# Richmond Mutual Bancorporation share price today (Richmond Mutual Bancorporation, Inc., RMBI)

> Richmond Mutual Bancorporation, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. RMBI · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/rmbi

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## Key numbers

- Business trend: Getting better, from the last 12 quarters
- Price: $15.83 (+17.3% in a year)
- P/BV: 1.1× (higher than 100% of the last 1 year)
- Revenue (Jun 2026): $12.8 M (+15.6% on a year ago)
- Profit (Jun 2026): $2.2 M (−14.4% on a year ago)
- Net margin: 17.4% (−6.1 points on a year ago)
- ROE: 6%, FY25
- ROA: 0.49%, latest

Biggest thing to watch: the P/BV is higher than 100% of its own history, so the multiple has already done part of the work. ## What is the Richmond Mutual Bancorporation share price today? Richmond Mutual Bancorporation, Inc.'s share price was $15.83 at the close on 4 November 2026. That is 6.3% above its average price over the last 200 trading days. In the last 52 weeks it traded between $13 and $16, and at that close it sat 88% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 2 weeks in a row. Over the last 1 year the share price moved +17% while the S&P 500 moved +18%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Richmond Mutual Bancorporation pay? Richmond Mutual Bancorporation, Inc. paid $0.60 per share over the last four reported quarters. The most recent declaration was $0.15 for Jun 2026. At today's price of $15.83 that is a yield of 3.79%, based on dividends already paid, not a forecast. ## Which stock lists is Richmond Mutual Bancorporation on? Richmond Mutual Bancorporation is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Richmond Mutual Bancorporation profitable? Richmond Mutual Bancorporation, Inc. earned $2.2 M of net profit in the Jun 2026 quarter, −14.4% on the same quarter a year earlier. Full-year FY25 profit was $11.6 M. Over 4 years profit has grown 1.0% a year on average. That is 17.4% of the quarter's revenue. The same quarter a year earlier earned $2.6 M. For the full year, FY25 profit was $11.6 M (+23.5% on the year before). Why profit moved: revenue changed +15.6% on a year earlier and the margin moved −6.1 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +27.6% and revenue +14.5%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Richmond Mutual Bancorporation make, and is it growing? Richmond Mutual Bancorporation, Inc. reported $12.8 M of income in the Jun 2026 quarter, +15.6% on the same quarter a year earlier. That is the 5th quarter in a row with growth on the year before. Over 4 years it has grown 2.3% a year on average. The last full year, FY25, came in at $46.8 M. The last four reported quarters add to $49.9 M. FY25 revenue was $46.8 M, +9.0% on the year before. Recent pace: the last four quarters grew +14.5% on average, against 2.3% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +14.6%, against +9.4% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +26.3%, against +20.2% a year (accelerating). ## How much does Richmond Mutual Bancorporation keep from what it earns? Richmond Mutual Bancorporation, Inc.'s net margin was 17.4% in the Jun 2026 quarter, 6.1 percentage points lower than the same quarter a year ago. Across 5 years it has been between 21.9% and 28.2%. The latest quarter is below every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Richmond Mutual Bancorporation's loans have gone bad? Richmond Mutual Bancorporation, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Richmond Mutual Bancorporation's loan book growing? Richmond Mutual Bancorporation, Inc.'s revenue was $46.8 M in FY25, +9.0% on the year before, so the loan book is growing. The latest quarter was +15.6% on a year earlier. The net margin on that income is 17.4%, −6.1 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Richmond Mutual Bancorporation's P/BV ratio, and how does it compare with its own history? Richmond Mutual Bancorporation, Inc.'s P/BV is 1.1×, about the highest it has ever been. Its usual P/BV (the middle reading) is 1.0×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 6% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +17.3%. The price ran ahead of book value, which pushed the multiple up within its own range. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Richmond Mutual Bancorporation business getting better or worse? Richmond Mutual Bancorporation, Inc.'s business is getting better. Profit growth hit its low 8 quarters ago at −30.3% and has recovered to +26.3%, with ROE steady at 8.1%. This is based on 12 quarters of 4 measures. Why it matters: a lasting rise from a low is what this page is built to show. ## How much does Richmond Mutual Bancorporation earn on its equity and assets? Richmond Mutual Bancorporation, Inc. earned a return on equity of 8% in FY25. Its lowest yearly reading on file was 6% in FY21. On its assets, every $100 earned about $0.49, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 1.0% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Richmond Mutual Bancorporation have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Richmond Mutual Bancorporation shareholding pattern? 3.3% of Richmond Mutual Bancorporation, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 3.7 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Richmond Mutual Bancorporation from balance-sheet trouble? For Richmond Mutual Bancorporation, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Richmond Mutual Bancorporation rank in its industry? There is no score against its industry: Richmond Mutual Bancorporation, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Richmond Mutual Bancorporation compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Richmond Mutual Bancorporation in size? Richmond Mutual Bancorporation is the 262nd largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Hawthorn Bancshares, Inc., Western New England Bancorp, Inc. and National Bankshares, Inc. Just below it: Eagle Financial Services, Inc., FB Bancorp, Inc. and CF Bankshares Inc. ### Banks - Regional companies close in size

1. [Hawthorn Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/hwbk) $277 million
2. [Western New England Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/wneb) $275 million
3. [National Bankshares, Inc.](https://www.sectoralpha.in/us/stocks/nksh) $259 million
4. Richmond Mutual Bancorporation, Inc. $253 million
5. [Eagle Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/efsi) $247 million
6. [FB Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/fbla) $247 million
7. [CF Bankshares Inc.](https://www.sectoralpha.in/us/stocks/cfbk) $238 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [RCM Technologies, Inc.](https://www.sectoralpha.in/us/stocks/rcmt) $248 million · Conglomerates
2. [Tredegar Corporation](https://www.sectoralpha.in/us/stocks/tg) $247 million · Metal Fabrication
3. Richmond Mutual Bancorporation, Inc. $246 million
4. [Eagle Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/efsi) $245 million · Banks - Regional
5. [Fate Therapeutics, Inc.](https://www.sectoralpha.in/us/stocks/fate) $244 million · Biotechnology

## What else do people ask about Richmond Mutual Bancorporation? ### What were Richmond Mutual Bancorporation's latest quarterly results? Richmond Mutual Bancorporation, Inc. reported total income of $12.8 M and net profit of $2.2 M for the Jun 2026 quarter. Income rose 15.6% and profit fell 14.4% compared with a year earlier. Earnings per share were $0.22 (as of 4 November 2026). ### What is Richmond Mutual Bancorporation's market cap? Richmond Mutual Bancorporation, Inc.'s market capitalisation is $253 M at a stock price of $15.83. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is Richmond Mutual Bancorporation performing? Richmond Mutual Bancorporation, Inc.'s latest readings are below. In its latest quarter, income rose 15.6% and profit fell 14.4% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 2 weeks running. This describes what the data did, not a rating (as of 4 November 2026). ### Will Richmond Mutual Bancorporation's stock price go up? This page does not forecast Richmond Mutual Bancorporation, Inc.'s stock price. What it shows instead: the stock price is $15.83. Its P/BV of 1.1× is higher than 100% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 4 November 2026). ### Where is Richmond Mutual Bancorporation in its business cycle? Richmond Mutual Bancorporation, Inc.'s FY25 net margin was 24.8%, against a 5-year range of 21.9% to 28.2%: the middle of its own range, neither a peak nor a low. The latest quarter was 17.4%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the Richmond Mutual Bancorporation story? Biggest thing to watch: the P/BV is higher than 100% of its own history, so the multiple has already done part of the work. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is Richmond Mutual Bancorporation a stock worth studying right now? What the numbers show: Richmond Mutual Bancorporation, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.