# Northpointe Bancshares share price today (Northpointe Bancshares, Inc., NPB)

> Northpointe Bancshares, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. NPB · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/npb

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## Key numbers

- Price: $16.14 (+1.8% in a year)
- P/BV: 0.9× (lower than 62% of the last 1 year)
- Revenue (Sep 2026): $55.1 M (−13.3% on a year ago)
- Profit (Sep 2026): $13.9 M (−30.8% on a year ago)
- Net margin: 25.3% (−6.4 points on a year ago)
- ROE: 13%, FY25

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the Northpointe Bancshares share price today? Northpointe Bancshares, Inc.'s share price was $16.14 at the close on 4 November 2026. It has been moving sideways for 16 weeks. That is 6.8% below its average price over the last 200 trading days. In the last 52 weeks it traded between $15 and $19, and at that close it sat 21% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 30 weeks running. Over the last 1 year the share price moved +11% while the S&P 500 moved +22%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 10 April 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Northpointe Bancshares pay? Northpointe Bancshares, Inc. paid $0.11 per share over the last four reported quarters. The most recent declaration was $0.03 for Sep 2026. At today's price of $16.14 that is a yield of 0.68%, based on dividends already paid, not a forecast. ## Which stock lists is Northpointe Bancshares on? Northpointe Bancshares is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Northpointe Bancshares profitable? Northpointe Bancshares, Inc. earned $13.9 M of net profit in the Sep 2026 quarter, −30.8% on the same quarter a year earlier. Full-year FY25 profit was $71.6 M. Over 3 years profit has grown 74.1% a year on average. That is 25.3% of the quarter's revenue. The same quarter a year earlier earned $20.1 M. 1 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was $71.6 M (+51.9% on the year before). Why profit moved: revenue changed −13.3% on a year earlier and the margin moved −6.4 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +34.9% and revenue +19.9%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Northpointe Bancshares make, and is it growing? Northpointe Bancshares, Inc. reported $55.1 M of income in the Sep 2026 quarter, −13.3% on the same quarter a year earlier. Over 3 years it has grown −2.4% a year on average. The last full year, FY25, came in at $238 M. The last four reported quarters add to $249 M. FY25 revenue was $238 M, +27.9% on the year before. Recent pace: the last four quarters grew +19.9% on average, against −2.4% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +16.2%, against +19.0% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +21.3%, against +41.6% a year (rolling over). ## How much does Northpointe Bancshares keep from what it earns? Northpointe Bancshares, Inc.'s net margin was 25.3% in the Sep 2026 quarter, 6.4 percentage points lower than the same quarter a year ago. Across 4 years it has been between 5.3% and 30.1%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Northpointe Bancshares' loans have gone bad? Northpointe Bancshares, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Northpointe Bancshares' loan book growing? Northpointe Bancshares, Inc.'s revenue was $238 M in FY25, +27.9% on the year before, so the loan book is growing. The latest quarter was −13.3% on a year earlier. The net margin on that income is 25.3%, −6.4 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Northpointe Bancshares' P/BV ratio, and how does it compare with its own history? Northpointe Bancshares, Inc.'s P/BV is 0.9×, in the middle of its own history: higher than 38% of past readings. Its usual P/BV (the middle reading) is 1.0×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved +1.8%. Price and book value moved together, so the multiple stayed in its range. In short: the multiple is about average against its own past, so the book value trend underneath matters more than the multiple. ## Is the Northpointe Bancshares business getting better or worse? Northpointe Bancshares, Inc.'s business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 9 quarters of 2 measures, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. One or more growth lines have an extreme jump caused by comparing with a near-zero or loss-making quarter. Those jumps are capped before reading and drawn at the edge of the chart, so one odd quarter does not decide the result. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does Northpointe Bancshares earn on its equity and assets? Northpointe Bancshares, Inc. earned a return on equity of 13% in FY25. Its lowest yearly reading on file was 3% in FY22. On its assets, every $100 earned about $1.13, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 74.1% a year over 3 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Northpointe Bancshares have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Northpointe Bancshares shareholding pattern? 5.0% of Northpointe Bancshares, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 2.4 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Northpointe Bancshares from balance-sheet trouble? For Northpointe Bancshares, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Northpointe Bancshares rank in its industry? There is no score against its industry: Northpointe Bancshares, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Northpointe Bancshares compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Northpointe Bancshares in size? Northpointe Bancshares is the 206th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Bank7 Corp., ChoiceOne Financial Services, Inc. and Grupo Supervielle S.A. Just below it: Sierra Bancorp, Northrim BanCorp, Inc. and Orange County Bancorp, Inc. ### Banks - Regional companies close in size

1. [Bank7 Corp.](https://www.sectoralpha.in/us/stocks/bsvn) $568 million
2. [ChoiceOne Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/cofs) $561 million
3. [Grupo Supervielle S.A.](https://www.sectoralpha.in/us/stocks/supv) $560 million
4. Northpointe Bancshares, Inc. $558 million
5. [Sierra Bancorp](https://www.sectoralpha.in/us/stocks/bsrr) $548 million
6. [Northrim BanCorp, Inc.](https://www.sectoralpha.in/us/stocks/nrim) $545 million
7. [Orange County Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/obt) $542 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Anteris Technologies Global Corp.](https://www.sectoralpha.in/us/stocks/avr) $546 million · Medical Instruments & Supplies
2. [Park Aerospace Corp.](https://www.sectoralpha.in/us/stocks/pke) $545 million · Aerospace & Defense
3. Northpointe Bancshares, Inc. $545 million
4. [Carriage Services, Inc.](https://www.sectoralpha.in/us/stocks/csv) $544 million · Personal Services
5. [Gilat Satellite Networks Ltd.](https://www.sectoralpha.in/us/stocks/gilt) $544 million · Communication Equipment

## What else do people ask about Northpointe Bancshares? ### What were Northpointe Bancshares's latest quarterly results? Northpointe Bancshares, Inc. reported total income of $55.1 M and net profit of $13.9 M for the Sep 2026 quarter. Income fell 13.3% and profit fell 30.8% compared with a year earlier. Earnings per share were $0.39. The net margin was 25.3%, 6.4 percentage points lower than a year earlier (as of 4 November 2026). ### What is Northpointe Bancshares's market cap? Northpointe Bancshares, Inc.'s market capitalisation is $558 M at a stock price of $16.14. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is Northpointe Bancshares performing? Northpointe Bancshares, Inc.'s share price has been moving sideways for 16 weeks. In its latest quarter, income fell 13.3% and profit fell 30.8% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 30 weeks running (as of 4 November 2026). ### Will Northpointe Bancshares's stock price go up? This page does not forecast Northpointe Bancshares, Inc.'s stock price. What it shows instead: the stock price is $16.14, and it has been moving sideways for 16 weeks. Its P/BV of 0.9× is higher than 38% of its own last 2 years (as of 4 November 2026). ### Where is Northpointe Bancshares in its business cycle? Northpointe Bancshares, Inc.'s FY25 net margin was 30.1%, against a 4-year range of 5.3% to 30.1%: the middle of its own range, neither a peak nor a low. The latest quarter was 25.3%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the Northpointe Bancshares story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is Northpointe Bancshares a stock worth studying right now? What the numbers show: Northpointe Bancshares, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.