Is the Banks - PSU sector outperforming NIFTY 500?
The 52-week sector comparison is unavailable. 5 of 13 covered companies currently have positive Mansfield relative strength versus NIFTY 500.
20-quarter listed-company comparison
Banks - PSU Stocks in India
Banks - PSU: State Bank of India owns the largest revenue base; Bank of Maharashtra has the fastest current growth.
Nifty Banks - PSU Index — Constituents & Performance
The Banks - PSU companies below are the listed Indian Banks - PSU universe this page tracks — the same constituent set people search for as the Nifty Banks - PSU index. Every figure is equal-weighted across those companies, so one large constituent cannot set the reading. Each number carries its own as-of date.
The sector itself · before any single company
How has Banks - PSU moved against NIFTY 500?
The line below covers 5.1 years. Over the most recent two of them this sector is 12% behind NIFTY 500. Earnings across its companies grew 14% on average over the last four reported quarters.
FADING · −1 in 4w✓Moving with the index1 of 13 companies ahead of NIFTY 500 by 5% or more over three months1 is 20% or more behind over a year while earnings grew 20% or more
RS — · 2/13 >200d (−1) · 1/13 lead (−1) · EPS 11/13↑
Banks - PSU, equal-weighted, based at 200
NIFTY 500, same base, same start
trailing 12-month earnings per share rising
falling
Strength anatomy
NarrowHow much of the sector is participating, how recently, and whether the movers score well.
Together1 of 13 stocks moving
Fresh0 crossed in the last 4 weeks
Backed by scoresmovers score −9 vs the sector average
Down the cap ladder — bar is now, tick is four weeks ago
Large
0/30
Mid
1/50
Small
0/5−1
Participation is not spreading downward this month; the larger companies are still carrying most of it.
Both lines start at 200 in the same week, so the distance between them is the whole story: the sector line is an equal-weighted index of its 13 companies. The bars underneath are trailing 12-month earnings per share, one bar per reported quarter, each member rebased to 100 at the start and the sector taking the median — so a price line pulling away from flat bars is a re-rating, not earnings. A bar turns red when that figure is lower than the quarter before. Rules are fixed and applied identically everywhere on this site: ahead by 5% or more over three months, or behind by 20% or more over a year while earnings grew 20% or more. Hover any point to read both values and the gap. This is a description of what the numbers did, not advice.
Sector relative strength · before individual stocks
Is Banks - PSU outperforming NIFTY 500?
The 52-week comparison of Banks - PSU against NIFTY 500 is not available from the current market series. 5 of 13 covered companies currently beat NIFTY on Mansfield relative strength, so leadership inside the sector is selective. Bank of Maharashtra is the strongest against the sector itself at +21.9%. Readings are as of 2026-07-19.
—Sector vs NIFTY 500 · 13 weeks
—Sector vs NIFTY 500 · 52 weeks
5/13Stocks leading NIFTY 500
7/13Stocks leading sector
Sector metric: 7.8 as of 2026-07-19 · CONSOLIDATION · falling.
The central tension: the companies with the most scale are not necessarily the companies creating the most change.
Start with scale. Then earnings trajectory. Then business quality. Only after those three agree should price leadership carry much weight.
Bottom line
The 52-week sector comparison is unavailable. 5 of 13 covered companies currently have positive Mansfield relative strength versus NIFTY 500. State Bank of India leads with income of ₹5,15,235 crore, based on 13 of 13 comparable companies through Mar 2026. Bank of Maharashtra has the fastest current income growth at 15.8%, across 13 of 13 comparable companies.
Which Banks - PSU company is largest by income?
State Bank of India leads with income of ₹5,15,235 crore, based on 13 of 13 comparable companies through Mar 2026.
Which Banks - PSU company is growing fastest?
Bank of Maharashtra has the fastest current income growth at 15.8%, across 13 of 13 comparable companies.
Which Banks - PSU company has the strongest 4-Factor Sector Score?
Bank of Maharashtra ranks first at 79.4/100 with 100% evidence confidence. The score prioritizes research; it is not a buy recommendation.
Which Banks - PSU company has the largest deposit base?
Punjab National Bank has the largest reported deposit base at ₹17,38,908 crore. Bank borrowings are operating funding, not industrial leverage.
Which Banks - PSU company has the lowest comparable P/BV-to-ROE?
Bank of Baroda has the lowest comparable P/BV ÷ ROE at 0.06, among 13 of 13 companies that pass the metric’s comparability rules.
How much history does this Banks - PSU comparison include?
The page compares up to 20 reported quarters per company for fundamentals, CAPEX, debt and valuation, ending Jun 2026. Missing observations remain blank rather than being estimated.
How is the 4-Factor Sector Score calculated?
The four visible contributions add directly: growth and earnings up to 35 points, capital efficiency up to 25, valuation up to 20, and relative strength up to 20. Missing or stale evidence moves only the affected contribution toward neutral.
Companies
13
complete canonical membership
Combined market value
₹19.1 L Cr
State Bank of India
Revenue growing
12/13
positive TTM year-on-year growth
Beating NIFTY 500
5/13
positive Mansfield relative strength
Global company selection
00 · research priority, made explicit
4-Factor Sector Score
An additive sector-relative research score. The four displayed point contributions always equal the total: Growth & earnings (35), Capital efficiency (25), Valuation (20), and Relative strength (20). Missing or stale evidence is absorbed inside the affected factor, never applied as a hidden adjustment.
Growth & earnings · 35%Capital efficiency · 25%Valuation · 20%Relative strength · 20%
Bank of Maharashtra has the strongest current balance of earnings trajectory, business quality, valuation and price confirmation, with 100% evidence confidence.
Union Bank of India looks inexpensive relative to peers or its own history, but its earnings trajectory has not yet earned the valuation signal.
Union Bank of India has stronger price confirmation than earnings confirmation; that is a research prompt, not permission to chase.
Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded.
1. Bank of Maharashtra · MAHABANK
79.4/100 · Favorable setup · 100% evidence
Exact sum: 29.3 + 24.3 + 10.2 + 15.6 = 79.4
Decision use: Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence.
29.3/35Growth & earnings
Income 15.8% · PAT 31%
100% evidence
24.3/25Capital efficiency
ROA 2% · ROE 22.6% · GNPA 1.4%
100% evidence
10.2/20Valuation
P/BV 1.75× · P/BV÷ROE 0.08
100% evidence
15.6/20Relative strength
RS sector 21.9% · RS bench 19.3% · 1Y 41.1%
100% evidence
2. Indian Overseas Bank · IOB
66.3/100 · Favorable setup · 87% evidence
Exact sum: 31.5 + 17 + 12.7 + 5.1 = 66.3
Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -11.8% and the one-year return is -14.9%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth.
31.5/35Growth & earnings
Income 14.8% · PAT 51.8%
100% evidence
17.0/25Capital efficiency
ROA 1.4% · ROE 15.6% · GNPA —
72% evidence
12.7/20Valuation
P/BV 1.68× · P/BV÷ROE 0.11
100% evidence
5.1/20Relative strength
RS sector -11.8% · RS bench -7.2% · 1Y -14.9%
70% evidence
3. Bank of India · BANKINDIA
59.2/100 · Mixed-positive evidence · 93% evidence
Exact sum: 21.5 + 9.7 + 15.2 + 12.8 = 59.2
Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
21.5/35Growth & earnings
Income 6.2% · PAT 24.1%
100% evidence
9.7/25Capital efficiency
ROA 1% · ROE 12.4% · GNPA —
72% evidence
15.2/20Valuation
P/BV 0.72× · P/BV÷ROE 0.06
100% evidence
12.8/20Relative strength
RS sector 3.5% · RS bench 1.1% · 1Y 24.5%
100% evidence
4. Union Bank of India · UNIONBANK
57.7/100 · Mixed-positive evidence · 93% evidence
Exact sum: 11.9 + 17.4 + 14.3 + 14.1 = 57.7
Decision use: Price leads the evidence: RS versus the benchmark is 4.3%, but earnings trajectory is weak. Wait for revenue and profit confirmation.
11.9/35Growth & earnings
Income -1.3% · PAT 9.7%
100% evidence
17.4/25Capital efficiency
ROA 1.4% · ROE 15.7% · GNPA —
72% evidence
14.3/20Valuation
P/BV 0.93× · P/BV÷ROE 0.06
100% evidence
14.1/20Relative strength
RS sector 6.8% · RS bench 4.3% · 1Y 15%
100% evidence
5. Indian Bank · INDIANB
56.9/100 · Mixed-positive evidence · 100% evidence
Exact sum: 21.2 + 17.4 + 9.8 + 8.5 = 56.9
Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
21.2/35Growth & earnings
Income 9.5% · PAT 16.6%
100% evidence
17.4/25Capital efficiency
ROA 1.3% · ROE 15.4% · GNPA 1.9%
100% evidence
9.8/20Valuation
P/BV 1.33× · P/BV÷ROE 0.09
100% evidence
8.5/20Relative strength
RS sector 2.8% · RS bench 0.4% · 1Y 31.8%
100% evidence
6. Canara Bank · CANBK
56.2/100 · Mixed-positive evidence · 90% evidence
Exact sum: 14.6 + 16.6 + 12.6 + 12.4 = 56.2
Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
14.6/35Growth & earnings
Income 3.9% · PAT 1.1%
88% evidence
16.6/25Capital efficiency
ROA 1.1% · ROE 16.1% · GNPA 1.8%
100% evidence
12.6/20Valuation
P/BV 0.97× · P/BV÷ROE 0.06
100% evidence
12.4/20Relative strength
RS sector 7.7% · RS bench -7.4% · 1Y 9.2%
70% evidence
7. Punjab National Bank · PNB
52.6/100 · Mixed-positive evidence · 82% evidence
Exact sum: 19.3 + 12.1 + 14.3 + 6.9 = 52.6
Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
19.3/35Growth & earnings
Income 3.4% · PAT 32.3%
86% evidence
12.1/25Capital efficiency
ROA 1.1% · ROE 13% · GNPA —
72% evidence
14.3/20Valuation
P/BV 0.81× · P/BV÷ROE 0.06
100% evidence
6.9/20Relative strength
RS sector -3.8% · RS bench -7.9% · 1Y -6.7%
70% evidence
8. State Bank of India · SBIN
52.1/100 · Mixed-positive evidence · 80% evidence
Exact sum: 13.5 + 14.4 + 10.3 + 13.9 = 52.1
Decision use: Price leads the evidence: RS versus the benchmark is 5.4%, but earnings trajectory is weak. Wait for revenue and profit confirmation.
13.5/35Growth & earnings
Income 5% · PAT 7.6%
67% evidence
14.4/25Capital efficiency
ROA 1.1% · ROE 15.4% · GNPA —
68% evidence
10.3/20Valuation
P/BV 1.57× · P/BV÷ROE 0.1
100% evidence
13.9/20Relative strength
RS sector 7.8% · RS bench 5.4% · 1Y 26.8%
100% evidence
9. Punjab & Sind Bank · PSB
50.4/100 · Mixed-positive evidence · 94% evidence
Exact sum: 24.4 + 8 + 10 + 8 = 50.4
Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
24.4/35Growth & earnings
Income 4.6% · PAT 25.4%
100% evidence
8.0/25Capital efficiency
ROA 1% · ROE 9.6% · GNPA 2.2%
100% evidence
10.0/20Valuation
P/BV 1.16× · P/BV÷ROE 0.12
70% evidence
8.0/20Relative strength
RS sector -7.6% · RS bench -9% · 1Y -23.3%
100% evidence
10. Bank of Baroda · BANKBARODA
45.5/100 · Mixed-negative evidence · 87% evidence
Exact sum: 6.9 + 11.6 + 16.8 + 10.2 = 45.5
Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity.
6.9/35Growth & earnings
Income 4.9% · PAT -6.3%
100% evidence
11.6/25Capital efficiency
ROA 1.1% · ROE 12.7% · GNPA —
72% evidence
16.8/20Valuation
P/BV 0.75× · P/BV÷ROE 0.06
100% evidence
10.2/20Relative strength
RS sector 4.7% · RS bench -10.1% · 1Y 0.9%
70% evidence
11. IDBI Bank Ltd · IDBI
45.0/100 · Mixed-negative evidence · 87% evidence
Exact sum: 10.6 + 17.3 + 12.2 + 4.9 = 45
Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
10.6/35Growth & earnings
Income 0.9% · PAT 17.7%
100% evidence
17.3/25Capital efficiency
ROA 1.8% · ROE 14.1% · GNPA —
72% evidence
12.2/20Valuation
P/BV 1.33× · P/BV÷ROE 0.09
100% evidence
4.9/20Relative strength
RS sector -30.5% · RS bench -5% · 1Y -11.7%
70% evidence
12. UCO Bank · UCOBANK
44.9/100 · Mixed-negative evidence · 93% evidence
Exact sum: 17.8 + 7.2 + 11.8 + 8.1 = 44.9
Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
17.8/35Growth & earnings
Income 9.1% · PAT 12.5%
83% evidence
7.2/25Capital efficiency
ROA 0.8% · ROE 8.5% · GNPA 2.4%
95% evidence
11.8/20Valuation
P/BV 1.05× · P/BV÷ROE 0.12
100% evidence
8.1/20Relative strength
RS sector -7.1% · RS bench -8.7% · 1Y -18.9%
100% evidence
13. Central Bank of India · CENTRALBK
38.1/100 · Mixed-negative evidence · 94% evidence
Exact sum: 9.7 + 6 + 18.4 + 4 = 38.1
Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity.
9.7/35Growth & earnings
Income 9.4% · PAT 6.8%
100% evidence
6.0/25Capital efficiency
ROA 0.6% · ROE 11.9% · GNPA 2.6%
100% evidence
18.4/20Valuation
P/BV 0.69× · P/BV÷ROE 0.06
100% evidence
4.0/20Relative strength
RS sector -9.1% · RS bench -12.7% · 1Y -17%
70% evidence
01 · compare level, then change
Income Scale & Growth Durability
State Bank of India has the highest Income among the 13 Banks - PSU companies compared here, at ₹5,15,235 crore. Bank of Baroda is next at ₹1,36,547 crore. Bank of Maharashtra has the highest Income growth at 15.8%, so level and change sit with different companies. 13 of 13 companies report a comparable reading, the latest through Mar 2026.
What the numbers say: State Bank of India is the scale leader at ₹5,15,235 crore, 277.3% ahead of Bank of Baroda. Bank of Maharashtra's growth is 15.8% from a ₹30,262 crore base, with 20 reported observations in the 20-quarter window. Treat the growth leader as an acceleration candidate, not as equally proven scale.
LeaderState Bank of India · ₹5,15,235 crore
Gap277.3% versus #2 · Bank of Baroda
Persistence8/8 recent comparable periods
Coverage13/13 companies · 252 observations
Investor read: State Bank of India is the scale benchmark; Bank of Maharashtra is the acceleration watch. Promote the challenger only if growth persists and converts into margin and returns.
This conclusion weakens if: State Bank of India's growth falls below Bank of Maharashtra's for two consecutive comparable reports while operating margin also compresses.
For lenders, reported income is used instead of industrial-company sales. Growth is compared year-on-year.
Incomelargest
1State Bank of India SBIN₹5.2 L Cr
2Bank of Baroda BANKBARODA₹1.4 L Cr
3Punjab National Bank PNB₹1.3 L Cr
4Canara Bank CANBK₹1.3 L Cr
5Union Bank of India UNIONBANK₹1.1 L Cr
Income growthfastest growers
1Bank of Maharashtra MAHABANK16%
2Indian Overseas Bank IOB15%
3Indian Bank INDIANB9.5%
4Central Bank of India CENTRALBK9.5%
5UCO Bank UCOBANK9.1%
Income · company comparison
13/13 level · 13/13 change
Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.
All-company data · latest reported quarter
Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.
| Company | Income | Income growth | Reported |
|---|---|---|---|
| State Bank of India SBIN | ₹1.3 L Cr | 3.3% | Mar 2026 |
| Bank of Baroda BANKBARODA | ₹35.1K Cr | 6.8% | Jun 2026 |
| Punjab National Bank PNB | ₹33.6K Cr | 3.1% | Jun 2026 |
| Canara Bank CANBK | ₹31.8K Cr | 1.1% | Mar 2026 |
| Union Bank of India UNIONBANK | ₹27.4K Cr | 1.2% | Jun 2026 |
| Bank of India BANKINDIA | ₹20.1K Cr | 8.8% | Jun 2026 |
| Indian Bank INDIANB | ₹18.1K Cr | 11% | Jun 2026 |
| Central Bank of India CENTRALBK | ₹9.7K Cr | 13% | Jun 2026 |
| Indian Overseas Bank IOB | ₹8.8K Cr | 19% | Jun 2026 |
| Bank of Maharashtra MAHABANK | ₹8.0K Cr | 14% | Jun 2026 |
| IDBI Bank Ltd IDBI | ₹7.5K Cr | 7.4% | Jun 2026 |
| UCO Bank UCOBANK | ₹6.7K Cr | -1.3% | Mar 2026 |
| Punjab & Sind Bank PSB | ₹3.2K Cr | 10% | Jun 2026 |
Full 20-quarter history · every available company
Income · reported quarter history
Showing the 12 largest of 13 companies with a series here. The remaining 1 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Bank of Baroda · BANKBARODA
₹17.5K Cr
₹18.7K Cr
₹19.1K Cr
₹20.0K Cr
₹22.3K Cr
₹24.8K Cr
₹27.2K Cr
₹28.0K Cr
₹29.3K Cr
₹30.0K Cr
₹31.1K Cr
₹31.1K Cr
₹31.9K Cr
₹32.6K Cr
₹32.8K Cr
₹32.9K Cr
₹33.3K Cr
₹33.6K Cr
₹34.5K Cr
₹35.1K Cr
Bank of India · BANKINDIA
₹9.6K Cr
₹9.4K Cr
₹9.9K Cr
₹10.0K Cr
₹11.5K Cr
₹12.8K Cr
₹13.5K Cr
₹14.4K Cr
₹15.1K Cr
₹15.3K Cr
₹16.3K Cr
₹17.0K Cr
₹17.5K Cr
₹18.3K Cr
₹18.5K Cr
₹18.5K Cr
₹18.5K Cr
₹19.1K Cr
₹19.6K Cr
₹20.1K Cr
Bank of Maharashtra · MAHABANK
₹3.2K Cr
₹3.3K Cr
₹3.4K Cr
₹3.5K Cr
₹3.8K Cr
₹4.1K Cr
₹4.5K Cr
₹4.8K Cr
₹5.1K Cr
₹5.2K Cr
₹5.5K Cr
₹5.9K Cr
₹6.0K Cr
₹6.3K Cr
₹6.7K Cr
₹7.1K Cr
₹7.1K Cr
₹7.3K Cr
₹7.8K Cr
₹8.0K Cr
Canara Bank · CANBK
₹17.3K Cr
₹18.0K Cr
₹18.2K Cr
₹18.5K Cr
₹20.5K Cr
₹22.6K Cr
₹24.3K Cr
₹25.5K Cr
₹27.3K Cr
₹28.5K Cr
₹29.3K Cr
₹29.2K Cr
₹30.2K Cr
₹30.8K Cr
₹31.5K Cr
₹31.5K Cr
₹32.1K Cr
₹30.9K Cr
₹31.8K Cr
—
Central Bank of India · CENTRALBK
₹5.8K Cr
₹6.1K Cr
₹5.5K Cr
₹5.6K Cr
₹6.2K Cr
₹6.7K Cr
₹7.2K Cr
₹7.3K Cr
₹7.4K Cr
₹7.8K Cr
₹8.4K Cr
₹8.4K Cr
₹8.2K Cr
₹8.5K Cr
₹8.7K Cr
₹8.6K Cr
₹8.8K Cr
₹9.1K Cr
₹9.7K Cr
₹9.7K Cr
IDBI Bank Ltd · IDBI
₹4.2K Cr
₹4.6K Cr
₹4.6K Cr
₹4.6K Cr
₹5.0K Cr
₹5.2K Cr
₹5.7K Cr
₹6.9K Cr
₹6.0K Cr
₹6.5K Cr
₹7.0K Cr
₹6.7K Cr
₹7.4K Cr
₹7.8K Cr
₹7.0K Cr
₹7.0K Cr
₹7.1K Cr
₹7.1K Cr
₹7.8K Cr
₹7.5K Cr
Indian Bank · INDIANB
₹9.5K Cr
₹9.9K Cr
₹9.9K Cr
₹10.2K Cr
₹10.7K Cr
₹11.8K Cr
₹12.3K Cr
₹13.1K Cr
₹13.8K Cr
₹14.2K Cr
₹14.6K Cr
₹15.0K Cr
₹15.4K Cr
₹15.8K Cr
₹15.9K Cr
₹16.3K Cr
₹16.6K Cr
₹17.1K Cr
₹17.5K Cr
₹18.1K Cr
Indian Overseas Bank · IOB
₹4.3K Cr
₹4.2K Cr
₹4.2K Cr
₹4.4K Cr
₹4.7K Cr
₹5.1K Cr
₹5.2K Cr
₹5.4K Cr
₹5.8K Cr
₹6.2K Cr
₹6.6K Cr
₹6.5K Cr
₹6.9K Cr
₹7.1K Cr
₹7.6K Cr
₹7.4K Cr
₹7.9K Cr
₹8.2K Cr
₹8.5K Cr
₹8.8K Cr
Punjab National Bank · PNB
₹18.3K Cr
₹19.6K Cr
₹19.1K Cr
₹19.1K Cr
₹20.6K Cr
₹22.8K Cr
₹24.3K Cr
₹25.7K Cr
₹26.9K Cr
₹27.9K Cr
₹28.7K Cr
₹29.1K Cr
₹30.4K Cr
₹31.9K Cr
₹32.5K Cr
₹32.6K Cr
₹32.5K Cr
₹32.9K Cr
₹32.8K Cr
₹33.6K Cr
State Bank of India · SBIN
—
—
—
—
—
₹91.5K Cr
₹98.1K Cr
₹1.0 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.3 L Cr
₹1.3 L Cr
₹1.3 L Cr
₹1.3 L Cr
₹1.3 L Cr
—
UCO Bank · UCOBANK
₹3.7K Cr
₹3.9K Cr
₹3.8K Cr
₹3.9K Cr
₹4.2K Cr
₹4.6K Cr
₹5.0K Cr
₹5.2K Cr
₹5.2K Cr
₹5.6K Cr
₹5.9K Cr
₹6.0K Cr
₹6.1K Cr
₹6.2K Cr
₹6.7K Cr
₹6.4K Cr
₹6.5K Cr
₹6.7K Cr
₹6.7K Cr
—
Union Bank of India · UNIONBANK
₹16.9K Cr
₹17.1K Cr
₹17.0K Cr
₹18.3K Cr
₹19.8K Cr
₹21.0K Cr
₹22.2K Cr
₹23.6K Cr
₹24.7K Cr
₹25.5K Cr
₹26.5K Cr
₹26.5K Cr
₹26.9K Cr
₹26.7K Cr
₹27.9K Cr
₹27.1K Cr
₹26.2K Cr
₹26.8K Cr
₹26.7K Cr
₹27.4K Cr
Income growth · reported quarter history
Showing the 12 largest of 13 companies with a series here. The remaining 1 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Bank of Baroda · BANKBARODA
—
—
—
11%
27%
33%
42%
40%
31%
21%
14%
11%
9.0%
8.4%
5.6%
5.5%
4.4%
3.2%
5.2%
6.8%
Bank of India · BANKINDIA
—
—
—
7.1%
21%
36%
37%
44%
30%
20%
20%
18%
16%
20%
14%
8.3%
6.0%
4.0%
5.9%
8.8%
Bank of Maharashtra · MAHABANK
—
—
—
—
19%
26%
31%
39%
33%
25%
22%
23%
19%
22%
23%
20%
18%
16%
15%
14%
Canara Bank · CANBK
—
—
—
8.7%
18%
25%
33%
37%
33%
26%
21%
15%
11%
7.9%
7.6%
8.1%
6.3%
0.6%
1.1%
—
Central Bank of India · CENTRALBK
—
—
—
—
6.5%
11%
30%
31%
19%
16%
17%
15%
12%
8.9%
3.4%
3.1%
6.6%
6.2%
12%
13%
IDBI Bank Ltd · IDBI
—
—
—
—
20%
13%
24%
48%
21%
25%
22%
-2.8%
23%
19%
-0.2%
5.4%
-4.5%
-9.5%
12%
7.4%
Indian Bank · INDIANB
—
—
—
—
13%
19%
24%
28%
28%
20%
19%
15%
12%
11%
8.4%
8.3%
8.2%
8.5%
10%
11%
Indian Overseas Bank · IOB
—
—
—
—
11%
20%
23%
22%
23%
22%
28%
20%
18%
15%
15%
13%
15%
15%
11%
19%
Punjab National Bank · PNB
—
—
—
—
12%
16%
27%
34%
30%
22%
18%
14%
13%
15%
13%
12%
6.8%
3.1%
0.9%
3.1%
State Bank of India · SBIN
—
—
—
—
—
—
—
—
—
23%
20%
17%
13%
10%
8.0%
6.3%
5.8%
4.6%
3.3%
—
UCO Bank · UCOBANK
—
—
—
7.9%
13%
18%
32%
36%
25%
20%
18%
15%
16%
12%
15%
6.8%
7.6%
7.0%
-1.3%
—
Union Bank of India · UNIONBANK
—
—
—
—
17%
23%
30%
29%
25%
22%
20%
12%
8.7%
4.7%
5.1%
2.2%
-2.5%
0.4%
-4.3%
1.2%
02 · compare level, then change
Profit Scale & Acceleration
State Bank of India has the highest Net profit among the 13 Banks - PSU companies compared here, at ₹86,666 crore. Punjab National Bank is next at ₹22,135 crore. Indian Overseas Bank has the highest Profit growth at 51.8%, so level and change sit with different companies. 13 of 13 companies report a comparable reading, the latest through Mar 2026.
What the numbers say: State Bank of India leads with ₹86,666 crore of TTM profit, 291.5% above Punjab National Bank. Indian Overseas Bank shows 51.8% growth from a ₹5,958 crore profit base. Compare the size of the base and persistence before ranking acceleration above profit scale.
LeaderState Bank of India · ₹86,666 crore
Gap291.5% versus #2 · Punjab National Bank
Persistence7/8 recent comparable periods
Coverage13/13 companies · 252 observations
Investor read: State Bank of India sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current profit growth signal.
Net profit is ranked only where the comparison base is economically meaningful. Loss-to-profit flips are shown but do not win the growth table.
Net profitlargest
1State Bank of India SBIN₹86.7K Cr
2Punjab National Bank PNB₹22.1K Cr
3Union Bank of India UNIONBANK₹20.6K Cr
4Bank of Baroda BANKBARODA₹18.4K Cr
5Canara Bank CANBK₹17.9K Cr
Profit growthfastest growers
1Indian Overseas Bank IOB52%
2Punjab National Bank PNB32%
3Bank of Maharashtra MAHABANK31%
4Punjab & Sind Bank PSB25%
5Bank of India BANKINDIA24%
Net profit · company comparison
13/13 level · 13/13 change
Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.
All-company data · latest reported quarter
Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.
| Company | Net profit | Profit growth | Reported |
|---|---|---|---|
| State Bank of India SBIN | ₹20.5K Cr | 0.6% | Mar 2026 |
| Punjab National Bank PNB | ₹5.8K Cr | 169% | Jun 2026 |
| Union Bank of India UNIONBANK | ₹5.6K Cr | 27% | Jun 2026 |
| Canara Bank CANBK | ₹4.6K Cr | -10% | Mar 2026 |
| Indian Bank INDIANB | ₹3.4K Cr | 47% | Jun 2026 |
| Bank of India BANKINDIA | ₹3.3K Cr | 80% | Jun 2026 |
| IDBI Bank Ltd IDBI | ₹2.1K Cr | 5.3% | Jun 2026 |
| Bank of Maharashtra MAHABANK | ₹2.0K Cr | 35% | Jun 2026 |
| Bank of Baroda BANKBARODA | ₹1.8K Cr | -48% | Jun 2026 |
| Indian Overseas Bank IOB | ₹1.7K Cr | 46% | Jun 2026 |
| Central Bank of India CENTRALBK | ₹1.3K Cr | 3.2% | Jun 2026 |
| UCO Bank UCOBANK | ₹801 Cr | 20% | Mar 2026 |
| Punjab & Sind Bank PSB | ₹332 Cr | 23% | Jun 2026 |
Full 20-quarter history · every available company
Net profit · reported quarter history
Showing the 12 largest of 13 companies with a series here. The remaining 1 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Bank of Baroda · BANKBARODA
₹2.2K Cr
₹2.5K Cr
₹2.0K Cr
₹1.9K Cr
₹3.4K Cr
₹4.4K Cr
₹5.3K Cr
₹4.5K Cr
₹4.4K Cr
₹4.8K Cr
₹5.2K Cr
₹4.8K Cr
₹5.4K Cr
₹5.3K Cr
₹5.4K Cr
₹3.5K Cr
₹5.2K Cr
₹5.5K Cr
₹5.9K Cr
₹1.8K Cr
Bank of India · BANKINDIA
₹1.1K Cr
₹996 Cr
₹688 Cr
₹658 Cr
₹854 Cr
₹915 Cr
₹1.4K Cr
₹1.6K Cr
₹1.5K Cr
₹1.9K Cr
₹1.6K Cr
₹1.9K Cr
₹2.4K Cr
₹2.6K Cr
₹2.6K Cr
₹1.8K Cr
₹2.6K Cr
₹2.8K Cr
₹3.1K Cr
₹3.3K Cr
Bank of Maharashtra · MAHABANK
₹274 Cr
₹310 Cr
₹356 Cr
₹453 Cr
₹535 Cr
₹777 Cr
₹841 Cr
₹884 Cr
₹920 Cr
₹1.0K Cr
₹1.2K Cr
₹1.3K Cr
₹1.3K Cr
₹1.4K Cr
₹1.5K Cr
₹1.5K Cr
₹1.7K Cr
₹1.8K Cr
₹2.0K Cr
₹2.0K Cr
Canara Bank · CANBK
₹1.3K Cr
₹1.7K Cr
₹1.9K Cr
₹2.2K Cr
₹2.7K Cr
₹3.1K Cr
₹3.4K Cr
₹3.8K Cr
₹3.8K Cr
₹3.8K Cr
₹4.0K Cr
₹4.1K Cr
₹4.2K Cr
₹4.3K Cr
₹5.1K Cr
₹3.2K Cr
₹4.9K Cr
₹5.2K Cr
₹4.6K Cr
—
Central Bank of India · CENTRALBK
₹201 Cr
₹282 Cr
₹342 Cr
₹273 Cr
₹341 Cr
₹476 Cr
₹592 Cr
₹498 Cr
₹623 Cr
₹738 Cr
₹817 Cr
₹945 Cr
₹926 Cr
₹966 Cr
₹1.1K Cr
₹1.3K Cr
₹1.2K Cr
₹1.3K Cr
₹748 Cr
₹1.3K Cr
IDBI Bank Ltd · IDBI
₹589 Cr
₹612 Cr
₹735 Cr
₹769 Cr
₹776 Cr
₹950 Cr
₹1.2K Cr
₹1.2K Cr
₹1.4K Cr
₹1.5K Cr
₹1.7K Cr
₹1.7K Cr
₹1.9K Cr
₹2.0K Cr
₹2.1K Cr
₹2.0K Cr
₹3.2K Cr
₹2.0K Cr
₹2.0K Cr
₹2.1K Cr
Indian Bank · INDIANB
₹1.1K Cr
₹732 Cr
₹1.0K Cr
₹1.3K Cr
₹1.3K Cr
₹1.5K Cr
₹1.5K Cr
₹1.9K Cr
₹2.1K Cr
₹2.2K Cr
₹2.3K Cr
₹2.6K Cr
₹2.8K Cr
₹2.9K Cr
₹3.0K Cr
₹2.3K Cr
₹3.1K Cr
₹3.1K Cr
₹3.2K Cr
₹3.4K Cr
Indian Overseas Bank · IOB
₹376 Cr
₹454 Cr
₹552 Cr
₹393 Cr
₹500 Cr
₹555 Cr
₹656 Cr
₹504 Cr
₹627 Cr
₹724 Cr
₹810 Cr
₹649 Cr
₹780 Cr
₹875 Cr
₹1.1K Cr
₹1.2K Cr
₹1.3K Cr
₹1.4K Cr
₹1.6K Cr
₹1.7K Cr
Punjab National Bank · PNB
₹1.1K Cr
₹1.3K Cr
₹338 Cr
₹282 Cr
₹494 Cr
₹715 Cr
₹1.9K Cr
₹1.4K Cr
₹2.0K Cr
₹2.4K Cr
₹3.4K Cr
₹4.0K Cr
₹4.7K Cr
₹4.8K Cr
₹5.0K Cr
₹2.2K Cr
₹5.1K Cr
₹5.6K Cr
₹5.6K Cr
₹5.8K Cr
State Bank of India · SBIN
—
—
—
—
—
₹15.9K Cr
₹18.8K Cr
₹19.1K Cr
₹16.6K Cr
₹11.6K Cr
₹22.2K Cr
₹20.1K Cr
₹20.6K Cr
₹19.5K Cr
₹20.4K Cr
₹22.1K Cr
₹21.9K Cr
₹22.2K Cr
₹20.5K Cr
—
UCO Bank · UCOBANK
₹205 Cr
₹310 Cr
₹315 Cr
₹117 Cr
₹497 Cr
₹654 Cr
₹557 Cr
₹225 Cr
₹404 Cr
₹505 Cr
₹538 Cr
₹555 Cr
₹607 Cr
₹640 Cr
₹666 Cr
₹607 Cr
₹620 Cr
₹740 Cr
₹801 Cr
—
Union Bank of India · UNIONBANK
₹1.5K Cr
₹1.1K Cr
₹1.6K Cr
₹1.6K Cr
₹1.9K Cr
₹2.3K Cr
₹2.8K Cr
₹3.3K Cr
₹3.6K Cr
₹3.6K Cr
₹3.3K Cr
₹3.6K Cr
₹4.8K Cr
₹4.6K Cr
₹5.0K Cr
₹4.4K Cr
₹4.4K Cr
₹5.1K Cr
₹5.5K Cr
₹5.6K Cr
Profit growth · reported quarter history
Showing the 12 largest of 13 companies with a series here. The remaining 1 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Bank of Baroda · BANKBARODA
—
—
—
64%
57%
77%
162%
130%
30%
11%
-2.9%
6.6%
22%
9.0%
5.6%
-26%
-4.1%
4.8%
7.8%
-48%
Bank of India · BANKINDIA
—
—
—
-10%
-20%
-8.1%
105%
137%
76%
111%
11%
21%
62%
37%
65%
-3.1%
6.4%
6.7%
19%
80%
Bank of Maharashtra · MAHABANK
—
—
—
—
95%
151%
136%
95%
72%
34%
46%
46%
45%
36%
22%
16%
25%
27%
36%
35%
Canara Bank · CANBK
—
—
—
77%
106%
85%
75%
72%
42%
25%
19%
9.1%
10%
11%
28%
-21%
16%
22%
-10%
—
Central Bank of India · CENTRALBK
—
—
—
—
70%
69%
73%
82%
83%
55%
38%
90%
49%
31%
35%
36%
33%
31%
-32%
3.2%
IDBI Bank Ltd · IDBI
—
—
—
—
32%
55%
66%
60%
80%
59%
37%
41%
34%
29%
25%
16%
73%
0.3%
-3.9%
5.3%
Indian Bank · INDIANB
—
—
—
—
14%
99%
48%
41%
61%
52%
51%
39%
35%
32%
30%
-11%
11%
8.2%
6.4%
47%
Indian Overseas Bank · IOB
—
—
—
—
33%
22%
19%
28%
25%
30%
23%
29%
24%
21%
35%
82%
61%
63%
42%
46%
Punjab National Bank · PNB
—
—
—
—
-55%
-43%
455%
383%
303%
241%
79%
193%
138%
97%
49%
-46%
8.1%
16%
12%
169%
State Bank of India · SBIN
—
—
—
—
—
—
—
—
—
-27%
18%
5.2%
24%
68%
-8.2%
10%
6.3%
14%
0.6%
—
UCO Bank · UCOBANK
—
—
—
15%
142%
111%
77%
92%
-19%
-23%
-3.4%
147%
50%
27%
24%
9.4%
2.1%
16%
20%
—
Union Bank of India · UNIONBANK
—
—
—
—
23%
110%
81%
107%
93%
60%
18%
11%
33%
28%
51%
22%
-6.8%
9.7%
9.8%
27%
03 · compare level, then change
Funding Base & Its Composition
Punjab National Bank has the highest Deposits among the 13 Banks - PSU companies compared here, at ₹17,38,908 crore. Bank of Baroda is next at ₹16,75,895 crore. State Bank of India has the highest Borrowings at ₹7,77,302 crore, so level and change sit with different companies. 12 of 13 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: Punjab National Bank leads deposits at ₹17,38,908 crore; State Bank of India leads borrowings at ₹7,77,302 crore.
LeaderPunjab National Bank · ₹17,38,908 crore
Gap3.8% versus #2 · Bank of Baroda
Persistence8/8 recent comparable periods
Coverage12/13 companies · 222 observations
Investor read: Punjab National Bank sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current borrowings signal.
For banks, debt is operating funding rather than industrial leverage. Deposits and borrowings are therefore shown as funding-base levels; asset quality, funding cost and liquidity determine whether that funding is attractive.
Depositslargest deposit bases
1Punjab National Bank PNB₹17.4 L Cr
2Bank of Baroda BANKBARODA₹16.8 L Cr
3Canara Bank CANBK₹15.7 L Cr
4Union Bank of India UNIONBANK₹12.9 L Cr
5Bank of India BANKINDIA₹9.3 L Cr
Borrowingslargest borrowings
1State Bank of India SBIN₹7.8 L Cr
2Bank of Baroda BANKBARODA₹1.7 L Cr
3Canara Bank CANBK₹1.6 L Cr
4Bank of India BANKINDIA₹1.2 L Cr
5Punjab National Bank PNB₹1.0 L Cr
Funding base · company comparison
12/13 level · 13/13 change
Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.
All-company data · latest reported quarter
Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.
| Company | Deposits | Borrowings | Reported |
|---|---|---|---|
| Punjab National Bank PNB | ₹17.4 L Cr | ₹1.0 L Cr | Jun 2026 |
| Bank of Baroda BANKBARODA | ₹16.8 L Cr | ₹1.7 L Cr | Jun 2026 |
| Canara Bank CANBK | ₹15.7 L Cr | ₹1.6 L Cr | Mar 2026 |
| Union Bank of India UNIONBANK | ₹12.9 L Cr | ₹73.3K Cr | Jun 2026 |
| Bank of India BANKINDIA | ₹9.3 L Cr | ₹1.2 L Cr | Jun 2026 |
| Indian Bank INDIANB | ₹8.4 L Cr | ₹48.3K Cr | Jun 2026 |
| Central Bank of India CENTRALBK | ₹4.8 L Cr | ₹28.8K Cr | Jun 2026 |
| Indian Overseas Bank IOB | ₹3.8 L Cr | ₹47.2K Cr | Jun 2026 |
| Bank of Maharashtra MAHABANK | ₹3.4 L Cr | ₹38.7K Cr | Jun 2026 |
| UCO Bank UCOBANK | ₹3.3 L Cr | ₹23.3K Cr | Mar 2026 |
| IDBI Bank Ltd IDBI | ₹3.3 L Cr | ₹26.2K Cr | Jun 2026 |
| Punjab & Sind Bank PSB | ₹1.5 L Cr | ₹16.9K Cr | Jun 2026 |
| State Bank of India SBIN | — | ₹7.8 L Cr | Mar 2026 |
Full 20-quarter history · every available company
Deposits · reported quarter history
Bank of Baroda · BANKBARODA
₹9.9 L Cr
₹10.1 L Cr
₹10.8 L Cr
₹10.6 L Cr
₹11.2 L Cr
₹11.8 L Cr
₹12.3 L Cr
₹12.3 L Cr
₹12.8 L Cr
₹12.7 L Cr
₹13.6 L Cr
₹13.3 L Cr
₹13.9 L Cr
₹14.2 L Cr
₹15.0 L Cr
₹14.6 L Cr
₹15.3 L Cr
₹15.7 L Cr
₹16.8 L Cr
—
Bank of India · BANKINDIA
₹6.2 L Cr
₹6.3 L Cr
₹6.3 L Cr
—
₹6.5 L Cr
₹6.6 L Cr
₹6.7 L Cr
—
₹7.1 L Cr
₹7.1 L Cr
₹7.4 L Cr
₹7.7 L Cr
₹7.8 L Cr
₹8.0 L Cr
₹8.2 L Cr
—
₹8.6 L Cr
₹8.9 L Cr
₹9.3 L Cr
—
Bank of Maharashtra · MAHABANK
₹1.8 L Cr
₹1.9 L Cr
₹2.0 L Cr
₹2.0 L Cr
₹2.0 L Cr
₹2.1 L Cr
₹2.3 L Cr
₹2.4 L Cr
₹2.4 L Cr
₹2.5 L Cr
₹2.7 L Cr
₹2.7 L Cr
₹2.8 L Cr
₹2.8 L Cr
₹3.1 L Cr
₹3.1 L Cr
₹3.1 L Cr
₹3.2 L Cr
₹3.5 L Cr
₹3.4 L Cr
Canara Bank · CANBK
₹10.3 L Cr
₹10.4 L Cr
₹10.9 L Cr
₹11.2 L Cr
₹11.4 L Cr
₹11.6 L Cr
₹11.8 L Cr
₹11.9 L Cr
₹12.3 L Cr
₹12.6 L Cr
₹13.1 L Cr
₹13.4 L Cr
₹13.5 L Cr
₹13.7 L Cr
₹14.6 L Cr
—
₹15.3 L Cr
₹15.2 L Cr
₹15.7 L Cr
—
Central Bank of India · CENTRALBK
₹3.4 L Cr
₹3.4 L Cr
₹3.4 L Cr
₹3.4 L Cr
₹3.4 L Cr
₹3.5 L Cr
₹3.6 L Cr
₹3.6 L Cr
₹3.7 L Cr
₹3.8 L Cr
₹3.9 L Cr
₹3.9 L Cr
₹3.9 L Cr
₹4.0 L Cr
₹4.1 L Cr
₹4.3 L Cr
₹4.5 L Cr
₹4.5 L Cr
₹4.7 L Cr
₹4.8 L Cr
IDBI Bank Ltd · IDBI
₹2.2 L Cr
₹2.2 L Cr
₹2.3 L Cr
₹2.3 L Cr
₹2.3 L Cr
₹2.3 L Cr
₹2.6 L Cr
₹2.4 L Cr
₹2.5 L Cr
₹2.6 L Cr
₹2.8 L Cr
₹2.8 L Cr
₹2.8 L Cr
₹2.8 L Cr
₹3.1 L Cr
₹3.0 L Cr
₹3.0 L Cr
₹3.1 L Cr
₹3.5 L Cr
₹3.3 L Cr
Indian Bank · INDIANB
₹5.5 L Cr
—
₹5.9 L Cr
—
₹5.9 L Cr
—
₹6.2 L Cr
—
₹6.4 L Cr
—
₹6.9 L Cr
—
₹6.9 L Cr
—
₹7.4 L Cr
₹7.4 L Cr
₹7.8 L Cr
₹7.9 L Cr
₹8.3 L Cr
₹8.4 L Cr
Indian Overseas Bank · IOB
₹2.5 L Cr
₹2.5 L Cr
₹2.6 L Cr
—
₹2.6 L Cr
₹2.6 L Cr
₹2.6 L Cr
₹2.6 L Cr
₹2.7 L Cr
₹2.8 L Cr
₹2.9 L Cr
₹3.0 L Cr
₹3.1 L Cr
₹3.1 L Cr
₹3.1 L Cr
₹3.3 L Cr
₹3.4 L Cr
₹3.5 L Cr
₹3.7 L Cr
₹3.8 L Cr
Punjab & Sind Bank · PSB
₹1.0 L Cr
₹1.0 L Cr
₹1.0 L Cr
₹1.0 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.2 L Cr
—
₹1.2 L Cr
₹1.3 L Cr
₹1.3 L Cr
₹1.3 L Cr
₹1.4 L Cr
₹1.4 L Cr
₹1.5 L Cr
₹1.5 L Cr
Punjab National Bank · PNB
₹11.2 L Cr
₹11.4 L Cr
₹11.5 L Cr
₹11.4 L Cr
₹12.0 L Cr
₹12.2 L Cr
₹12.9 L Cr
₹13.1 L Cr
₹13.2 L Cr
₹13.3 L Cr
₹13.8 L Cr
₹14.2 L Cr
₹14.7 L Cr
₹15.4 L Cr
₹15.8 L Cr
—
₹16.3 L Cr
₹16.7 L Cr
₹17.2 L Cr
₹17.4 L Cr
UCO Bank · UCOBANK
₹2.1 L Cr
₹2.2 L Cr
₹2.2 L Cr
₹2.3 L Cr
₹2.4 L Cr
₹2.4 L Cr
₹2.5 L Cr
₹2.5 L Cr
₹2.5 L Cr
₹2.6 L Cr
₹2.6 L Cr
₹2.7 L Cr
₹2.8 L Cr
₹2.8 L Cr
₹2.9 L Cr
₹3.0 L Cr
₹3.1 L Cr
₹3.1 L Cr
₹3.3 L Cr
—
Union Bank of India · UNIONBANK
₹9.2 L Cr
₹9.4 L Cr
₹10.3 L Cr
₹9.9 L Cr
₹10.5 L Cr
₹10.7 L Cr
₹11.2 L Cr
₹11.3 L Cr
₹11.4 L Cr
₹11.8 L Cr
₹12.2 L Cr
₹12.3 L Cr
₹12.5 L Cr
₹12.2 L Cr
₹12.7 L Cr
₹12.4 L Cr
₹12.4 L Cr
₹12.3 L Cr
₹13.1 L Cr
₹12.9 L Cr
Borrowings · reported quarter history
Showing the 12 largest of 13 companies with a series here. The remaining 1 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Bank of Baroda · BANKBARODA
₹99.2K Cr
₹96.1K Cr
₹1.1 L Cr
₹1.3 L Cr
₹1.2 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.2 L Cr
₹1.3 L Cr
₹1.4 L Cr
₹1.0 L Cr
₹1.0 L Cr
₹1.2 L Cr
₹1.4 L Cr
₹1.4 L Cr
₹1.3 L Cr
₹1.5 L Cr
₹1.4 L Cr
₹1.7 L Cr
—
Bank of India · BANKINDIA
₹23.5K Cr
₹30.5K Cr
₹26.8K Cr
₹26.8K Cr
₹45.9K Cr
₹59.8K Cr
₹65.0K Cr
₹65.0K Cr
₹65.4K Cr
₹75.8K Cr
₹81.0K Cr
₹84.4K Cr
₹1.2 L Cr
₹1.4 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.1 L Cr
₹1.2 L Cr
—
Bank of Maharashtra · MAHABANK
₹7.9K Cr
₹16.1K Cr
₹7.7K Cr
₹19.3K Cr
₹22.9K Cr
₹18.3K Cr
₹10.8K Cr
₹6.6K Cr
₹8.7K Cr
₹7.3K Cr
₹7.7K Cr
₹9.4K Cr
₹10.5K Cr
₹15.2K Cr
₹23.9K Cr
₹23.7K Cr
₹24.9K Cr
₹30.4K Cr
₹35.2K Cr
₹38.7K Cr
Canara Bank · CANBK
₹75.2K Cr
₹54.1K Cr
₹46.3K Cr
₹55.2K Cr
₹62.5K Cr
₹55.4K Cr
₹58.1K Cr
₹84.9K Cr
₹81.1K Cr
₹88.5K Cr
₹57.5K Cr
₹73.0K Cr
₹94.8K Cr
₹92.5K Cr
₹89.7K Cr
₹89.7K Cr
₹91.1K Cr
₹1.5 L Cr
₹1.6 L Cr
—
Central Bank of India · CENTRALBK
₹6.2K Cr
₹5.7K Cr
₹7.7K Cr
₹12.9K Cr
₹7.8K Cr
₹8.7K Cr
₹8.3K Cr
₹10.2K Cr
₹17.1K Cr
₹23.2K Cr
₹20.0K Cr
₹23.0K Cr
₹13.3K Cr
₹27.4K Cr
₹21.8K Cr
₹7.1K Cr
₹12.4K Cr
₹33.2K Cr
₹31.9K Cr
₹28.8K Cr
IDBI Bank Ltd · IDBI
₹15.4K Cr
₹16.3K Cr
₹14.3K Cr
₹15.6K Cr
₹21.7K Cr
₹15.8K Cr
₹12.6K Cr
₹27.3K Cr
₹20.7K Cr
₹23.1K Cr
₹17.1K Cr
₹21.4K Cr
₹20.3K Cr
₹18.8K Cr
₹19.9K Cr
₹22.5K Cr
₹24.3K Cr
₹27.2K Cr
₹28.1K Cr
₹26.2K Cr
Indian Bank · INDIANB
₹21.0K Cr
₹21.0K Cr
₹17.2K Cr
₹17.2K Cr
₹22.1K Cr
₹22.1K Cr
₹22.1K Cr
₹22.1K Cr
₹24.9K Cr
₹24.9K Cr
₹23.1K Cr
₹23.1K Cr
₹33.4K Cr
₹33.4K Cr
₹41.6K Cr
₹53.1K Cr
₹42.3K Cr
₹49.0K Cr
₹46.8K Cr
₹48.3K Cr
Indian Overseas Bank · IOB
₹3.5K Cr
₹3.7K Cr
₹3.1K Cr
₹3.1K Cr
₹11.4K Cr
₹13.4K Cr
₹20.8K Cr
₹17.8K Cr
₹29.5K Cr
₹31.0K Cr
₹30.4K Cr
₹33.1K Cr
₹28.8K Cr
₹43.1K Cr
₹42.2K Cr
₹40.4K Cr
₹46.4K Cr
₹46.8K Cr
₹51.6K Cr
₹47.2K Cr
Punjab National Bank · PNB
₹50.4K Cr
₹68.6K Cr
₹59.4K Cr
₹81.4K Cr
₹73.6K Cr
₹82.2K Cr
₹70.1K Cr
₹76.0K Cr
₹74.7K Cr
₹83.3K Cr
₹72.6K Cr
₹72.8K Cr
₹94.5K Cr
₹90.1K Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.0 L Cr
State Bank of India · SBIN
—
—
₹4.5 L Cr
—
—
—
₹5.2 L Cr
—
—
—
₹6.4 L Cr
—
—
—
₹6.1 L Cr
—
₹6.5 L Cr
—
₹7.8 L Cr
—
UCO Bank · UCOBANK
₹15.9K Cr
₹14.2K Cr
₹13.5K Cr
₹12.7K Cr
₹19.6K Cr
₹22.1K Cr
₹20.5K Cr
₹22.3K Cr
₹32.9K Cr
₹28.9K Cr
₹25.3K Cr
₹29.0K Cr
₹21.7K Cr
₹30.1K Cr
₹28.7K Cr
₹26.5K Cr
₹21.5K Cr
₹25.5K Cr
₹23.3K Cr
—
Union Bank of India · UNIONBANK
₹51.9K Cr
₹54.3K Cr
₹51.2K Cr
₹57.7K Cr
₹56.6K Cr
₹58.1K Cr
₹42.7K Cr
₹31.9K Cr
₹52.7K Cr
₹37.3K Cr
₹27.0K Cr
₹25.5K Cr
₹25.9K Cr
₹32.7K Cr
₹65.0K Cr
₹67.8K Cr
₹69.2K Cr
₹79.1K Cr
₹77.8K Cr
₹73.3K Cr
04 · compare level, then change
Return On Assets
Bank of Maharashtra has the highest ROA among the 13 Banks - PSU companies compared here, at 2%. IDBI Bank Ltd is next at 1.8%. Indian Overseas Bank has the highest ROA change at +0.3 percentage points, so level and change sit with different companies. 13 of 13 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: Bank of Maharashtra leads roa at 2%; Indian Overseas Bank leads roa change at +0.3 percentage points.
LeaderBank of Maharashtra · 2%
Gap11.1% versus #2 · IDBI Bank Ltd
Persistence6/8 recent comparable periods
Coverage13/13 companies · 220 observations
Investor read: Bank of Maharashtra sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current roa change signal.
ROA is the cleanest first comparison for lenders because the balance sheet is the operating asset.
ROAhighest
1Bank of Maharashtra MAHABANK2.0%
2IDBI Bank Ltd IDBI1.8%
3Indian Overseas Bank IOB1.4%
4Union Bank of India UNIONBANK1.4%
5Indian Bank INDIANB1.3%
ROA changefastest improvers
1Indian Overseas Bank IOB+0.3 pp
2Bank of Maharashtra MAHABANK+0.3 pp
3Punjab & Sind Bank PSB+0.2 pp
4Canara Bank CANBK+0.1 pp
5Indian Bank INDIANB+0.1 pp
Return on assets · company comparison
13/13 level · 12/13 change
Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.
Withheld from this chart: State Bank of India (SBIN) — its two data sources disagree by up to 40% on reported income across 14 comparable periods, so its derived ratios are withheld. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.
All-company data · latest reported quarter
Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.
| Company | ROA | ROA change | Reported |
|---|---|---|---|
| Bank of Maharashtra MAHABANK | 2.0% | +0.3 pp | Jun 2026 |
| IDBI Bank Ltd IDBI | 1.8% | −0.3 pp | Jun 2026 |
| Union Bank of India UNIONBANK | 1.4% | 0.0 pp | Jun 2026 |
| Indian Overseas Bank IOB | 1.4% | +0.3 pp | Jun 2026 |
| Indian Bank INDIANB | 1.3% | +0.1 pp | Jun 2026 |
| Bank of Baroda BANKBARODA | 1.1% | −0.1 pp | Jun 2026 |
| Punjab National Bank PNB | 1.1% | 0.0 pp | Jun 2026 |
| Canara Bank CANBK | 1.1% | +0.1 pp | Mar 2026 |
| Bank of India BANKINDIA | 1.0% | 0.0 pp | Jun 2026 |
| Punjab & Sind Bank PSB | 1.0% | +0.2 pp | Jun 2026 |
| UCO Bank UCOBANK | 0.8% | 0.0 pp | Mar 2026 |
| Central Bank of India CENTRALBK | 0.6% | −0.3 pp | Jun 2026 |
Full 20-quarter history · every available company
ROA · reported quarter history
Bank of Baroda · BANKBARODA
0.4%
0.7%
0.8%
0.6%
0.6%
1.0%
1.2%
1.4%
1.2%
1.1%
1.2%
1.3%
1.2%
1.3%
1.2%
1.2%
0.8%
1.1%
1.1%
—
Bank of India · BANKINDIA
0.4%
0.6%
0.5%
0.4%
0.4%
0.4%
0.5%
0.7%
0.6%
0.7%
0.9%
0.7%
0.8%
1.0%
1.0%
1.0%
0.9%
0.9%
1.0%
—
Bank of Maharashtra · MAHABANK
—
0.5%
0.6%
0.6%
0.8%
0.9%
1.3%
1.3%
1.3%
1.3%
1.5%
1.7%
1.7%
1.7%
1.7%
1.7%
1.6%
1.8%
1.9%
2.0%
Canara Bank · CANBK
0.4%
0.4%
0.6%
0.7%
0.7%
0.8%
0.9%
1.0%
1.1%
1.1%
1.0%
1.0%
1.1%
1.1%
1.0%
1.2%
1.0%
1.0%
1.1%
—
Central Bank of India · CENTRALBK
—
0.2%
0.3%
0.4%
0.3%
0.4%
0.5%
0.6%
0.5%
0.6%
0.7%
0.7%
0.8%
0.8%
0.8%
0.9%
1.1%
1.0%
1.0%
0.6%
IDBI Bank Ltd · IDBI
—
0.8%
0.8%
1.0%
1.0%
1.0%
1.2%
1.5%
1.5%
1.7%
1.8%
1.9%
1.9%
2.0%
2.1%
2.1%
2.0%
3.2%
1.9%
1.8%
Indian Bank · INDIANB
—
—
—
—
0.6%
—
0.8%
—
0.9%
—
1.1%
—
1.2%
—
1.3%
1.2%
1.0%
1.4%
1.3%
1.3%
Indian Overseas Bank · IOB
—
0.5%
0.6%
0.8%
0.5%
0.7%
0.7%
0.9%
0.6%
0.8%
0.9%
0.9%
0.7%
0.8%
0.9%
1.1%
1.2%
1.2%
1.3%
1.4%
Punjab & Sind Bank · PSB
—
0.8%
1.0%
1.2%
0.7%
0.9%
1.1%
1.3%
0.4%
0.5%
0.3%
0.4%
0.5%
0.5%
0.7%
0.8%
0.7%
0.7%
0.8%
1.0%
Punjab National Bank · PNB
—
0.4%
0.4%
0.1%
0.1%
0.1%
0.2%
0.5%
0.4%
0.5%
0.6%
0.9%
1.0%
1.1%
1.1%
1.1%
0.9%
0.9%
1.1%
1.1%
UCO Bank · UCOBANK
0.2%
0.3%
0.5%
0.5%
0.2%
0.7%
0.9%
0.8%
0.3%
0.5%
0.6%
0.7%
0.7%
0.7%
0.8%
0.8%
0.7%
0.7%
0.8%
—
Union Bank of India · UNIONBANK
—
0.6%
0.4%
0.5%
0.5%
0.6%
0.7%
0.9%
1.0%
1.1%
1.1%
1.0%
1.0%
1.3%
1.3%
1.4%
1.2%
1.2%
1.4%
1.4%
ROA change · reported quarter history
Bank of Baroda · BANKBARODA
—
—
—
—
+0.2 pp
+0.3 pp
+0.4 pp
+0.8 pp
+0.6 pp
+0.1 pp
0.0 pp
−0.1 pp
0.0 pp
+0.2 pp
0.0 pp
−0.1 pp
−0.4 pp
−0.2 pp
−0.1 pp
—
Bank of India · BANKINDIA
—
—
—
—
0.0 pp
−0.2 pp
0.0 pp
+0.3 pp
+0.2 pp
+0.3 pp
+0.4 pp
0.0 pp
+0.2 pp
+0.3 pp
+0.1 pp
+0.3 pp
+0.1 pp
−0.1 pp
0.0 pp
—
Bank of Maharashtra · MAHABANK
—
—
—
—
—
+0.4 pp
+0.7 pp
+0.7 pp
+0.5 pp
+0.4 pp
+0.2 pp
+0.4 pp
+0.4 pp
+0.4 pp
+0.2 pp
0.0 pp
−0.1 pp
+0.1 pp
+0.2 pp
+0.3 pp
Canara Bank · CANBK
—
—
—
—
+0.3 pp
+0.4 pp
+0.3 pp
+0.3 pp
+0.4 pp
+0.3 pp
+0.1 pp
0.0 pp
0.0 pp
0.0 pp
0.0 pp
+0.2 pp
−0.1 pp
−0.1 pp
+0.1 pp
—
Central Bank of India · CENTRALBK
—
—
—
—
—
+0.2 pp
+0.2 pp
+0.2 pp
+0.2 pp
+0.2 pp
+0.2 pp
+0.1 pp
+0.3 pp
+0.2 pp
+0.1 pp
+0.2 pp
+0.3 pp
+0.2 pp
+0.2 pp
−0.3 pp
IDBI Bank Ltd · IDBI
—
—
—
—
—
+0.2 pp
+0.4 pp
+0.5 pp
+0.5 pp
+0.7 pp
+0.6 pp
+0.4 pp
+0.4 pp
+0.3 pp
+0.3 pp
+0.2 pp
+0.1 pp
+1.2 pp
−0.2 pp
−0.3 pp
Indian Bank · INDIANB
—
—
—
—
—
—
—
—
+0.3 pp
—
+0.3 pp
—
+0.3 pp
—
+0.2 pp
—
−0.2 pp
—
0.0 pp
+0.1 pp
Indian Overseas Bank · IOB
—
—
—
—
—
+0.2 pp
+0.1 pp
+0.1 pp
+0.1 pp
+0.1 pp
+0.2 pp
0.0 pp
+0.1 pp
0.0 pp
0.0 pp
+0.2 pp
+0.5 pp
+0.4 pp
+0.4 pp
+0.3 pp
Punjab & Sind Bank · PSB
—
—
—
—
—
+0.1 pp
+0.1 pp
+0.1 pp
−0.3 pp
−0.4 pp
−0.8 pp
−0.9 pp
+0.1 pp
0.0 pp
+0.4 pp
+0.4 pp
+0.2 pp
+0.2 pp
+0.1 pp
+0.2 pp
Punjab National Bank · PNB
—
—
—
—
—
−0.3 pp
−0.2 pp
+0.4 pp
+0.3 pp
+0.4 pp
+0.4 pp
+0.4 pp
+0.6 pp
+0.6 pp
+0.5 pp
+0.2 pp
−0.1 pp
−0.2 pp
0.0 pp
0.0 pp
UCO Bank · UCOBANK
—
—
—
—
0.0 pp
+0.4 pp
+0.4 pp
+0.3 pp
+0.1 pp
−0.2 pp
−0.3 pp
−0.1 pp
+0.4 pp
+0.2 pp
+0.2 pp
+0.1 pp
0.0 pp
0.0 pp
0.0 pp
—
Union Bank of India · UNIONBANK
—
—
—
—
—
0.0 pp
+0.3 pp
+0.4 pp
+0.5 pp
+0.5 pp
+0.4 pp
+0.1 pp
0.0 pp
+0.2 pp
+0.2 pp
+0.4 pp
+0.2 pp
−0.1 pp
+0.1 pp
0.0 pp
05 · compare level, then change
ROE — Leaders & Improvers
Bank of Maharashtra has the highest ROE among the 13 Banks - PSU companies compared here, at 22.6%. Canara Bank is next at 16.1%. The same company also holds the highest ROE change, at +3.3 percentage points. 13 of 13 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: Bank of Maharashtra leads both roe at 22.6% and roe change at +3.3 percentage points.
LeaderBank of Maharashtra · 22.6%
Gap40.4% versus #2 · Canara Bank
Persistence4/8 recent comparable periods
Coverage13/13 companies · 228 observations
Investor read: Bank of Maharashtra sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current roe change signal.
ROE shows the return to shareholders, but should be read with asset quality and leverage.
ROEhighest
1Bank of Maharashtra MAHABANK23%
2Canara Bank CANBK16%
3Union Bank of India UNIONBANK16%
4Indian Overseas Bank IOB16%
5Indian Bank INDIANB15%
ROE changefastest improvers
1Bank of Maharashtra MAHABANK+3.3 pp
2Indian Overseas Bank IOB+2.8 pp
3Punjab & Sind Bank PSB+2.0 pp
4Canara Bank CANBK+1.4 pp
5UCO Bank UCOBANK−0.1 pp
Return on equity · company comparison
13/13 level · 13/13 change
Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.
Withheld from this chart: State Bank of India (SBIN) — its two data sources disagree by up to 40% on reported income across 14 comparable periods, so its derived ratios are withheld. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.
All-company data · latest reported quarter
Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.
| Company | ROE | ROE change | Reported |
|---|---|---|---|
| Bank of Maharashtra MAHABANK | 25% | +3.3 pp | Jun 2026 |
| Canara Bank CANBK | 18% | +1.4 pp | Mar 2026 |
| Indian Overseas Bank IOB | 17% | +2.8 pp | Jun 2026 |
| Union Bank of India UNIONBANK | 17% | −1.1 pp | Jun 2026 |
| Indian Bank INDIANB | 16% | −1.4 pp | Jun 2026 |
| Punjab National Bank PNB | 15% | −0.2 pp | Jun 2026 |
| Bank of Baroda BANKBARODA | 14% | −1.6 pp | Jun 2026 |
| Bank of India BANKINDIA | 13% | −0.8 pp | Jun 2026 |
| Punjab & Sind Bank PSB | 12% | +2.0 pp | Jun 2026 |
| IDBI Bank Ltd IDBI | 12% | −2.5 pp | Jun 2026 |
| UCO Bank UCOBANK | 9.0% | −0.1 pp | Mar 2026 |
| Central Bank of India CENTRALBK | 7.6% | −4.8 pp | Jun 2026 |
Full 20-quarter history · every available company
ROE · reported quarter history
Bank of Baroda · BANKBARODA
5.8%
10%
11%
9.0%
8.3%
14%
17%
20%
17%
16%
16%
17%
15%
16%
15%
15%
9.3%
13%
14%
—
Bank of India · BANKINDIA
5.8%
8.1%
7.2%
4.9%
4.7%
6.0%
6.2%
9.4%
10%
9.7%
12%
9.0%
11%
13%
14%
13%
9.1%
13%
13%
—
Bank of Maharashtra · MAHABANK
—
8.5%
9.3%
10%
13%
15%
20%
21%
21%
20%
22%
25%
25%
24%
22%
21%
21%
22%
22%
25%
Canara Bank · CANBK
7.5%
7.2%
9.9%
12%
12%
15%
16%
17%
19%
18%
17%
17%
17%
17%
16%
19%
19%
18%
18%
—
Central Bank of India · CENTRALBK
—
3.0%
4.2%
5.0%
4.0%
4.9%
6.7%
8.2%
6.8%
8.3%
9.6%
10%
12%
11%
11%
12%
14%
13%
13%
7.6%
IDBI Bank Ltd · IDBI
—
6.1%
6.3%
7.2%
7.2%
7.1%
8.5%
11%
11%
12%
12%
13%
13%
14%
14%
14%
13%
20%
11%
12%
Indian Bank · INDIANB
—
11%
6.7%
9.3%
12%
11%
12%
13%
15%
16%
17%
16%
17%
18%
18%
17%
13%
17%
16%
16%
Indian Overseas Bank · IOB
—
7.0%
8.3%
9.9%
7.0%
8.3%
9.2%
11%
8.0%
9.8%
11%
12%
9.5%
11%
12%
14%
14%
15%
16%
17%
Punjab & Sind Bank · PSB
—
10%
14%
12%
5.8%
7.8%
10%
12%
4.0%
5.0%
3.0%
3.6%
4.7%
7.1%
9.7%
10%
8.0%
8.6%
9.8%
12%
Punjab National Bank · PNB
—
4.6%
5.1%
1.4%
1.1%
2.0%
2.8%
7.3%
5.2%
7.5%
9.0%
12%
14%
16%
15%
15%
6.5%
12%
15%
15%
UCO Bank · UCOBANK
1.8%
3.6%
5.4%
5.3%
2.0%
8.3%
11%
9.4%
3.5%
6.2%
7.6%
8.0%
8.1%
8.8%
9.1%
9.0%
7.7%
7.7%
9.0%
—
Union Bank of India · UNIONBANK
—
8.8%
6.1%
8.8%
8.8%
10%
12%
15%
16%
17%
16%
14%
15%
18%
17%
18%
15%
14%
16%
17%
ROE change · reported quarter history
Bank of Baroda · BANKBARODA
—
—
—
—
+2.5 pp
+3.8 pp
+6.0 pp
+11.3 pp
+8.2 pp
+1.7 pp
−0.9 pp
−3.1 pp
−1.3 pp
+0.6 pp
−1.3 pp
−2.1 pp
−5.9 pp
−3.2 pp
−1.6 pp
—
Bank of India · BANKINDIA
—
—
—
—
−1.1 pp
−2.1 pp
−1.0 pp
+4.5 pp
+5.6 pp
+3.7 pp
+5.5 pp
−0.4 pp
+0.4 pp
+3.7 pp
+2.3 pp
+4.2 pp
−1.6 pp
−0.9 pp
−0.8 pp
—
Bank of Maharashtra · MAHABANK
—
—
—
—
—
+6.0 pp
+10.8 pp
+11.0 pp
+8.4 pp
+5.8 pp
+1.6 pp
+3.6 pp
+4.0 pp
+3.8 pp
+0.6 pp
−3.6 pp
−4.6 pp
−2.3 pp
−0.1 pp
+3.3 pp
Canara Bank · CANBK
—
—
—
—
+4.7 pp
+7.5 pp
+6.0 pp
+5.5 pp
+6.4 pp
+3.4 pp
+1.4 pp
+0.2 pp
−1.5 pp
−1.4 pp
−1.0 pp
+1.9 pp
+1.9 pp
+0.9 pp
+1.4 pp
—
Central Bank of India · CENTRALBK
—
—
—
—
—
+1.9 pp
+2.5 pp
+3.2 pp
+2.8 pp
+3.4 pp
+2.9 pp
+2.1 pp
+4.9 pp
+2.9 pp
+1.8 pp
+2.1 pp
+2.0 pp
+1.7 pp
+1.5 pp
−4.8 pp
IDBI Bank Ltd · IDBI
—
—
—
—
—
+1.0 pp
+2.2 pp
+3.5 pp
+3.3 pp
+4.5 pp
+3.9 pp
+2.6 pp
+2.7 pp
+2.1 pp
+1.6 pp
+0.8 pp
−0.3 pp
+5.9 pp
−2.6 pp
−2.5 pp
Indian Bank · INDIANB
—
—
—
—
—
+0.2 pp
+5.5 pp
+3.2 pp
+3.2 pp
+5.0 pp
+4.3 pp
+3.7 pp
+2.2 pp
+1.6 pp
+1.1 pp
+1.1 pp
−4.6 pp
−1.2 pp
−1.5 pp
−1.4 pp
Indian Overseas Bank · IOB
—
—
—
—
—
+1.3 pp
+0.9 pp
+0.8 pp
+1.0 pp
+1.5 pp
+1.8 pp
+1.2 pp
+1.5 pp
+1.5 pp
+1.3 pp
+2.4 pp
+4.9 pp
+3.6 pp
+4.0 pp
+2.8 pp
Punjab & Sind Bank · PSB
—
—
—
—
—
−2.3 pp
−3.2 pp
+0.3 pp
−1.8 pp
−2.8 pp
−7.3 pp
−8.7 pp
+0.7 pp
+2.1 pp
+6.7 pp
+6.4 pp
+3.3 pp
+1.5 pp
+0.1 pp
+2.0 pp
Punjab National Bank · PNB
—
—
—
—
—
−2.6 pp
−2.3 pp
+5.9 pp
+4.1 pp
+5.5 pp
+6.2 pp
+4.9 pp
+8.8 pp
+8.0 pp
+5.9 pp
+2.9 pp
−7.5 pp
−3.6 pp
+0.4 pp
−0.2 pp
UCO Bank · UCOBANK
—
—
—
—
+0.2 pp
+4.7 pp
+5.2 pp
+4.1 pp
+1.5 pp
−2.1 pp
−3.0 pp
−1.4 pp
+4.6 pp
+2.6 pp
+1.5 pp
+1.0 pp
−0.4 pp
−1.1 pp
−0.1 pp
—
Union Bank of India · UNIONBANK
—
—
—
—
—
+1.3 pp
+5.9 pp
+5.7 pp
+7.5 pp
+6.5 pp
+3.7 pp
−0.6 pp
−1.8 pp
+1.4 pp
+1.1 pp
+3.8 pp
+0.5 pp
−3.7 pp
−1.0 pp
−1.1 pp
06 · compare level, then change
Gross NPA — Leaders & Improvers
Bank of Maharashtra has the lowest Gross NPA among the 13 Banks - PSU companies compared here, at 1.4%. Canara Bank is next at 1.8%. Bank of India has the lowest GNPA change at -1.4 percentage points, so level and change sit with different companies. 6 of 13 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: Bank of Maharashtra leads gross npa at 1.4%; Bank of India leads gnpa change at -1.4 percentage points.
LeaderBank of Maharashtra · 1.4%
Gap21.2% versus #2 · Canara Bank
Persistence8/8 recent comparable periods
Coverage6/13 companies · 168 observations
Investor read: Bank of Maharashtra sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current gnpa change signal.
Lower gross NPA is better. Improvement means the ratio is falling, so ranks are intentionally inverted.
Gross NPAlowest
1Bank of Maharashtra MAHABANK1.5%
2Canara Bank CANBK1.8%
3Indian Bank INDIANB1.9%
4Punjab & Sind Bank PSB2.2%
5UCO Bank UCOBANK2.4%
GNPA changefastest improvers
1Bank of India BANKINDIA−1.4 pp
2Indian Bank INDIANB−1.2 pp
3Punjab & Sind Bank PSB−1.1 pp
4Canara Bank CANBK−1.1 pp
5Indian Overseas Bank IOB−1.0 pp
Asset quality · company comparison
6/13 level · 12/13 change
Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.
All-company data · latest reported quarter
Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.
| Company | Gross NPA | GNPA change | Reported |
|---|---|---|---|
| Union Bank of India UNIONBANK | 3.1% | −0.8 pp | Jun 2026 |
| Central Bank of India CENTRALBK | 2.6% | −0.5 pp | Jun 2026 |
| IDBI Bank Ltd IDBI | 2.6% | −1.0 pp | Jun 2026 |
| UCO Bank UCOBANK | 2.4% | −0.5 pp | Mar 2026 |
| Bank of India BANKINDIA | 2.3% | −1.4 pp | Jun 2026 |
| Punjab & Sind Bank PSB | 2.2% | −1.1 pp | Jun 2026 |
| Bank of Baroda BANKBARODA | 2.0% | −0.4 pp | Jun 2026 |
| Indian Bank INDIANB | 1.9% | −1.2 pp | Jun 2026 |
| Canara Bank CANBK | 1.8% | −1.1 pp | Mar 2026 |
| State Bank of India SBIN | 1.6% | −0.5 pp | Mar 2026 |
| Indian Overseas Bank IOB | 1.5% | −1.0 pp | Jun 2026 |
| Bank of Maharashtra MAHABANK | 1.5% | −0.3 pp | Jun 2026 |
Full 20-quarter history · every available company
Gross NPA · reported quarter history
Bank of Baroda · BANKBARODA
—
—
—
—
—
4.5%
3.8%
3.5%
3.3%
3.1%
2.9%
2.9%
2.5%
2.4%
2.3%
2.3%
2.2%
2.0%
—
—
Bank of India · BANKINDIA
—
—
—
—
—
7.7%
7.3%
6.7%
5.8%
5.4%
5.0%
4.6%
4.4%
3.7%
3.3%
2.9%
2.5%
2.3%
—
—
Bank of Maharashtra · MAHABANK
—
—
—
—
—
2.9%
2.5%
2.3%
2.2%
2.0%
1.9%
1.9%
1.8%
1.8%
1.7%
1.7%
1.7%
1.6%
1.5%
1.5%
Canara Bank · CANBK
—
—
—
—
—
5.9%
5.4%
5.2%
4.8%
4.4%
4.2%
4.1%
3.7%
3.3%
2.9%
2.7%
2.4%
2.1%
1.8%
—
Central Bank of India · CENTRALBK
—
—
—
—
—
8.8%
8.4%
5.0%
4.6%
4.5%
4.5%
4.5%
4.6%
3.9%
3.2%
3.1%
3.0%
2.7%
2.7%
2.6%
IDBI Bank Ltd · IDBI
—
—
—
—
—
14%
6.4%
5.1%
4.9%
4.7%
4.5%
3.9%
3.7%
3.6%
3.0%
2.9%
2.7%
2.6%
—
—
Indian Bank · INDIANB
—
—
—
—
—
6.5%
6.0%
5.5%
5.0%
4.5%
4.0%
3.8%
3.5%
3.3%
3.1%
3.0%
2.6%
2.2%
2.0%
1.9%
Indian Overseas Bank · IOB
—
—
—
—
—
8.2%
7.4%
7.1%
4.7%
3.9%
3.1%
2.9%
2.7%
2.6%
2.1%
2.0%
1.8%
1.5%
—
—
Punjab & Sind Bank · PSB
—
—
—
—
—
8.4%
7.0%
6.8%
6.2%
5.7%
5.4%
4.7%
4.2%
3.8%
3.4%
3.3%
2.9%
2.6%
2.4%
2.2%
State Bank of India · SBIN
—
—
—
—
—
3.1%
2.8%
2.8%
2.5%
2.4%
2.2%
2.2%
2.1%
2.1%
1.8%
1.8%
1.7%
1.6%
—
—
UCO Bank · UCOBANK
—
—
7.9%
7.4%
6.6%
5.6%
4.8%
4.5%
4.1%
3.9%
3.5%
3.3%
3.2%
2.9%
2.7%
2.6%
2.6%
2.4%
—
—
Union Bank of India · UNIONBANK
—
—
—
—
—
7.9%
7.5%
7.3%
6.4%
4.8%
4.8%
4.5%
4.4%
3.9%
3.6%
3.5%
3.3%
3.1%
—
—
GNPA change · reported quarter history
Bank of Baroda · BANKBARODA
—
—
—
—
—
—
—
—
—
−1.5 pp
−0.9 pp
−0.6 pp
−0.8 pp
−0.7 pp
−0.7 pp
−0.6 pp
−0.3 pp
−0.4 pp
—
—
Bank of India · BANKINDIA
—
—
—
—
—
—
—
—
—
−2.3 pp
−2.3 pp
−2.1 pp
−1.4 pp
−1.7 pp
−1.7 pp
−1.7 pp
−1.9 pp
−1.4 pp
—
—
Bank of Maharashtra · MAHABANK
—
—
—
—
—
—
—
—
—
−0.9 pp
−0.6 pp
−0.4 pp
−0.4 pp
−0.2 pp
−0.1 pp
−0.1 pp
−0.1 pp
−0.2 pp
−0.3 pp
−0.3 pp
Canara Bank · CANBK
—
—
—
—
—
—
—
—
—
−1.5 pp
−1.1 pp
−1.0 pp
−1.0 pp
−1.1 pp
−1.3 pp
−1.5 pp
−1.4 pp
−1.3 pp
−1.1 pp
—
Central Bank of India · CENTRALBK
—
—
—
—
—
—
—
—
—
−4.3 pp
−3.9 pp
−0.4 pp
−0.0 pp
−0.6 pp
−1.3 pp
−1.4 pp
−1.6 pp
−1.2 pp
−0.5 pp
−0.5 pp
IDBI Bank Ltd · IDBI
—
—
—
—
—
—
—
—
—
−9.1 pp
−1.9 pp
−1.2 pp
−1.2 pp
−1.1 pp
−1.6 pp
−0.9 pp
−1.0 pp
−1.0 pp
—
—
Indian Bank · INDIANB
—
—
—
—
—
—
—
—
—
−2.1 pp
−2.0 pp
−1.7 pp
−1.5 pp
−1.2 pp
−0.9 pp
−0.8 pp
−0.9 pp
−1.0 pp
−1.1 pp
−1.2 pp
Indian Overseas Bank · IOB
—
—
—
—
—
—
—
—
—
−4.3 pp
−4.3 pp
−4.2 pp
−2.0 pp
−1.4 pp
−1.0 pp
−0.9 pp
−0.9 pp
−1.0 pp
—
—
Punjab & Sind Bank · PSB
—
—
—
—
—
—
—
—
—
−2.7 pp
−1.5 pp
−2.1 pp
−2.0 pp
−1.9 pp
−2.1 pp
−1.4 pp
−1.3 pp
−1.2 pp
−1.0 pp
−1.1 pp
State Bank of India · SBIN
—
—
—
—
—
—
—
—
—
−0.7 pp
−0.5 pp
−0.6 pp
−0.4 pp
−0.4 pp
−0.4 pp
−0.4 pp
−0.4 pp
−0.5 pp
—
—
UCO Bank · UCOBANK
—
—
—
—
—
—
−3.1 pp
−2.9 pp
−2.4 pp
−1.8 pp
−1.3 pp
−1.2 pp
−1.0 pp
−0.9 pp
−0.8 pp
−0.7 pp
−0.6 pp
−0.5 pp
—
—
Union Bank of India · UNIONBANK
—
—
—
—
—
—
—
—
—
−3.1 pp
−2.8 pp
−2.8 pp
−2.0 pp
−1.0 pp
−1.2 pp
−1.0 pp
−1.1 pp
−0.8 pp
—
—
07 · compare level, then change
Valuation Against Growth & Quality
Bank of Baroda has the lowest P/BV ÷ ROE among the 13 Banks - PSU companies compared here, at 0.06×. Central Bank of India has the lowest P/BV at 0.69×, so level and change sit with different companies. 13 of 13 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: Bank of Baroda has the lowest comparable P/BV ÷ ROE at 0.06×, 0% below Bank of India. Only 13 of 13 companies pass the guard, so no broad “cheapest stock” conclusion is defensible unless the current multiple, own-history position and growth durability agree.
LeaderBank of Baroda · 0.06×
Gap0% versus #2 · Bank of India
Persistence0/8 recent comparable periods
Coverage13/13 companies · 228 observations
Investor read: Treat valuation as permission to investigate, never as a standalone reason to buy.
This conclusion weakens if: The next two comparable reports reverse the current p/bv signal.
Banks are compared on P/BV and P/BV÷ROE, not PEG. Lower is better only if asset quality and return durability hold; cheap book value with weakening NPAs is not automatically attractive.
P/BV ÷ ROElowest return-adjusted price
1Bank of Baroda BANKBARODA0.1
2Bank of India BANKINDIA0.1
3Canara Bank CANBK0.1
4Central Bank of India CENTRALBK0.1
5Punjab National Bank PNB0.1
P/BVlowest P/BV
1Central Bank of India CENTRALBK0.7
2Bank of India BANKINDIA0.7
3Bank of Baroda BANKBARODA0.8
4Punjab National Bank PNB0.8
5Union Bank of India UNIONBANK0.9
Valuation · company comparison
13/13 level · 13/13 change
Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.
All-company data · latest reported quarter
Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.
| Company | P/BV ÷ ROE | P/BV | Reported |
|---|---|---|---|
| IDBI Bank Ltd IDBI | 0.1 | 1.5 | Jun 2026 |
| UCO Bank UCOBANK | 0.1 | 1.0 | Mar 2026 |
| Punjab & Sind Bank PSB | 0.1 | 1.3 | Jun 2026 |
| Indian Overseas Bank IOB | 0.1 | 1.8 | Jun 2026 |
| Central Bank of India CENTRALBK | 0.1 | 0.8 | Jun 2026 |
| Indian Bank INDIANB | 0.1 | 1.4 | Jun 2026 |
| Bank of Maharashtra MAHABANK | 0.1 | 2.0 | Jun 2026 |
| Union Bank of India UNIONBANK | 0.1 | 1.0 | Jun 2026 |
| Bank of Baroda BANKBARODA | 0.1 | 0.9 | Jun 2026 |
| Canara Bank CANBK | 0.1 | 1.0 | Mar 2026 |
| Bank of India BANKINDIA | 0.1 | 0.7 | Jun 2026 |
| Punjab National Bank PNB | 0.1 | 0.8 | Jun 2026 |
| State Bank of India SBIN | — | 1.6 | Mar 2026 |
Full 20-quarter history · every available company
P/BV ÷ ROE · reported quarter history
Bank of Baroda · BANKBARODA
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
—
Bank of India · BANKINDIA
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.1
0.1
0.1
0.1
—
Bank of Maharashtra · MAHABANK
—
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
Canara Bank · CANBK
0.1
0.1
0.1
0.0
0.1
0.1
0.0
0.0
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
—
Central Bank of India · CENTRALBK
—
0.2
0.1
0.1
0.2
0.2
0.1
0.1
0.2
0.2
0.2
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
IDBI Bank Ltd · IDBI
—
0.2
0.2
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.1
Indian Bank · INDIANB
—
0.0
0.1
0.0
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
Indian Overseas Bank · IOB
—
0.3
0.2
0.1
0.2
0.3
0.2
0.2
0.4
0.3
0.4
0.4
0.4
0.3
0.2
0.2
0.2
0.1
0.1
0.1
Punjab & Sind Bank · PSB
—
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.5
0.4
0.9
0.8
0.7
0.4
0.3
0.1
0.2
0.2
0.1
0.1
Punjab National Bank · PNB
—
0.1
0.1
0.2
0.4
0.3
0.2
0.1
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
UCO Bank · UCOBANK
0.4
0.2
0.1
0.1
0.3
0.2
0.1
0.1
0.6
0.3
0.3
0.3
0.3
0.2
0.2
0.1
0.2
0.2
0.1
—
Union Bank of India · UNIONBANK
—
0.0
0.1
0.0
0.0
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.1
P/BV · reported quarter history
Showing the 12 largest of 13 companies with a series here. The remaining 1 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Bank of Baroda · BANKBARODA
0.5
0.5
0.6
0.6
0.7
1.0
0.9
0.9
1.0
1.1
1.1
1.2
1.0
0.9
0.8
0.8
0.8
0.9
0.8
0.9
Bank of India · BANKINDIA
0.4
0.4
0.3
0.3
0.3
0.6
0.5
0.5
0.7
0.7
0.9
0.8
0.7
0.6
0.6
0.7
0.7
0.8
0.8
0.7
Bank of Maharashtra · MAHABANK
0.9
1.0
0.9
0.8
0.8
1.4
1.2
1.1
1.9
1.7
2.2
2.3
2.0
1.6
1.3
1.4
1.4
1.4
1.5
2.0
Canara Bank · CANBK
0.4
0.5
0.6
0.5
0.6
0.8
0.7
0.7
0.8
0.9
1.2
1.2
1.1
0.9
0.8
0.9
1.0
1.2
1.0
—
Central Bank of India · CENTRALBK
0.7
0.7
0.6
0.3
0.6
1.0
0.8
0.8
1.5
1.4
1.7
1.7
1.6
1.4
1.1
1.0
0.9
0.9
0.8
0.8
IDBI Bank Ltd · IDBI
1.1
1.3
1.2
0.9
1.0
1.3
1.1
1.2
1.6
1.5
1.8
1.9
1.9
1.5
1.5
2.1
1.6
1.6
1.0
1.5
Indian Bank · INDIANB
0.4
0.4
0.4
0.4
0.5
0.8
0.8
0.7
1.1
1.0
1.3
1.2
1.2
1.1
1.1
1.2
1.3
1.4
1.5
1.4
Indian Overseas Bank · IOB
2.0
1.8
1.6
1.4
1.4
2.6
1.9
1.8
3.5
3.1
4.2
4.4
4.1
3.5
2.5
2.3
2.3
1.9
1.7
1.8
Punjab National Bank · PNB
0.4
0.4
0.4
0.3
0.4
0.6
0.5
0.6
0.8
1.0
1.3
1.2
1.0
0.9
0.8
0.9
0.9
1.0
0.8
0.8
State Bank of India · SBIN
—
—
1.4
—
—
1.6
1.5
1.4
1.4
1.4
1.6
1.8
1.6
1.5
1.4
1.5
1.5
1.6
1.6
—
UCO Bank · UCOBANK
0.7
0.7
0.6
0.6
0.6
1.6
1.2
1.3
2.0
1.8
2.3
2.4
2.1
1.8
1.5
1.3
1.2
1.2
1.0
—
Union Bank of India · UNIONBANK
0.3
0.4
0.4
0.3
0.4
0.7
0.6
0.6
0.9
1.0
1.2
1.2
0.9
0.8
0.9
1.2
0.9
0.9
1.0
1.0
08 · let price answer last
Market action
Bank of Maharashtra has the strongest one-year price move in Banks - PSU at +41.1%. It also leads on Mansfield relative strength against NIFTY at +19.3%. 5 of 13 covered companies are above zero on that measure. Every line covers 313 weekly closes through 2026-07-17.
Every price line is indexed to 100 over the chosen window. Mansfield relative strength compares a price ratio with its own 52-week average; zero separates leadership from lagging.
Price and relative strength
Price is rebased to 100 inside the selected window. Pair ratio rebases each selected company against one chosen denominator.
Before the conclusion · check the blind spots
What can make this comparison misleading?
This Banks - PSU comparison names 6 specific ways its own evidence can mislead, all listed below. All 13 companies here report on comparable dates, so no rank carries a stale marker. 1 has second-feed figures withheld because the two sources disagree. A high growth rate can still be a low-base artefact.
Keep these limits visible
- A high growth rate can be a low-base artefact. The page keeps level and change separate for that reason.
- A high ROE can be manufactured with leverage. Read it beside ROA and asset quality.
- The 4-Factor Sector Score ranks research priority, not portfolio action. Management quality, catalysts and risks need equally fresh evidence before capital is deployed.
- An “all companies” line chart preserves completeness, but rank changes should be checked against reporting dates before drawing a conclusion.
- Banks and lenders are not forced through operating-margin or ROCE comparisons; missing lender-specific fields remain visibly missing.
- 1 company is missing from the second-feed metrics by decision, not by absence: the two sources disagree, so nothing from the second is drawn. Read those rows as narrower evidence, never as a weaker business.
09 · the complete set
Which companies are included?
All 13 companies in the canonical Banks - PSU membership are listed below, largest market value first — nothing is silently dropped, even where a company reports too little to rank. The charts above default to a selective view; this register is the complete set, with each company's own latest reporting date beside it.
AHEAD means the company is beating the index by 5% or more over three months. LAGGING, FUNDAMENTALS UP means it is 20% or more behind over a year while its trailing twelve-month earnings grew 20% or more. Both rules are fixed and applied the same way in every sector.
| Company | Market value | Price | Priced to | Latest fundamentals | Source standing |
|---|---|---|---|---|---|
| State Bank of India SBIN | ₹9.4 L Cr | ₹1,015 | 2026-07-19 | Mar 2026 | Second feed withheld |
| Union Bank of India UNIONBANK | ₹1.3 L Cr | ₹170 | 2026-07-19 | Jun 2026 | Cross-checked |
| Bank of Baroda BANKBARODA | ₹1.3 L Cr | ₹246 | 2026-07-19 | Jun 2026 | Cross-checked |
| Punjab National Bank PNB | ₹1.3 L Cr | ₹110 | 2026-07-19 | Jun 2026 | Cross-checked |
| Canara Bank CANBK | ₹1.1 L Cr | ₹126 | 2026-07-19 | Mar 2026 | Cross-checked |
| Indian Bank INDIANB | ₹1.1 L Cr | ₹826 | 2026-07-19 | Jun 2026 | Cross-checked |
| IDBI Bank Ltd IDBIAHEAD | ₹91.3K Cr | ₹84.9 | 2026-07-19 | Jun 2026 | Cross-checked |
| Indian Overseas Bank IOB | ₹65.2K Cr | ₹33.9 | 2026-07-19 | Jun 2026 | Cross-checked |
| Bank of India BANKINDIA | ₹64.9K Cr | ₹143 | 2026-07-19 | Jun 2026 | Cross-checked |
| Bank of Maharashtra MAHABANK26/26 WEEKS | ₹62.3K Cr | ₹81.0 | 2026-07-19 | Jun 2026 | Cross-checked |
| UCO Bank UCOBANK | ₹32.5K Cr | ₹25.9 | 2026-07-19 | Mar 2026 | Cross-checked |
| Central Bank of India CENTRALBK | ₹28.1K Cr | ₹31.0 | 2026-07-19 | Jun 2026 | Cross-checked |
| Punjab & Sind Bank PSBLAGGING, FUNDAMENTALS UP | ₹16.9K Cr | ₹23.8 | 2026-07-19 | Jun 2026 | Cross-checked |
How each company's sources stand: 1 of 13 companies has a second data feed that is known to disagree with the primary source, so nothing from it is drawn: State Bank of India (SBIN) — its two data sources disagree by up to 40% on reported income across 14 comparable periods, so its derived ratios are withheld.
Evidence and freshness
How was this comparison built?
This comparison is built from the reported filings of 13 Banks - PSU companies, normalized to a common ₹ scale and a shared quarter axis of up to 20 quarters each. Fundamentals run through Jun 2026 and market data through 2026-07-24. A second data feed fills gaps only after identity and scale reconciliation, and missing observations are never interpolated.
FundamentalsThrough Jun 2026 · up to 20 quarters per company
Market dataThrough 2026-07-24 · weekly price and relative-strength history
Derived metricsGrowth, changes, CAPEX intensity, net debt, guarded PEG and P/BV÷ROE are calculated only when their inputs are comparable.
Score confidenceMissing and stale evidence reduces confidence and pulls the 0–100 research-priority score toward neutral.
Source standing12 cross-checked · 0 unverified · 1 withheld, of 13 graded companies.
A second feed is read only after its reported income is matched against the primary source on at least three overlapping periods. Where the two agree the figures fill silently. Where there is too little shared history to compare, the figures are still drawn — they are the only evidence there is — and marked ⚠ unverified everywhere they appear. Where the two are known to disagree, nothing from the second feed is drawn and the affected company is named under the chart it is missing from. Every company's standing is listed in the register above.
Questions investors ask · short, speakable answers
Banks - PSU company comparison FAQs
These 18 answers restate the Banks - PSU comparison above in question form. Every one is computed from the same 13 companies and the same reported filings as the rankings and charts, current through Jun 2026. Price and relative-strength answers run through 2026-07-24. Nothing here is estimated, and none of it is a recommendation.
What is the Nifty Banks - PSU index?
The Nifty Banks - PSU index tracks India's listed Banks - PSU companies as a single basket. This page follows the same 13 companies and equal-weights them, so every company's weekly return counts once whatever it is worth, and the reading belongs to the Banks - PSU sector rather than to its largest constituent. Figures are as of Jun 2026.
Which are the best Banks - PSU stocks in India?
Ranked by this page's four-factor score, Bank of Maharashtra places first among 13 listed Banks - PSU companies, followed by Indian Overseas Bank. That is a ranking of published data — earnings, quality, valuation and market behaviour as of Jun 2026 — and not a recommendation; Sector Alpha is not registered with SEBI as an investment adviser.
How many Banks - PSU stocks are listed in India?
This comparison covers 13 listed Banks - PSU companies in India, each above the size floor the site applies, with 20 quarters of reported figures per company where the filings exist. The full ranked list is on this page, as of Jun 2026.
Which Banks - PSU company is the biggest?
State Bank of India is the largest, with trailing-twelve-month income of ₹5,15,235 crore, ahead of Bank of Baroda at ₹1,36,547 crore. That covers 13 of 13 companies with comparable reporting through Mar 2026.
Which Banks - PSU company is growing fastest?
Bank of Maharashtra has the fastest income growth at 15.8% year on year, across 13 of 13 comparable companies. Fast growth off a small base is not the same as proven scale — check whether the rate holds across several quarters on the chart above before treating it as a trend.
Which Banks - PSU company makes the most profit?
State Bank of India earns the most, at ₹86,666 crore of trailing-twelve-month net profit, from 13 of 13 comparable companies. Indian Overseas Bank has the fastest profit growth at 51.8%, though growth off a small or recovering profit base overstates how much has actually changed.
Which Banks - PSU lender has the best asset quality?
Bank of Maharashtra reports the lowest gross NPA ratio at 1.4% — lower is better — across 6 of 13 lenders. Read the direction as well as the level: a rising NPA ratio off a low base can matter more than a high but falling one.
Which Banks - PSU company earns the highest return on capital?
Bank of Maharashtra leads on return on assets at 2%, across 13 of 13 companies. Read it beside the length of its reported history: a high return that repeats for years is evidence of a durable business, while a single high reading can be a small capital base or one good year.
Which Banks - PSU stock is the cheapest?
On price-to-book divided by return on equity — where a LOWER number is cheaper — Bank of Baroda screens cheapest at 0.06×. Only 13 of 13 companies pass the comparability guard, so this is not a sector-wide "cheapest stock" verdict. Cheap on a multiple is a reason to investigate, never a reason to buy on its own.
Which Banks - PSU lender has the largest funding base?
Punjab National Bank has the largest reported deposit base at ₹17,38,908 crore. For lenders, deposits and borrowings are operating inputs rather than leverage, so they are read against asset quality and returns instead of as debt.
Which Banks - PSU stock has the strongest price momentum?
Bank of Maharashtra has the strongest relative strength against NIFTY 500. Relative strength answers last, after growth, quality and valuation: price can move well before the fundamentals confirm it, and sometimes without them confirming at all.
Which Banks - PSU company scores highest for research priority?
Bank of Maharashtra scores 79.4 out of 100 with 100% evidence confidence, from 29.3 points on growth and earnings, 24.3 on capital efficiency, 10.2 on valuation and 15.6 on relative strength. This ranks what deserves work next. It is not a buy recommendation, and management quality, catalysts and risk still need separate research.
How many Banks - PSU companies does this comparison cover, and over what period?
It compares 13 listed companies over up to 20 reported quarters of fundamentals and 10 fiscal years of capital allocation, ending Jun 2026, plus weekly price and relative-strength history. Membership is the full sector list — nothing is dropped for having thin data.
What is the total market cap of the Banks - PSU sector?
The 13 Banks - PSU companies on this page carry ₹19,07,834 crore of combined market value. State Bank of India is the largest at ₹9,36,908 crore, about 49% of the sector's total on its own. Market value moves with price, so this reading is dated 2026-07-29.
What is the Banks - PSU sector's P/B ratio?
The median price-to-book ratio across the 13 Banks - PSU companies on this page is 1.1×, measured on the 13 that report a comparable figure. A sector-level history for this multiple is not held here, so this is a cross-section of today, not a comparison with the sector’s own past. Figures are as of 2026-07-29.
How is the Banks - PSU sector performing?
5 of the 13 covered Banks - PSU companies are beating NIFTY 500 on Mansfield relative strength. A 52-week sector-versus-index comparison is not available from the current market series for this sector, so it is not quoted. Readings are as of 2026-07-29.
Why are some values on this page blank?
A blank means that company did not report a comparable figure for that period, so nothing is shown. Missing observations are never interpolated, carried forward, or replaced with a similar-looking accounting line, and a company with missing evidence has its research score pulled toward neutral rather than being scored as bad.
Is this investment advice?
No. Every figure here is a deterministic calculation from reported company filings and market data, published for research. It contains no recommendation to buy or sell any security, does not account for your circumstances, and is not a substitute for advice from a licensed adviser.