# Northfield Bancorp share price (Northfield Bancorp, Inc., NFBK)

> Northfield Bancorp, Inc.'s share price has risen faster than its earnings: +34.4% in a year, against −97.2% for earnings per share. NFBK · Financials · Banks - Regional · data as of 20 July 2026. Page: https://www.sectoralpha.in/us/stocks/nfbk

Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms

## Key numbers

- Business trend: Getting worse, from the last 12 quarters
- Price: $15.31 (+34.4% in a year)
- P/BV: 0.9× (higher than 71% of the last 5 years)
- Revenue (Mar 2026): $40.1 M (+24.5% on a year ago)
- Profit (Mar 2026): $11.8 M (+50.4% on a year ago)
- Net margin: 29.5% (+5.1 points on a year ago)
- ROE: 1%, FY25
- ROA: 0.08%, latest

The main question: the share price moved +34.4% in a year while yearly earnings per share moved −97.2%. The difference came from the market paying a higher multiple. ## What is the Northfield Bancorp share price? Northfield Bancorp, Inc.'s share price was $15.31 at the close on 20 July 2026. It has been rising for 19 weeks. That is 19.4% above its average price over the last 200 trading days. In the last 52 weeks it traded between $10 and $15, and at that close it was at the high of that range. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 2 weeks in a row. Over the last 10 years the share price moved +4% while the S&P 500 moved +250%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Northfield Bancorp pay? Northfield Bancorp, Inc. paid $0.52 per share over the last four reported quarters. The most recent declaration was $0.13 for Mar 2026. At today's price of $15.31 that is a yield of 3.40%, based on dividends already paid, not a forecast. ## Which stock lists is Northfield Bancorp on? Northfield Bancorp is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Northfield Bancorp profitable? Northfield Bancorp, Inc. earned $11.8 M of net profit in the Mar 2026 quarter, +50.4% on the same quarter a year earlier. Full-year FY25 profit was $796 K. Over 4 years profit has grown −67.4% a year on average. That is 29.5% of the quarter's revenue. The same quarter a year earlier earned $7.9 M. 1 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was $796 K (−97.3% on the year before). Why profit moved: revenue changed +24.5% on a year earlier and the margin moved +5.1 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed −41.9% and revenue +20.9%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Northfield Bancorp make, and is it growing? Northfield Bancorp, Inc. reported $40.1 M of income in the Mar 2026 quarter, +24.5% on the same quarter a year earlier. That is the 6th quarter in a row with growth on the year before. Over 4 years it has grown −4.5% a year on average. The last full year, FY25, came in at $147 M. The last four reported quarters add to $155 M. FY25 revenue was $147 M, +15.7% on the year before. Recent pace: the last four quarters grew +20.9% on average, against −4.5% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +20.6%, against +9.7% a year over the last 8 quarters (accelerating); profit over the last 12 months grew −84.9%, against −61.5% a year (rolling over). ## How much does Northfield Bancorp keep from what it earns? Northfield Bancorp, Inc.'s net margin was 29.5% in the Mar 2026 quarter, 5.1 percentage points higher than the same quarter a year ago. Across 5 years it has been between 0.5% and 40.1%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Northfield Bancorp's loans have gone bad? Northfield Bancorp, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Northfield Bancorp's loan book growing? Northfield Bancorp, Inc.'s revenue was $147 M in FY25, +15.7% on the year before, so the loan book is growing. The latest quarter was +24.5% on a year earlier. The net margin on that income is 29.5%, +5.1 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Northfield Bancorp's P/BV ratio, and how does it compare with its own history? Northfield Bancorp, Inc.'s P/BV is 0.9×, near the high end of its own history: higher than 71% of past readings. Its usual P/BV (the middle reading) is 0.8×, over 5 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 1% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +34.4%. The price ran ahead of book value, which pushed the multiple up within its own range. Where the price move came from: over 5 years the price moved −0.7% a year; about +2.3% a year came from book-value growth and about −3.0 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Northfield Bancorp business getting better or worse? Northfield Bancorp, Inc.'s business is getting worse. Profit and EPS growth are shrinking: profit growth is −84.9% in the latest quarter, against +46.6% at its best in 12 quarters, with ROE falling at 0.7%. This is based on 12 quarters of 4 measures. Why it matters: falling lines mean any ratio below that looks low should be read with that direction in mind. ## How much does Northfield Bancorp earn on its equity and assets? Northfield Bancorp, Inc. earned a return on equity of 0% in FY25. That is its lowest yearly reading on file. On its assets, every $100 earned about $0.08, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does Northfield Bancorp have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Northfield Bancorp shareholding pattern? 3.5% of Northfield Bancorp, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 3.5 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Northfield Bancorp from balance-sheet trouble? For Northfield Bancorp, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Northfield Bancorp rank in its industry? There is no score against its industry: Northfield Bancorp, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Northfield Bancorp compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Northfield Bancorp in size? Northfield Bancorp is the 195th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Third Coast Bancshares, Inc., Carter Bankshares, Inc. and First Business Financial Services, Inc. Just below it: Greene County Bancorp, Inc., Unity Bancorp, Inc. and Civista Bancshares, Inc. ### Banks - Regional companies close in size

1. [Third Coast Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/tcbx) $676 million
2. [Carter Bankshares, Inc.](https://www.sectoralpha.in/us/stocks/care) $646 million
3. [First Business Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/fbiz) $644 million
4. Northfield Bancorp, Inc. $639 million
5. [Greene County Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/gcbc) $623 million
6. [Unity Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/unty) $598 million
7. [Civista Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/civb) $597 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Alpha and Omega Semiconductor Limited](https://www.sectoralpha.in/us/stocks/aosl) $641 million · Semiconductors
2. [John B. Sanfilippo & Son, Inc.](https://www.sectoralpha.in/us/stocks/jbss) $640 million · Packaged Foods
3. Northfield Bancorp, Inc. $639 million
4. [Village Super Market, Inc.](https://www.sectoralpha.in/us/stocks/vlgea) $638 million · Grocery Stores
5. [Lincoln Educational Services Corporation](https://www.sectoralpha.in/us/stocks/linc) $638 million · Education & Training Services

## What else do people ask about Northfield Bancorp? ### What were Northfield Bancorp's latest quarterly results? Northfield Bancorp, Inc. reported total income of $40.1 M and net profit of $11.8 M for the Mar 2026 quarter. Income rose 24.5% and profit rose 50.4% compared with a year earlier. Earnings per share were $0.30. The net margin was 29.5%, 5.1 percentage points higher than a year earlier (as of 20 July 2026). ### What is Northfield Bancorp's market cap? Northfield Bancorp, Inc.'s market capitalisation is $639 M at a stock price of $15.31. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 20 July 2026). ### How is Northfield Bancorp performing? Northfield Bancorp, Inc.'s share price has been rising for 19 weeks. In its latest quarter, income rose 24.5% and profit rose 50.4% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 2 weeks running (as of 20 July 2026). ### Will Northfield Bancorp's stock price go up? This page does not forecast Northfield Bancorp, Inc.'s stock price. What it shows instead: the stock price is $15.31, and it has been rising for 19 weeks. Its P/BV of 0.9× is higher than 71% of its own last 5 years (as of 20 July 2026). ### Where is Northfield Bancorp in its business cycle? Northfield Bancorp, Inc.'s FY25 net margin was 0.5%, against a 5-year range of 0.5% to 40.1%: the low end of its own range, which is often where recoveries start. The latest quarter was 29.5%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 20 July 2026). ### What could break the Northfield Bancorp story? The main question: the share price moved +34.4% in a year while yearly earnings per share moved −97.2%. The difference came from the market paying a higher multiple. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 20 July 2026). ### Is Northfield Bancorp a stock worth studying right now? What the numbers show: Northfield Bancorp, Inc.'s share price has risen faster than its earnings: +34.4% in a year, against −97.2% for earnings per share. The main open question: whether earnings grow into a price that has already moved. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 20 July 2026). This is research, not advice. We’re not SEBI-registered.