# Preferred Bank share price today (Preferred Bank, PFBC)

> Preferred Bank's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. PFBC · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/pfbc

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## Key numbers

- Business trend: Getting better, from the last 12 quarters
- Price: $103.49 (+13.0% in a year)
- P/BV: 1.6× (higher than 61% of the last 1 year)
- Revenue (Sep 2026): $69.7 M (−3.8% on a year ago)
- Profit (Sep 2026): $32.9 M (−8.3% on a year ago)
- Net margin: 47.3% (−2.3 points on a year ago)
- ROE: 17%, FY25
- ROA: 1.73%, latest

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the Preferred Bank share price today? Preferred Bank's share price was $103.49 at the close on 5 November 2026. That is 5.1% above its average price over the last 200 trading days. In the last 52 weeks it traded between $84 and $109, and at that close it sat 77% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. Over the last 1 year the share price moved +13% while the S&P 500 moved +18%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Preferred Bank pay? Preferred Bank paid $3.20 per share over the last four reported quarters. The most recent declaration was $0.80 for Sep 2026. At today's price of $103.49 that is a yield of 3.09%, based on dividends already paid, not a forecast. ## Which stock lists is Preferred Bank on? Preferred Bank is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Preferred Bank profitable? Preferred Bank earned $32.9 M of net profit in the Sep 2026 quarter, −8.3% on the same quarter a year earlier. Full-year FY25 profit was $134 M. Over 4 years profit has grown 8.8% a year on average. That is 47.3% of the quarter's revenue. The same quarter a year earlier earned $35.9 M. For the full year, FY25 profit was $134 M (+2.3% on the year before). Why profit moved: revenue changed −3.8% on a year earlier and the margin moved −2.3 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +3.2% and revenue +2.1%. Profit and revenue are moving at about the same pace. ## How much revenue does Preferred Bank make, and is it growing? Preferred Bank reported $69.7 M of income in the Sep 2026 quarter, −3.8% on the same quarter a year earlier. Over 4 years it has grown 10.1% a year on average. The last full year, FY25, came in at $281 M. The last four reported quarters add to $284 M. FY25 revenue was $281 M, +2.6% on the year before. Recent pace: the last four quarters grew +2.1% on average, against 10.1% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +2.0%, against +2.3% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +2.7%, against −1.4% a year (accelerating). ## How much does Preferred Bank keep from what it earns? Preferred Bank's net margin was 47.3% in the Sep 2026 quarter, 2.3 percentage points lower than the same quarter a year ago. Across 5 years it has been between 47.5% and 52.4%. The latest quarter is below every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Preferred Bank's loans have gone bad? Preferred Bank does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Preferred Bank's loan book growing? Preferred Bank's revenue was $281 M in FY25, +2.6% on the year before, so the loan book is growing. The latest quarter was −3.8% on a year earlier. The net margin on that income is 47.3%, −2.3 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Preferred Bank's P/BV ratio, and how does it compare with its own history? Preferred Bank's P/BV is 1.6×, in the middle of its own history: higher than 61% of past readings. Its usual P/BV (the middle reading) is 1.5×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved +13.0%. Price and book value moved together, so the multiple stayed in its range. In short: the multiple is about average against its own past, so the book value trend underneath matters more than the multiple. ## Is the Preferred Bank business getting better or worse? Preferred Bank's business is getting better. EPS growth hit its low 6 quarters ago at −8.5% and has recovered to +9.5%, with ROE steady at 16.7%. This is based on 12 quarters of 4 measures. Why it matters: a lasting rise from a low is what this page is built to show. ## How much does Preferred Bank earn on its equity and assets? Preferred Bank earned a return on equity of 17% in FY25. Its lowest yearly reading on file was 16% in FY21. On its assets, every $100 earned about $1.73, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does Preferred Bank have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Preferred Bank shareholding pattern? 12.8% of Preferred Bank's tradable shares are in short positions, which are bets that the price will fall, so a large group of traders is betting against it. At normal trading volumes, closing those positions would take about 8.5 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Preferred Bank from balance-sheet trouble? For Preferred Bank, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Preferred Bank rank in its industry? There is no score against its industry: Preferred Bank is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Preferred Bank compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Preferred Bank in size? Preferred Bank is the 142nd largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: First Mid Bancshares, Inc., HBT Financial, Inc. and Community Trust Bancorp, Inc. Just below it: Old Second Bancorp, Inc., Metropolitan Bank Holding Corp. and Heritage Financial Corporation. ### Banks - Regional companies close in size

1. [First Mid Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/fmbh) $1.4 billion
2. [HBT Financial, Inc.](https://www.sectoralpha.in/us/stocks/hbt) $1.3 billion
3. [Community Trust Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/ctbi) $1.3 billion
4. Preferred Bank $1.2 billion
5. [Old Second Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/osbc) $1.2 billion
6. [Metropolitan Bank Holding Corp.](https://www.sectoralpha.in/us/stocks/mcb) $1.2 billion
7. [Heritage Financial Corporation](https://www.sectoralpha.in/us/stocks/hfwa) $1.2 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [United Fire Group, Inc.](https://www.sectoralpha.in/us/stocks/ufcs) $1.3 billion · Insurance - Property & Casualty
2. [Capital Clean Energy Carriers Corp.](https://www.sectoralpha.in/us/stocks/ccec) $1.3 billion · Marine Shipping
3. Preferred Bank $1.3 billion
4. [Ichor Holdings, Ltd.](https://www.sectoralpha.in/us/stocks/ichr) $1.3 billion · Semiconductor Equipment & Materials
5. [MannKind Corporation](https://www.sectoralpha.in/us/stocks/mnkd) $1.3 billion · Biotechnology

## What else do people ask about Preferred Bank? ### What were Preferred Bank's latest quarterly results? Preferred Bank reported total income of $69.7 M and net profit of $32.9 M for the Sep 2026 quarter. Income fell 3.8% and profit fell 8.3% compared with a year earlier. Earnings per share were $2.73. The net margin was 47.3%, 2.3 percentage points lower than a year earlier (as of 5 November 2026). ### What is Preferred Bank's market cap? Preferred Bank's market capitalisation is $1.2 B at a stock price of $103.49. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Preferred Bank performing? Preferred Bank's latest readings are below. In its latest quarter, income fell 3.8% and profit fell 8.3% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running. This describes what the data did, not a rating (as of 5 November 2026). ### Will Preferred Bank's stock price go up? This page does not forecast Preferred Bank's stock price. What it shows instead: the stock price is $103.49. Its P/BV of 1.6× is higher than 61% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 5 November 2026). ### Where is Preferred Bank in its business cycle? Preferred Bank's FY25 net margin was 47.5%, against a 5-year range of 47.5% to 52.4%: the low end of its own range, which is often where recoveries start. The latest quarter was 47.3%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Preferred Bank story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Preferred Bank a stock worth studying right now? What the numbers show: Preferred Bank's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.