Cr
₹3.5K Cr
₹4.2K Cr
₹4.2K Cr
₹4.8K Cr
₹4.8K Cr
₹6.0K Cr
—
₹7.3K Cr
₹7.3K Cr
₹8.9K Cr
₹9.2K Cr
₹9.6K Cr
₹9.6K Cr
₹9.7K Cr
₹9.7K Cr
₹10.6K Cr
—

Housing & Urban Development Corporation Ltd · HUDCO

₹58.3K Cr
₹58.3K Cr
₹61.5K Cr
₹61.5K Cr
₹58.4K Cr
₹58.4K Cr
₹62.9K Cr
₹62.9K Cr
₹63.3K Cr
₹63.3K Cr
₹74.0K Cr
₹74.0K Cr
₹93.6K Cr
₹93.6K Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.3 L Cr
₹1.3 L Cr
₹1.4 L Cr
—

India Shelter Finance Corporation Ltd · INDIASHLTR

—
—
₹2.1K Cr
—
—
—
₹3.0K Cr
—
—
—
₹3.4K Cr
—
—
—
₹5.0K Cr
—
₹5.5K Cr
—
₹6.2K Cr
—

LIC Housing Finance Ltd · LICHSGFIN

₹1.9 L Cr
₹1.9 L Cr
₹2.2 L Cr
₹2.1 L Cr
₹2.2 L Cr
₹2.2 L Cr
₹2.4 L Cr
—
₹2.3 L Cr
₹2.3 L Cr
₹2.5 L Cr
₹2.4 L Cr
₹2.5 L Cr
₹2.5 L Cr
₹2.7 L Cr
₹2.6 L Cr
₹2.7 L Cr
₹2.6 L Cr
₹2.8 L Cr
—

PNB Housing Finance Ltd · PNBHOUSING

₹39.0K Cr
₹39.0K Cr
₹53.0K Cr
₹37.0K Cr
₹34.4K Cr
₹34.4K Cr
₹53.6K Cr
₹37.6K Cr
₹36.7K Cr
₹36.7K Cr
₹55.0K Cr
₹38.6K Cr
₹39.5K Cr
₹39.5K Cr
₹62.3K Cr
₹44.9K Cr
₹65.2K Cr
₹47.1K Cr
₹71.2K Cr
—

Repco Home Finance Ltd · REPCOHOME

₹10.0K Cr
₹10.0K Cr
₹9.7K Cr
₹9.7K Cr
₹9.6K Cr
₹9.6K Cr
₹9.9K Cr
₹9.9K Cr
₹10.0K Cr
—
₹10.7K Cr
₹10.7K Cr
₹11.5K Cr
—
₹11.1K Cr
₹11.2K Cr
₹11.5K Cr
₹11.5K Cr
₹12.2K Cr
—

Sammaan Capital Ltd · SAMMAANCAP

₹63.7K Cr
₹61.6K Cr
₹61.4K Cr
₹62.9K Cr
₹55.0K Cr
—
₹52.4K Cr
₹55.1K Cr
₹48.4K Cr
₹48.3K Cr
₹48.5K Cr
₹51.4K Cr
₹45.9K Cr
₹45.9K Cr
₹42.7K Cr
₹42.8K Cr
₹45.5K Cr
₹45.5K Cr
₹51.9K Cr
—
04 · compare level, then change

Return On Assets

Aptus Value Housing Finance India Ltd has the highest ROA among the 13 Finance - Housing companies compared here, at 7.8%. India Shelter Finance Corporation Ltd is next at 5.8%. Can Fin Homes Ltd has the highest ROA change at +0.3 percentage points, so level and change sit with different companies.

What the numbers say: Aptus Value Housing Finance India Ltd leads roa at 7.8%; Can Fin Homes Ltd leads roa change at +0.3 percentage points.

LeaderAptus Value Housing Finance India Ltd · 7.8%
Gap33.8% versus #2 · India Shelter Finance Corporation Ltd
PersistenceNot enough history
Coverage13/13 companies · 104 observations

Investor read: Aptus Value Housing Finance India Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current roa change signal.

ROA is the cleanest first comparison for lenders because the balance sheet is the operating asset.
ROAhighest
1Aptus Value Housing Finance India Ltd APTUS7.8%
2India Shelter Finance Corporation Ltd INDIASHLTR5.8%
3Aadhar Housing Finance Ltd AADHARHFC4.0%
4Home First Finance Company India Ltd HOMEFIRST3.6%
5AAVAS Financiers Ltd AAVAS3.1%
ROA changefastest improvers
1Can Fin Homes Ltd CANFINHOME+0.3 pp
2Housing & Urban Development Corporation Ltd HUDCO+0.3 pp
3Home First Finance Company India Ltd HOMEFIRST+0.2 pp
4PNB Housing Finance Ltd PNBHOUSING+0.2 pp
5Aadhar Housing Finance Ltd AADHARHFC+0.1 pp
Return on assets · company comparison
13/13 level · 11/13 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

Withheld from this chart: Aptus Value Housing Finance India Ltd (APTUS) — its two data sources disagree by up to 3.3% on reported income across 14 comparable periods, so its derived ratios are withheld; India Shelter Finance Corporation Ltd (INDIASHLTR) — its two data sources disagree by up to 17% on reported income across 14 comparable periods, so its derived ratios are withheld. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyROAROA changeReported
Aadhar Housing Finance Ltd AADHARHFC4.0%+0.1 ppMar 2026
Home First Finance Company India Ltd HOMEFIRST3.6%+0.2 ppMar 2026
AAVAS Financiers Ltd AAVAS3.1%0.0 ppJun 2026
Repco Home Finance Ltd REPCOHOME2.9%−0.2 ppMar 2026
PNB Housing Finance Ltd PNBHOUSING2.5%+0.2 ppMar 2026
Housing & Urban Development Corporation Ltd HUDCO2.4%+0.3 ppMar 2026
Can Fin Homes Ltd CANFINHOME2.4%+0.3 ppJun 2026
Bajaj Housing Finance Ltd BAJAJHFL2.0%−0.1 ppMar 2026
LIC Housing Finance Ltd LICHSGFIN1.7%0.0 ppMar 2026
GIC Housing Finance Ltd GICHSGFIN⚠ unverified1.4%−0.1 ppMar 2026
Sammaan Capital Ltd SAMMAANCAP-9.6%−7.0 ppMar 2026
Full 20-quarter history · every available company

ROA · reported quarter history

Aadhar Housing Finance Ltd · AADHARHFC

—
—
—
—
—
3.1%
3.2%
3.6%
3.6%
—
3.9%
—
4.0%
—
3.9%
—
3.9%
—
4.0%
—

AAVAS Financiers Ltd · AAVAS

—
—
3.2%
—
3.4%
—
3.2%
—
3.1%
—
3.0%
—
3.2%
—
3.1%
—
3.1%
—
3.1%
—

Bajaj Housing Finance Ltd · BAJAJHFL

—
—
1.5%
—
1.8%
—
1.9%
2.0%
2.7%
—
2.1%
2.0%
2.3%
2.4%
2.1%
—
2.0%
—
2.0%
—

Can Fin Homes Ltd · CANFINHOME

—
—
—
—
1.8%
—
1.9%
—
1.9%
—
2.0%
—
2.1%
—
2.1%
—
2.2%
—
2.4%
—

GIC Housing Finance Ltd · GICHSGFIN⚠ unverified

—
—
—
—
—
—
—
—
1.7%
—
1.5%
—
1.6%
—
1.5%
—
1.3%
—
1.4%
—

Home First Finance Company India Ltd · HOMEFIRST

—
—
3.6%
—
3.5%
—
3.4%
—
3.3%
—
3.2%
—
3.0%
3.1%
3.4%
3.5%
3.3%
—
3.6%
—

Housing & Urban Development Corporation Ltd · HUDCO

—
—
2.2%
—
2.3%
—
2.1%
—
2.2%
—
2.3%
—
2.2%
—
2.1%
—
1.9%
—
2.4%
—

LIC Housing Finance Ltd · LICHSGFIN

—
—
0.9%
—
1.2%
—
1.0%
—
1.5%
—
1.6%
—
1.6%
—
1.7%
—
1.7%
—
1.7%
—

PNB Housing Finance Ltd · PNBHOUSING

—
—
1.3%
—
1.3%
—
1.6%
—
1.8%
—
2.1%
—
2.2%
—
2.3%
—
2.5%
—
2.5%
—

Repco Home Finance Ltd · REPCOHOME

—
—
1.6%
—
1.8%
—
2.5%
—
2.8%
—
3.0%
—
3.0%
—
3.1%
—
3.0%
—
2.9%
—

Sammaan Capital Ltd · SAMMAANCAP

1.2%
1.3%
1.4%
1.5%
1.6%
—
1.5%
—
1.6%
1.6%
1.7%
—
-2.6%
—
-2.6%
—
1.8%
—
-9.6%
—

ROA change · reported quarter history

Aadhar Housing Finance Ltd · AADHARHFC

—
—
—
—
—
—
—
—
—
—
+0.7 pp
—
+0.4 pp
—
0.0 pp
—
−0.1 pp
—
+0.1 pp
—

AAVAS Financiers Ltd · AAVAS

—
—
—
—
—
—
0.0 pp
—
−0.3 pp
—
−0.2 pp
—
+0.1 pp
—
+0.1 pp
—
−0.1 pp
—
0.0 pp
—

Bajaj Housing Finance Ltd · BAJAJHFL

—
—
—
—
—
—
+0.4 pp
—
+0.9 pp
—
+0.2 pp
0.0 pp
−0.4 pp
—
0.0 pp
—
−0.3 pp
—
−0.1 pp
—

Can Fin Homes Ltd · CANFINHOME

—
—
—
—
—
—
—
—
+0.1 pp
—
+0.1 pp
—
+0.2 pp
—
+0.1 pp
—
+0.1 pp
—
+0.3 pp
—

GIC Housing Finance Ltd · GICHSGFIN⚠ unverified

—
—
—
—
—
—
—
—
—
—
—
—
−0.1 pp
—
0.0 pp
—
−0.3 pp
—
−0.1 pp
—

Home First Finance Company India Ltd · HOMEFIRST

—
—
—
—
—
—
−0.2 pp
—
−0.2 pp
—
−0.2 pp
—
−0.3 pp
—
+0.2 pp
—
+0.3 pp
—
+0.2 pp
—

Housing & Urban Development Corporation Ltd · HUDCO

—
—
—
—
—
—
−0.1 pp
—
−0.1 pp
—
+0.2 pp
—
0.0 pp
—
−0.2 pp
—
−0.3 pp
—
+0.3 pp
—

LIC Housing Finance Ltd · LICHSGFIN

—
—
—
—
—
—
+0.1 pp
—
+0.3 pp
—
+0.6 pp
—
+0.1 pp
—
+0.1 pp
—
+0.1 pp
—
0.0 pp
—

PNB Housing Finance Ltd · PNBHOUSING

—
—
—
—
—
—
+0.3 pp
—
+0.5 pp
—
+0.5 pp
—
+0.4 pp
—
+0.2 pp
—
+0.3 pp
—
+0.2 pp
—

Repco Home Finance Ltd · REPCOHOME

—
—
—
—
—
—
+0.9 pp
—
+1.0 pp
—
+0.5 pp
—
+0.2 pp
—
+0.1 pp
—
0.0 pp
—
−0.2 pp
—

Sammaan Capital Ltd · SAMMAANCAP

—
—
—
—
+0.4 pp
—
+0.1 pp
—
0.0 pp
—
+0.2 pp
—
−4.2 pp
—
−4.3 pp
—
+4.4 pp
—
−7.0 pp
—
05 · compare level, then change

ROE — Leaders & Improvers

Housing & Urban Development Corporation Ltd has the highest ROE among the 13 Finance - Housing companies compared here, at 20.2%. Aptus Value Housing Finance India Ltd is next at 20.1%. Can Fin Homes Ltd has the highest ROE change at +5 percentage points, so level and change sit with different companies.

What the numbers say: Housing & Urban Development Corporation Ltd leads roe at 20.2%; Can Fin Homes Ltd leads roe change at +5 percentage points.

LeaderHousing & Urban Development Corporation Ltd · 20.2%
Gap0.5% versus #2 · Aptus Value Housing Finance India Ltd
Persistence5/8 recent comparable periods
Coverage13/13 companies · 204 observations

Investor read: Housing & Urban Development Corporation Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current roe change signal.

ROE shows the return to shareholders, but should be read with asset quality and leverage.
ROEhighest
1Housing & Urban Development Corporation Ltd HUDCO20%
2Aptus Value Housing Finance India Ltd APTUS20%
3Can Fin Homes Ltd CANFINHOME20%
4India Shelter Finance Corporation Ltd INDIASHLTR17%
5Aadhar Housing Finance Ltd AADHARHFC16%
ROE changefastest improvers
1Can Fin Homes Ltd CANFINHOME+5.0 pp
2India Shelter Finance Corporation Ltd INDIASHLTR+2.0 pp
3Aptus Value Housing Finance India Ltd APTUS+1.0 pp
4Bajaj Housing Finance Ltd BAJAJHFL+0.9 pp
5AAVAS Financiers Ltd AAVAS+0.3 pp
Return on equity · company comparison
13/13 level · 13/13 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

Withheld from this chart: Aptus Value Housing Finance India Ltd (APTUS) — its two data sources disagree by up to 3.3% on reported income across 14 comparable periods, so its derived ratios are withheld; India Shelter Finance Corporation Ltd (INDIASHLTR) — its two data sources disagree by up to 17% on reported income across 14 comparable periods, so its derived ratios are withheld. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyROEROE changeReported
Can Fin Homes Ltd CANFINHOME24%+5.0 ppJun 2026
Aadhar Housing Finance Ltd AADHARHFC16%0.0 ppMar 2026
Housing & Urban Development Corporation Ltd HUDCO16%−1.4 ppMar 2026
AAVAS Financiers Ltd AAVAS15%+0.3 ppJun 2026
LIC Housing Finance Ltd LICHSGFIN15%−2.6 ppMar 2026
Home First Finance Company India Ltd HOMEFIRST14%−2.6 ppMar 2026
Repco Home Finance Ltd REPCOHOME13%−0.7 ppMar 2026
Bajaj Housing Finance Ltd BAJAJHFL13%+0.9 ppMar 2026
PNB Housing Finance Ltd PNBHOUSING12%−0.6 ppMar 2026
GIC Housing Finance Ltd GICHSGFIN⚠ unverified8.7%−1.9 ppMar 2026
Sammaan Capital Ltd SAMMAANCAP5.6%−0.5 ppMar 2026
Full 20-quarter history · every available company

ROE · reported quarter history

Aadhar Housing Finance Ltd · AADHARHFC

—
—
14%
—
16%
14%
15%
16%
16%
—
17%
18%
18%
18%
16%
16%
15%
16%
16%
—

AAVAS Financiers Ltd · AAVAS

—
15%
14%
17%
13%
15%
14%
16%
13%
14%
13%
16%
13%
15%
15%
15%
13%
15%
15%
15%

Bajaj Housing Finance Ltd · BAJAJHFL

—
11%
12%
12%
19%
15%
14%
12%
17%
17%
15%
13%
14%
13%
12%
12%
12%
13%
13%
—

Can Fin Homes Ltd · CANFINHOME

—
18%
16%
17%
21%
18%
18%
19%
20%
17%
20%
20%
18%
19%
18%
19%
18%
19%
19%
24%

GIC Housing Finance Ltd · GICHSGFIN⚠ unverified

0.8%
13%
22%
14%
10%
15%
17%
13%
7.5%
7.0%
8.2%
12%
8.5%
7.9%
11%
7.3%
1.5%
10%
8.7%
—

Home First Finance Company India Ltd · HOMEFIRST

10%
13%
13%
16%
13%
13%
14%
15%
15%
16%
14%
15%
17%
17%
17%
17%
19%
16%
14%
—

Housing & Urban Development Corporation Ltd · HUDCO

12%
11%
5.7%
21%
11%
11%
6.9%
17%
12%
12%
13%
17%
13%
16%
17%
17%
14%
16%
16%
—

LIC Housing Finance Ltd · LICHSGFIN

2.9%
4.5%
13%
19%
15%
5.0%
7.2%
18%
14%
17%
16%
14%
17%
16%
17%
16%
15%
14%
15%
—

PNB Housing Finance Ltd · PNBHOUSING

11%
10%
8.0%
7.0%
9.5%
10%
10%
10%
13%
12%
9.5%
12%
12%
12%
12%
14%
13%
13%
12%
—

Repco Home Finance Ltd · REPCOHOME

6.1%
16%
6.3%
7.2%
13%
12%
14%
13%
15%
15%
14%
14%
15%
15%
14%
14%
13%
13%
13%
—

Sammaan Capital Ltd · SAMMAANCAP

7.1%
7.3%
7.5%
7.4%
6.9%
6.9%
6.5%
6.5%
6.8%
6.7%
6.6%
6.3%
6.6%
-56%
6.1%
6.2%
6.1%
5.6%
5.6%
—

ROE change · reported quarter history

Aadhar Housing Finance Ltd · AADHARHFC

—
—
—
—
—
—
+0.2 pp
—
+0.1 pp
—
+2.3 pp
+1.8 pp
+2.3 pp
—
−0.5 pp
−2.0 pp
−3.1 pp
−1.5 pp
0.0 pp
—

AAVAS Financiers Ltd · AAVAS

—
—
—
—
—
−0.2 pp
+0.3 pp
−1.1 pp
+0.7 pp
−0.3 pp
−0.8 pp
−0.5 pp
0.0 pp
+0.8 pp
+1.2 pp
−1.0 pp
−0.6 pp
−0.6 pp
0.0 pp
+0.3 pp

Bajaj Housing Finance Ltd · BAJAJHFL

—
—
—
—
—
+4.0 pp
+2.0 pp
−0.3 pp
−1.6 pp
+1.8 pp
+1.7 pp
+1.1 pp
−2.9 pp
−3.5 pp
−3.6 pp
−0.8 pp
−2.6 pp
−0.5 pp
+0.9 pp
—

Can Fin Homes Ltd · CANFINHOME

—
—
—
—
—
−0.6 pp
+1.6 pp
+2.2 pp
−1.1 pp
−1.0 pp
+2.2 pp
+1.2 pp
−1.7 pp
+2.1 pp
−2.2 pp
−0.9 pp
−0.7 pp
+0.4 pp
+1.4 pp
+5.0 pp

GIC Housing Finance Ltd · GICHSGFIN⚠ unverified

—
—
—
—
+9.6 pp
+1.4 pp
−5.6 pp
−0.7 pp
−2.9 pp
−7.6 pp
−8.3 pp
−0.8 pp
+1.0 pp
+0.9 pp
+2.4 pp
−4.7 pp
−7.0 pp
+2.2 pp
−1.9 pp
—

Home First Finance Company India Ltd · HOMEFIRST

—
—
—
—
+2.8 pp
+0.7 pp
+1.3 pp
−1.3 pp
+2.2 pp
+2.5 pp
+0.5 pp
+0.7 pp
+1.3 pp
+0.9 pp
+2.2 pp
+1.7 pp
+2.4 pp
−0.6 pp
−2.6 pp
—

Housing & Urban Development Corporation Ltd · HUDCO

—
—
—
—
−0.9 pp
−0.1 pp
+1.2 pp
−4.3 pp
+0.1 pp
+0.7 pp
+6.3 pp
+0.4 pp
+1.9 pp
+4.7 pp
+4.0 pp
−0.7 pp
+0.6 pp
−0.5 pp
−1.4 pp
—

LIC Housing Finance Ltd · LICHSGFIN

—
—
—
—
+12.1 pp
+0.5 pp
−6.0 pp
−0.4 pp
−0.8 pp
+11.7 pp
+8.8 pp
−3.8 pp
+2.4 pp
−0.4 pp
+1.1 pp
+1.4 pp
−1.6 pp
−1.9 pp
−2.6 pp
—

PNB Housing Finance Ltd · PNBHOUSING

—
—
—
—
−1.4 pp
0.0 pp
+2.3 pp
+3.4 pp
+3.1 pp
+1.8 pp
−0.8 pp
+1.6 pp
−1.0 pp
+0.1 pp
+2.7 pp
+1.5 pp
+1.1 pp
+1.2 pp
−0.6 pp
—

Repco Home Finance Ltd · REPCOHOME

—
—
—
—
+6.7 pp
−4.1 pp
+7.5 pp
+6.2 pp
+1.9 pp
+3.0 pp
0.0 pp
+1.0 pp
+0.4 pp
0.0 pp
−0.3 pp
−0.9 pp
−1.7 pp
−2.4 pp
−0.7 pp
—

Sammaan Capital Ltd · SAMMAANCAP

—
—
—
—
−0.2 pp
−0.4 pp
−1.0 pp
−0.9 pp
−0.1 pp
−0.2 pp
+0.1 pp
−0.2 pp
−0.2 pp
−62.2 pp
−0.5 pp
−0.1 pp
−0.5 pp
+61.1 pp
−0.5 pp
—
06 · compare level, then change

Gross NPA — Leaders & Improvers

Bajaj Housing Finance Ltd has the lowest Gross NPA among the 13 Finance - Housing companies compared here, at 0.3%. PNB Housing Finance Ltd is next at 0.9%. Sammaan Capital Ltd has the lowest GNPA change at -1 percentage points, so level and change sit with different companies. Its Gross NPA series carries 12 reported observations across the 20-quarter window.

What the numbers say: Bajaj Housing Finance Ltd leads gross npa at 0.3%; Sammaan Capital Ltd leads gnpa change at -1 percentage points.

LeaderBajaj Housing Finance Ltd · 0.3%
Gap71% versus #2 · PNB Housing Finance Ltd
Persistence3/8 recent comparable periods
Coverage7/13 companies · 96 observations

Investor read: Bajaj Housing Finance Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current gnpa change signal.

Lower gross NPA is better. Improvement means the ratio is falling, so ranks are intentionally inverted.
Gross NPAlowest
1Bajaj Housing Finance Ltd BAJAJHFL0.3%
2PNB Housing Finance Ltd PNBHOUSING0.9%
3AAVAS Financiers Ltd AAVAS0.9%
4Aadhar Housing Finance Ltd AADHARHFC1.1%
5India Shelter Finance Corporation Ltd INDIASHLTR1.3%
GNPA changefastest improvers
1Sammaan Capital Ltd SAMMAANCAP−1.0 pp
2PNB Housing Finance Ltd PNBHOUSING−0.2 pp
3Bajaj Housing Finance Ltd BAJAJHFL−0.0 pp
4Can Fin Homes Ltd CANFINHOME−0.0 pp
5Aadhar Housing Finance Ltd AADHARHFC+0.0 pp
Asset quality · company comparison
7/13 level · 8/13 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyGross NPAGNPA changeReported
Home First Finance Company India Ltd HOMEFIRST1.8%+0.1 ppMar 2026
Aptus Value Housing Finance India Ltd APTUS1.5%+0.3 ppMar 2026
Sammaan Capital Ltd SAMMAANCAP1.4%−1.0 ppMar 2026
India Shelter Finance Corporation Ltd INDIASHLTR1.3%+0.3 ppMar 2026
Aadhar Housing Finance Ltd AADHARHFC1.1%+0.0 ppMar 2026
AAVAS Financiers Ltd AAVAS0.9%—Jun 2026
PNB Housing Finance Ltd PNBHOUSING0.9%−0.2 ppMar 2026
Can Fin Homes Ltd CANFINHOME0.9%−0.0 ppJun 2026
Bajaj Housing Finance Ltd BAJAJHFL0.3%−0.0 ppMar 2026
Full 20-quarter history · every available company

Gross NPA · reported quarter history

Aadhar Housing Finance Ltd · AADHARHFC

—
—
—
—
—
—
—
1.5%
1.4%
1.4%
1.1%
1.3%
1.3%
1.4%
1.1%
1.3%
1.4%
1.4%
1.1%
—

AAVAS Financiers Ltd · AAVAS

—
—
—
—
—
—
—
1.0%
—
—
0.9%
—
—
—
—
—
—
—
—
—

Aptus Value Housing Finance India Ltd · APTUS

—
—
—
—
—
1.4%
1.2%
1.3%
1.2%
1.2%
1.1%
1.3%
1.3%
1.3%
1.2%
1.5%
1.6%
1.6%
1.5%
—

Bajaj Housing Finance Ltd · BAJAJHFL

—
—
—
—
—
—
—
0.2%
0.2%
0.3%
0.3%
0.3%
0.3%
0.3%
0.3%
0.3%
0.3%
0.3%
0.3%
—

Can Fin Homes Ltd · CANFINHOME

—
—
—
—
—
0.6%
0.6%
0.6%
0.8%
0.9%
0.8%
0.9%
0.9%
0.9%
0.9%
1.0%
0.9%
0.9%
0.9%
—

Home First Finance Company India Ltd · HOMEFIRST

—
—
—
—
—
—
1.6%
1.6%
1.7%
1.7%
1.7%
2.9%
1.7%
1.7%
1.7%
1.8%
1.9%
2.0%
1.8%
—

India Shelter Finance Corporation Ltd · INDIASHLTR

—
—
—
—
—
—
1.1%
1.1%
—
1.2%
1.0%
1.1%
1.2%
1.3%
1.0%
1.2%
1.3%
1.5%
1.3%
—

PNB Housing Finance Ltd · PNBHOUSING

—
—
—
—
—
—
—
—
—
—
—
—
1.2%
1.2%
—
1.1%
1.0%
1.0%
0.9%
—

Sammaan Capital Ltd · SAMMAANCAP

—
—
—
—
—
3.3%
2.9%
2.9%
2.9%
2.9%
2.7%
2.7%
2.4%
—
1.3%
1.5%
1.4%
—
—
—

GNPA change · reported quarter history

Aadhar Housing Finance Ltd · AADHARHFC

—
—
—
—
—
—
—
—
—
—
—
−0.2 pp
−0.1 pp
−0.0 pp
−0.1 pp
+0.0 pp
+0.1 pp
+0.0 pp
+0.0 pp
—

Aptus Value Housing Finance India Ltd · APTUS

—
—
—
—
—
—
—
—
—
−0.3 pp
−0.1 pp
+0.0 pp
+0.1 pp
+0.1 pp
+0.1 pp
+0.2 pp
+0.3 pp
+0.3 pp
+0.3 pp
—

Bajaj Housing Finance Ltd · BAJAJHFL

—
—
—
—
—
—
—
—
—
—
—
+0.1 pp
+0.1 pp
+0.0 pp
+0.0 pp
+0.0 pp
−0.0 pp
−0.0 pp
−0.0 pp
—

Can Fin Homes Ltd · CANFINHOME

—
—
—
—
—
—
—
—
—
+0.3 pp
+0.3 pp
+0.3 pp
+0.1 pp
+0.0 pp
+0.1 pp
+0.1 pp
+0.1 pp
0.0 pp
−0.0 pp
—

Home First Finance Company India Ltd · HOMEFIRST

—
—
—
—
—
—
—
—
—
—
+0.1 pp
+1.3 pp
0.0 pp
0.0 pp
0.0 pp
−1.1 pp
+0.2 pp
+0.3 pp
+0.1 pp
—

India Shelter Finance Corporation Ltd · INDIASHLTR

—
—
—
—
—
—
—
—
—
—
−0.2 pp
+0.1 pp
—
+0.1 pp
+0.0 pp
+0.1 pp
+0.0 pp
+0.3 pp
+0.3 pp
—

PNB Housing Finance Ltd · PNBHOUSING

—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
−0.2 pp
−0.2 pp
—
—

Sammaan Capital Ltd · SAMMAANCAP

—
—
—
—
—
—
—
—
—
−0.5 pp
−0.2 pp
−0.2 pp
−0.5 pp
—
−1.4 pp
−1.2 pp
−1.0 pp
—
—
—
07 · compare level, then change

Valuation Against Growth & Quality

GIC Housing Finance Ltd has the lowest P/BV ÷ ROE among the 13 Finance - Housing companies compared here, at 0.05×. The same company also holds the lowest P/BV, at 0.38×. 12 of 13 companies report a comparable reading, the latest through Mar 2026. Its P/BV ÷ ROE series carries 19 reported observations across the 20-quarter window.

What the numbers say: GIC Housing Finance Ltd has the lowest comparable P/BV ÷ ROE at 0.05×, 0% below LIC Housing Finance Ltd. Only 12 of 13 companies pass the guard, so no broad “cheapest stock” conclusion is defensible unless the current multiple, own-history position and growth durability agree.

LeaderGIC Housing Finance Ltd · 0.05×
Gap0% versus #2 · LIC Housing Finance Ltd
Persistence0/8 recent comparable periods
Coverage12/13 companies · 185 observations

Investor read: Treat valuation as permission to investigate, never as a standalone reason to buy.

This conclusion weakens if: The next two comparable reports reverse the current p/bv signal.

Banks are compared on P/BV and P/BV÷ROE, not PEG. Lower is better only if asset quality and return durability hold; cheap book value with weakening NPAs is not automatically attractive.
P/BV ÷ ROElowest return-adjusted price
1GIC Housing Finance Ltd GICHSGFIN⚠ unverified0.1
2LIC Housing Finance Ltd LICHSGFIN0.1
3Repco Home Finance Ltd REPCOHOME0.1
4Can Fin Homes Ltd CANFINHOME0.1
5Housing & Urban Development Corporation Ltd HUDCO0.1
P/BVlowest P/BV
1GIC Housing Finance Ltd GICHSGFIN⚠ unverified0.4
2Repco Home Finance Ltd REPCOHOME0.6
3LIC Housing Finance Ltd LICHSGFIN0.7
4Sammaan Capital Ltd SAMMAANCAP1.0
5PNB Housing Finance Ltd PNBHOUSING1.4
Valuation · company comparison
12/13 level · 13/13 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyP/BV ÷ ROEP/BVReported
Bajaj Housing Finance Ltd BAJAJHFL0.23.0Mar 2026
AAVAS Financiers Ltd AAVAS0.23.1Jun 2026
Aadhar Housing Finance Ltd AADHARHFC0.22.9Mar 2026
Home First Finance Company India Ltd HOMEFIRST0.22.4Mar 2026
Housing & Urban Development Corporation Ltd HUDCO0.11.9Mar 2026
Sammaan Capital Ltd SAMMAANCAP0.10.6Mar 2026
PNB Housing Finance Ltd PNBHOUSING0.11.1Mar 2026
Can Fin Homes Ltd CANFINHOME0.12.3Jun 2026
LIC Housing Finance Ltd LICHSGFIN0.10.7Mar 2026
Repco Home Finance Ltd REPCOHOME0.10.6Mar 2026
GIC Housing Finance Ltd GICHSGFIN⚠ unverified0.10.4Mar 2026
Aptus Value Housing Finance India Ltd APTUS—2.1Mar 2026
India Shelter Finance Corporation Ltd INDIASHLTR—2.8Mar 2026
Full 20-quarter history · every available company

P/BV ÷ ROE · reported quarter history

Aadhar Housing Finance Ltd · AADHARHFC

—
—
—
—
—
—
—
—
—
—
—
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.2
—

AAVAS Financiers Ltd · AAVAS

—
0.5
0.5
0.4
0.5
0.3
0.3
0.2
0.3
0.2
0.2
0.3
0.3
0.2
0.3
0.3
0.3
0.2
0.2
0.2

Bajaj Housing Finance Ltd · BAJAJHFL

—
—
—
—
—
—
—
—
—
—
—
—
0.5
0.4
0.5
0.4
0.4
0.3
0.2
—

Can Fin Homes Ltd · CANFINHOME

—
0.1
0.2
0.1
0.1
0.1
0.1
0.2
0.1
0.2
0.1
0.2
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1

GIC Housing Finance Ltd · GICHSGFIN⚠ unverified

0.7
0.0
0.0
0.0
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.3
0.1
0.1
—

Home First Finance Company India Ltd · HOMEFIRST

0.4
0.4
0.3
0.3
0.4
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.2
0.2
0.3
0.2
0.2
0.2
—

Housing & Urban Development Corporation Ltd · HUDCO

0.1
0.1
0.1
0.0
0.0
0.1
0.1
0.1
0.1
0.1
0.2
0.2
0.2
0.2
0.1
0.2
0.2
0.2
0.1
—

LIC Housing Finance Ltd · LICHSGFIN

0.4
0.2
0.1
0.0
0.1
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
—

PNB Housing Finance Ltd · PNBHOUSING

0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.2
0.1
0.1
0.1
0.1
0.1
0.1
—

Repco Home Finance Ltd · REPCOHOME

0.2
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
—

Sammaan Capital Ltd · SAMMAANCAP

0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
—
0.1
0.1
0.1
0.1
0.1
—

P/BV · reported quarter history

Showing the 12 largest of 13 companies with a series here. The remaining 1 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Aadhar Housing Finance Ltd · AADHARHFC

—
—
—
—
—
—
—
—
—
—
—
3.9
3.4
3.1
3.1
3.0
3.5
3.0
2.9
—

AAVAS Financiers Ltd · AAVAS

8.4
8.0
6.8
6.5
5.8
4.8
4.5
3.7
4.2
3.5
3.0
4.5
3.8
3.5
4.4
4.2
3.3
3.1
2.3
3.1

Aptus Value Housing Finance India Ltd · APTUS

—
—
6.0
—
—
4.8
4.1
4.2
4.4
4.5
4.4
4.9
4.8
3.8
3.7
4.2
3.6
3.0
2.1
—

Bajaj Housing Finance Ltd · BAJAJHFL

—
—
—
—
—
—
—
—
—
—
—
—
6.8
5.6
5.5
5.1
4.6
3.7
3.0
—

Can Fin Homes Ltd · CANFINHOME

3.4
2.6
2.8
2.2
1.9
2.1
2.3
2.8
2.8
2.6
2.5
3.3
2.7
2.1
1.9
2.4
1.9
2.3
2.0
2.3

Home First Finance Company India Ltd · HOMEFIRST

3.8
4.6
4.3
4.1
4.5
3.8
4.1
3.8
3.9
4.2
4.1
4.3
5.0
4.0
4.0
5.3
4.2
2.9
2.4
—

Housing & Urban Development Corporation Ltd · HUDCO

0.7
0.6
0.5
0.5
0.5
0.7
0.6
0.8
1.2
1.6
2.4
3.6
2.9
2.6
2.3
2.8
2.5
2.5
1.9
—

India Shelter Finance Corporation Ltd · INDIASHLTR

—
—
—
—
—
—
—
—
—
—
4.9
3.3
3.5
3.0
3.6
4.1
3.5
3.0
2.8
—

LIC Housing Finance Ltd · LICHSGFIN

1.1
0.9
0.9
0.8
0.9
0.9
0.7
0.9
0.9
1.0
1.1
1.6
1.2
1.0
0.9
1.1
0.8
0.8
0.7
—

PNB Housing Finance Ltd · PNBHOUSING

1.6
1.1
0.9
0.8
0.8
1.1
1.1
1.5
1.6
1.4
1.1
1.8
1.7
1.4
1.4
1.9
1.3
1.4
1.1
—

Repco Home Finance Ltd · REPCOHOME

0.9
0.8
0.5
0.4
0.6
0.6
0.5
0.8
0.9
0.9
0.9
1.3
1.1
0.8
0.7
0.9
0.6
0.7
0.6
—

Sammaan Capital Ltd · SAMMAANCAP

0.9
0.8
0.6
0.4
0.4
0.6
0.4
0.5
0.7
0.8
0.7
0.7
0.6
0.6
0.4
0.5
0.5
0.5
0.6
—
08 · let price answer last

Market action

Sammaan Capital Ltd has the strongest one-year price move in Finance - Housing at +20.2%. PNB Housing Finance Ltd leads on Mansfield relative strength against NIFTY at +19.7%. 7 of 13 covered companies are above zero on that measure. Every line covers 313 weekly closes through 2026-07-17.

Every price line is indexed to 100 over the chosen window. Mansfield relative strength compares a price ratio with its own 52-week average; zero separates leadership from lagging.
Price and relative strength

Price is rebased to 100 inside the selected window. Pair ratio rebases each selected company against one chosen denominator.

Before the conclusion · check the blind spots

What can make this comparison misleading?

This Finance - Housing comparison names 7 specific ways its own evidence can mislead, all listed below. All 13 companies here report on comparable dates, so no rank carries a stale marker. 1 draws at least one figure from a second feed with too little overlap to cross-check. 2 have second-feed figures withheld because the two sources disagree.

Keep these limits visible

  • A high growth rate can be a low-base artefact. The page keeps level and change separate for that reason.
  • A high ROE can be manufactured with leverage. Read it beside ROA and asset quality.
  • The 4-Factor Sector Score ranks research priority, not portfolio action. Management quality, catalysts and risks need equally fresh evidence before capital is deployed.
  • An “all companies” line chart preserves completeness, but rank changes should be checked against reporting dates before drawing a conclusion.
  • Banks and lenders are not forced through operating-margin or ROCE comparisons; missing lender-specific fields remain visibly missing.
  • 1 company draws at least one figure from a second data feed with too little overlapping history to cross-check against the primary source; it is marked unverified wherever that figure appears.
  • 2 companies are missing from the second-feed metrics by decision, not by absence: the two sources disagree, so nothing from the second is drawn. Read those rows as narrower evidence, never as a weaker business.
09 · the complete set

Which companies are included?

All 13 companies in the canonical Finance - Housing membership are listed below, largest market value first — nothing is silently dropped, even where a company reports too little to rank. The charts above default to a selective view; this register is the complete set, with each company's own latest reporting date beside it.

AHEAD means the company is beating the index by 5% or more over three months. LAGGING, FUNDAMENTALS UP means it is 20% or more behind over a year while its trailing twelve-month earnings grew 20% or more. Both rules are fixed and applied the same way in every sector.

CompanyMarket valuePricePriced toLatest fundamentalsSource standing
Bajaj Housing Finance Ltd BAJAJHFL₹70.2K Cr₹84.22026-07-19Mar 2026Cross-checked
Housing & Urban Development Corporation Ltd HUDCO₹39.1K Cr₹1962026-07-19Mar 2026Cross-checked
LIC Housing Finance Ltd LICHSGFIN19/26 WEEKS₹29.6K Cr₹5392026-07-19Mar 2026Cross-checked
PNB Housing Finance Ltd PNBHOUSING₹27.6K Cr₹1,0582026-07-19Mar 2026Cross-checked
Aadhar Housing Finance Ltd AADHARHFC20/26 WEEKS₹21.6K Cr₹4952026-07-19Mar 2026Cross-checked
Sammaan Capital Ltd SAMMAANCAPAHEAD23/26 WEEKS₹18.7K Cr₹1612026-07-19Mar 2026Cross-checked
Aptus Value Housing Finance India Ltd APTUSAHEADLAGGING, FUNDAMENTALS UP₹13.9K Cr₹2772026-07-19Mar 2026Second feed withheld
Home First Finance Company India Ltd HOMEFIRSTLAGGING, FUNDAMENTALS UP₹12.3K Cr₹1,1742026-07-19Mar 2026Cross-checked
AAVAS Financiers Ltd AAVAS₹10.9K Cr₹1,3792026-07-19Jun 2026Cross-checked
Can Fin Homes Ltd CANFINHOME₹10.8K Cr₹8142026-07-19Jun 2026Cross-checked
India Shelter Finance Corporation Ltd INDIASHLTRLAGGING, FUNDAMENTALS UP₹7.9K Cr₹7242026-07-19Mar 2026Second feed withheld
Repco Home Finance Ltd REPCOHOME₹2.4K Cr₹3882026-07-19Mar 2026Cross-checked
GIC Housing Finance Ltd GICHSGFIN⚠ unverified₹791 Cr₹1472026-07-19Mar 2026Includes unverified figures
How each company's sources stand: 1 of 13 companies draws at least one figure from a second data feed that could not be cross-checked against the primary source, because the two do not share enough reported history to compare. Those figures are marked unverified wherever they appear. 2 of 13 companies have a second data feed that is known to disagree with the primary source, so nothing from it is drawn: Aptus Value Housing Finance India Ltd (APTUS) — its two data sources disagree by up to 3.3% on reported income across 14 comparable periods, so its derived ratios are withheld; India Shelter Finance Corporation Ltd (INDIASHLTR) — its two data sources disagree by up to 17% on reported income across 14 comparable periods, so its derived ratios are withheld.
Evidence and freshness

How was this comparison built?

This comparison is built from the reported filings of 13 Finance - Housing companies, normalized to a common ₹ scale and a shared quarter axis of up to 20 quarters each. Fundamentals run through Jun 2026 and market data through 2026-07-24. A second data feed fills gaps only after identity and scale reconciliation, and missing observations are never interpolated.

FundamentalsThrough Jun 2026 · up to 20 quarters per company
Market dataThrough 2026-07-24 · weekly price and relative-strength history
Derived metricsGrowth, changes, CAPEX intensity, net debt, guarded PEG and P/BV÷ROE are calculated only when their inputs are comparable.
Score confidenceMissing and stale evidence reduces confidence and pulls the 0–100 research-priority score toward neutral.
Source standing10 cross-checked · 1 unverified · 2 withheld, of 13 graded companies.

A second feed is read only after its reported income is matched against the primary source on at least three overlapping periods. Where the two agree the figures fill silently. Where there is too little shared history to compare, the figures are still drawn — they are the only evidence there is — and marked ⚠ unverified everywhere they appear. Where the two are known to disagree, nothing from the second feed is drawn and the affected company is named under the chart it is missing from. Every company's standing is listed in the register above.

Questions investors ask · short, speakable answers

Finance - Housing company comparison FAQs

These 18 answers restate the Finance - Housing comparison above in question form. Every one is computed from the same 13 companies and the same reported filings as the rankings and charts, current through Jun 2026. Price and relative-strength answers run through 2026-07-24. Nothing here is estimated, and none of it is a recommendation.

What is the Nifty Finance - Housing index?

The Nifty Finance - Housing index tracks India's listed Finance - Housing companies as a single basket. This page follows the same 13 companies and equal-weights them, so every company's weekly return counts once whatever it is worth, and the reading belongs to the Finance - Housing sector rather than to its largest constituent. Figures are as of Jun 2026.

Which are the best Finance - Housing stocks in India?

Ranked by this page's four-factor score, Can Fin Homes Ltd places first among 13 listed Finance - Housing companies, followed by Aptus Value Housing Finance India Ltd. That is a ranking of published data — earnings, quality, valuation and market behaviour as of Jun 2026 — and not a recommendation; Sector Alpha is not registered with SEBI as an investment adviser.

How many Finance - Housing stocks are listed in India?

This comparison covers 13 listed Finance - Housing companies in India, each above the size floor the site applies, with 20 quarters of reported figures per company where the filings exist. The full ranked list is on this page, as of Jun 2026.

Which Finance - Housing company is the biggest?

LIC Housing Finance Ltd is the largest, with trailing-twelve-month income of ₹28,847 crore, ahead of Housing & Urban Development Corporation Ltd at ₹13,150 crore. That covers 13 of 13 companies with comparable reporting through Mar 2026.

Which Finance - Housing company is growing fastest?

India Shelter Finance Corporation Ltd has the fastest income growth at 31.1% year on year, across 13 of 13 comparable companies. Fast growth off a small base is not the same as proven scale — check whether the rate holds across several quarters on the chart above before treating it as a trend.

Which Finance - Housing company makes the most profit?

LIC Housing Finance Ltd earns the most, at ₹5,604 crore of trailing-twelve-month net profit, from 13 of 13 comparable companies. Housing & Urban Development Corporation Ltd has the fastest profit growth at 48.9%, though growth off a small or recovering profit base overstates how much has actually changed.

Which Finance - Housing lender has the best asset quality?

Bajaj Housing Finance Ltd reports the lowest gross NPA ratio at 0.3% — lower is better — across 7 of 13 lenders. Read the direction as well as the level: a rising NPA ratio off a low base can matter more than a high but falling one.

Which Finance - Housing company earns the highest return on capital?

Aptus Value Housing Finance India Ltd leads on return on assets at 7.8%, across 13 of 13 companies. Read it beside the length of its reported history: a high return that repeats for years is evidence of a durable business, while a single high reading can be a small capital base or one good year.

Which Finance - Housing stock is the cheapest?

On price-to-book divided by return on equity — where a LOWER number is cheaper — GIC Housing Finance Ltd screens cheapest at 0.05×. Only 12 of 13 companies pass the comparability guard, so this is not a sector-wide "cheapest stock" verdict. Cheap on a multiple is a reason to investigate, never a reason to buy on its own.

Which Finance - Housing lender has the largest funding base?

PNB Housing Finance Ltd has the largest reported deposit base at ₹18,055 crore. For lenders, deposits and borrowings are operating inputs rather than leverage, so they are read against asset quality and returns instead of as debt.

Which Finance - Housing stock has the strongest price momentum?

PNB Housing Finance Ltd has the strongest relative strength against NIFTY 500. Relative strength answers last, after growth, quality and valuation: price can move well before the fundamentals confirm it, and sometimes without them confirming at all.

Which Finance - Housing company scores highest for research priority?

Can Fin Homes Ltd scores 73 out of 100 with 87% evidence confidence, from 25.8 points on growth and earnings, 16.5 on capital efficiency, 15.3 on valuation and 15.4 on relative strength. This ranks what deserves work next. It is not a buy recommendation, and management quality, catalysts and risk still need separate research.

How many Finance - Housing companies does this comparison cover, and over what period?

It compares 13 listed companies over up to 20 reported quarters of fundamentals and 10 fiscal years of capital allocation, ending Jun 2026, plus weekly price and relative-strength history. Membership is the full sector list — nothing is dropped for having thin data.

What is the total market cap of the Finance - Housing sector?

The 13 Finance - Housing companies on this page carry ₹2,65,840 crore of combined market value. Bajaj Housing Finance Ltd is the largest at ₹70,150 crore, about 26% of the sector's total on its own. Market value moves with price, so this reading is dated 2026-07-29.

What is the Finance - Housing sector's P/B ratio?

The median price-to-book ratio across the 13 Finance - Housing companies on this page is 1.8×, measured on the 13 that report a comparable figure. A sector-level history for this multiple is not held here, so this is a cross-section of today, not a comparison with the sector’s own past. Figures are as of 2026-07-29.

How is the Finance - Housing sector performing?

7 of the 13 covered Finance - Housing companies are beating NIFTY 500 on Mansfield relative strength. A 52-week sector-versus-index comparison is not available from the current market series for this sector, so it is not quoted. Readings are as of 2026-07-29.

Why are some values on this page blank?

A blank means that company did not report a comparable figure for that period, so nothing is shown. Missing observations are never interpolated, carried forward, or replaced with a similar-looking accounting line, and a company with missing evidence has its research score pulled toward neutral rather than being scored as bad.

Is this investment advice?

No. Every figure here is a deterministic calculation from reported company filings and market data, published for research. It contains no recommendation to buy or sell any security, does not account for your circumstances, and is not a substitute for advice from a licensed adviser.

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