# Oportun Financial share price today (Oportun Financial Corporation, OPRT)

> Oportun Financial Corporation's results are improving, and its P/BV is near the top of its own history, higher than 100% of past readings. OPRT · Financials · Credit Services · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/oprt

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## Key numbers

- Price: $10.04 (+88.4% in a year)
- P/BV: 1.2× (higher than 100% of the last 1 year)
- Revenue (Jun 2026): $191 M (+9.4% on a year ago)
- Profit (Jun 2026): $8.5 M (+24.1% on a year ago)
- Net margin: 4.5% (+0.6 points on a year ago)
- ROE: 9%, FY25

The main question: results are strong, and the P/BV is higher than 100% of its own history. ## What is the Oportun Financial share price today? Oportun Financial Corporation's share price was $10.04 at the close on 3 November 2026. That is 60.1% above its average price over the last 200 trading days. In the last 52 weeks it traded between $4 and $10, and at that close it was at the high of that range. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 14 weeks in a row. Over the last 1 year the share price moved +48% while the S&P 500 moved +21%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Oportun Financial pay? Oportun Financial Corporation pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is Oportun Financial on? Oportun Financial is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Oportun Financial profitable? Oportun Financial Corporation earned $8.5 M of net profit in the Jun 2026 quarter, +24.1% on the same quarter a year earlier. Full-year FY25 profit was $25.2 M. Over 4 years profit has grown −14.6% a year on average. That is 4.5% of the quarter's revenue. The same quarter a year earlier earned $6.9 M. 5 of the last 12 reported quarters were loss-making. Why profit moved: revenue changed +9.4% on a year earlier and the margin moved +0.6 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed −37.6% and revenue +2.9%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Oportun Financial make, and is it growing? Oportun Financial Corporation reported $191 M of income in the Jun 2026 quarter, +9.4% on the same quarter a year earlier. That is the 3rd quarter in a row with growth on the year before. Over 4 years it has grown 5.8% a year on average. The last full year, FY25, came in at $725 M. The last four reported quarters add to $744 M. FY25 revenue was $725 M, −5.0% on the year before. Recent pace: the last four quarters grew +2.9% on average, against 5.8% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +2.6%, against −5.0% a year over the last 8 quarters (accelerating). ## How much does Oportun Financial keep from what it earns? Oportun Financial Corporation's net margin was 4.5% in the Jun 2026 quarter, 0.6 percentage points higher than the same quarter a year ago. Across 5 years it has been between −20.5% and 8.2%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Oportun Financial's loans have gone bad? Oportun Financial Corporation does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Oportun Financial's loan book growing? Oportun Financial Corporation's revenue was $725 M in FY25, −5.0% on the year before, so the loan book is not growing. The latest quarter was +9.4% on a year earlier. The net margin on that income is 4.5%, +0.6 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Oportun Financial's P/BV ratio, and how does it compare with its own history? Oportun Financial Corporation's P/BV is 1.2×, about the highest it has ever been. Its usual P/BV (the middle reading) is 0.7×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 9% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Oportun Financial business getting better or worse? Oportun Financial Corporation's business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 12 quarters of 2 measures, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. One or more growth lines have an extreme jump caused by comparing with a near-zero or loss-making quarter. Those jumps are capped before reading and drawn at the edge of the chart, so one odd quarter does not decide the result. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does Oportun Financial earn on its equity and assets? Oportun Financial Corporation earned a return on equity of 7% in FY25. Its lowest yearly reading on file was −45% in FY23. On its assets, every $100 earned about $1.16, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew −14.6% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Oportun Financial have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Oportun Financial shareholding pattern? 5.1% of Oportun Financial Corporation's tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 2.1 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Oportun Financial from balance-sheet trouble? For Oportun Financial Corporation, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Oportun Financial rank in its industry? There is no score against its industry: Oportun Financial Corporation is not among the largest members shown in this industry comparison for Credit Services. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Oportun Financial compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Oportun Financial in size? Oportun Financial is the 34th largest of 42 Credit Services companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: Lufax Holding, Qfin Holdings, Inc. and OppFi Inc. Just below it: Open Lending Corporation, Regional Management Corp. and CPI Card Group Inc. ### Credit Services companies close in size

1. [Lufax Holding Ltd](https://www.sectoralpha.in/us/stocks/lu) $707 million
2. [Qfin Holdings, Inc.](https://www.sectoralpha.in/us/stocks/qfin) $641 million
3. [OppFi Inc.](https://www.sectoralpha.in/us/stocks/opfi) $498 million
4. Oportun Financial Corporation $462 million
5. [Open Lending Corporation](https://www.sectoralpha.in/us/stocks/lpro) $372 million
6. [Regional Management Corp.](https://www.sectoralpha.in/us/stocks/rm) $347 million
7. [CPI Card Group Inc.](https://www.sectoralpha.in/us/stocks/pmts) $286 million

[All 42 Credit Services companies, largest first](https://www.sectoralpha.in/us/sectors/credit-services#all-companies)

### Companies close in size in other industries

1. [Industrial Logistics Properties Trust](https://www.sectoralpha.in/us/stocks/ilpt) $455 million · REIT - Industrial
2. [Bank of Marin Bancorp](https://www.sectoralpha.in/us/stocks/bmrc) $455 million · Banks - Regional
3. Oportun Financial Corporation $455 million
4. [Franklin BSP Realty Trust, Inc.](https://www.sectoralpha.in/us/stocks/fbrt) $455 million · REIT - Mortgage
5. [HUYA Inc.](https://www.sectoralpha.in/us/stocks/huya) $454 million · Entertainment

## What else do people ask about Oportun Financial? ### What were Oportun Financial's latest quarterly results? Oportun Financial Corporation reported total income of $191 M and net profit of $8.5 M for the Jun 2026 quarter. Income rose 9.4% and profit rose 24.1% compared with a year earlier. Earnings per share were $0.17. The net margin was 4.5%, 0.6 percentage points higher than a year earlier (as of 3 November 2026). ### What is Oportun Financial's market cap? Oportun Financial Corporation's market capitalisation is $462 M at a stock price of $10.04. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Oportun Financial performing? Oportun Financial Corporation's latest readings are below. In its latest quarter, income rose 9.4% and profit rose 24.1% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 14 weeks running. This describes what the data did, not a rating (as of 3 November 2026). ### Will Oportun Financial's stock price go up? This page does not forecast Oportun Financial Corporation's stock price. What it shows instead: the stock price is $10.04. Its P/BV of 1.2× is higher than 100% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 3 November 2026). ### Where is Oportun Financial in its business cycle? Oportun Financial Corporation's FY25 net margin was 3.5%, against a 5-year range of −20.5% to 8.2%: the middle of its own range, neither a peak nor a low. The latest quarter was 4.5%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Oportun Financial story? The main question: results are strong, and the P/BV is higher than 100% of its own history. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Oportun Financial a stock worth studying right now? What the numbers show: Oportun Financial Corporation's results are improving, and its P/BV is near the top of its own history, higher than 100% of past readings. The main open question: whether earnings grow enough to match the multiple. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.