# SoFi Technologies share price today (SoFi Technologies, Inc., SOFI)

> SoFi Technologies, Inc.'s share price has fallen more than its earnings. Earnings per share fell 2.3% in a year while the price moved −38.4%. SOFI · Financials · Credit Services · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/sofi

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## Key numbers

- Price: $17.38 (−38.4% in a year)
- P/BV: 2.0× (higher than 63% of the last 5.3 years)
- Revenue (Jun 2026): $1.2 B (+42.6% on a year ago)
- Profit (Jun 2026): $157 M (+61.0% on a year ago)
- Net margin: 13.0% (+1.5 points on a year ago)
- ROE: 7%, FY25

The main question: yearly earnings per share moved −2.3% while the share price moved −38.4%. ## What is the SoFi Technologies share price today? SoFi Technologies, Inc.'s share price was $17.38 at the close on 4 November 2026. It has been falling for 14 weeks. That is 1.5% below its average price over the last 200 trading days. In the last 52 weeks it traded between $15 and $30, and at that close it sat 19% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 1 week running. Over the last 5.9 years the share price moved +67% while the S&P 500 moved +107%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 30 October 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does SoFi Technologies pay? SoFi Technologies, Inc. pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is SoFi Technologies on? SoFi Technologies is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is SoFi Technologies profitable? SoFi Technologies, Inc. earned $157 M of net profit in the Jun 2026 quarter, +61.0% on the same quarter a year earlier. That is the 2nd quarter in a row of profit growth. Full-year FY25 profit was $481 M. That is 13.0% of the quarter's revenue. The same quarter a year earlier earned $97.3 M. 1 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was $481 M (+0.5% on the year before). Why profit moved: revenue changed +42.6% on a year earlier and the margin moved +1.5 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +69.3% and revenue +40.8%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does SoFi Technologies make, and is it growing? SoFi Technologies, Inc. reported $1.2 B of income in the Jun 2026 quarter, +42.6% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 4 years it has grown 38.4% a year on average. The last full year, FY25, came in at $3.6 B. The last four reported quarters add to $4.3 B. FY25 revenue was $3.6 B, +35.6% on the year before. Recent pace: the last four quarters grew +40.8% on average, against 38.4% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +40.9%, against +35.0% a year over the last 8 quarters (accelerating). ## How much does SoFi Technologies keep from what it earns? SoFi Technologies, Inc.'s net margin was 13.0% in the Jun 2026 quarter, 1.5 percentage points higher than the same quarter a year ago. Across 5 years it has been between −53.7% and 18.1%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of SoFi Technologies' loans have gone bad? SoFi Technologies, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is SoFi Technologies' loan book growing? SoFi Technologies, Inc.'s revenue was $3.6 B in FY25, +35.6% on the year before, so the loan book is growing. The latest quarter was +42.6% on a year earlier. The net margin on that income is 13.0%, +1.5 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is SoFi Technologies' P/BV ratio, and how does it compare with its own history? SoFi Technologies, Inc.'s P/BV is 2.0×, in the middle of its own history: higher than 63% of past readings. Its usual P/BV (the middle reading) is 1.6×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 7% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved −38.4%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved −5.1% a year; about +10.2% a year came from book-value growth and about −15.3 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is about average against its own past, so the book value trend underneath matters more than the multiple. ## Is the SoFi Technologies business getting better or worse? SoFi Technologies, Inc.'s business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 12 quarters of 2 measures, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. One or more growth lines have an extreme jump caused by comparing with a near-zero or loss-making quarter. Those jumps are capped before reading and drawn at the edge of the chart, so one odd quarter does not decide the result. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does SoFi Technologies earn on its equity and assets? SoFi Technologies, Inc. earned a return on equity of 5% in FY25. Its lowest yearly reading on file was −11% in FY21. On its assets, every $100 earned about $1.30, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does SoFi Technologies have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the SoFi Technologies shareholding pattern? 17.2% of SoFi Technologies, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so a large group of traders is betting against it. At normal trading volumes, closing those positions would take about 4.4 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is SoFi Technologies from balance-sheet trouble? For SoFi Technologies, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does SoFi Technologies rank in its industry? 40.5 out of 100, rank 23 of 28 in Credit Services, with 76% of the evidence available. SoFi Technologies, Inc. scores 40.5 out of 100 against the 28 companies it is compared with in Credit Services, ranking 23. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 21.7 + 7.9 + 4.5 + 6.4 = 40.5. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is SoFi Technologies compared with? SoFi Technologies ranks 23 of 28 Credit Services companies on the 4-Factor Sector Score, with 40.5 out of 100. 1. [Encore Capital Group, Inc.](https://www.sectoralpha.in/us/stocks/ecpg) ECPG · breaking out · Most evidence points up · 67% evidence 71.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.4/35 · Income 29.5% · Profit n/a · 45% evidence Capital efficiency 18.3/25 · ROA 8.5% · ROE 34.3% · GNPA n/a · 68% evidence Valuation 16.0/20 · P/BV 1.85× · P/BV÷ROE 0.05 · 70% evidence Relative strength 13.6/20 · Lead over its industry 25% · Lead over S&P 500 20.9% · 1 year 111.2% · 100% evidence · 8 of 12 weeks ahead Exact sum: 23.4 + 18.3 + 16 + 13.6 = 71.3 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 2. [EZCORP, Inc.](https://www.sectoralpha.in/us/stocks/ezpw) EZPW · turning · Most evidence points up · 76% evidence 70.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 27.4/35 · Income 28.6% · Profit 62.2% · 71% evidence Capital efficiency 17.1/25 · ROA 8.2% · ROE 17.9% · GNPA n/a · 68% evidence Valuation 13.0/20 · P/BV 1.82× · P/BV÷ROE 0.1 · 70% evidence Relative strength 12.9/20 · Lead over its industry 3.5% · Lead over S&P 500 0.1% · 1 year 66.8% · 100% evidence · 1 of 12 weeks ahead Exact sum: 27.4 + 17.1 + 13 + 12.9 = 70.4 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 3. [Atlanticus Holdings Corporation](https://www.sectoralpha.in/us/stocks/atlc) ATLC · turning · Most evidence points up · 76% evidence 70.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.9/35 · Income 60% · Profit 38.1% · 71% evidence Capital efficiency 15.9/25 · ROA 2.4% · ROE 26.9% · GNPA n/a · 68% evidence Valuation 14.5/20 · P/BV 2.1× · P/BV÷ROE 0.08 · 70% evidence Relative strength 16.8/20 · Lead over its industry 26.3% · Lead over S&P 500 21.7% · 1 year 84.7% · 100% evidence · 2 of 12 weeks ahead Exact sum: 22.9 + 15.9 + 14.5 + 16.8 = 70.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. [Mastercard Incorporated](https://www.sectoralpha.in/us/stocks/ma) MA · breaking out · Most evidence points up · 80% evidence 69.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.6/35 · Income 15.3% · Profit 19% · 81% evidence Capital efficiency 20.6/25 · ROA 25.7% · ROE 284.8% · GNPA n/a · 68% evidence Valuation 5.2/20 · P/BV 71.68× · P/BV÷ROE 0.25 · 70% evidence Relative strength 18.7/20 · Lead over its industry 20.6% · Lead over S&P 500 16.2% · 1 year 21.8% · 100% evidence · 11 of 12 weeks ahead Exact sum: 24.6 + 20.6 + 5.2 + 18.7 = 69.1 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 5. [Visa Inc.](https://www.sectoralpha.in/us/stocks/v) V · breaking out · Most evidence points up · 80% evidence 66.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.4/35 · Income 14.8% · Profit 17.7% · 81% evidence Capital efficiency 20.1/25 · ROA 20.3% · ROE 63.6% · GNPA n/a · 68% evidence Valuation 4.6/20 · P/BV 18.27× · P/BV÷ROE 0.29 · 70% evidence Relative strength 18.8/20 · Lead over its industry 23.8% · Lead over S&P 500 19.3% · 1 year 29.9% · 100% evidence · 10 of 12 weeks ahead Exact sum: 23.4 + 20.1 + 4.6 + 18.8 = 66.9 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 6. [Sezzle Inc.](https://www.sectoralpha.in/us/stocks/sezl) SEZL · turning · Most evidence points up · 76% evidence 65.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 20.1/35 · Income 43.3% · Profit 55.8% · 71% evidence Capital efficiency 19.7/25 · ROA 48.4% · ROE 112% · GNPA n/a · 68% evidence Valuation 6.5/20 · P/BV 24.77× · P/BV÷ROE 0.22 · 70% evidence Relative strength 19.6/20 · Lead over its industry 33.4% · Lead over S&P 500 28.5% · 1 year 130.7% · 100% evidence · 2 of 12 weeks ahead Exact sum: 20.1 + 19.7 + 6.5 + 19.6 = 65.9 · What this means: A strong business with a high valuation: it would need rising earnings, or a lower multiple, to score better on value. 7. [Green Dot Corporation](https://www.sectoralpha.in/us/stocks/gdot) GDOT · quiet · Most evidence points up · 67% evidence 65.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.4/35 · Income 19.2% · Profit n/a · 45% evidence Capital efficiency 14.8/25 · ROA 3.4% · ROE 23.5% · GNPA n/a · 68% evidence Valuation 16.8/20 · P/BV 0.81× · P/BV÷ROE 0.04 · 70% evidence Relative strength 11.4/20 · Lead over its industry -0.4% · Lead over S&P 500 -4.2% · 1 year 10.4% · 100% evidence · 0 of 12 weeks ahead Exact sum: 22.4 + 14.8 + 16.8 + 11.4 = 65.4 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 8. [Enova International, Inc.](https://www.sectoralpha.in/us/stocks/enva) ENVA · quiet · Evidence leans up · 80% evidence 64.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.9/35 · Income 29.3% · Profit 30.4% · 81% evidence Capital efficiency 18.1/25 · ROA 6% · ROE 29% · GNPA n/a · 68% evidence Valuation 13.2/20 · P/BV 2.65× · P/BV÷ROE 0.09 · 70% evidence Relative strength 7.4/20 · Lead over its industry 0.6% · Lead over S&P 500 -3.4% · 1 year 45.1% · 100% evidence · 4 of 12 weeks ahead Exact sum: 25.9 + 18.1 + 13.2 + 7.4 = 64.6 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 9. [PRA Group, Inc.](https://www.sectoralpha.in/us/stocks/praa) PRAA · losing its lead · Evidence leans up · 76% evidence 63.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 16.9/35 · Income 17.6% · Profit -391.2% · 71% evidence Capital efficiency 13.8/25 · ROA 5% · ROE 12.1% · GNPA n/a · 68% evidence Valuation 16.7/20 · P/BV 0.65× · P/BV÷ROE 0.05 · 70% evidence Relative strength 16.3/20 · Lead over its industry 12.3% · Lead over S&P 500 8.2% · 1 year 36.9% · 100% evidence · 8 of 12 weeks ahead Exact sum: 16.9 + 13.8 + 16.7 + 16.3 = 63.7 · What this means: Relative strength against the index is 8.2%, and revenue and profit growth are weak. 10. [Affirm Holdings, Inc.](https://www.sectoralpha.in/us/stocks/afrm) AFRM · turning · Evidence leans up · 76% evidence 59.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 28.2/35 · Income 32.2% · Profit 100% · 71% evidence Capital efficiency 10.8/25 · ROA 1.7% · ROE 11.2% · GNPA n/a · 68% evidence Valuation 3.5/20 · P/BV 4.98× · P/BV÷ROE 0.45 · 70% evidence Relative strength 16.6/20 · Lead over its industry 9.8% · Lead over S&P 500 5.4% · 1 year 2.7% · 100% evidence · 2 of 12 weeks ahead Exact sum: 28.2 + 10.8 + 3.5 + 16.6 = 59.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 11. [Bread Financial Holdings, Inc.](https://www.sectoralpha.in/us/stocks/bfh) BFH · quiet · Evidence leans up · 80% evidence 58.8 out of 100 Growth Capital Valuation Relative
12. [PayPal Holdings, Inc.](https://www.sectoralpha.in/us/stocks/pypl) PYPL · losing its lead · Evidence leans up · 76% evidence 58.8 out of 100 Growth Capital Valuation Relative
13. [Capital One Financial Corporation](https://www.sectoralpha.in/us/stocks/cof) COF · quiet · Evidence leans up · 60% evidence 56.2 out of 100 Growth Capital Valuation Relative
14. [Jefferson Capital, Inc.](https://www.sectoralpha.in/us/stocks/jcap) JCAP · quiet · Evidence leans up · 76% evidence 54.8 out of 100 Growth Capital Valuation Relative
15. [Credit Acceptance Corporation](https://www.sectoralpha.in/us/stocks/cacc) CACC · quiet · Evidence leans up · 76% evidence 54.7 out of 100 Growth Capital Valuation Relative
16. [FirstCash Holdings, Inc.](https://www.sectoralpha.in/us/stocks/fcfs) FCFS · quiet · Evidence leans up · 80% evidence 54.3 out of 100 Growth Capital Valuation Relative
17. [American Express Company](https://www.sectoralpha.in/us/stocks/axp) AXP · basing · Evidence leans up · 80% evidence 53.9 out of 100 Growth Capital Valuation Relative
18. [OneMain Holdings, Inc.](https://www.sectoralpha.in/us/stocks/omf) OMF · quiet · Evidence leans up · 76% evidence 53.2 out of 100 Growth Capital Valuation Relative
19. [Federal Agricultural Mortgage Corporation](https://www.sectoralpha.in/us/stocks/agm) AGM · quiet · Evidence leans up · 76% evidence 51.6 out of 100 Growth Capital Valuation Relative
20. [Synchrony Financial](https://www.sectoralpha.in/us/stocks/syf) SYF · quiet · Evidence leans down · 80% evidence 48.4 out of 100 Growth Capital Valuation Relative
21. [Ally Financial Inc.](https://www.sectoralpha.in/us/stocks/ally) ALLY · basing · Evidence leans down · 60% evidence 46.0 out of 100 Growth Capital Valuation Relative
22. [The Western Union Company](https://www.sectoralpha.in/us/stocks/wu) WU · basing · Evidence leans down · 76% evidence 41.6 out of 100 Growth Capital Valuation Relative
23. SoFi Technologies, Inc. this page SOFI · basing · Evidence leans down · 76% evidence 40.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.7/35 · Income 40.9% · Profit 13.6% · 71% evidence Capital efficiency 7.9/25 · ROA 1.3% · ROE 6.3% · GNPA n/a · 68% evidence Valuation 4.5/20 · P/BV 2.08× · P/BV÷ROE 0.33 · 70% evidence Relative strength 6.4/20 · Lead over its industry -13.1% · Lead over S&P 500 -16.9% · 1 year -38.4% · 100% evidence · 2 of 12 weeks ahead Exact sum: 21.7 + 7.9 + 4.5 + 6.4 = 40.5 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 24. [Upstart Holdings, Inc.](https://www.sectoralpha.in/us/stocks/upst) UPST · basing · Too little evidence to rank firmly · 55% evidence 35.9 out of 100 Growth Capital Valuation Relative
25. [Klarna Group plc](https://www.sectoralpha.in/us/stocks/klar) KLAR · basing · Evidence leans down · 61% evidence 35.1 out of 100 Growth Capital Valuation Relative
26. [Nelnet, Inc.](https://www.sectoralpha.in/us/stocks/nni) NNI · basing · Most evidence points down · 76% evidence 32.4 out of 100 Growth Capital Valuation Relative
27. [Navient Corporation](https://www.sectoralpha.in/us/stocks/navi) NAVI · losing its lead · Most evidence points down · 76% evidence 31.0 out of 100 Growth Capital Valuation Relative
28. [SLM Corporation](https://www.sectoralpha.in/us/stocks/slm) SLM · quiet · Most evidence points down · 80% evidence 24.7 out of 100 Growth Capital Valuation Relative

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Credit Services](https://www.sectoralpha.in/us/sectors/credit-services), all 28 compared on one page. ## Which companies are close to SoFi Technologies in size? SoFi Technologies is the 8th largest of 42 Credit Services companies on Sector Alpha by market value (scores of 4 November 2026). Just above it: PayPal Holdings, Inc., Affirm Holdings, Inc. and Synchrony Financial. Just below it: Ally Financial Inc., FirstCash Holdings, Inc. and OneMain Holdings, Inc. ### Credit Services companies close in size

1. [PayPal Holdings, Inc.](https://www.sectoralpha.in/us/stocks/pypl) $50 billion
2. [Affirm Holdings, Inc.](https://www.sectoralpha.in/us/stocks/afrm) $25.5 billion
3. [Synchrony Financial](https://www.sectoralpha.in/us/stocks/syf) $23.4 billion
4. SoFi Technologies, Inc. $22.5 billion
5. [Ally Financial Inc.](https://www.sectoralpha.in/us/stocks/ally) $11.8 billion
6. [FirstCash Holdings, Inc.](https://www.sectoralpha.in/us/stocks/fcfs) $8.3 billion
7. [OneMain Holdings, Inc.](https://www.sectoralpha.in/us/stocks/omf) $6.6 billion

[All 42 Credit Services companies, largest first](https://www.sectoralpha.in/us/sectors/credit-services#all-companies)

### Companies close in size in other industries

1. [Guardant Health, Inc.](https://www.sectoralpha.in/us/stocks/gh) $22.6 billion · Diagnostics & Research
2. [Loews Corporation](https://www.sectoralpha.in/us/stocks/l) $22.6 billion · Insurance - Property & Casualty
3. SoFi Technologies, Inc. $22.5 billion
4. [Reliance, Inc.](https://www.sectoralpha.in/us/stocks/rs) $22.5 billion · Steel
5. [Equifax Inc.](https://www.sectoralpha.in/us/stocks/efx) $22.5 billion · Consulting Services

## What else do people ask about SoFi Technologies? ### What were SoFi Technologies's latest quarterly results? SoFi Technologies, Inc. reported total income of $1.2 B and net profit of $157 M for the Jun 2026 quarter. Income rose 42.6% and profit rose 61.0% compared with a year earlier. Earnings per share were $0.12. The net margin was 13.0%, 1.5 percentage points higher than a year earlier (as of 4 November 2026). ### What is SoFi Technologies's market cap? SoFi Technologies, Inc.'s market capitalisation is $22.5 B at a stock price of $17.38. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is SoFi Technologies performing? SoFi Technologies, Inc.'s share price has been falling for 14 weeks. In its latest quarter, income rose 42.6% and profit rose 61.0% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 1 week running (as of 4 November 2026). ### Will SoFi Technologies's stock price go up? This page does not forecast SoFi Technologies, Inc.'s stock price. What it shows instead: the stock price is $17.38, and it has been falling for 14 weeks. Its P/BV of 2.0× is higher than 63% of its own last 5 years (as of 4 November 2026). ### Where is SoFi Technologies in its business cycle? SoFi Technologies, Inc.'s FY25 net margin was 13.4%, against a 5-year range of −53.7% to 18.1%: the middle of its own range, neither a peak nor a low. The latest quarter was 13.0%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the SoFi Technologies story? The main question: yearly earnings per share moved −2.3% while the share price moved −38.4%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is SoFi Technologies a stock worth studying right now? What the numbers show: SoFi Technologies, Inc.'s share price has fallen more than its earnings. Earnings per share fell 2.3% in a year while the price moved −38.4%. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.