# Qfin Holdings share price today (Qfin Holdings, Inc., QFIN)

> Qfin Holdings, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. QFIN · Financials · Credit Services · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/qfin

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## Key numbers

- Business trend: Slowing from a peak, from fewer quarters than usual
- Price: $5.50 (−75.3% in a year)
- P/BV: 0.2×, against its own history
- Revenue (Jun 2026): ₹3.6 B (−31.6% on a year ago)
- Profit (Jun 2026): ₹0.4 B (−76.6% on a year ago)
- Net margin: 11.4% (−21.8 points on a year ago)
- ROE: 15%, FY25
- ROA: 6.55%, latest

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the Qfin Holdings share price today? Qfin Holdings, Inc.'s share price was $5.50 at the close on 4 November 2026. It has been falling for 48 weeks. That is 55.2% below its average price over the last 200 trading days. In the last 52 weeks it traded between $5 and $22, and at that close it sat 2% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 18 weeks running. Over the last 7.9 years the share price moved −66% while the S&P 500 moved +219%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 2 July 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Qfin Holdings pay? Qfin Holdings, Inc. declared ₹3.12 per local share for Jun 2026, and ₹19.21 over the last four reported quarters. It reports in its home currency, and one US-listed share can stand for several local shares, so we do not set this against the dollar price or show a yield. ## Which stock lists is Qfin Holdings on? Qfin Holdings is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Qfin Holdings profitable? Qfin Holdings, Inc. earned ₹0.4 B of net profit in the Jun 2026 quarter, −76.6% on the same quarter a year earlier. Full-year FY25 profit was ₹6.0 B. Over 4 years profit has grown 0.9% a year on average. That is 11.4% of the quarter's revenue. The same quarter a year earlier earned ₹1.7 B. For the full year, FY25 profit was ₹6.0 B (−4.4% on the year before). Why profit moved: revenue changed −31.6% on a year earlier and the margin moved −21.8 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed −48.7% and revenue −9.5%. Profit is growing slower than sales: rising costs are taking part of the growth. This company reports in its home currency, not US dollars, so the money charts are left out here. The figures in the text are in that currency (₹); nothing is converted. ## How much revenue does Qfin Holdings make, and is it growing? Qfin Holdings, Inc. reported ₹3.6 B of income in the Jun 2026 quarter, −31.6% on the same quarter a year earlier. Over 4 years it has grown 3.7% a year on average. The last full year, FY25, came in at ₹19.2 B. The last four reported quarters add to ₹16.8 B. FY25 revenue was ₹19.2 B, +11.9% on the year before. Recent pace: the last four quarters grew −9.5% on average, against 3.7% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −10.6%, against −0.9% a year over the last 8 quarters (rolling over); profit over the last 12 months grew −48.4%, against −11.7% a year (rolling over). This company reports in its home currency, not US dollars, so the money charts are left out here. The figures in the text are in that currency (₹); nothing is converted. ## How much does Qfin Holdings keep from what it earns? Qfin Holdings, Inc.'s net margin was 11.4% in the Jun 2026 quarter, 21.8 percentage points lower than the same quarter a year ago. Across 5 years it has been between 24.3% and 36.5%. The latest quarter is below every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Qfin Holdings' loans have gone bad? Qfin Holdings, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Qfin Holdings' loan book growing? Qfin Holdings, Inc.'s revenue was ₹19.2 B in FY25, +11.9% on the year before, so the loan book is growing. The latest quarter was −31.6% on a year earlier. The net margin on that income is 11.4%, −21.8 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. This company reports in its home currency, not US dollars, so the money charts are left out here. The figures in the text are in that currency (₹); nothing is converted. ## What is Qfin Holdings' P/BV ratio, and how does it compare with its own history? Qfin Holdings, Inc.'s P/BV is 0.2×, with too little history to compare. This compares the share price with the company’s own past. It does not say what the business is worth. In short: there is too little history to say whether the multiple is high or low for this company, so the book value trend underneath matters more than the multiple. ## Is the Qfin Holdings business getting better or worse? Qfin Holdings, Inc.'s business is slowing from a peak. Revenue and profit growth have slowed sharply (revenue growth from +11.9% at its peak to −10.6% now), while ROE is still 15.1%. This is based on 12 quarters of 3 measures, with some gaps. Why it matters: slowing from a peak is where good stories often end quietly. This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution. ## How much does Qfin Holdings earn on its equity and assets? Qfin Holdings, Inc. earned a return on equity of 25% in FY25. Its lowest yearly reading on file was 20% in FY23. On its assets, every ₹100 earned about ₹6.55, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 0.9% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Qfin Holdings have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Qfin Holdings shareholding pattern? We have no ownership or short-position figures for Qfin Holdings, Inc., so this section says so rather than fill the gap. At normal trading volumes, closing those positions would take about 1.1 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. ## How far is Qfin Holdings from balance-sheet trouble? For Qfin Holdings, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Qfin Holdings rank in its industry? There is no score against its industry: Qfin Holdings, Inc. is not among the largest members shown in this industry comparison for Credit Services. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Qfin Holdings compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Qfin Holdings in size? Qfin Holdings is the 32nd largest of 42 Credit Services companies on Sector Alpha by market value (scores of 4 November 2026). Just above it: Lufax Holding, Green Dot Corporation and World Acceptance Corporation. Just below it: Oportun Financial Corporation, OppFi Inc. and Open Lending Corporation. ### Credit Services companies close in size

1. [Lufax Holding Ltd](https://www.sectoralpha.in/us/stocks/lu) $738 million
2. [Green Dot Corporation](https://www.sectoralpha.in/us/stocks/gdot) $727 million
3. [World Acceptance Corporation](https://www.sectoralpha.in/us/stocks/wrld) $725 million
4. Qfin Holdings, Inc. $669 million
5. [Oportun Financial Corporation](https://www.sectoralpha.in/us/stocks/oprt) $599 million
6. [OppFi Inc.](https://www.sectoralpha.in/us/stocks/opfi) $543 million
7. [Open Lending Corporation](https://www.sectoralpha.in/us/stocks/lpro) $372 million

[All 42 Credit Services companies, largest first](https://www.sectoralpha.in/us/sectors/credit-services#all-companies)

### Companies close in size in other industries

1. [New Mountain Finance Corporation](https://www.sectoralpha.in/us/stocks/nmfc) $671 million · Asset Management
2. [Gold Royalty Corp.](https://www.sectoralpha.in/us/stocks/groy) $670 million · Gold
3. Qfin Holdings, Inc. $669 million
4. [AH REALTY TRUST INC](https://www.sectoralpha.in/us/stocks/ahrt) $669 million · REIT - Diversified
5. [MFA Financial, Inc.](https://www.sectoralpha.in/us/stocks/mfa) $668 million · REIT - Mortgage

## What else do people ask about Qfin Holdings? ### What were Qfin Holdings's latest quarterly results? Qfin Holdings, Inc. reported total income of ₹3.6 B and net profit of ₹0.4 B for the Jun 2026 quarter. Income fell 31.6% and profit fell 76.6% compared with a year earlier. The net margin was 11.4%, 21.8 percentage points lower than a year earlier (as of 4 November 2026). ### What is Qfin Holdings's market cap? Qfin Holdings, Inc.'s market capitalisation is $669 M at a stock price of $5.50. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is Qfin Holdings performing? Qfin Holdings, Inc.'s share price has been falling for 48 weeks. In its latest quarter, income fell 31.6% and profit fell 76.6% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 18 weeks running (as of 4 November 2026). ### Will Qfin Holdings's stock price go up? This page does not forecast Qfin Holdings, Inc.'s stock price. What it shows instead: the stock price is $5.50, and it has been falling for 48 weeks. Nobody can reliably say which way a price will move, and this site does not try (as of 4 November 2026). ### Where is Qfin Holdings in its business cycle? Qfin Holdings, Inc.'s FY25 net margin was 31.2%, against a 5-year range of 24.3% to 36.5%: the middle of its own range, neither a peak nor a low. The latest quarter was 11.4%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the Qfin Holdings story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is Qfin Holdings a stock worth studying right now? What the numbers show: Qfin Holdings, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.