# Bank OZK share price today (Bank OZK, OZK)

> Bank OZK's P/BV is near the low end of its own history, higher than only 34% of past readings, and its quarterly results are still getting worse. OZK · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/ozk

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## Key numbers

- Business trend: Getting worse, from the last 12 quarters
- Price: $51.09 (+15.1% in a year)
- P/BV: 0.9× (lower than 66% of the last 5.6 years)
- Revenue (Sep 2026): $391 M (−2.5% on a year ago)
- Profit (Sep 2026): $164 M (−9.0% on a year ago)
- Net margin: 42.0% (−3.0 points on a year ago)
- ROE: 11%, FY25
- ROA: 1.59%, latest

The main question: the P/BV is near the low end of its own history, higher than only 34% of past readings, but results are getting worse. A low multiple can stay low until the quarters turn. ## What is the Bank OZK share price today? Bank OZK's share price was $51.09 at the close on 5 November 2026. It has been stalling near its high for 3 weeks. That is 5.2% above its average price over the last 200 trading days. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. In the last 52 weeks it traded between $43 and $52, and at that close it sat 85% of the way up from that low. Over the last 10 years the share price moved +39% while the S&P 500 moved +245%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Bank OZK pay? Bank OZK paid $1.86 per share over the last four reported quarters. The most recent declaration was $0.48 for Sep 2026. At today's price of $51.09 that is a yield of 3.64%, based on dividends already paid, not a forecast. ## Which stock lists is Bank OZK on? Bank OZK is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Bank OZK profitable? Bank OZK earned $164 M of net profit in the Sep 2026 quarter, −9.0% on the same quarter a year earlier. Full-year FY25 profit was $699 M. Over 4 years profit has grown 4.8% a year on average. That is 42.0% of the quarter's revenue. The same quarter a year earlier earned $181 M. For the full year, FY25 profit was $699 M (−0.1% on the year before). Why profit moved: revenue changed −2.5% on a year earlier and the margin moved −3.0 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed −6.6% and revenue +0.2%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Bank OZK make, and is it growing? Bank OZK reported $391 M of income in the Sep 2026 quarter, −2.5% on the same quarter a year earlier. Over 4 years it has grown 7.5% a year on average. The last full year, FY25, came in at $1.6 B. The last four reported quarters add to $1.5 B. FY25 revenue was $1.6 B, +4.9% on the year before. Recent pace: the last four quarters grew +0.2% on average, against 7.5% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +0.1%, against +2.8% a year over the last 8 quarters (stabilising); profit over the last 12 months grew −6.6%, against −2.5% a year (rolling over). ## How much does Bank OZK keep from what it earns? Bank OZK's net margin was 42.0% in the Sep 2026 quarter, 3.0 percentage points lower than the same quarter a year ago. Across 5 years it has been between 45.0% and 49.7%. The latest quarter is below every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Bank OZK's loans have gone bad? Bank OZK does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Bank OZK's loan book growing? Bank OZK's revenue was $1.6 B in FY25, +4.9% on the year before, so the loan book is growing. The latest quarter was −2.5% on a year earlier. The net margin on that income is 42.0%, −3.0 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Bank OZK's P/BV ratio, and how does it compare with its own history? Bank OZK's P/BV is 0.9×, near the low end of its own history: it has been lower only 34% of the time. Its usual P/BV (the middle reading) is 1.0×, over 5.6 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 11% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +15.1%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved +1.3% a year; about +8.9% a year came from book-value growth and about −7.6 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the Bank OZK business getting better or worse? Bank OZK's business is getting worse. Profit and EPS growth are shrinking: profit growth is −6.6% in the latest quarter, against +23.2% at its best in 12 quarters, with ROE steady at 10.7%. This is based on 12 quarters of 4 measures. Why it matters: falling lines mean any ratio below that looks low should be read with that direction in mind. ## How much does Bank OZK earn on its equity and assets? Bank OZK earned a return on equity of 11% in FY25. That is its lowest yearly reading on file. On its assets, every $100 earned about $1.59, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does Bank OZK have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Bank OZK shareholding pattern? 18.9% of Bank OZK's tradable shares are in short positions, which are bets that the price will fall, so a large group of traders is betting against it. At normal trading volumes, closing those positions would take about 11.3 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Bank OZK from balance-sheet trouble? For Bank OZK, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Bank OZK rank in its industry? There is no score against its industry: Bank OZK is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Bank OZK compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Bank OZK in size? Bank OZK is the 52nd largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Home BancShares, Inc., Hancock Whitney Corporation and Associated Banc-Corp. Just below it: Atlantic Union Bankshares Corporation, Ameris Bancorp and Axos Financial, Inc. ### Banks - Regional companies close in size

1. [Home BancShares, Inc.](https://www.sectoralpha.in/us/stocks/homb) $6 billion
2. [Hancock Whitney Corporation](https://www.sectoralpha.in/us/stocks/hwc) $5.7 billion
3. [Associated Banc-Corp](https://www.sectoralpha.in/us/stocks/asb) $5.6 billion
4. Bank OZK $5.5 billion
5. [Atlantic Union Bankshares Corporation](https://www.sectoralpha.in/us/stocks/aub) $5.5 billion
6. [Ameris Bancorp](https://www.sectoralpha.in/us/stocks/abcb) $5.5 billion
7. [Axos Financial, Inc.](https://www.sectoralpha.in/us/stocks/ax) $5.2 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Pegasystems Inc.](https://www.sectoralpha.in/us/stocks/pega) $5.6 billion · Software - Application
2. [SSR Mining Inc.](https://www.sectoralpha.in/us/stocks/ssrm) $5.6 billion · Gold
3. Bank OZK $5.6 billion
4. [Scholar Rock Holding Corporation](https://www.sectoralpha.in/us/stocks/srrk) $5.6 billion · Biotechnology
5. [Varonis Systems, Inc.](https://www.sectoralpha.in/us/stocks/vrns) $5.6 billion · Software - Infrastructure

## What else do people ask about Bank OZK? ### What were Bank OZK's latest quarterly results? Bank OZK reported total income of $391 M and net profit of $164 M for the Sep 2026 quarter. Income fell 2.5% and profit fell 9.0% compared with a year earlier. Earnings per share were $1.50. The net margin was 42.0%, 3.0 percentage points lower than a year earlier (as of 5 November 2026). ### What is Bank OZK's market cap? Bank OZK's market capitalisation is $5.5 B at a stock price of $51.09. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Bank OZK performing? Bank OZK's share price has been stalling near its high for 3 weeks. In its latest quarter, income fell 2.5% and profit fell 9.0% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running (as of 5 November 2026). ### Will Bank OZK's stock price go up? This page does not forecast Bank OZK's stock price. What it shows instead: the stock price is $51.09, and it has been stalling near its high for 3 weeks. Its P/BV of 0.9× is higher than 34% of its own last 6 years (as of 5 November 2026). ### Where is Bank OZK in its business cycle? Bank OZK's FY25 net margin was 45.0%, against a 5-year range of 45.0% to 49.7%: the low end of its own range, which is often where recoveries start. The latest quarter was 42.0%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Bank OZK story? The main question: the P/BV is near the low end of its own history, higher than only 34% of past readings, but results are getting worse. A low multiple can stay low until the quarters turn. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Bank OZK a stock worth studying right now? What the numbers show: Bank OZK's P/BV is near the low end of its own history, higher than only 34% of past readings, and its quarterly results are still getting worse. The main open question: whether results start to improve. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.