# Shore Bancshares share price today (Shore Bancshares, Inc., SHBI)

> Shore Bancshares, Inc.'s results are improving, and its P/BV is near the top of its own history, higher than 95% of past readings. SHBI · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/shbi

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## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $23.13 (+44.3% in a year)
- P/BV: 1.2× (higher than 95% of the last 5.3 years)
- Revenue (Sep 2026): $57.5 M (+7.8% on a year ago)
- Profit (Sep 2026): $16.8 M (+16.9% on a year ago)
- Net margin: 29.1% (+2.2 points on a year ago)
- ROE: 12%, FY25
- ROA: 1.08%, latest

The main question: results are strong, and the P/BV is higher than 95% of its own history. ## What is the Shore Bancshares share price today? Shore Bancshares, Inc.'s share price was $23.13 at the close on 4 November 2026. It has been rising for 72 weeks. That is 9.1% above its average price over the last 200 trading days. In the last 52 weeks it traded between $16 and $25, and at that close it sat 84% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. Over the last 10 years the share price moved +98% while the S&P 500 moved +245%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Shore Bancshares pay? Shore Bancshares, Inc. paid $0.52 per share over the last four reported quarters. The most recent declaration was $0.14 for Sep 2026. At today's price of $23.13 that is a yield of 2.25%, based on dividends already paid, not a forecast. ## Which stock lists is Shore Bancshares on? Shore Bancshares is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Shore Bancshares profitable? Shore Bancshares, Inc. earned $16.8 M of net profit in the Sep 2026 quarter, +16.9% on the same quarter a year earlier. That is the 8th quarter in a row of profit growth. Full-year FY25 profit was $59.5 M. Over 4 years profit has grown 40.3% a year on average. That is 29.1% of the quarter's revenue. The same quarter a year earlier earned $14.3 M. For the full year, FY25 profit was $59.5 M (+35.6% on the year before). Why profit moved: revenue changed +7.8% on a year earlier and the margin moved +2.2 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +20.6% and revenue +10.3%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Shore Bancshares make, and is it growing? Shore Bancshares, Inc. reported $57.5 M of income in the Sep 2026 quarter, +7.8% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 4 years it has grown 29.1% a year on average. The last full year, FY25, came in at $217 M. The last four reported quarters add to $234 M. FY25 revenue was $217 M, +10.0% on the year before. Recent pace: the last four quarters grew +10.3% on average, against 29.1% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +10.3%, against +10.2% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +20.6%, against +29.2% a year (rolling over). ## How much does Shore Bancshares keep from what it earns? Shore Bancshares, Inc.'s net margin was 29.1% in the Sep 2026 quarter, 2.2 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between 8.7% and 27.5%. The latest quarter is above every full year in that period. Across 5 years it has been between 8.7% and 27.5%, and FY25's 27.5% is the highest of them. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. When margins are at a record, every ratio built on profit looks better than usual, so watch whether they hold. ## How many of Shore Bancshares' loans have gone bad? Shore Bancshares, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Shore Bancshares' loan book growing? Shore Bancshares, Inc.'s revenue was $217 M in FY25, +10.0% on the year before, so the loan book is growing. The latest quarter was +7.8% on a year earlier. The net margin on that income is 29.1%, +2.2 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Shore Bancshares' P/BV ratio, and how does it compare with its own history? Shore Bancshares, Inc.'s P/BV is 1.2×, near the high end of its own history: higher than 95% of past readings. Its usual P/BV (the middle reading) is 1.0×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 12% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +44.3%. The price ran ahead of book value, which pushed the multiple up within its own range. Where the price move came from: over 5 years the price moved +3.3% a year; about +1.6% a year came from book-value growth and about +1.7 percentage points from the multiple (the market paying more). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Shore Bancshares business getting better or worse? Shore Bancshares, Inc.'s business is giving mixed signals. Growth is slowing from a very fast pace: profit growth has eased from +290.9% at its peak to +20.6%, but the business is still expanding, with ROE steady at 11.1%. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does Shore Bancshares earn on its equity and assets? Shore Bancshares, Inc. earned a return on equity of 10% in FY25. Its lowest yearly reading on file was 2% in FY23. On its assets, every $100 earned about $1.08, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 40.3% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Shore Bancshares have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Shore Bancshares shareholding pattern? 3.5% of Shore Bancshares, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 4.6 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Shore Bancshares from balance-sheet trouble? For Shore Bancshares, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Shore Bancshares rank in its industry? There is no score against its industry: Shore Bancshares, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Shore Bancshares compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Shore Bancshares in size? Shore Bancshares is the 178th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Southern Missouri Bancorp, Inc., AGI Inc and Financial Institutions, Inc. Just below it: Washington Trust Bancorp, Inc., HomeTrust Bancshares, Inc. and Peoples Financial Services Corp. ### Banks - Regional companies close in size

1. [Southern Missouri Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/smbc) $798 million
2. [AGI Inc](https://www.sectoralpha.in/us/stocks/agbk) $791 million
3. [Financial Institutions, Inc.](https://www.sectoralpha.in/us/stocks/fisi) $789 million
4. Shore Bancshares, Inc. $769 million
5. [Washington Trust Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/wash) $769 million
6. [HomeTrust Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/htb) $749 million
7. [Peoples Financial Services Corp.](https://www.sectoralpha.in/us/stocks/pfis) $748 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Docebo Inc.](https://www.sectoralpha.in/us/stocks/dcbo) $771 million · Software - Application
2. [Collegium Pharmaceutical, Inc.](https://www.sectoralpha.in/us/stocks/coll) $771 million · Drug Manufacturers - Specialty & Generic
3. Shore Bancshares, Inc. $769 million
4. [Prospect Capital Corporation](https://www.sectoralpha.in/us/stocks/psec) $769 million · Asset Management
5. [Washington Trust Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/wash) $769 million · Banks - Regional

## What else do people ask about Shore Bancshares? ### What were Shore Bancshares's latest quarterly results? Shore Bancshares, Inc. reported total income of $57.5 M and net profit of $16.8 M for the Sep 2026 quarter. Income rose 7.8% and profit rose 16.9% compared with a year earlier. Earnings per share were $0.50. The net margin was 29.1%, 2.2 percentage points higher than a year earlier (as of 4 November 2026). ### What is Shore Bancshares's market cap? Shore Bancshares, Inc.'s market capitalisation is $769 M at a stock price of $23.13. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is Shore Bancshares performing? Shore Bancshares, Inc.'s share price has been rising for 72 weeks. In its latest quarter, income rose 7.8% and profit rose 16.9% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running (as of 4 November 2026). ### Will Shore Bancshares's stock price go up? This page does not forecast Shore Bancshares, Inc.'s stock price. What it shows instead: the stock price is $23.13, and it has been rising for 72 weeks. Its P/BV of 1.2× is higher than 95% of its own last 5 years (as of 4 November 2026). ### Where is Shore Bancshares in its business cycle? Shore Bancshares, Inc.'s FY25 net margin was 27.5%, against a 5-year range of 8.7% to 27.5%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 29.1%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the Shore Bancshares story? The main question: results are strong, and the P/BV is higher than 95% of its own history. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is Shore Bancshares a stock worth studying right now? What the numbers show: Shore Bancshares, Inc.'s results are improving, and its P/BV is near the top of its own history, higher than 95% of past readings. The main open question: whether earnings grow enough to match the multiple. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.