# NerdWallet share price today (NerdWallet, Inc., NRDS)

> NerdWallet, Inc.'s P/E is near the low end of its own history, higher than only 23% of past readings, and its quarterly results are still getting worse. NRDS · Communication Services · Internet Content & Information · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/nrds

Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms

## Key numbers

- Price: $10.84 (−7.1% in a year)
- P/E: 11.9× (lower than 77% of the last 3.6 years)
- Revenue (Jun 2026): $197 M (+5.6% on a year ago)
- Profit (Jun 2026): $4.3 M (−47.6% on a year ago)
- Operating margin: 3.5% (−2.2 points on a year ago)
- ROE: 13%, FY25
- ROIC: 22.1%, against a 10.8% cost of capital: +11.3 points
- Profit that came in as cash: 257%, last 2 years

The main question: yearly earnings per share moved +68.4% while the share price moved −7.1%. ## What is the NerdWallet share price today? NerdWallet, Inc.'s share price was $10.84 at the close on 3 November 2026. It has been stalling near its high for 4 weeks. That is 10.4% above its average price over the last 200 trading days. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 4 weeks in a row. In the last 52 weeks it traded between $8 and $15, and at that close it sat 40% of the way up from that low. Over the last 5 years the share price moved −58% while the S&P 500 moved +61%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does NerdWallet pay? NerdWallet, Inc. pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is NerdWallet on? NerdWallet is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is NerdWallet profitable? NerdWallet, Inc. earned $4.3 M of net profit in the Jun 2026 quarter, −47.6% on the same quarter a year earlier. Full-year FY25 profit was $48.7 M. That is 2.2% of the quarter's revenue. The same quarter a year earlier earned $8.2 M. 3 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was $48.7 M (+60.2% on the year before). Why profit moved: revenue changed +5.6% on a year earlier and the margin moved −2.2 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +3,329.6% and revenue +11.7%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does NerdWallet make, and is it growing? NerdWallet, Inc. reported $197 M of revenue in the Jun 2026 quarter, +5.6% on the same quarter a year earlier. That is the 9th quarter in a row with growth on the year before. Over 4 years it has grown 21.8% a year on average. The last full year, FY25, came in at $837 M. The last four reported quarters add to $860 M. FY25 revenue was $837 M, +21.7% on the year before. Recent pace: the last four quarters grew +11.7% on average, against 21.8% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +11.5%, against +19.8% a year over the last 8 quarters (rolling over). ## How much of every $100 of sales does NerdWallet keep? NerdWallet, Inc.'s operating margin was 3.5% in the Jun 2026 quarter, 2.2 percentage points lower than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between −5.5% and 7.8%. The latest quarter is within that range. Across 5 years it has been between −5.5% and 7.8%, and FY25's 7.8% is the highest of them. Why the margin moved: operating margin changed −2.2 percentage points on the year while gross margin changed +2.1 points. So the drop came mostly from the gross margin, which means input costs and prices charged. As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead. ## Is NerdWallet's profit turning into cash? Over the last 2 years, 257% of NerdWallet, Inc.'s reported profit came in as cash from its operations, so the profit is backed by cash. In FY25 it brought in $132 M of operating cash against $48.7 M of profit. After $1.3 M of spending on assets, $130 M was left over as free cash. Cash-flow figures here are yearly, because quarterly cash statements are not published, so this section changes once a year. Why: the cash figure is clear, but the day counts behind it are not in our data, so we show it without guessing the reason. What to look at next: the main use of cash is spending on assets. The next section checks what that spending is building. ## Where does NerdWallet's cash go? NerdWallet, Inc. does not report the customer, stock and supplier day counts a cash cycle needs, so this section looks at its spending on assets instead. It spent $2.6 M on assets over the last 3 years. Averaged over those years that is 0.1% of FY25 revenue a year. Nothing is estimated in place of the missing day counts, so no cash-cycle chart is drawn. Spending on assets: $2.6 M over the last 3 years. In short: the cash is going into new capacity, not getting stuck in the daily cycle. The question is whether the new capacity earns. ## What is NerdWallet's P/E ratio, and how does it compare with its own history? NerdWallet, Inc.'s P/E is 11.9×, near the low end of its own history: it has been lower only 23% of the time. Its usual P/E (the middle reading) is 21.0×, over 3.6 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Keep one thing in mind: margins are the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks. Why the multiple is where it is: over the past year earnings per share moved +68.4% while the price moved −7.1%. Earnings did better than the price, which pulled the multiple down within its own range. Where the price move came from: over 3 years the price moved −1.8% a year; about +361.9% a year came from earnings growth and about −363.7 percentage points from the multiple (the market paying less). The split is approximate (price return minus earnings growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the earnings trend underneath matters more than the multiple. ## Is the NerdWallet business getting better or worse? NerdWallet, Inc.'s business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 12 quarters of 2 measures, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. One or more growth lines have an extreme jump caused by comparing with a near-zero or loss-making quarter. Those jumps are capped before reading and drawn at the edge of the chart, so one odd quarter does not decide the result. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does NerdWallet earn on its capital? NerdWallet, Inc. earned a ROE of 13% in FY25. That is up from a low of −17% in FY21. Its return on capital used (ROIC) is 11.3 percentage points above its cost of capital, so growth here adds value, not just size. It comes from a 5.8% net margin and 1.81× asset turnover (sales divided by assets). Why the return is what it is (FY25): a 5.8% net margin × 1.81× asset turnover × 1.23× leverage (assets divided by equity) ≈ 12.9% on equity. The margin does its share; borrowing plays a small part, so this return is earned, not borrowed. The key test, return on capital used minus the cost of capital: 22.1% − 10.8% = +11.3 percentage points. The 10.8% is an estimate of this company's own cost of capital. Read the sign and size of the gap, not the decimals. A gap this wide means each dollar put back into the business creates more than a dollar of value. The 22.1% ROIC above is the latest reading, as reported. The yearly chart below shows FY25 at 15.7%, and the quarterly chart works out each 12-month window from the quarterly figures, so the readings differ by date, not by method. ## Does NerdWallet have too much debt? NerdWallet, Inc. has total debt of $12.2 M against shareholder equity of $326 M as of Jun 2026, so its debt is 0.04× its equity, which is very little. Year by year, that ratio went from 0.06 in FY21 to 0.04 in FY25. So the returns on this page come from the business, not from borrowed money. ## What is the NerdWallet shareholding pattern? 19.5% of NerdWallet, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so a large group of traders is betting against it. At normal trading volumes, closing those positions would take about 6.7 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is NerdWallet from balance-sheet trouble? For NerdWallet, Inc., the Z-score is 7.45. A Z-score above about 3 is safe and below about 1.8 signals danger, so this is well clear of danger. It estimates how far the balance sheet is from trouble; it is not a forecast of failure. Why it matters: a Z-score of 7.45 is well clear of the danger zone, so the balance sheet is not the risk here. ## How does NerdWallet rank in its industry? There is no score against its industry: NerdWallet, Inc. is not among the largest members shown in this industry comparison for Internet Content & Information. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is NerdWallet compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to NerdWallet in size? NerdWallet is the 31st largest of 40 Internet Content & Information companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: Bumble Inc., Nextdoor Holdings, Inc. and MediaAlpha, Inc. Just below it: Hello Group Inc., Groupon, Inc. and Cars.com Inc. ### Internet Content & Information companies close in size

1. [Bumble Inc.](https://www.sectoralpha.in/us/stocks/bmbl) $916 million
2. [Nextdoor Holdings, Inc.](https://www.sectoralpha.in/us/stocks/nxdr) $897 million
3. [MediaAlpha, Inc.](https://www.sectoralpha.in/us/stocks/max) $897 million
4. NerdWallet, Inc. $693 million
5. [Hello Group Inc.](https://www.sectoralpha.in/us/stocks/momo) $631 million
6. [Groupon, Inc.](https://www.sectoralpha.in/us/stocks/grpn) $630 million
7. [Cars.com Inc.](https://www.sectoralpha.in/us/stocks/cars) $619 million

[All 40 Internet Content & Information companies, largest first](https://www.sectoralpha.in/us/sectors/internet-content-information#all-companies)

### Companies close in size in other industries

1. [Capital Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/cbnk) $704 million · Banks - Regional
2. [MNTN, Inc.](https://www.sectoralpha.in/us/stocks/mntn) $704 million · Software - Application
3. NerdWallet, Inc. $703 million
4. [VersaBank](https://www.sectoralpha.in/us/stocks/vbnk) $703 million · Banks - Regional
5. [Green Dot Corporation](https://www.sectoralpha.in/us/stocks/gdot) $700 million · Credit Services

## What else do people ask about NerdWallet? ### What were NerdWallet's latest quarterly results? NerdWallet, Inc. reported revenue of $197 M and net profit of $4.3 M for the Jun 2026 quarter. Revenue rose 5.6% and profit fell 47.6% compared with a year earlier. Earnings per share were $0.07. The operating margin was 3.5%, 2.2 percentage points lower than a year earlier (as of 3 November 2026). ### What is NerdWallet's market cap? NerdWallet, Inc.'s market capitalisation is $693 M at a stock price of $10.84. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is NerdWallet performing? NerdWallet, Inc.'s share price has been stalling near its high for 4 weeks. In its latest quarter, revenue rose 5.6% and profit fell 47.6% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 4 weeks running (as of 3 November 2026). ### Will NerdWallet's stock price go up? This page does not forecast NerdWallet, Inc.'s stock price. What it shows instead: the stock price is $10.84, and it has been stalling near its high for 4 weeks. Its P/E of 11.9× is higher than 23% of its own last 4 years (as of 3 November 2026). ### Where is NerdWallet in its business cycle? NerdWallet, Inc.'s FY25 operating margin was 7.8%, against a 5-year range of −5.5% to 7.8%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 3.5%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the NerdWallet story? The main question: yearly earnings per share moved +68.4% while the share price moved −7.1%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is NerdWallet a stock worth studying right now? What the numbers show: NerdWallet, Inc.'s P/E is near the low end of its own history, higher than only 23% of past readings, and its quarterly results are still getting worse. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.