# Unity Bancorp share price today (Unity Bancorp, Inc., UNTY)

> Unity Bancorp, Inc.'s earnings have grown faster than its share price. Earnings per share grew +39.7% in a year while the price moved +27.3%. UNTY · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/unty

Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms

## Key numbers

- Business trend: Slowing from a peak, from the last 12 quarters
- Price: $59.35 (+27.3% in a year)
- P/BV: 1.5× (higher than 81% of the last 5.3 years)
- Revenue (Sep 2026): $35.6 M (+10.3% on a year ago)
- Profit (Sep 2026): $17.4 M (+20.8% on a year ago)
- Net margin: 48.8% (+4.2 points on a year ago)
- ROE: 17%, FY25
- ROA: 2.01%, latest

The main question: results are strong, and the P/BV is higher than 81% of its own history. ## What is the Unity Bancorp share price today? Unity Bancorp, Inc.'s share price was $59.35 at the close on 4 November 2026. It has been rising for 4 weeks. That is 6.8% above its average price over the last 200 trading days. In the last 52 weeks it traded between $47 and $62, and at that close it sat 84% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. Over the last 10 years the share price moved +403% while the S&P 500 moved +245%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Unity Bancorp pay? Unity Bancorp, Inc. paid $0.64 per share over the last four reported quarters. The most recent declaration was $0.17 for Sep 2026. At today's price of $59.35 that is a yield of 1.08%, based on dividends already paid, not a forecast. ## Which stock lists is Unity Bancorp on? Unity Bancorp is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Unity Bancorp profitable? Unity Bancorp, Inc. earned $17.4 M of net profit in the Sep 2026 quarter, +20.8% on the same quarter a year earlier. Full-year FY25 profit was $58.0 M. Over 4 years profit has grown 12.5% a year on average. That is 48.8% of the quarter's revenue. The same quarter a year earlier earned $14.4 M. For the full year, FY25 profit was $58.0 M (+39.8% on the year before). Why profit moved: revenue changed +10.3% on a year earlier and the margin moved +4.2 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +16.5% and revenue +10.6%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Unity Bancorp make, and is it growing? Unity Bancorp, Inc. reported $35.6 M of income in the Sep 2026 quarter, +10.3% on the same quarter a year earlier. Over 4 years it has grown 9.5% a year on average. The last full year, FY25, came in at $128 M. The last four reported quarters add to $134 M. FY25 revenue was $128 M, +24.0% on the year before. Recent pace: the last four quarters grew +10.6% on average, against 9.5% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +9.7%, against +15.2% a year over the last 8 quarters (rolling over); profit over the last 12 months grew +14.1%, against +24.5% a year (rolling over). ## How much does Unity Bancorp keep from what it earns? Unity Bancorp, Inc.'s net margin was 48.8% in the Sep 2026 quarter, 4.2 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between 39.7% and 45.3%. The latest quarter is above every full year in that period. Across 5 years it has been between 39.7% and 45.3%, and FY25's 45.3% is the highest of them. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. When margins are at a record, every ratio built on profit looks better than usual, so watch whether they hold. ## How many of Unity Bancorp's loans have gone bad? Unity Bancorp, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Unity Bancorp's loan book growing? Unity Bancorp, Inc.'s revenue was $128 M in FY25, +24.0% on the year before, so the loan book is growing. The latest quarter was +10.3% on a year earlier. The net margin on that income is 48.8%, +4.2 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Unity Bancorp's P/BV ratio, and how does it compare with its own history? Unity Bancorp, Inc.'s P/BV is 1.5×, near the high end of its own history: higher than 81% of past readings. Its usual P/BV (the middle reading) is 1.4×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved +27.3%. The price ran ahead of book value, which pushed the multiple up within its own range. Where the price move came from: over 5 years the price moved +17.1% a year; about +15.6% a year came from book-value growth and about +1.5 percentage points from the multiple (the market paying more). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Unity Bancorp business getting better or worse? Unity Bancorp, Inc.'s business is slowing from a peak. Revenue, profit and EPS growth have slowed sharply (revenue growth from +24.0% at its peak to +9.7% now), while ROE is still 15.9%. This is based on 12 quarters of 4 measures. Why it matters: slowing from a peak is where good stories often end quietly. ## How much does Unity Bancorp earn on its equity and assets? Unity Bancorp, Inc. earned a return on equity of 17% in FY25. Its lowest yearly reading on file was 14% in FY24. On its assets, every $100 earned about $2.01, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 12.5% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Unity Bancorp have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Unity Bancorp shareholding pattern? 2.8% of Unity Bancorp, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 3.4 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Unity Bancorp from balance-sheet trouble? For Unity Bancorp, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Unity Bancorp rank in its industry? There is no score against its industry: Unity Bancorp, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Unity Bancorp compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Unity Bancorp in size? Unity Bancorp is the 197th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: First Business Financial Services, Inc., Northfield Bancorp, Inc. and Greene County Bancorp, Inc. Just below it: Civista Bancshares, Inc., Kearny Financial Corp. and Southern First Bancshares, Inc. ### Banks - Regional companies close in size

1. [First Business Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/fbiz) $644 million
2. [Northfield Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/nfbk) $639 million
3. [Greene County Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/gcbc) $623 million
4. Unity Bancorp, Inc. $598 million
5. [Civista Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/civb) $597 million
6. [Kearny Financial Corp.](https://www.sectoralpha.in/us/stocks/krny) $589 million
7. [Southern First Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/sfst) $583 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Invesco Mortgage Capital Inc.](https://www.sectoralpha.in/us/stocks/ivr) $602 million · REIT - Mortgage
2. [Kopin Corporation](https://www.sectoralpha.in/us/stocks/kopn) $601 million · Electronic Components
3. Unity Bancorp, Inc. $598 million
4. [Stratasys Ltd.](https://www.sectoralpha.in/us/stocks/ssys) $597 million · Computer Hardware
5. [Enovix Corporation](https://www.sectoralpha.in/us/stocks/envx) $597 million · Electrical Equipment & Parts

## What else do people ask about Unity Bancorp? ### What were Unity Bancorp's latest quarterly results? Unity Bancorp, Inc. reported total income of $35.6 M and net profit of $17.4 M for the Sep 2026 quarter. Income rose 10.3% and profit rose 20.8% compared with a year earlier. Earnings per share were $1.70. The net margin was 48.8%, 4.2 percentage points higher than a year earlier (as of 4 November 2026). ### What is Unity Bancorp's market cap? Unity Bancorp, Inc.'s market capitalisation is $598 M at a stock price of $59.35. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is Unity Bancorp performing? Unity Bancorp, Inc.'s share price has been rising for 4 weeks. In its latest quarter, income rose 10.3% and profit rose 20.8% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running (as of 4 November 2026). ### Will Unity Bancorp's stock price go up? This page does not forecast Unity Bancorp, Inc.'s stock price. What it shows instead: the stock price is $59.35, and it has been rising for 4 weeks. Its P/BV of 1.5× is higher than 81% of its own last 5 years (as of 4 November 2026). ### Where is Unity Bancorp in its business cycle? Unity Bancorp, Inc.'s FY25 net margin was 45.3%, against a 5-year range of 39.7% to 45.3%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 48.8%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the Unity Bancorp story? The main question: results are strong, and the P/BV is higher than 81% of its own history. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is Unity Bancorp a stock worth studying right now? What the numbers show: Unity Bancorp, Inc.'s earnings have grown faster than its share price. Earnings per share grew +39.7% in a year while the price moved +27.3%. The main open question: whether earnings grow enough to match the multiple. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.