# WaFd share price today (WaFd, Inc., WAFD) > WaFd, Inc.'s P/BV is near the low end of its own history, higher than only 5% of past readings, and its quarterly results are still getting worse. WAFD · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/wafd Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms ## Key numbers - Business trend: Getting better, from the last 12 quarters - Price: $29.49 (−2.4% in a year) - P/BV: 0.8× (lower than 95% of the last 5.3 years) - Revenue (Sep 2026): $200 M (+8.2% on a year ago) - Profit (Sep 2026): $56.3 M (−1.1% on a year ago) - Net margin: 28.1% (−2.6 points on a year ago) - ROE: 9%, FY26 - ROA: 0.95%, latest The main question: the P/BV is near the low end of its own history, higher than only 5% of past readings, but results are getting worse. A low multiple can stay low until the quarters turn. ## What is the WaFd share price today? WaFd, Inc.'s share price was $29.49 at the close on 5 November 2026. It has been moving sideways for 9 weeks. That is 13.0% below its average price over the last 200 trading days. In the last 52 weeks it traded between $29 and $38, and at that close it sat 4% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 11 weeks running. Over the last 10 years the share price moved +22% while the S&P 500 moved +245%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 21 August 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does WaFd pay? WaFd, Inc. paid $1.88 per share over the last four reported quarters. The most recent declaration was $0.27 for Sep 2026. At today's price of $29.49 that is a yield of 6.38%, based on dividends already paid, not a forecast. ## Which stock lists is WaFd on? WaFd is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is WaFd profitable? WaFd, Inc. earned $56.3 M of net profit in the Sep 2026 quarter, −1.1% on the same quarter a year earlier. Full-year FY26 profit was $241 M. Over 5 years profit has grown 5.6% a year on average. That is 28.1% of the quarter's revenue. The same quarter a year earlier earned $56.9 M. For the full year, FY26 profit was $241 M (+14.1% on the year before). Why profit moved: revenue changed +8.2% on a year earlier and the margin moved −2.6 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +15.7% and revenue +8.2%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does WaFd make, and is it growing? WaFd, Inc. reported $200 M of income in the Sep 2026 quarter, +8.2% on the same quarter a year earlier. That is the 4th quarter in a row with growth on the year before. Over 5 years it has grown 6.5% a year on average. The last full year, FY26, came in at $776 M. The last four reported quarters add to $776 M. FY26 revenue was $776 M, +8.1% on the year before. Recent pace: the last four quarters grew +8.2% on average, against 6.5% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +8.1%, against +5.0% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +14.1%, against +14.1% a year (stabilising). ## How much does WaFd keep from what it earns? WaFd, Inc.'s net margin was 28.1% in the Sep 2026 quarter, 2.6 percentage points lower than the same quarter a year ago. Across 6 years it has been between 26.3% and 34.6%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of WaFd's loans have gone bad? WaFd, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is WaFd's loan book growing? WaFd, Inc.'s revenue was $776 M in FY26, +8.1% on the year before, so the loan book is growing. The latest quarter was +8.2% on a year earlier. The net margin on that income is 28.1%, −2.6 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is WaFd's P/BV ratio, and how does it compare with its own history? WaFd, Inc.'s P/BV is 0.8×, near the low end of its own history: it has been lower only 5% of the time. Its usual P/BV (the middle reading) is 1.0×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 9% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved −2.4%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved −4.0% a year; about +2.9% a year came from book-value growth and about −6.9 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the WaFd business getting better or worse? WaFd, Inc.'s business is getting better. EPS growth hit its low 8 quarters ago at −36.5% and has recovered to +21.6%, with ROE steady at 8.0%. This is based on 12 quarters of 4 measures. Why it matters: a lasting rise from a low is what this page is built to show. ## How much does WaFd earn on its equity and assets? WaFd, Inc. earned a return on equity of 8% in FY26. Its lowest yearly reading on file was 6% in FY24. On its assets, every $100 earned about $0.95, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 5.6% a year over 5 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does WaFd have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the WaFd shareholding pattern? 8.3% of WaFd, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 4.5 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is WaFd from balance-sheet trouble? For WaFd, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does WaFd rank in its industry? There is no score against its industry: WaFd, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is WaFd compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to WaFd in size? WaFd is the 105th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: First Busey Corporation, Northwest Bancshares, Inc. and Enterprise Financial Services Corp. Just below it: OFG Bancorp, 1st Source Corporation and First Commonwealth Financial Corporation. ### Banks - Regional companies close in size 1. [First Busey Corporation](https://www.sectoralpha.in/us/stocks/buse) $2.3 billion 2. [Northwest Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/nwbi) $2.2 billion 3. [Enterprise Financial Services Corp](https://www.sectoralpha.in/us/stocks/efsc) $2.2 billion 4. WaFd, Inc. $2.2 billion 5. [OFG Bancorp](https://www.sectoralpha.in/us/stocks/ofg) $2.1 billion 6. [1st Source Corporation](https://www.sectoralpha.in/us/stocks/srce) $2.1 billion 7. [First Commonwealth Financial Corporation](https://www.sectoralpha.in/us/stocks/fcf) $2 billion [All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies) ### Companies close in size in other industries 1. [Trulieve Cannabis Corp.](https://www.sectoralpha.in/us/stocks/trlv) $2.2 billion · Drug Manufacturers - Specialty & Generic 2. [Federal Agricultural Mortgage Corporation](https://www.sectoralpha.in/us/stocks/agm) $2.2 billion · Credit Services 3. WaFd, Inc. $2.2 billion 4. [PENN Entertainment, Inc.](https://www.sectoralpha.in/us/stocks/penn) $2.2 billion · Resorts & Casinos 5. [NeoGenomics, Inc.](https://www.sectoralpha.in/us/stocks/neo) $2.2 billion · Diagnostics & Research ## What else do people ask about WaFd? ### What were WaFd's latest quarterly results? WaFd, Inc. reported total income of $200 M and net profit of $56.3 M for the Sep 2026 quarter. Income rose 8.2% and profit fell 1.1% compared with a year earlier. Earnings per share were $0.76. The net margin was 28.1%, 2.6 percentage points lower than a year earlier (as of 5 November 2026). ### What is WaFd's market cap? WaFd, Inc.'s market capitalisation is $2.2 B at a stock price of $29.49. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is WaFd performing? WaFd, Inc.'s share price has been moving sideways for 9 weeks. In its latest quarter, income rose 8.2% and profit fell 1.1% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 11 weeks running (as of 5 November 2026). ### Will WaFd's stock price go up? This page does not forecast WaFd, Inc.'s stock price. What it shows instead: the stock price is $29.49, and it has been moving sideways for 9 weeks. Its P/BV of 0.8× is higher than 5% of its own last 5 years (as of 5 November 2026). ### Where is WaFd in its business cycle? WaFd, Inc.'s FY26 net margin was 31.1%, against a 6-year range of 26.3% to 34.6%: the middle of its own range, neither a peak nor a low. The latest quarter was 28.1%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the WaFd story? The main question: the P/BV is near the low end of its own history, higher than only 5% of past readings, but results are getting worse. A low multiple can stay low until the quarters turn. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is WaFd a stock worth studying right now? What the numbers show: WaFd, Inc.'s P/BV is near the low end of its own history, higher than only 5% of past readings, and its quarterly results are still getting worse. The main open question: whether results start to improve. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.