# Repay Holdings share price today (Repay Holdings Corporation, RPAY)

> Repay Holdings Corporation's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. RPAY · Technology · Software - Infrastructure · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/rpay

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## Key numbers

- Price: $4.52 (+5.4% in a year)
- Revenue (Jun 2026): $101 M (+33.2% on a year ago)
- Profit (Jun 2026): −$11.0 M
- Operating margin: −3.2% (−1.7 points on a year ago)
- ROE: −53%, FY25
- ROIC: −1.1%, against a 6.3% cost of capital: −7.4 points

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the Repay Holdings share price today? Repay Holdings Corporation's share price was $4.52 at the close on 3 November 2026. That is 26.3% above its average price over the last 200 trading days. In the last 52 weeks it traded between $3 and $5, and at that close it sat 97% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 4 weeks in a row. Over the last 1 year the share price moved −6% while the S&P 500 moved +21%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Repay Holdings pay? Repay Holdings Corporation pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is Repay Holdings on? Repay Holdings is on one of our US lists: US tech stocks. [US tech stocks](https://www.sectoralpha.in/us-tech-stocks)

## Is Repay Holdings profitable? Repay Holdings Corporation posted a net loss of $11.0 M in the Jun 2026 quarter. The full FY25 year was a loss of $257 M. That loss is 10.9% of the quarter's revenue. The same quarter a year earlier lost $102 M. 11 of the last 12 reported quarters were loss-making. ## How much revenue does Repay Holdings make, and is it growing? Repay Holdings Corporation reported $101 M of revenue in the Jun 2026 quarter, +33.2% on the same quarter a year earlier. That is the 3rd quarter in a row with growth on the year before. Over 4 years it has grown 9.0% a year on average. The last full year, FY25, came in at $309 M. The last four reported quarters add to $338 M. FY25 revenue was $309 M, −1.2% on the year before. Recent pace: the last four quarters grew +9.1% on average, against 9.0% a year over the longer run, so this year is growing at about the same pace as its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +8.8%, against +5.1% a year over the last 8 quarters (accelerating). ## How much of every $100 of sales does Repay Holdings keep? Repay Holdings Corporation's operating margin was −3.2% in the Jun 2026 quarter, 1.7 percentage points lower than the same quarter a year ago. Across 5 years it has been between −21.0% and −2.5%. The latest quarter is within that range. Why the margin moved: operating margin changed −1.7 percentage points on the year while gross margin changed −5.6 points. So the drop came mostly from the gross margin, which means input costs and prices charged. ## Is Repay Holdings' profit turning into cash? Repay Holdings Corporation's cash-flow history is too short to judge how much of its profit turns into cash. In FY25 it brought in $91.1 M of operating cash against −$257 M of profit. After $286 K of spending on assets, $90.8 M was left over as free cash. Cash-flow figures here are yearly, because quarterly cash statements are not published, so this section changes once a year. What to look at next: the main use of cash is spending on assets. The next section checks what that spending is building. ## Where does Repay Holdings' cash go? Repay Holdings Corporation does not report the customer, stock and supplier day counts a cash cycle needs, so this section looks at its spending on assets instead. It spent $2.0 M on assets over the last 3 years. Averaged over those years that is 0.2% of FY25 revenue a year. Nothing is estimated in place of the missing day counts, so no cash-cycle chart is drawn. Spending on assets: $2.0 M over the last 3 years. In short: most of the cash goes on covering the loss, not on new assets; spending on assets is small next to it. ## What is Repay Holdings' P/E ratio, and how does it compare with its own history? Repay Holdings Corporation has no P/E right now, because its earnings are negative. The revenue and margin sections are where a turn would show first. Measured against sales instead, the market values Repay Holdings Corporation at 1.3× its FY25 revenue of $309 M. The P/E comes back here once profit turns positive. ## Is the Repay Holdings business getting better or worse? Repay Holdings Corporation's business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 12 quarters of 2 measures, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. The return figures here are yearly, not quarterly. They show level and direction only; they can support the growth lines but never decide the reading alone. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does Repay Holdings earn on its capital? Repay Holdings Corporation earned a ROE of −53% in FY25. Its return on capital used (ROIC) is 7.4 percentage points below its cost of capital, so growth here does not yet pay for the capital it uses. It comes from a −83.0% net margin and 0.26× asset turnover (sales divided by assets). Why the return is what it is (FY25): a −83.0% net margin × 0.26× asset turnover × 2.49× leverage (assets divided by equity) ≈ −53.7% on equity. The margin does its share; borrowing is a big part of it. The key test, return on capital used minus the cost of capital: −1.1% − 6.3% = −7.4 percentage points. The 6.3% is an estimate of this company's own cost of capital. Read the sign and size of the gap, not the decimals. Negative: growth at these returns loses value until returns improve. ## Does Repay Holdings have too much debt? Repay Holdings Corporation has total debt of $773 M against shareholder equity of $469 M as of Jun 2026, so its debt is 1.65× its equity. Year by year, that ratio went from 0.50 in FY21 to 0.91 in FY25. Keep that borrowing in mind when reading the returns on this page. ## What is the Repay Holdings shareholding pattern? 9.0% of Repay Holdings Corporation's tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 10.2 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Repay Holdings from balance-sheet trouble? For Repay Holdings Corporation, the Z-score is −0.12. A Z-score above about 3 is safe and below about 1.8 signals danger, so this is in the danger zone. It estimates how far the balance sheet is from trouble; it is not a forecast of failure. Why it matters: a Z-score of −0.12 is inside the danger zone, so the balance sheet is a real risk. ## How does Repay Holdings rank in its industry? There is no score against its industry: Repay Holdings Corporation is not among the largest members shown in this industry comparison for Software - Infrastructure. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Repay Holdings compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Repay Holdings in size? Repay Holdings is the 97th largest of 117 Software - Infrastructure companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: Backblaze, Inc., i3 Verticals, Inc. and Allot. Just below it: CI&T Inc., Telos Corporation and PowerFleet, Inc. ### Software - Infrastructure companies close in size

1. [Backblaze, Inc.](https://www.sectoralpha.in/us/stocks/blze) $519 million
2. [i3 Verticals, Inc.](https://www.sectoralpha.in/us/stocks/iiiv) $477 million
3. [Allot Ltd.](https://www.sectoralpha.in/us/stocks/allt) $408 million
4. Repay Holdings Corporation $399 million
5. [CI&T Inc.](https://www.sectoralpha.in/us/stocks/cint) $397 million
6. [Telos Corporation](https://www.sectoralpha.in/us/stocks/tls) $385 million
7. [PowerFleet, Inc.](https://www.sectoralpha.in/us/stocks/aiot) $364 million

[All 117 Software - Infrastructure companies, largest first](https://www.sectoralpha.in/us/sectors/software-infrastructure#all-companies)

### Companies close in size in other industries

1. [Telos Corporation](https://www.sectoralpha.in/us/stocks/tls) $405 million · Software - Infrastructure
2. [Autolus Therapeutics plc](https://www.sectoralpha.in/us/stocks/autl) $405 million · Biotechnology
3. Repay Holdings Corporation $404 million
4. [WhiteFiber, Inc.](https://www.sectoralpha.in/us/stocks/wyfi) $402 million · Information Technology Services
5. [Gran Tierra Energy Inc.](https://www.sectoralpha.in/us/stocks/gte) $401 million · Oil & Gas Exploration & Production

## What else do people ask about Repay Holdings? ### What were Repay Holdings's latest quarterly results? Repay Holdings Corporation reported revenue of $101 M and a net loss of $11.0 M for the Jun 2026 quarter. Earnings per share were −$0.13. The operating margin was −3.2%, 1.7 percentage points lower than a year earlier (as of 3 November 2026). ### What is Repay Holdings's market cap? Repay Holdings Corporation's market capitalisation is $399 M at a stock price of $4.52. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Repay Holdings performing? Repay Holdings Corporation's latest readings are below. Over the past 13 weeks it has done better than the S&P 500, for 4 weeks running. This describes what the data did, not a rating (as of 3 November 2026). ### Will Repay Holdings's stock price go up? This page does not forecast Repay Holdings Corporation's stock price. What it shows instead: the stock price is $4.52. Nobody can reliably say which way a price will move, and this site does not try (as of 3 November 2026). ### Where is Repay Holdings in its business cycle? Repay Holdings Corporation's FY25 operating margin was −3.9%, against a 5-year range of −21.0% to −2.5%: the middle of its own range, neither a peak nor a low. The latest quarter was −3.2%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Repay Holdings story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Repay Holdings a stock worth studying right now? What the numbers show: Repay Holdings Corporation's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). ## Lists

- US tech stocks: https://www.sectoralpha.in/us-tech-stocks

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