# Mercury General share price today (Mercury General Corporation, MCY) > Mercury General Corporation's earnings have grown faster than its share price. Earnings per share grew +15.6% in a year while the price moved +6.4%. MCY · Financials · Insurance - Property & Casualty · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/mcy Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms ## Key numbers - Price: $88.93 (+6.4% in a year) - P/BV: 1.7× (higher than 56% of the last 5.3 years) - Revenue (Jun 2026): $1.7 B (+13.8% on a year ago) - Profit (Jun 2026): $264 M (+58.3% on a year ago) - Net margin: 15.7% (+4.4 points on a year ago) - ROE: 26%, FY25 Biggest thing to watch: the net margin is the best this company has ever reported. Every ratio looks better at a record, so the story depends on the net margin staying high. ## What is the Mercury General share price today? Mercury General Corporation's share price was $88.93 at the close on 4 November 2026. It has been moving sideways for 1 week. That is 10.0% below its average price over the last 200 trading days. In the last 52 weeks it traded between $84 and $110, and at that close it sat 20% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 10 weeks running. Over the last 10 years the share price moved +66% while the S&P 500 moved +261%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 28 August 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Mercury General pay? Mercury General Corporation paid $1.27 per share over the last four reported quarters. The most recent declaration was $0.32 for Jun 2026. At today's price of $88.93 that is a yield of 1.43%, based on dividends already paid, not a forecast. ## Which stock lists is Mercury General on? Mercury General is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Mercury General profitable? Mercury General Corporation earned $264 M of net profit in the Jun 2026 quarter, +58.3% on the same quarter a year earlier. Full-year FY25 profit was $541 M. Over 4 years profit has grown 21.5% a year on average. That is 15.7% of the quarter's revenue. The same quarter a year earlier earned $166 M. 2 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was $541 M (+15.6% on the year before). Why profit moved: revenue changed +13.8% on a year earlier and the margin moved +4.4 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +60.1% and revenue +10.5%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Mercury General make, and is it growing? Mercury General Corporation reported $1.7 B of income in the Jun 2026 quarter, +13.8% on the same quarter a year earlier. That is the 6th quarter in a row with growth on the year before. Over 4 years it has grown 10.7% a year on average. The last full year, FY25, came in at $6.0 B. The last four reported quarters add to $6.3 B. FY25 revenue was $6.0 B, +9.7% on the year before. Recent pace: the last four quarters grew +10.5% on average, against 10.7% a year over the longer run, so this year is growing at about the same pace as its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +10.3%, against +12.4% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +140.2%, against +71.3% a year (accelerating). ## How much does Mercury General keep from what it earns? Mercury General Corporation's net margin was 15.7% in the Jun 2026 quarter, 4.4 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between −14.1% and 9.0%. The latest quarter is above every full year in that period. Across 5 years it has been between −14.1% and 9.0%, and FY25's 9.0% is the highest of them. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. When margins are at a record, every ratio built on profit looks better than usual, so watch whether they hold. ## How many of Mercury General's loans have gone bad? Mercury General Corporation does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Mercury General's loan book growing? Mercury General Corporation's revenue was $6.0 B in FY25, +9.7% on the year before, so the loan book is growing. The latest quarter was +13.8% on a year earlier. The net margin on that income is 15.7%, +4.4 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Mercury General's P/BV ratio, and how does it compare with its own history? Mercury General Corporation's P/BV is 1.7×, in the middle of its own history: higher than 56% of past readings. Its usual P/BV (the middle reading) is 1.6×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved +6.4%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved +9.9% a year; about +5.7% a year came from book-value growth and about +4.2 percentage points from the multiple (the market paying more). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is about average against its own past, so the book value trend underneath matters more than the multiple. ## Is the Mercury General business getting better or worse? Mercury General Corporation's business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 12 quarters of 2 measures, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does Mercury General earn on its equity and assets? Mercury General Corporation earned a return on equity of 22% in FY25. Its lowest yearly reading on file was −34% in FY22. On its assets, every $100 earned about $5.19, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 21.5% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Mercury General have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Mercury General shareholding pattern? 6.0% of Mercury General Corporation's tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 4.8 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Mercury General from balance-sheet trouble? For Mercury General Corporation, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Mercury General rank in its industry? 59.8 out of 100, rank 10 of 30 in Insurance - Property & Casualty, with 76% of the evidence available. Mercury General Corporation scores 59.8 out of 100 against the 30 companies it is compared with in Insurance - Property & Casualty, ranking 10. Earnings are strong; relative strength in its sector is -20.9% and the one-year return is 6.4%. The four parts add up to the total exactly: 26.8 + 17.3 + 15.1 + 0.6 = 59.8. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Mercury General compared with? Mercury General ranks 10 of 30 Insurance - Property & Casualty companies on the 4-Factor Sector Score, with 59.8 out of 100. 1. [Slide Insurance Holdings, Inc.](https://www.sectoralpha.in/us/stocks/slde) SLDE · leader · Most evidence points up · 76% evidence 77.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.2/35 · Income 41.5% · Profit 100% · 71% evidence Capital efficiency 20.9/25 · ROA 16.1% · ROE 50.1% · GNPA n/a · 68% evidence Valuation 16.0/20 · P/BV 1.86× · P/BV÷ROE 0.04 · 70% evidence Relative strength 18.8/20 · Lead over its industry 19.4% · Lead over S&P 500 29.4% · 1 year 64.3% · 100% evidence · 12 of 12 weeks ahead Exact sum: 22.2 + 20.9 + 16 + 18.8 = 77.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 2. [The Allstate Corporation](https://www.sectoralpha.in/us/stocks/all) ALL · turning · Most evidence points up · 76% evidence 71.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.1/35 · Income 5.9% · Profit 100% · 71% evidence Capital efficiency 17.8/25 · ROA 6.6% · ROE 31.6% · GNPA n/a · 68% evidence Valuation 15.9/20 · P/BV 1.82× · P/BV÷ROE 0.06 · 70% evidence Relative strength 12.2/20 · Lead over its industry 3.3% · Lead over S&P 500 12% · 1 year 33% · 100% evidence · 5 of 12 weeks ahead Exact sum: 25.1 + 17.8 + 15.9 + 12.2 = 71 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 3. [HCI Group, Inc.](https://www.sectoralpha.in/us/stocks/hci) HCI · breaking out · Most evidence points up · 76% evidence 69.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.9/35 · Income 22.8% · Profit 100% · 71% evidence Capital efficiency 18.6/25 · ROA 11.3% · ROE 29.7% · GNPA n/a · 68% evidence Valuation 15.5/20 · P/BV 1.9× · P/BV÷ROE 0.06 · 70% evidence Relative strength 13.5/20 · Lead over its industry 1.2% · Lead over S&P 500 9.6% · 1 year 11.6% · 100% evidence · 9 of 12 weeks ahead Exact sum: 21.9 + 18.6 + 15.5 + 13.5 = 69.5 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. [The Travelers Companies, Inc.](https://www.sectoralpha.in/us/stocks/trv) TRV · turning · Most evidence points up · 80% evidence 66.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 20.9/35 · Income 1.1% · Profit 41.9% · 81% evidence Capital efficiency 18.1/25 · ROA 5% · ROE 27.1% · GNPA n/a · 68% evidence Valuation 13.3/20 · P/BV 2.56× · P/BV÷ROE 0.1 · 70% evidence Relative strength 14.4/20 · Lead over its industry 9.5% · Lead over S&P 500 18.7% · 1 year 46.2% · 100% evidence · 8 of 12 weeks ahead Exact sum: 20.9 + 18.1 + 13.3 + 14.4 = 66.7 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. [The Hanover Insurance Group, Inc.](https://www.sectoralpha.in/us/stocks/thg) THG · turning · Most evidence points up · 76% evidence 66.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.3/35 · Income 5.6% · Profit 36.4% · 71% evidence Capital efficiency 16.3/25 · ROA 3.7% · ROE 20.9% · GNPA n/a · 68% evidence Valuation 13.3/20 · P/BV 2.04× · P/BV÷ROE 0.1 · 70% evidence Relative strength 15.4/20 · Lead over its industry 9.4% · Lead over S&P 500 18.7% · 1 year 39.2% · 100% evidence · 8 of 12 weeks ahead Exact sum: 21.3 + 16.3 + 13.3 + 15.4 = 66.3 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [RLI Corp.](https://www.sectoralpha.in/us/stocks/rli) RLI · turning · Most evidence points up · 80% evidence 65.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 18.0/35 · Income 4.7% · Profit 11.9% · 81% evidence Capital efficiency 19.5/25 · ROA 8.3% · ROE 37.9% · GNPA n/a · 68% evidence Valuation 14.3/20 · P/BV 2.99× · P/BV÷ROE 0.08 · 70% evidence Relative strength 13.7/20 · Lead over its industry -0.1% · Lead over S&P 500 8.1% · 1 year 10.9% · 100% evidence · 7 of 12 weeks ahead Exact sum: 18 + 19.5 + 14.3 + 13.7 = 65.5 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 7. [Assurant, Inc.](https://www.sectoralpha.in/us/stocks/aiz) AIZ · turning · Most evidence points up · 76% evidence 65.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.9/35 · Income 9.3% · Profit 48.4% · 71% evidence Capital efficiency 15.8/25 · ROA 2.5% · ROE 18.7% · GNPA n/a · 68% evidence Valuation 11.4/20 · P/BV 2.18× · P/BV÷ROE 0.12 · 70% evidence Relative strength 13.9/20 · Lead over its industry 6.2% · Lead over S&P 500 15.3% · 1 year 37.5% · 100% evidence · 6 of 12 weeks ahead Exact sum: 23.9 + 15.8 + 11.4 + 13.9 = 65 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 8. [Selective Insurance Group, Inc.](https://www.sectoralpha.in/us/stocks/sigi) SIGI · turning · Evidence leans up · 80% evidence 61.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.7/35 · Income 4% · Profit 25.9% · 81% evidence Capital efficiency 14.2/25 · ROA 2.8% · ROE 14.3% · GNPA n/a · 68% evidence Valuation 13.6/20 · P/BV 1.45× · P/BV÷ROE 0.1 · 70% evidence Relative strength 13.5/20 · Lead over its industry 2.7% · Lead over S&P 500 11.5% · 1 year 31.9% · 100% evidence · 2 of 12 weeks ahead Exact sum: 19.7 + 14.2 + 13.6 + 13.5 = 61 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 9. [Skyward Specialty Insurance Group, Inc.](https://www.sectoralpha.in/us/stocks/skwd) SKWD · quiet · Evidence leans up · 76% evidence 60.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 20.3/35 · Income 38.4% · Profit 42.4% · 71% evidence Capital efficiency 15.2/25 · ROA 3.1% · ROE 17.8% · GNPA n/a · 68% evidence Valuation 12.8/20 · P/BV 1.87× · P/BV÷ROE 0.1 · 70% evidence Relative strength 12.2/20 · Lead over its industry 5.1% · Lead over S&P 500 13.9% · 1 year 31% · 100% evidence · 5 of 12 weeks ahead Exact sum: 20.3 + 15.2 + 12.8 + 12.2 = 60.5 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 10. Mercury General Corporation this page MCY · quiet · Evidence leans up · 76% evidence 59.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 26.8/35 · Income 10.3% · Profit 100% · 71% evidence Capital efficiency 17.3/25 · ROA 6.2% · ROE 30.4% · GNPA n/a · 68% evidence Valuation 15.1/20 · P/BV 2.08× · P/BV÷ROE 0.07 · 70% evidence Relative strength 0.6/20 · Lead over its industry -20.9% · Lead over S&P 500 -14.1% · 1 year 6.4% · 100% evidence · 0 of 12 weeks ahead Exact sum: 26.8 + 17.3 + 15.1 + 0.6 = 59.8 · What this means: Earnings are strong; relative strength in its sector is -20.9% and the one-year return is 6.4%. 11. [Kinsale Capital Group, Inc.](https://www.sectoralpha.in/us/stocks/knsl) KNSL · turning · Evidence leans up · 80% evidence 58.5 out of 100 Growth Capital Valuation Relative 12. [Old Republic International Corporation](https://www.sectoralpha.in/us/stocks/ori) ORI · basing · Evidence leans up · 80% evidence 58.1 out of 100 Growth Capital Valuation Relative 13. [The Progressive Corporation](https://www.sectoralpha.in/us/stocks/pgr) PGR · turning · Evidence leans up · 80% evidence 56.3 out of 100 Growth Capital Valuation Relative 14. [Porch Group, Inc.](https://www.sectoralpha.in/us/stocks/prch) PRCH · leader · Evidence leans up · 76% evidence 55.7 out of 100 Growth Capital Valuation Relative 15. [Palomar Holdings, Inc.](https://www.sectoralpha.in/us/stocks/plmr) PLMR · turning · Evidence leans up · 76% evidence 55.4 out of 100 Growth Capital Valuation Relative 16. [Cincinnati Financial Corporation](https://www.sectoralpha.in/us/stocks/cinf) CINF · turning · Evidence leans up · 76% evidence 54.1 out of 100 Growth Capital Valuation Relative 17. [Trupanion, Inc.](https://www.sectoralpha.in/us/stocks/trup) TRUP · turning · Evidence leans up · 76% evidence 53.6 out of 100 Growth Capital Valuation Relative 18. [Chubb Limited](https://www.sectoralpha.in/us/stocks/cb) CB · turning · Evidence leans up · 80% evidence 52.3 out of 100 Growth Capital Valuation Relative 19. [American Financial Group, Inc.](https://www.sectoralpha.in/us/stocks/afg) AFG · turning · Evidence leans up · 76% evidence 50.7 out of 100 Growth Capital Valuation Relative 20. [Stewart Information Services Corporation](https://www.sectoralpha.in/us/stocks/stc) STC · quiet · Evidence leans down · 80% evidence 49.7 out of 100 Growth Capital Valuation Relative 21. [Hagerty, Inc.](https://www.sectoralpha.in/us/stocks/hgty) HGTY · leader · Evidence leans down · 64% evidence 49.2 out of 100 Growth Capital Valuation Relative 22. [White Mountains Insurance Group, Ltd.](https://www.sectoralpha.in/us/stocks/wtm) WTM · turning · Evidence leans down · 64% evidence 45.0 out of 100 Growth Capital Valuation Relative 23. [W. R. Berkley Corporation](https://www.sectoralpha.in/us/stocks/wrb) WRB · turning · Evidence leans down · 80% evidence 44.3 out of 100 Growth Capital Valuation Relative 24. [Horace Mann Educators Corporation](https://www.sectoralpha.in/us/stocks/hmn) HMN · quiet · Evidence leans down · 76% evidence 43.7 out of 100 Growth Capital Valuation Relative 25. [Lemonade, Inc.](https://www.sectoralpha.in/us/stocks/lmnd) LMND · basing · Too little evidence to rank firmly · 55% evidence 39.0 out of 100 Growth Capital Valuation Relative 26. [Safety Insurance Group, Inc.](https://www.sectoralpha.in/us/stocks/saft) SAFT · losing its lead · Evidence leans down · 64% evidence 36.8 out of 100 Growth Capital Valuation Relative 27. [Loews Corporation](https://www.sectoralpha.in/us/stocks/l) L · basing · Evidence leans down · 76% evidence 36.4 out of 100 Growth Capital Valuation Relative 28. [CNA Financial Corporation](https://www.sectoralpha.in/us/stocks/cna) CNA · basing · Most evidence points down · 76% evidence 34.9 out of 100 Growth Capital Valuation Relative 29. [Kemper Corporation](https://www.sectoralpha.in/us/stocks/kmpr) KMPR · turning · Most evidence points down · 64% evidence 33.0 out of 100 Growth Capital Valuation Relative 30. [Markel Group Inc.](https://www.sectoralpha.in/us/stocks/mkl) MKL · turning · Most evidence points down · 64% evidence 30.3 out of 100 Growth Capital Valuation Relative Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Insurance - Property & Casualty](https://www.sectoralpha.in/us/sectors/insurance-property-casualty), all 30 compared on one page. ## Which companies are close to Mercury General in size? Mercury General is the 19th largest of 44 Insurance - Property & Casualty companies on Sector Alpha by market value (scores of 4 November 2026). Just above it: RLI Corp., Selective Insurance Group, Inc. and White Mountains Insurance Group. Just below it: Palomar Holdings, Inc., Lemonade, Inc. and Slide Insurance Holdings, Inc. ### Insurance - Property & Casualty companies close in size 1. [RLI Corp.](https://www.sectoralpha.in/us/stocks/rli) $6.3 billion 2. [Selective Insurance Group, Inc.](https://www.sectoralpha.in/us/stocks/sigi) $6.1 billion 3. [White Mountains Insurance Group, Ltd.](https://www.sectoralpha.in/us/stocks/wtm) $5.6 billion 4. Mercury General Corporation $4.9 billion 5. [Palomar Holdings, Inc.](https://www.sectoralpha.in/us/stocks/plmr) $3.8 billion 6. [Lemonade, Inc.](https://www.sectoralpha.in/us/stocks/lmnd) $3.6 billion 7. [Slide Insurance Holdings, Inc.](https://www.sectoralpha.in/us/stocks/slde) $3.2 billion [All 44 Insurance - Property & Casualty companies, largest first](https://www.sectoralpha.in/us/sectors/insurance-property-casualty#all-companies) ### Companies close in size in other industries 1. [Tenable Holdings, Inc.](https://www.sectoralpha.in/us/stocks/tenb) $4.9 billion · Software - Infrastructure 2. [Maase Inc.](https://www.sectoralpha.in/us/stocks/maas) $4.9 billion · Asset Management 3. Mercury General Corporation $4.9 billion 4. [International Seaways, Inc.](https://www.sectoralpha.in/us/stocks/insw) $4.9 billion · Oil & Gas Midstream 5. [Signet Jewelers Limited](https://www.sectoralpha.in/us/stocks/sig) $4.9 billion · Luxury Goods ## What else do people ask about Mercury General? ### What were Mercury General's latest quarterly results? Mercury General Corporation reported total income of $1.7 B and net profit of $264 M for the Jun 2026 quarter. Income rose 13.8% and profit rose 58.3% compared with a year earlier. Earnings per share were $4.76. The net margin was 15.7%, 4.4 percentage points higher than a year earlier (as of 4 November 2026). ### What is Mercury General's market cap? Mercury General Corporation's market capitalisation is $4.9 B at a stock price of $88.93. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is Mercury General performing? Mercury General Corporation's share price has been moving sideways for 1 weeks. In its latest quarter, income rose 13.8% and profit rose 58.3% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 10 weeks running (as of 4 November 2026). ### Will Mercury General's stock price go up? This page does not forecast Mercury General Corporation's stock price. What it shows instead: the stock price is $88.93, and it has been moving sideways for 1 weeks. Its P/BV of 1.7× is higher than 56% of its own last 5 years (as of 4 November 2026). ### Where is Mercury General in its business cycle? Mercury General Corporation's FY25 net margin was 9.0%, against a 5-year range of −14.1% to 9.0%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 15.7%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the Mercury General story? Biggest thing to watch: the net margin is the best this company has ever reported. Every ratio looks better at a record, so the story depends on the net margin staying high. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is Mercury General a stock worth studying right now? What the numbers show: Mercury General Corporation's earnings have grown faster than its share price. Earnings per share grew +15.6% in a year while the price moved +6.4%. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.