# Regional Management share price today (Regional Management Corp., RM)

> Regional Management Corp.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. RM · Financials · Credit Services · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/rm

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## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $38.78 (−1.4% in a year)
- P/BV: 0.9× (higher than 51% of the last 1 year)
- Revenue (Jun 2026): $161 M (+6.0% on a year ago)
- Profit (Jun 2026): $8.2 M (−19.6% on a year ago)
- Net margin: 5.1% (−1.6 points on a year ago)
- ROE: 13%, FY25
- ROA: 4.54%, latest

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the Regional Management share price today? Regional Management Corp.'s share price was $38.78 at the close on 3 November 2026. That is 9.9% above its average price over the last 200 trading days. In the last 52 weeks it traded between $31 and $44, and at that close it sat 63% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 2 weeks in a row. Over the last 1 year the share price moved +20% while the S&P 500 moved +21%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Regional Management pay? Regional Management Corp. paid $1.20 per share over the last four reported quarters. The most recent declaration was $0.30 for Jun 2026. At today's price of $38.78 that is a yield of 3.09%, based on dividends already paid, not a forecast. ## Which stock lists is Regional Management on? Regional Management is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Regional Management profitable? Regional Management Corp. earned $8.2 M of net profit in the Jun 2026 quarter, −19.6% on the same quarter a year earlier. Full-year FY25 profit was $44.4 M. Over 4 years profit has grown −15.9% a year on average. That is 5.1% of the quarter's revenue. The same quarter a year earlier earned $10.1 M. 1 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was $44.4 M (+7.7% on the year before). Why profit moved: revenue changed +6.0% on a year earlier and the margin moved −1.6 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +40.1% and revenue +9.6%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Regional Management make, and is it growing? Regional Management Corp. reported $161 M of income in the Jun 2026 quarter, +6.0% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 4 years it has grown 10.6% a year on average. The last full year, FY25, came in at $625 M. The last four reported quarters add to $648 M. FY25 revenue was $625 M, +9.6% on the year before. Recent pace: the last four quarters grew +9.6% on average, against 10.6% a year over the longer run, so this year is growing at about the same pace as its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +9.5%, against +8.4% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +34.8%, against +37.1% a year (stabilising). ## How much does Regional Management keep from what it earns? Regional Management Corp.'s net margin was 5.1% in the Jun 2026 quarter, 1.6 percentage points lower than the same quarter a year ago. Across 5 years it has been between 3.0% and 21.2%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Regional Management's loans have gone bad? Regional Management Corp. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Regional Management's loan book growing? Regional Management Corp.'s revenue was $625 M in FY25, +9.6% on the year before, so the loan book is growing. The latest quarter was +6.0% on a year earlier. The net margin on that income is 5.1%, −1.6 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Regional Management's P/BV ratio, and how does it compare with its own history? Regional Management Corp.'s P/BV is 0.9×, in the middle of its own history: higher than 51% of past readings. Its usual P/BV (the middle reading) is 0.9×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 13% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved −1.4%. Price and book value moved together, so the multiple stayed in its range. In short: the multiple is about average against its own past, so the book value trend underneath matters more than the multiple. ## Is the Regional Management business getting better or worse? Regional Management Corp.'s business is giving mixed signals. There is no clear direction across the growth lines, with ROE steady at 12.4%; each line tells part of the story. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does Regional Management earn on its equity and assets? Regional Management Corp. earned a return on equity of 12% in FY25. Its lowest yearly reading on file was 5% in FY23. On its assets, every $100 earned about $4.54, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew −15.9% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Regional Management have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Regional Management shareholding pattern? 6.1% of Regional Management Corp.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 4.2 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Regional Management from balance-sheet trouble? For Regional Management Corp., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Regional Management rank in its industry? There is no score against its industry: Regional Management Corp. is not among the largest members shown in this industry comparison for Credit Services. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Regional Management compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Regional Management in size? Regional Management is the 36th largest of 42 Credit Services companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: OppFi Inc., Oportun Financial Corporation and Open Lending Corporation. Just below it: CPI Card Group Inc., High Templar Tech and TROOPS, Inc. ### Credit Services companies close in size

1. [OppFi Inc.](https://www.sectoralpha.in/us/stocks/opfi) $498 million
2. [Oportun Financial Corporation](https://www.sectoralpha.in/us/stocks/oprt) $462 million
3. [Open Lending Corporation](https://www.sectoralpha.in/us/stocks/lpro) $372 million
4. Regional Management Corp. $347 million
5. [CPI Card Group Inc.](https://www.sectoralpha.in/us/stocks/pmts) $286 million
6. [High Templar Tech Limited](https://www.sectoralpha.in/us/stocks/htt) $276 million
7. [TROOPS, Inc.](https://www.sectoralpha.in/us/stocks/troo) $249 million

[All 42 Credit Services companies, largest first](https://www.sectoralpha.in/us/sectors/credit-services#all-companies)

### Companies close in size in other industries

1. [AMC Global Media Inc.](https://www.sectoralpha.in/us/stocks/amcx) $325 million · Entertainment
2. [Community Health Systems, Inc.](https://www.sectoralpha.in/us/stocks/cyh) $325 million · Medical Care Facilities
3. Regional Management Corp. $325 million
4. [North American Construction Group Ltd.](https://www.sectoralpha.in/us/stocks/noa) $324 million · Oil & Gas Equipment & Services
5. [Cogent Communications Holdings, Inc.](https://www.sectoralpha.in/us/stocks/ccoi) $323 million · Telecom Services

## What else do people ask about Regional Management? ### What were Regional Management's latest quarterly results? Regional Management Corp. reported total income of $161 M and net profit of $8.2 M for the Jun 2026 quarter. Income rose 6.0% and profit fell 19.6% compared with a year earlier. Earnings per share were $0.85. The net margin was 5.1%, 1.6 percentage points lower than a year earlier (as of 3 November 2026). ### What is Regional Management's market cap? Regional Management Corp.'s market capitalisation is $347 M at a stock price of $38.78. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Regional Management performing? Regional Management Corp.'s latest readings are below. In its latest quarter, income rose 6.0% and profit fell 19.6% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 2 weeks running. This describes what the data did, not a rating (as of 3 November 2026). ### Will Regional Management's stock price go up? This page does not forecast Regional Management Corp.'s stock price. What it shows instead: the stock price is $38.78. Its P/BV of 0.9× is higher than 51% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 3 November 2026). ### Where is Regional Management in its business cycle? Regional Management Corp.'s FY25 net margin was 7.1%, against a 5-year range of 3.0% to 21.2%: the low end of its own range, which is often where recoveries start. The latest quarter was 5.1%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Regional Management story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Regional Management a stock worth studying right now? What the numbers show: Regional Management Corp.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.