# Ohio Valley Banc share price today (Ohio Valley Banc Corp., OVBC)

> Ohio Valley Banc Corp. is reporting record margins. OVBC · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/ovbc

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## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $49.10 (+39.3% in a year)
- P/BV: 1.4× (higher than 99% of the last 1 year)
- Revenue (Jun 2026): $14.8 M (−8.7% on a year ago)
- Profit (Jun 2026): $2.9 M (−30.5% on a year ago)
- Net margin: 19.7% (−6.2 points on a year ago)
- ROE: 9%, FY25
- ROA: 0.90%, latest

Biggest thing to watch: the net margin is the best this company has ever reported. Every ratio looks better at a record, so the story depends on the net margin staying high. ## What is the Ohio Valley Banc share price today? Ohio Valley Banc Corp.'s share price was $49.10 at the close on 4 November 2026. That is 9.9% above its average price over the last 200 trading days. In the last 52 weeks it traded between $35 and $50, and at that close it sat 93% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 6 weeks in a row. Over the last 1 year the share price moved +42% while the S&P 500 moved +18%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Ohio Valley Banc pay? Ohio Valley Banc Corp. paid $0.94 per share over the last four reported quarters. The most recent declaration was $0.25 for Jun 2026. At today's price of $49.10 that is a yield of 1.91%, based on dividends already paid, not a forecast. ## Which stock lists is Ohio Valley Banc on? Ohio Valley Banc is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Ohio Valley Banc profitable? Ohio Valley Banc Corp. earned $2.9 M of net profit in the Jun 2026 quarter, −30.5% on the same quarter a year earlier. Full-year FY25 profit was $15.6 M. Over 4 years profit has grown 7.4% a year on average. That is 19.7% of the quarter's revenue. The same quarter a year earlier earned $4.2 M. For the full year, FY25 profit was $15.6 M (+41.8% on the year before). Why profit moved: revenue changed −8.7% on a year earlier and the margin moved −6.2 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +8.9% and revenue −1.5%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Ohio Valley Banc make, and is it growing? Ohio Valley Banc Corp. reported $14.8 M of income in the Jun 2026 quarter, −8.7% on the same quarter a year earlier. Over 4 years it has grown 5.5% a year on average. The last full year, FY25, came in at $63.7 M. The last four reported quarters add to $62.4 M. FY25 revenue was $63.7 M, +7.0% on the year before. Recent pace: the last four quarters grew −1.5% on average, against 5.5% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −1.7%, against +5.7% a year over the last 8 quarters (rolling over); profit over the last 12 months grew +2.6%, against +12.4% a year (rolling over). ## How much does Ohio Valley Banc keep from what it earns? Ohio Valley Banc Corp.'s net margin was 19.7% in the Jun 2026 quarter, 6.2 percentage points lower than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between 18.5% and 24.5%. The latest quarter is within that range. Across 5 years it has been between 18.5% and 24.5%, and FY25's 24.5% is the highest of them. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. When margins are at a record, every ratio built on profit looks better than usual, so watch whether they hold. ## How many of Ohio Valley Banc's loans have gone bad? Ohio Valley Banc Corp. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Ohio Valley Banc's loan book growing? Ohio Valley Banc Corp.'s revenue was $63.7 M in FY25, +7.0% on the year before, so the loan book is growing. The latest quarter was −8.7% on a year earlier. The net margin on that income is 19.7%, −6.2 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Ohio Valley Banc's P/BV ratio, and how does it compare with its own history? Ohio Valley Banc Corp.'s P/BV is 1.4×, about the highest it has ever been. Its usual P/BV (the middle reading) is 1.2×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 9% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +39.3%. The price ran ahead of book value, which pushed the multiple up within its own range. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Ohio Valley Banc business getting better or worse? Ohio Valley Banc Corp.'s business is giving mixed signals. There is no clear direction across the growth lines, with ROE steady at 8.2%; each line tells part of the story. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does Ohio Valley Banc earn on its equity and assets? Ohio Valley Banc Corp. earned a return on equity of 9% in FY25. Its lowest yearly reading on file was 7% in FY24. On its assets, every $100 earned about $0.90, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 7.4% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Ohio Valley Banc have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Ohio Valley Banc shareholding pattern? 1.4% of Ohio Valley Banc Corp.'s tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 2.0 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Ohio Valley Banc from balance-sheet trouble? For Ohio Valley Banc Corp., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Ohio Valley Banc rank in its industry? There is no score against its industry: Ohio Valley Banc Corp. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Ohio Valley Banc compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Ohio Valley Banc in size? Ohio Valley Banc is the 269th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: First Internet Bancorp, Peoples Bancorp of North Carolina, Inc. and Citizens Community Bancorp, Inc. Just below it: OP Bancorp, GBank Financial Holdings Inc. and First Capital, Inc. ### Banks - Regional companies close in size

1. [First Internet Bancorp](https://www.sectoralpha.in/us/stocks/inbk) $237 million
2. [Peoples Bancorp of North Carolina, Inc.](https://www.sectoralpha.in/us/stocks/pebk) $237 million
3. [Citizens Community Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/czwi) $234 million
4. Ohio Valley Banc Corp. $231 million
5. [OP Bancorp](https://www.sectoralpha.in/us/stocks/opbk) $230 million
6. [GBank Financial Holdings Inc.](https://www.sectoralpha.in/us/stocks/gbfh) $225 million
7. [First Capital, Inc.](https://www.sectoralpha.in/us/stocks/fcap) $215 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Global Water Resources, Inc.](https://www.sectoralpha.in/us/stocks/gwrs) $232 million · Utilities - Regulated Water
2. [Peoples Bancorp of North Carolina, Inc.](https://www.sectoralpha.in/us/stocks/pebk) $231 million · Banks - Regional
3. Ohio Valley Banc Corp. $230 million
4. [The Lovesac Company](https://www.sectoralpha.in/us/stocks/love) $229 million · Furnishings, Fixtures & Appliances
5. [Kaltura, Inc.](https://www.sectoralpha.in/us/stocks/kltr) $229 million · Software - Application

## What else do people ask about Ohio Valley Banc? ### What were Ohio Valley Banc's latest quarterly results? Ohio Valley Banc Corp. reported total income of $14.8 M and net profit of $2.9 M for the Jun 2026 quarter. Income fell 8.7% and profit fell 30.5% compared with a year earlier. Earnings per share were $0.62 (as of 4 November 2026). ### What is Ohio Valley Banc's market cap? Ohio Valley Banc Corp.'s market capitalisation is $231 M at a stock price of $49.10. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is Ohio Valley Banc performing? Ohio Valley Banc Corp.'s latest readings are below. In its latest quarter, income fell 8.7% and profit fell 30.5% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 6 weeks running. This describes what the data did, not a rating (as of 4 November 2026). ### Will Ohio Valley Banc's stock price go up? This page does not forecast Ohio Valley Banc Corp.'s stock price. What it shows instead: the stock price is $49.10. Its P/BV of 1.4× is higher than 99% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 4 November 2026). ### Where is Ohio Valley Banc in its business cycle? Ohio Valley Banc Corp.'s FY25 net margin was 24.5%, against a 5-year range of 18.5% to 24.5%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 19.7%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the Ohio Valley Banc story? Biggest thing to watch: the net margin is the best this company has ever reported. Every ratio looks better at a record, so the story depends on the net margin staying high. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is Ohio Valley Banc a stock worth studying right now? What the numbers show: Ohio Valley Banc Corp. is reporting record margins. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.