# Tompkins Financial share price today (Tompkins Financial Corporation, TMP)

> Tompkins Financial Corporation's earnings have grown faster than its share price. Earnings per share grew +126.2% in a year while the price moved +50.0%. TMP · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/tmp

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## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $100.02 (+50.0% in a year)
- P/BV: 1.5× (higher than 97% of the last 1 year)
- Revenue (Sep 2026): $86.8 M (+2.2% on a year ago)
- Profit (Sep 2026): $28.7 M (+21.0% on a year ago)
- Net margin: 33.0% (+5.1 points on a year ago)
- ROE: 21%, FY25
- ROA: 2.07%, latest

The main question: yearly earnings per share moved +126.2% while the share price moved +50.0%. ## What is the Tompkins Financial share price today? Tompkins Financial Corporation's share price was $100.02 at the close on 5 November 2026. That is 11.7% above its average price over the last 200 trading days. In the last 52 weeks it traded between $67 and $101, and at that close it sat 97% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. Over the last 1 year the share price moved +52% while the S&P 500 moved +18%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Tompkins Financial pay? Tompkins Financial Corporation paid $2.61 per share over the last four reported quarters. The most recent declaration was $0.67 for Jun 2026. At today's price of $100.02 that is a yield of 2.61%, based on dividends already paid, not a forecast. ## Which stock lists is Tompkins Financial on? Tompkins Financial is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Tompkins Financial profitable? Tompkins Financial Corporation earned $28.7 M of net profit in the Sep 2026 quarter, +21.0% on the same quarter a year earlier. That is the 8th quarter in a row of profit growth. Full-year FY25 profit was $161 M. Over 4 years profit has grown 16.1% a year on average. That is 33.0% of the quarter's revenue. The same quarter a year earlier earned $23.7 M. For the full year, FY25 profit was $161 M (+127.3% on the year before). Why profit moved: revenue changed +2.2% on a year earlier and the margin moved +5.1 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +119.9% and revenue +43.3%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Tompkins Financial make, and is it growing? Tompkins Financial Corporation reported $86.8 M of income in the Sep 2026 quarter, +2.2% on the same quarter a year earlier. That is the 10th quarter in a row with growth on the year before. Over 4 years it has grown 9.3% a year on average. The last full year, FY25, came in at $435 M. The last four reported quarters add to $448 M. FY25 revenue was $435 M, +48.7% on the year before. Recent pace: the last four quarters grew +43.3% on average, against 9.3% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +41.5%, against +25.1% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +113.4%, against +65.0% a year (accelerating). ## How much does Tompkins Financial keep from what it earns? Tompkins Financial Corporation's net margin was 33.0% in the Sep 2026 quarter, 5.1 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between 4.4% and 37.0%. The latest quarter is within that range. Across 5 years it has been between 4.4% and 37.0%, and FY25's 37.0% is the highest of them. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. When margins are at a record, every ratio built on profit looks better than usual, so watch whether they hold. ## How many of Tompkins Financial's loans have gone bad? Tompkins Financial Corporation does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Tompkins Financial's loan book growing? Tompkins Financial Corporation's revenue was $435 M in FY25, +48.7% on the year before, so the loan book is growing. The latest quarter was +2.2% on a year earlier. The net margin on that income is 33.0%, +5.1 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Tompkins Financial's P/BV ratio, and how does it compare with its own history? Tompkins Financial Corporation's P/BV is 1.5×, near the high end of its own history: higher than 97% of past readings. Its usual P/BV (the middle reading) is 1.3×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved +50.0%. The price ran ahead of book value, which pushed the multiple up within its own range. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Tompkins Financial business getting better or worse? Tompkins Financial Corporation's business is giving mixed signals. Growth is slowing from a very fast pace: profit growth has eased from +648.7% at its peak to +113.4%, but the business is still expanding, with ROE steady at 19.3%. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does Tompkins Financial earn on its equity and assets? Tompkins Financial Corporation earned a return on equity of 17% in FY25. Its lowest yearly reading on file was 1% in FY23. On its assets, every $100 earned about $2.07, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 16.1% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Tompkins Financial have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Tompkins Financial shareholding pattern? 3.6% of Tompkins Financial Corporation's tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 4.2 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Tompkins Financial from balance-sheet trouble? For Tompkins Financial Corporation, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Tompkins Financial rank in its industry? There is no score against its industry: Tompkins Financial Corporation is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Tompkins Financial compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Tompkins Financial in size? Tompkins Financial is the 135th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Esquire Financial Holdings, Inc., Triumph Financial, Inc. and Amalgamated Financial Corp. Just below it: Burke & Herbert Financial Services Corp., Westamerica Bancorporation and Peoples Bancorp Inc. ### Banks - Regional companies close in size

1. [Esquire Financial Holdings, Inc.](https://www.sectoralpha.in/us/stocks/esq) $1.5 billion
2. [Triumph Financial, Inc.](https://www.sectoralpha.in/us/stocks/tfin) $1.5 billion
3. [Amalgamated Financial Corp.](https://www.sectoralpha.in/us/stocks/amal) $1.5 billion
4. Tompkins Financial Corporation $1.4 billion
5. [Burke & Herbert Financial Services Corp.](https://www.sectoralpha.in/us/stocks/bhrb) $1.4 billion
6. [Westamerica Bancorporation](https://www.sectoralpha.in/us/stocks/wabc) $1.4 billion
7. [Peoples Bancorp Inc.](https://www.sectoralpha.in/us/stocks/pebo) $1.4 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Trupanion, Inc.](https://www.sectoralpha.in/us/stocks/trup) $1.5 billion · Insurance - Property & Casualty
2. [Ibotta, Inc.](https://www.sectoralpha.in/us/stocks/ibta) $1.5 billion · Software - Application
3. Tompkins Financial Corporation $1.5 billion
4. [Hawaiian Electric Industries, Inc.](https://www.sectoralpha.in/us/stocks/he) $1.5 billion · Utilities - Regulated Electric
5. [Liquidity Services, Inc.](https://www.sectoralpha.in/us/stocks/lqdt) $1.5 billion · Internet Retail

## What else do people ask about Tompkins Financial? ### What were Tompkins Financial's latest quarterly results? Tompkins Financial Corporation reported total income of $86.8 M and net profit of $28.7 M for the Sep 2026 quarter. Income rose 2.2% and profit rose 21.0% compared with a year earlier. Earnings per share were $2.00. The net margin was 33.0%, 5.1 percentage points higher than a year earlier (as of 5 November 2026). ### What is Tompkins Financial's market cap? Tompkins Financial Corporation's market capitalisation is $1.4 B at a stock price of $100.02. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Tompkins Financial performing? Tompkins Financial Corporation's latest readings are below. In its latest quarter, income rose 2.2% and profit rose 21.0% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running. This describes what the data did, not a rating (as of 5 November 2026). ### Will Tompkins Financial's stock price go up? This page does not forecast Tompkins Financial Corporation's stock price. What it shows instead: the stock price is $100.02. Its P/BV of 1.5× is higher than 97% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 5 November 2026). ### Where is Tompkins Financial in its business cycle? Tompkins Financial Corporation's FY25 net margin was 37.0%, against a 5-year range of 4.4% to 37.0%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 33.0%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Tompkins Financial story? The main question: yearly earnings per share moved +126.2% while the share price moved +50.0%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Tompkins Financial a stock worth studying right now? What the numbers show: Tompkins Financial Corporation's earnings have grown faster than its share price. Earnings per share grew +126.2% in a year while the price moved +50.0%. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.