# Westamerica Bancorporation share price today (Westamerica Bancorporation, WABC)

> Westamerica Bancorporation's share price has risen faster than its earnings: +24.6% in a year, against −13.0% for earnings per share. WABC · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/wabc

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## Key numbers

- Business trend: Turning around, from the last 12 quarters
- Price: $59.77 (+24.6% in a year)
- P/BV: 1.8× (higher than 94% of the last 1 year)
- Revenue (Sep 2026): $64.1 M (+0.5% on a year ago)
- Profit (Sep 2026): $28.2 M (−0.4% on a year ago)
- Net margin: 44.0% (−0.3 points on a year ago)
- ROE: 13%, FY25
- ROA: 1.89%, latest

The main question: the share price moved +24.6% in a year while yearly earnings per share moved −13.0%. The difference came from the market paying a higher multiple. ## What is the Westamerica Bancorporation share price today? Westamerica Bancorporation's share price was $59.77 at the close on 5 November 2026. That is 6.2% above its average price over the last 200 trading days. In the last 52 weeks it traded between $48 and $61, and at that close it sat 88% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. Over the last 1 year the share price moved +17% while the S&P 500 moved +18%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Westamerica Bancorporation pay? Westamerica Bancorporation paid $1.88 per share over the last four reported quarters. The most recent declaration was $0.48 for Sep 2026. At today's price of $59.77 that is a yield of 3.15%, based on dividends already paid, not a forecast. ## Which stock lists is Westamerica Bancorporation on? Westamerica Bancorporation is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Westamerica Bancorporation profitable? Westamerica Bancorporation earned $28.2 M of net profit in the Sep 2026 quarter, −0.4% on the same quarter a year earlier. Full-year FY25 profit was $116 M. Over 4 years profit has grown 7.6% a year on average. That is 44.0% of the quarter's revenue. The same quarter a year earlier earned $28.3 M. For the full year, FY25 profit was $116 M (−16.2% on the year before). Why profit moved: revenue changed +0.5% on a year earlier and the margin moved −0.3 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed −7.6% and revenue −4.5%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Westamerica Bancorporation make, and is it growing? Westamerica Bancorporation reported $64.1 M of income in the Sep 2026 quarter, +0.5% on the same quarter a year earlier. Over 4 years it has grown 4.7% a year on average. The last full year, FY25, came in at $258 M. The last four reported quarters add to $253 M. FY25 revenue was $258 M, −11.9% on the year before. Recent pace: the last four quarters grew −4.5% on average, against 4.7% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −4.6%, against −8.9% a year over the last 8 quarters (accelerating); profit over the last 12 months grew −7.8%, against −13.0% a year (accelerating). ## How much does Westamerica Bancorporation keep from what it earns? Westamerica Bancorporation's net margin was 44.0% in the Sep 2026 quarter, 0.3 percentage points lower than the same quarter a year ago. Across 5 years it has been between 40.3% and 49.8%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Westamerica Bancorporation's loans have gone bad? Westamerica Bancorporation does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Westamerica Bancorporation's loan book growing? Westamerica Bancorporation's revenue was $258 M in FY25, −11.9% on the year before, so the loan book is not growing. The latest quarter was +0.5% on a year earlier. The net margin on that income is 44.0%, −0.3 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Westamerica Bancorporation's P/BV ratio, and how does it compare with its own history? Westamerica Bancorporation's P/BV is 1.8×, near the high end of its own history: higher than 94% of past readings. Its usual P/BV (the middle reading) is 1.4×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 13% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +24.6%. The price ran ahead of book value, which pushed the multiple up within its own range. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Westamerica Bancorporation business getting better or worse? Westamerica Bancorporation's business is turning around. EPS growth has swung from −16.4% at its low to +1.1%, improving for 4 quarters in a row, with ROE steady at 14.0%. This is based on 12 quarters of 4 measures. Why it matters: a turn in growth is often where a bigger change starts. The lines say a turn is forming, so the question is whether the next quarters confirm it. ## How much does Westamerica Bancorporation earn on its equity and assets? Westamerica Bancorporation earned a return on equity of 12% in FY25. Its lowest yearly reading on file was 11% in FY21. On its assets, every $100 earned about $1.89, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 7.6% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Westamerica Bancorporation have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Westamerica Bancorporation shareholding pattern? 4.2% of Westamerica Bancorporation's tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 3.5 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Westamerica Bancorporation from balance-sheet trouble? For Westamerica Bancorporation, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Westamerica Bancorporation rank in its industry? There is no score against its industry: Westamerica Bancorporation is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Westamerica Bancorporation compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Westamerica Bancorporation in size? Westamerica Bancorporation is the 137th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Amalgamated Financial Corp., Tompkins Financial Corporation and Burke & Herbert Financial Services Corp. Just below it: Peoples Bancorp Inc., First Mid Bancshares, Inc. and HBT Financial, Inc. ### Banks - Regional companies close in size

1. [Amalgamated Financial Corp.](https://www.sectoralpha.in/us/stocks/amal) $1.5 billion
2. [Tompkins Financial Corporation](https://www.sectoralpha.in/us/stocks/tmp) $1.4 billion
3. [Burke & Herbert Financial Services Corp.](https://www.sectoralpha.in/us/stocks/bhrb) $1.4 billion
4. Westamerica Bancorporation $1.4 billion
5. [Peoples Bancorp Inc.](https://www.sectoralpha.in/us/stocks/pebo) $1.4 billion
6. [First Mid Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/fmbh) $1.4 billion
7. [HBT Financial, Inc.](https://www.sectoralpha.in/us/stocks/hbt) $1.3 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Alkami Technology, Inc.](https://www.sectoralpha.in/us/stocks/alkt) $1.4 billion · Software - Application
2. [National Vision Holdings, Inc.](https://www.sectoralpha.in/us/stocks/eye) $1.4 billion · Specialty Retail
3. Westamerica Bancorporation $1.4 billion
4. [TriMas Corporation](https://www.sectoralpha.in/us/stocks/trs) $1.4 billion · Packaging & Containers
5. [Turning Point Brands, Inc.](https://www.sectoralpha.in/us/stocks/tpb) $1.4 billion · Tobacco

## What else do people ask about Westamerica Bancorporation? ### What were Westamerica Bancorporation's latest quarterly results? Westamerica Bancorporation reported total income of $64.1 M and net profit of $28.2 M for the Sep 2026 quarter. Income rose 0.5% and profit fell 0.4% compared with a year earlier. Earnings per share were $1.22. The net margin was 44.0%, 0.3 percentage points lower than a year earlier (as of 5 November 2026). ### What is Westamerica Bancorporation's market cap? Westamerica Bancorporation's market capitalisation is $1.4 B at a stock price of $59.77. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Westamerica Bancorporation performing? Westamerica Bancorporation's latest readings are below. In its latest quarter, income rose 0.5% and profit fell 0.4% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running. This describes what the data did, not a rating (as of 5 November 2026). ### Will Westamerica Bancorporation's stock price go up? This page does not forecast Westamerica Bancorporation's stock price. What it shows instead: the stock price is $59.77. Its P/BV of 1.8× is higher than 94% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 5 November 2026). ### Where is Westamerica Bancorporation in its business cycle? Westamerica Bancorporation's FY25 net margin was 45.0%, against a 5-year range of 40.3% to 49.8%: the middle of its own range, neither a peak nor a low. The latest quarter was 44.0%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Westamerica Bancorporation story? The main question: the share price moved +24.6% in a year while yearly earnings per share moved −13.0%. The difference came from the market paying a higher multiple. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Westamerica Bancorporation a stock worth studying right now? What the numbers show: Westamerica Bancorporation's share price has risen faster than its earnings: +24.6% in a year, against −13.0% for earnings per share. The main open question: whether earnings grow into a price that has already moved. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.