# Third Coast Bancshares share price today (Third Coast Bancshares, Inc., TCBX)

> Third Coast Bancshares, Inc.'s earnings have grown faster than its share price. Earnings per share grew +36.3% in a year while the price moved +10.3%. TCBX · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/tcbx

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## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $40.49 (+10.3% in a year)
- P/BV: 1.0× (lower than 64% of the last 1 year)
- Revenue (Sep 2026): $65.3 M (+26.3% on a year ago)
- Profit (Sep 2026): $17.8 M (+5.6% on a year ago)
- Net margin: 27.3% (−5.3 points on a year ago)
- ROE: 13%, FY25
- ROA: 1.27%, latest

The main question: yearly earnings per share moved +36.3% while the share price moved +10.3%. ## What is the Third Coast Bancshares share price today? Third Coast Bancshares, Inc.'s share price was $40.49 at the close on 4 November 2026. That is 1.0% below its average price over the last 200 trading days. In the last 52 weeks it traded between $37 and $46, and at that close it sat 40% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 4 weeks running. Over the last 1 year the share price moved +14% while the S&P 500 moved +18%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 9 October 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Third Coast Bancshares pay? Third Coast Bancshares, Inc. pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is Third Coast Bancshares on? Third Coast Bancshares is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Third Coast Bancshares profitable? Third Coast Bancshares, Inc. earned $17.8 M of net profit in the Sep 2026 quarter, +5.6% on the same quarter a year earlier. That is the 12th quarter in a row of profit growth. Full-year FY25 profit was $61.5 M. Over 4 years profit has grown 52.3% a year on average. That is 27.3% of the quarter's revenue. The same quarter a year earlier earned $16.9 M. For the full year, FY25 profit was $61.5 M (+43.4% on the year before). Why profit moved: revenue changed +26.3% on a year earlier and the margin moved −5.3 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +23.7% and revenue +26.0%. Profit and revenue are moving at about the same pace. ## How much revenue does Third Coast Bancshares make, and is it growing? Third Coast Bancshares, Inc. reported $65.3 M of income in the Sep 2026 quarter, +26.3% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 4 years it has grown 23.9% a year on average. The last full year, FY25, came in at $201 M. The last four reported quarters add to $243 M. FY25 revenue was $201 M, +21.5% on the year before. Recent pace: the last four quarters grew +26.0% on average, against 23.9% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +26.2%, against +23.5% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +22.9%, against +34.7% a year (rolling over). ## How much does Third Coast Bancshares keep from what it earns? Third Coast Bancshares, Inc.'s net margin was 27.3% in the Sep 2026 quarter, 5.3 percentage points lower than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between 13.4% and 30.6%. The latest quarter is within that range. Across 5 years it has been between 13.4% and 30.6%, and FY25's 30.6% is the highest of them. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead. ## How many of Third Coast Bancshares' loans have gone bad? Third Coast Bancshares, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Third Coast Bancshares' loan book growing? Third Coast Bancshares, Inc.'s revenue was $201 M in FY25, +21.5% on the year before, so the loan book is growing. The latest quarter was +26.3% on a year earlier. The net margin on that income is 27.3%, −5.3 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Third Coast Bancshares' P/BV ratio, and how does it compare with its own history? Third Coast Bancshares, Inc.'s P/BV is 1.0×, in the middle of its own history: higher than 36% of past readings. Its usual P/BV (the middle reading) is 1.0×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 13% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks. Why the multiple is where it is: over the past year book value grew while the price moved +10.3%. Price and book value moved together, so the multiple stayed in its range. In short: the multiple is about average against its own past, so the book value trend underneath matters more than the multiple. ## Is the Third Coast Bancshares business getting better or worse? Third Coast Bancshares, Inc.'s business is giving mixed signals. Growth is slowing from a very fast pace: profit growth has eased from +66.3% at its peak to +22.9%, but the business is still expanding, with ROE steady at 10.4%. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does Third Coast Bancshares earn on its equity and assets? Third Coast Bancshares, Inc. earned a return on equity of 12% in FY25. Its lowest yearly reading on file was 4% in FY21. On its assets, every $100 earned about $1.27, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 52.3% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Third Coast Bancshares have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Third Coast Bancshares shareholding pattern? 1.4% of Third Coast Bancshares, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 5.1 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Third Coast Bancshares from balance-sheet trouble? For Third Coast Bancshares, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Third Coast Bancshares rank in its industry? There is no score against its industry: Third Coast Bancshares, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Third Coast Bancshares compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Third Coast Bancshares in size? Third Coast Bancshares is the 192nd largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Midland States Bancorp, Inc., ACNB Corporation and Coastal Financial Corporation. Just below it: Carter Bankshares, Inc., First Business Financial Services, Inc. and Northfield Bancorp, Inc. ### Banks - Regional companies close in size

1. [Midland States Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/msbi) $696 million
2. [ACNB Corporation](https://www.sectoralpha.in/us/stocks/acnb) $686 million
3. [Coastal Financial Corporation](https://www.sectoralpha.in/us/stocks/ccb) $680 million
4. Third Coast Bancshares, Inc. $676 million
5. [Carter Bankshares, Inc.](https://www.sectoralpha.in/us/stocks/care) $646 million
6. [First Business Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/fbiz) $644 million
7. [Northfield Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/nfbk) $639 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Super Hi International Holding Ltd.](https://www.sectoralpha.in/us/stocks/hdl) $678 million · Restaurants
2. [Kura Oncology, Inc.](https://www.sectoralpha.in/us/stocks/kura) $677 million · Biotechnology
3. Third Coast Bancshares, Inc. $676 million
4. [Jumia Technologies AG](https://www.sectoralpha.in/us/stocks/jmia) $676 million · Internet Retail
5. [Betterware de México, S.A.P.I. de C.V.](https://www.sectoralpha.in/us/stocks/bwmx) $675 million · Specialty Retail

## What else do people ask about Third Coast Bancshares? ### What were Third Coast Bancshares's latest quarterly results? Third Coast Bancshares, Inc. reported total income of $65.3 M and net profit of $17.8 M for the Sep 2026 quarter. Income rose 26.3% and profit rose 5.6% compared with a year earlier. Earnings per share were $0.93 (as of 4 November 2026). ### What is Third Coast Bancshares's market cap? Third Coast Bancshares, Inc.'s market capitalisation is $676 M at a stock price of $40.49. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is Third Coast Bancshares performing? Third Coast Bancshares, Inc.'s latest readings are below. In its latest quarter, income rose 26.3% and profit rose 5.6% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 4 weeks running. This describes what the data did, not a rating (as of 4 November 2026). ### Will Third Coast Bancshares's stock price go up? This page does not forecast Third Coast Bancshares, Inc.'s stock price. What it shows instead: the stock price is $40.49. Its P/BV of 1.0× is higher than 36% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 4 November 2026). ### Where is Third Coast Bancshares in its business cycle? Third Coast Bancshares, Inc.'s FY25 net margin was 30.6%, against a 5-year range of 13.4% to 30.6%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 27.3%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the Third Coast Bancshares story? The main question: yearly earnings per share moved +36.3% while the share price moved +10.3%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is Third Coast Bancshares a stock worth studying right now? What the numbers show: Third Coast Bancshares, Inc.'s earnings have grown faster than its share price. Earnings per share grew +36.3% in a year while the price moved +10.3%. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.