# Onity Group share price today (Onity Group Inc., ONIT)

> Onity Group Inc.'s P/BV is near the low end of its own history, higher than only 7% of past readings, and its quarterly results are still getting worse. ONIT · Financials · Mortgage Finance · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/onit

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## Key numbers

- Business trend: Mixed, from fewer quarters than usual
- Price: $28.68 (−23.5% in a year)
- P/BV: 0.4× (lower than 93% of the last 1 year)
- Revenue (Jun 2026): $283 M (+14.7% on a year ago)
- Profit (Jun 2026): −$12.9 M (−162.9% on a year ago)
- Net margin: −4.6% (−12.9 points on a year ago)
- ROE: 24%, FY25
- ROA: 2.66%, latest

The main question: yearly earnings per share moved +419.6% while the share price moved −23.5%. ## What is the Onity Group share price today? Onity Group Inc.'s share price was $28.68 at the close on 3 November 2026. That is 23.9% below its average price over the last 200 trading days. In the last 52 weeks it traded between $26 and $53, and at that close it sat 11% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 10 weeks running. Over the last 1 year the share price moved −23% while the S&P 500 moved +21%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 28 August 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Onity Group pay? Onity Group Inc. pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is Onity Group on? Onity Group is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Onity Group profitable? Onity Group Inc. posted a net loss of $12.9 M in the Jun 2026 quarter. Full-year FY25 profit was $190 M. Over 4 years profit has grown 79.9% a year on average. That loss is 4.6% of the quarter's revenue. The same quarter a year earlier earned $20.5 M. 3 of the last 12 reported quarters were loss-making. Jun 2026 profit was −$12.9 M, −162.9% on a year earlier. For the full year, FY25 profit was $190 M (+459.0% on the year before). Why profit moved: revenue changed +14.7% on a year earlier and the margin moved −12.9 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed −83.0% and revenue +16.8%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Onity Group make, and is it growing? Onity Group Inc. reported $283 M of income in the Jun 2026 quarter, +14.7% on the same quarter a year earlier. That is the 6th quarter in a row with growth on the year before. Over 4 years it has grown 0.4% a year on average. The last full year, FY25, came in at $1.1 B. The last four reported quarters add to $1.1 B. FY25 revenue was $1.1 B, +9.3% on the year before. Recent pace: the last four quarters grew +16.8% on average, against 0.4% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +16.3%, against +6.1% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +300.0%, against +827.4% a year (rolling over). ## How much does Onity Group keep from what it earns? Onity Group Inc.'s net margin was −4.6% in the Jun 2026 quarter, 12.9 percentage points lower than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between −6.0% and 17.8%. The latest quarter is within that range. Across 5 years it has been between −6.0% and 17.8%, and FY25's 17.8% is the highest of them. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead. ## How many of Onity Group's loans have gone bad? Onity Group Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Onity Group's loan book growing? Onity Group Inc.'s revenue was $1.1 B in FY25, +9.3% on the year before, so the loan book is growing. The latest quarter was +14.7% on a year earlier. The net margin on that income is −4.6%, −12.9 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Onity Group's P/BV ratio, and how does it compare with its own history? Onity Group Inc.'s P/BV is 0.4×, near the low end of its own history: it has been lower only 7% of the time. Its usual P/BV (the middle reading) is 0.6×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks. Why the multiple is where it is: over the past year book value grew while the price moved −23.5%. Price and book value moved together, so the multiple stayed in its range. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the Onity Group business getting better or worse? Onity Group Inc.'s business is giving mixed signals. Revenue growth is rising at +16.3% while profit growth is slowing from its peak at +300.0%, so the lines disagree and each one tells part of the story. This is based on 12 quarters of 3 measures, with some gaps. Why it matters: when the lines disagree, each line above matters more than any single label. This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution. ## How much does Onity Group earn on its equity and assets? Onity Group Inc. earned a return on equity of 28% in FY25. Its lowest yearly reading on file was −16% in FY23. On its assets, every $100 earned about $2.66, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 79.9% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Onity Group have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Onity Group shareholding pattern? 6.9% of Onity Group Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 3.7 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Onity Group from balance-sheet trouble? For Onity Group Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Onity Group rank in its industry? 52.2 out of 100, rank 4 of 9 in Mortgage Finance, with 80% of the evidence available. Onity Group Inc. scores 52.2 out of 100 against the 9 companies it is compared with in Mortgage Finance, ranking 4. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 22.7 + 14.1 + 8.6 + 6.8 = 52.2. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Onity Group compared with? Onity Group ranks 4 of 9 Mortgage Finance companies on the 4-Factor Sector Score, with 52.2 out of 100. 1. [Velocity Financial, Inc.](https://www.sectoralpha.in/us/stocks/vel) VEL · basing · Evidence leans up · 80% evidence 63.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.7/35 · Income 45.4% · Profit 30.9% · 81% evidence Capital efficiency 15.4/25 · ROA 1.2% · ROE 13% · GNPA n/a · 68% evidence Valuation 15.2/20 · P/BV 1× · P/BV÷ROE 0.08 · 70% evidence Relative strength 11.6/20 · Lead over its industry 14.9% · Lead over S&P 500 -16.9% · 1 year -16.7% · 100% evidence · 0 of 12 weeks ahead Exact sum: 21.7 + 15.4 + 15.2 + 11.6 = 63.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 2. [Rocket Companies, Inc.](https://www.sectoralpha.in/us/stocks/rkt) RKT · turning · Evidence leans up · 69% evidence 60.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.8/35 · Income 98.9% · Profit n/a · 52% evidence Capital efficiency 15.0/25 · ROA 3.4% · ROE 5.2% · GNPA n/a · 68% evidence Valuation 3.3/20 · P/BV 1.89× · P/BV÷ROE 0.36 · 70% evidence Relative strength 17.2/20 · Lead over its industry 19.5% · Lead over S&P 500 -15.8% · 1 year -14.5% · 100% evidence · 1 of 12 weeks ahead Exact sum: 24.8 + 15 + 3.3 + 17.2 = 60.3 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [UWM Holdings Corporation](https://www.sectoralpha.in/us/stocks/uwmc) UWMC · turning · Evidence leans up · 80% evidence 56.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 14.0/35 · Income 4.3% · Profit -416.7% · 81% evidence Capital efficiency 19.6/25 · ROA 4.3% · ROE 42.7% · GNPA n/a · 68% evidence Valuation 16.5/20 · P/BV 0.79× · P/BV÷ROE 0.02 · 70% evidence Relative strength 6.7/20 · Lead over its industry -28.3% · Lead over S&P 500 -53.7% · 1 year -69.7% · 100% evidence · 1 of 12 weeks ahead Exact sum: 14 + 19.6 + 16.5 + 6.7 = 56.8 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 4. Onity Group Inc. this page ONIT · basing · Evidence leans up · 80% evidence 52.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.7/35 · Income 16.1% · Profit 100% · 81% evidence Capital efficiency 14.1/25 · ROA 2.4% · ROE 4.5% · GNPA n/a · 68% evidence Valuation 8.6/20 · P/BV 0.51× · P/BV÷ROE 0.11 · 70% evidence Relative strength 6.8/20 · Lead over its industry -1.6% · Lead over S&P 500 -30.4% · 1 year -25.2% · 100% evidence · 0 of 12 weeks ahead Exact sum: 22.7 + 14.1 + 8.6 + 6.8 = 52.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. [Better Home & Finance Holding Company](https://www.sectoralpha.in/us/stocks/betr) BETR · turning · Too little evidence to rank firmly · 57% evidence 48.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.4/35 · Income 48.4% · Profit n/a · 52% evidence Capital efficiency 4.0/25 · ROA -12.8% · ROE -863.2% · GNPA n/a · 68% evidence Valuation 9.0/20 · P/BV 8.96× · P/BV÷ROE n/a · 10% evidence Relative strength 9.9/20 · Lead over its industry -4.5% · Lead over S&P 500 -36.2% · 1 year -66.8% · 100% evidence · 1 of 12 weeks ahead Exact sum: 25.4 + 4 + 9 + 9.9 = 48.3 · What this means: Some evidence is missing, so the score is pulled toward the middle on purpose. 6. [PennyMac Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/pfsi) PFSI · basing · Evidence leans down · 80% evidence 41.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 15.9/35 · Income 21.7% · Profit 2.1% · 81% evidence Capital efficiency 12.6/25 · ROA 1.1% · ROE 7.6% · GNPA n/a · 68% evidence Valuation 8.5/20 · P/BV 1.04× · P/BV÷ROE 0.14 · 70% evidence Relative strength 4.6/20 · Lead over its industry -6% · Lead over S&P 500 -35% · 1 year -49.3% · 100% evidence · 0 of 12 weeks ahead Exact sum: 15.9 + 12.6 + 8.5 + 4.6 = 41.6 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 7. Greystone Housing Impact Investors LP GHI · quiet · Evidence leans down · 69% evidence 39.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 16.1/35 · Income 22.2% · Profit n/a · 52% evidence Capital efficiency 7.5/25 · ROA 0.4% · ROE 1.4% · GNPA n/a · 68% evidence Valuation 6.2/20 · P/BV 0.37× · P/BV÷ROE 0.27 · 70% evidence Relative strength 10.1/20 · Lead over its industry 2.2% · Lead over S&P 500 -26.6% · 1 year -33.1% · 100% evidence · 5 of 12 weeks ahead Exact sum: 16.1 + 7.5 + 6.2 + 10.1 = 39.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 8. [Walker & Dunlop, Inc.](https://www.sectoralpha.in/us/stocks/wd) WD · basing · Evidence leans down · 80% evidence 39.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 14.5/35 · Income 7.8% · Profit -64.8% · 81% evidence Capital efficiency 12.5/25 · ROA 1.3% · ROE 4.1% · GNPA n/a · 68% evidence Valuation 5.9/20 · P/BV 1.09× · P/BV÷ROE 0.27 · 70% evidence Relative strength 6.3/20 · Lead over its industry -5.9% · Lead over S&P 500 -33.9% · 1 year -49.3% · 100% evidence · 0 of 12 weeks ahead Exact sum: 14.5 + 12.5 + 5.9 + 6.3 = 39.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 9. loanDepot, Inc. LDI · basing · Too little evidence to rank firmly · 57% evidence 28.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 11.5/35 · Income 12.1% · Profit n/a · 52% evidence Capital efficiency 5.3/25 · ROA -3.1% · ROE -60.8% · GNPA n/a · 68% evidence Valuation 9.8/20 · P/BV 0.87× · P/BV÷ROE n/a · 10% evidence Relative strength 1.5/20 · Lead over its industry -44.5% · Lead over S&P 500 -63.9% · 1 year -78.5% · 100% evidence · 0 of 12 weeks ahead Exact sum: 11.5 + 5.3 + 9.8 + 1.5 = 28.1 · What this means: Some evidence is missing, so the score is pulled toward the middle on purpose. Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Jun 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Mortgage Finance](https://www.sectoralpha.in/us/sectors/mortgage-finance), all 9 compared on one page. ## Which companies are close to Onity Group in size? Onity Group is the 7th largest of 8 Mortgage Finance companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: PennyMac Financial Services, Inc., UWM Holdings Corporation, Walker & Dunlop, Inc., Velocity Financial, Inc. and Better Home & Finance Holding Company. Just below it: loanDepot, Inc. ### Mortgage Finance companies close in size

1. [PennyMac Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/pfsi) $3.3 billion
2. [UWM Holdings Corporation](https://www.sectoralpha.in/us/stocks/uwmc) $2.6 billion
3. [Walker & Dunlop, Inc.](https://www.sectoralpha.in/us/stocks/wd) $1.2 billion
4. [Velocity Financial, Inc.](https://www.sectoralpha.in/us/stocks/vel) $622 million
5. [Better Home & Finance Holding Company](https://www.sectoralpha.in/us/stocks/betr) $362 million
6. Onity Group Inc. $240 million
7. [loanDepot, Inc.](https://www.sectoralpha.in/us/stocks/ldi) $198 million

[All 8 Mortgage Finance companies, largest first](https://www.sectoralpha.in/us/sectors/mortgage-finance#all-companies)

### Companies close in size in other industries

1. [High Tide Inc.](https://www.sectoralpha.in/us/stocks/hiti) $231 million · Pharmaceutical Retailers
2. [AerSale Corporation](https://www.sectoralpha.in/us/stocks/asle) $231 million · Airports & Air Services
3. Onity Group Inc. $230 million
4. [Vanda Pharmaceuticals Inc.](https://www.sectoralpha.in/us/stocks/vnda) $229 million · Biotechnology
5. [American Outdoor Brands, Inc.](https://www.sectoralpha.in/us/stocks/aout) $229 million · Leisure

## What else do people ask about Onity Group? ### What were Onity Group's latest quarterly results? Onity Group Inc. reported total income of $283 M and a net loss of $12.9 M for the Jun 2026 quarter. Income rose 14.7% and profit fell 162.9% compared with a year earlier. Earnings per share were −$1.53 (as of 3 November 2026). ### What is Onity Group's market cap? Onity Group Inc.'s market capitalisation is $240 M at a stock price of $28.68. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Onity Group performing? Onity Group Inc.'s latest readings are below. In its latest quarter, income rose 14.7% and profit fell 162.9% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 10 weeks running. This describes what the data did, not a rating (as of 3 November 2026). ### Will Onity Group's stock price go up? This page does not forecast Onity Group Inc.'s stock price. What it shows instead: the stock price is $28.68. Its P/BV of 0.4× is higher than 7% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 3 November 2026). ### Where is Onity Group in its business cycle? Onity Group Inc.'s FY25 net margin was 17.8%, against a 5-year range of −6.0% to 17.8%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was −4.6%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Onity Group story? The main question: yearly earnings per share moved +419.6% while the share price moved −23.5%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Onity Group a stock worth studying right now? What the numbers show: Onity Group Inc.'s P/BV is near the low end of its own history, higher than only 7% of past readings, and its quarterly results are still getting worse. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.