# UP Fintech Holding Limited share price today (UP Fintech Holding Limited, TIGR) > UP Fintech Holding Limited's P/BV is near the low end of its own history, higher than only 0% of past readings, and its quarterly results are still getting worse. TIGR · Financials · Capital Markets · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/tigr Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms ## Key numbers - Business trend: Mixed, from the last 12 quarters - Price: $3.85 (−64.3% in a year) - P/BV: 0.8× (lower than 100% of the last 1 year) - Revenue (Jun 2026): $161 M (+32.4% on a year ago) - Profit (Jun 2026): $39.4 M (−5.0% on a year ago) - Net margin: 24.5% (−9.6 points on a year ago) - ROE: 14%, FY25 - ROA: 1.22%, latest The main question: yearly earnings per share moved +153.2% while the share price moved −64.3%. ## What is the UP Fintech Holding Limited share price today? UP Fintech Holding Limited's share price was $3.85 at the close on 3 November 2026. That is 33.5% below its average price over the last 200 trading days. In the last 52 weeks it traded between $4 and $10, and at that close it was at the low of that range. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 9 weeks running. Over the last 1 year the share price moved −62% while the S&P 500 moved +21%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 4 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does UP Fintech Holding Limited pay? UP Fintech Holding Limited pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is UP Fintech Holding Limited on? UP Fintech Holding Limited is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is UP Fintech Holding Limited profitable? UP Fintech Holding Limited earned $39.4 M of net profit in the Jun 2026 quarter, −5.0% on the same quarter a year earlier. Full-year FY25 profit was $171 M. Over 4 years profit has grown 84.7% a year on average. That is 24.5% of the quarter's revenue. The same quarter a year earlier earned $41.4 M. 2 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was $171 M (+181.4% on the year before). Why profit moved: revenue changed +32.4% on a year earlier and the margin moved −9.6 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +17.8% and revenue +46.2%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does UP Fintech Holding Limited make, and is it growing? UP Fintech Holding Limited reported $161 M of income in the Jun 2026 quarter, +32.4% on the same quarter a year earlier. That is the 10th quarter in a row with growth on the year before. Over 4 years it has grown 21.6% a year on average. The last full year, FY25, came in at $539 M. The last four reported quarters add to $607 M. FY25 revenue was $539 M, +62.9% on the year before. Recent pace: the last four quarters grew +46.2% on average, against 21.6% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +44.0%, against +55.8% a year over the last 8 quarters (rolling over); profit over the last 12 months grew −5.2%, against +105.8% a year (rolling over). ## How much does UP Fintech Holding Limited keep from what it earns? UP Fintech Holding Limited's net margin was 24.5% in the Jun 2026 quarter, 9.6 percentage points lower than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between −1.1% and 31.7%. The latest quarter is within that range. Across 5 years it has been between −1.1% and 31.7%, and FY25's 31.7% is the highest of them. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead. ## How many of UP Fintech Holding Limited's loans have gone bad? UP Fintech Holding Limited does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is UP Fintech Holding Limited's loan book growing? UP Fintech Holding Limited's revenue was $539 M in FY25, +62.9% on the year before, so the loan book is growing. The latest quarter was +32.4% on a year earlier. The net margin on that income is 24.5%, −9.6 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is UP Fintech Holding Limited's P/BV ratio, and how does it compare with its own history? UP Fintech Holding Limited's P/BV is 0.8×, about the lowest it has ever been. Its usual P/BV (the middle reading) is 1.5×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks. Why the multiple is where it is: over the past year book value grew while the price moved −64.3%. Price and book value moved together, so the multiple stayed in its range. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the UP Fintech Holding Limited business getting better or worse? UP Fintech Holding Limited's business is giving mixed signals. There is no clear direction across the growth lines, with ROE falling at 12.5%; each line tells part of the story. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does UP Fintech Holding Limited earn on its equity and assets? UP Fintech Holding Limited earned a return on equity of 20% in FY25. Its lowest yearly reading on file was −1% in FY22. On its assets, every $100 earned about $1.22, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 84.7% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does UP Fintech Holding Limited have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the UP Fintech Holding Limited shareholding pattern? We have no ownership or short-position figures for UP Fintech Holding Limited, so this section says so rather than fill the gap. At normal trading volumes, closing those positions would take about 5.0 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. ## How far is UP Fintech Holding Limited from balance-sheet trouble? For UP Fintech Holding Limited, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does UP Fintech Holding Limited rank in its industry? There is no score against its industry: UP Fintech Holding Limited is not among the largest members shown in this industry comparison for Capital Markets. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is UP Fintech Holding Limited compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to UP Fintech Holding Limited in size? UP Fintech Holding Limited is the 40th largest of 53 Capital Markets companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: Perella Weinberg Partners, Gold.com, Inc. and Oppenheimer Holdings Inc. Just below it: Chaince Digital Holdings Inc., Bitgo Holdings, Inc. and CoinShares PLC. ### Capital Markets companies close in size 1. [Perella Weinberg Partners](https://www.sectoralpha.in/us/stocks/pwp) $1.4 billion 2. [Gold.com, Inc.](https://www.sectoralpha.in/us/stocks/gold) $1.1 billion 3. [Oppenheimer Holdings Inc.](https://www.sectoralpha.in/us/stocks/opy) $964 million 4. UP Fintech Holding Limited $685 million 5. [Chaince Digital Holdings Inc.](https://www.sectoralpha.in/us/stocks/cd) $629 million 6. [Bitgo Holdings, Inc.](https://www.sectoralpha.in/us/stocks/btgo) $625 million 7. [CoinShares PLC](https://www.sectoralpha.in/us/stocks/cshr) $505 million [All 53 Capital Markets companies, largest first](https://www.sectoralpha.in/us/sectors/capital-markets#all-companies) ### Companies close in size in other industries 1. [California BanCorp](https://www.sectoralpha.in/us/stocks/bcal) $699 million · Banks - Regional 2. [Metalla Royalty & Streaming Ltd.](https://www.sectoralpha.in/us/stocks/mta) $699 million · Other Precious Metals & Mining 3. UP Fintech Holding Limited $696 million 4. [Donegal Group Inc.](https://www.sectoralpha.in/us/stocks/dgica) $696 million · Insurance - Property & Casualty 5. [AGNT, Inc](https://www.sectoralpha.in/us/stocks/agnt) $695 million · Real Estate Services ## What else do people ask about UP Fintech Holding Limited? ### What were UP Fintech Holding Limited Limited's latest quarterly results? UP Fintech Holding Limited reported total income of $161 M and net profit of $39.4 M for the Jun 2026 quarter. Income rose 32.4% and profit fell 5.0% compared with a year earlier. Earnings per share were $0.15 (as of 3 November 2026). ### What is UP Fintech Holding Limited Limited's market cap? UP Fintech Holding Limited's market capitalisation is $685 M at a stock price of $3.85. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is UP Fintech Holding Limited Limited performing? UP Fintech Holding Limited's latest readings are below. In its latest quarter, income rose 32.4% and profit fell 5.0% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 9 weeks running. This describes what the data did, not a rating (as of 3 November 2026). ### Will UP Fintech Holding Limited Limited's stock price go up? This page does not forecast UP Fintech Holding Limited's stock price. What it shows instead: the stock price is $3.85. Its P/BV of 0.8× is higher than 0% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 3 November 2026). ### Where is UP Fintech Holding Limited Limited in its business cycle? UP Fintech Holding Limited's FY25 net margin was 31.7%, against a 5-year range of −1.1% to 31.7%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 24.5%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the UP Fintech Holding Limited Limited story? The main question: yearly earnings per share moved +153.2% while the share price moved −64.3%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is UP Fintech Holding Limited Limited a stock worth studying right now? What the numbers show: UP Fintech Holding Limited's P/BV is near the low end of its own history, higher than only 0% of past readings, and its quarterly results are still getting worse. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.