# Reinsurance Group of America share price today (Reinsurance Group of America, Incorporated, RGA) > Reinsurance Group of America, Incorporated's earnings have grown faster than its share price. Earnings per share grew +64.9% in a year while the price moved +45.1%. RGA · Financials · Insurance - Reinsurance · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/rga Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms ## Key numbers - Business trend: Getting better, from the last 12 quarters - Price: $264.70 (+45.1% in a year) - P/BV: 1.3× (higher than 66% of the last 5.3 years) - Revenue (Jun 2026): $6.6 B (+18.5% on a year ago) - Profit (Jun 2026): $462 M (+156.7% on a year ago) - Net margin: 7.0% (+3.8 points on a year ago) - ROE: 12%, FY25 - ROA: 0.95%, latest Biggest thing to watch: the P/BV is higher than 66% of its own history, so the multiple has already done part of the work. ## What is the Reinsurance Group of America share price today? Reinsurance Group of America, Incorporated's share price was $264.70 at the close on 3 November 2026. It has been rising for 25 weeks. That is 17.4% above its average price over the last 200 trading days. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 18 weeks in a row. In the last 52 weeks it traded between $187 and $267, and at that close it sat 97% of the way up from that low. Over the last 10 years the share price moved +179% while the S&P 500 moved +255%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Reinsurance Group of America pay? Reinsurance Group of America, Incorporated paid $3.72 per share over the last four reported quarters. The most recent declaration was $0.93 for Jun 2026. At today's price of $264.70 that is a yield of 1.41%, based on dividends already paid, not a forecast. ## Which stock lists is Reinsurance Group of America on? Reinsurance Group of America is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Reinsurance Group of America profitable? Reinsurance Group of America, Incorporated earned $462 M of net profit in the Jun 2026 quarter, +156.7% on the same quarter a year earlier. That is the 4th quarter in a row of profit growth. Full-year FY25 profit was $1.2 B. Over 4 years profit has grown 0.3% a year on average. That is 7.0% of the quarter's revenue. The same quarter a year earlier earned $180 M. For the full year, FY25 profit was $1.2 B (+64.9% on the year before). Why profit moved: revenue changed +18.5% on a year earlier and the margin moved +3.8 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +111.8% and revenue +19.6%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Reinsurance Group of America make, and is it growing? Reinsurance Group of America, Incorporated reported $6.6 B of income in the Jun 2026 quarter, +18.5% on the same quarter a year earlier. That is the 5th quarter in a row with growth on the year before. Over 4 years it has grown 9.2% a year on average. The last full year, FY25, came in at $23.7 B. The last four reported quarters add to $26.0 B. FY25 revenue was $23.7 B, +7.2% on the year before. Recent pace: the last four quarters grew +19.6% on average, against 9.2% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +19.4%, against +10.2% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +95.8%, against +32.6% a year (accelerating). ## How much does Reinsurance Group of America keep from what it earns? Reinsurance Group of America, Incorporated's net margin was 7.0% in the Jun 2026 quarter, 3.8 percentage points higher than the same quarter a year ago. Across 5 years it has been between 3.2% and 7.0%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Reinsurance Group of America's loans have gone bad? Reinsurance Group of America, Incorporated does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Reinsurance Group of America's loan book growing? Reinsurance Group of America, Incorporated's revenue was $23.7 B in FY25, +7.2% on the year before, so the loan book is growing. The latest quarter was +18.5% on a year earlier. The net margin on that income is 7.0%, +3.8 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Reinsurance Group of America's P/BV ratio, and how does it compare with its own history? Reinsurance Group of America, Incorporated's P/BV is 1.3×, in the middle of its own history: higher than 66% of past readings. Its usual P/BV (the middle reading) is 1.2×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 12% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +45.1%. The price ran ahead of book value, which pushed the multiple up within its own range. Where the price move came from: over 5 years the price moved +19.0% a year; about +1.9% a year came from book-value growth and about +17.1 percentage points from the multiple (the market paying more). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Reinsurance Group of America business getting better or worse? Reinsurance Group of America, Incorporated's business is getting better. Profit growth hit its low 6 quarters ago at −20.5% and has recovered to +95.8%, with ROE rising at 10.9%. This is based on 12 quarters of 4 measures. Why it matters: a lasting rise from a low is what this page is built to show. ## How much does Reinsurance Group of America earn on its equity and assets? Reinsurance Group of America, Incorporated earned a return on equity of 9% in FY25. Its lowest yearly reading on file was 7% in FY24. On its assets, every $100 earned about $0.95, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 0.3% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Reinsurance Group of America have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Reinsurance Group of America shareholding pattern? 1.6% of Reinsurance Group of America, Incorporated's tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 2.4 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Reinsurance Group of America from balance-sheet trouble? For Reinsurance Group of America, Incorporated, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Reinsurance Group of America rank in its industry? 53.9 out of 100, rank 4 of 6 in Insurance - Reinsurance, with 80% of the evidence available. Reinsurance Group of America, Incorporated scores 53.9 out of 100 against the 6 companies it is compared with in Insurance - Reinsurance, ranking 4. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 19.9 + 7.1 + 10.2 + 16.7 = 53.9. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Reinsurance Group of America compared with? Reinsurance Group of America ranks 4 of 6 Insurance - Reinsurance companies on the 4-Factor Sector Score, with 53.9 out of 100. 1. [Everest Group, Ltd.](https://www.sectoralpha.in/us/stocks/eg) EG · turning · Most evidence points up · 80% evidence 70.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.0/35 · Income -5% · Profit 100% · 81% evidence Capital efficiency 15.6/25 · ROA 3.3% · ROE 17% · GNPA n/a · 68% evidence Valuation 14.3/20 · P/BV 0.92× · P/BV÷ROE 0.05 · 70% evidence Relative strength 17.6/20 · Lead over its industry 3.2% · Lead over S&P 500 12% · 1 year 25.9% · 100% evidence · 6 of 12 weeks ahead Exact sum: 23 + 15.6 + 14.3 + 17.6 = 70.5 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 2. [Hamilton Insurance Group, Ltd.](https://www.sectoralpha.in/us/stocks/hg) HG · turning · Evidence leans up · 80% evidence 61.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 16.0/35 · Income 15.1% · Profit 54.2% · 81% evidence Capital efficiency 20.3/25 · ROA 5.6% · ROE 31.1% · GNPA n/a · 68% evidence Valuation 15.4/20 · P/BV 1.15× · P/BV÷ROE 0.04 · 70% evidence Relative strength 9.4/20 · Lead over its industry 1.9% · Lead over S&P 500 10.5% · 1 year 39.8% · 100% evidence · 5 of 12 weeks ahead Exact sum: 16 + 20.3 + 15.4 + 9.4 = 61.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [SiriusPoint Ltd.](https://www.sectoralpha.in/us/stocks/spnt) SPNT · turning · Evidence leans up · 80% evidence 58.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.8/35 · Income 7.4% · Profit 100% · 81% evidence Capital efficiency 13.0/25 · ROA 2.3% · ROE 17.1% · GNPA n/a · 68% evidence Valuation 11.2/20 · P/BV 1.24× · P/BV÷ROE 0.07 · 70% evidence Relative strength 10.2/20 · Lead over its industry -0.3% · Lead over S&P 500 8.2% · 1 year 30.2% · 100% evidence · 5 of 12 weeks ahead Exact sum: 23.8 + 13 + 11.2 + 10.2 = 58.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. Reinsurance Group of America, Incorporated this page RGA · leader · Evidence leans up · 80% evidence 53.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.9/35 · Income 19.4% · Profit 95.8% · 81% evidence Capital efficiency 7.1/25 · ROA 0.8% · ROE 9.8% · GNPA n/a · 68% evidence Valuation 10.2/20 · P/BV 1.01× · P/BV÷ROE 0.1 · 70% evidence Relative strength 16.7/20 · Lead over its industry 5.5% · Lead over S&P 500 14.5% · 1 year 39% · 100% evidence · 12 of 12 weeks ahead Exact sum: 19.9 + 7.1 + 10.2 + 16.7 = 53.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. [RenaissanceRe Holdings Ltd.](https://www.sectoralpha.in/us/stocks/rnr) RNR · breaking out · Evidence leans up · 80% evidence 53.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 17.4/35 · Income -13.9% · Profit 32.3% · 81% evidence Capital efficiency 11.7/25 · ROA 2.7% · ROE 10.9% · GNPA n/a · 68% evidence Valuation 14.1/20 · P/BV 0.7× · P/BV÷ROE 0.07 · 70% evidence Relative strength 10.7/20 · Lead over its industry 0.5% · Lead over S&P 500 9% · 1 year 28.7% · 100% evidence · 6 of 12 weeks ahead Exact sum: 17.4 + 11.7 + 14.1 + 10.7 = 53.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [Greenlight Capital Re, Ltd.](https://www.sectoralpha.in/us/stocks/glre) GLRE · turning · Evidence leans up · 69% evidence 51.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 17.2/35 · Income -0.7% · Profit 34.2% · 52% evidence Capital efficiency 17.4/25 · ROA 4.6% · ROE 19.7% · GNPA n/a · 68% evidence Valuation 15.6/20 · P/BV 0.77× · P/BV÷ROE 0.04 · 70% evidence Relative strength 0.8/20 · Lead over its industry -13.1% · Lead over S&P 500 -5.7% · 1 year 17.9% · 100% evidence · 0 of 12 weeks ahead Exact sum: 17.2 + 17.4 + 15.6 + 0.8 = 51 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Jun 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Insurance - Reinsurance](https://www.sectoralpha.in/us/sectors/insurance-reinsurance), all 6 compared on one page. ## Which companies are close to Reinsurance Group of America in size? Reinsurance Group of America is the largest of 6 Insurance - Reinsurance companies on Sector Alpha by market value (scores of 3 November 2026). It is the largest. Just below it: Everest Group, RenaissanceRe Holdings, Hamilton Insurance Group, SiriusPoint and Greenlight Capital Re. ### Insurance - Reinsurance companies close in size 1. Reinsurance Group of America, Incorporated $17.3 billion 2. [Everest Group, Ltd.](https://www.sectoralpha.in/us/stocks/eg) $15.2 billion 3. [RenaissanceRe Holdings Ltd.](https://www.sectoralpha.in/us/stocks/rnr) $14 billion 4. [Hamilton Insurance Group, Ltd.](https://www.sectoralpha.in/us/stocks/hg) $3.6 billion 5. [SiriusPoint Ltd.](https://www.sectoralpha.in/us/stocks/spnt) $3 billion 6. [Greenlight Capital Re, Ltd.](https://www.sectoralpha.in/us/stocks/glre) $499 million [All 6 Insurance - Reinsurance companies, largest first](https://www.sectoralpha.in/us/sectors/insurance-reinsurance#all-companies) ### Companies close in size in other industries 1. [Tower Semiconductor Ltd.](https://www.sectoralpha.in/us/stocks/tsem) $17.6 billion · Semiconductors 2. [Reddit, Inc.](https://www.sectoralpha.in/us/stocks/rddt) $17.6 billion · Internet Content & Information 3. Reinsurance Group of America, Incorporated $17.5 billion 4. [Nutanix, Inc.](https://www.sectoralpha.in/us/stocks/ntnx) $17.4 billion · Software - Infrastructure 5. [Magna International Inc.](https://www.sectoralpha.in/us/stocks/mga) $17.4 billion · Auto Parts ## What else do people ask about Reinsurance Group of America? ### What were Reinsurance Group of America's latest quarterly results? Reinsurance Group of America, Incorporated reported total income of $6.6 B and net profit of $462 M for the Jun 2026 quarter. Income rose 18.5% and profit rose 156.7% compared with a year earlier. Earnings per share were $7.01 (as of 3 November 2026). ### What is Reinsurance Group of America's market cap? Reinsurance Group of America, Incorporated's market capitalisation is $17.3 B at a stock price of $264.70. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Reinsurance Group of America performing? Reinsurance Group of America, Incorporated's share price has been rising for 25 weeks. In its latest quarter, income rose 18.5% and profit rose 156.7% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 18 weeks running (as of 3 November 2026). ### Will Reinsurance Group of America's stock price go up? This page does not forecast Reinsurance Group of America, Incorporated's stock price. What it shows instead: the stock price is $264.70, and it has been rising for 25 weeks. Its P/BV of 1.3× is higher than 66% of its own last 5 years (as of 3 November 2026). ### Where is Reinsurance Group of America in its business cycle? Reinsurance Group of America, Incorporated's FY25 net margin was 5.0%, against a 5-year range of 3.2% to 7.0%: the middle of its own range, neither a peak nor a low. The latest quarter was 7.0%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Reinsurance Group of America story? Biggest thing to watch: the P/BV is higher than 66% of its own history, so the multiple has already done part of the work. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Reinsurance Group of America a stock worth studying right now? What the numbers show: Reinsurance Group of America, Incorporated's earnings have grown faster than its share price. Earnings per share grew +64.9% in a year while the price moved +45.1%. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.