# MBIA share price today (MBIA Inc., MBI)

> MBIA Inc.'s balance sheet is under water: its net worth is negative, so it owes more than it owns. This is a high-risk situation: shareholders can be wiped out by new shares or a restructuring before the business recovers. MBI · Financials · Insurance - Specialty · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/mbi

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## Key numbers

- Price: $4.43 (−35.1% in a year)
- Revenue (Jun 2026): $27.0 M
- Profit (Jun 2026): −$43.0 M
- Net margin: −159.3%

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the MBIA share price today? MBIA Inc.'s share price was $4.43 at the close on 3 November 2026. That is 21.5% below its average price over the last 200 trading days. In the last 52 weeks it traded between $4 and $8, and at that close it sat 1% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 16 weeks running. Over the last 1 year the share price moved +0% while the S&P 500 moved +21%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 17 July 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does MBIA pay? MBIA Inc. pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is MBIA on? MBIA is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is MBIA profitable? MBIA Inc. posted a net loss of $43.0 M in the Jun 2026 quarter. The full FY25 year was a loss of $183 M. That loss is 159.3% of the quarter's revenue. The same quarter a year earlier lost $254 M. ## How much revenue does MBIA make, and is it growing? MBIA Inc. reported $27.0 M of income in the Jun 2026 quarter. Over 4 years it has grown −3.7% a year on average. The last full year, FY25, came in at $97.0 M. This company files some results as half-year totals. Each Sep quarter shown here is that half-year figure minus the quarter before it, so the four quarters of a year add up to the year. The quarterly figures for FY23, FY25 do not add up to the full-year total on file, so those quarters are left out of the charts and sums. FY25 revenue was $97.0 M, +259.3% on the year before. ## How much does MBIA keep from what it earns? MBIA Inc.'s net margin was −159.3% in the Jun 2026 quarter. Across 5 years it has been between −6,957.1% and −188.7%. The latest quarter is above every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of MBIA's loans have gone bad? MBIA Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is MBIA's loan book growing? MBIA Inc.'s revenue was $97.0 M in FY25, +259.3% on the year before, so the loan book is growing. The net margin on that income is −159.3%. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is MBIA's P/BV ratio, and how does it compare with its own history? MBIA Inc. has no P/BV right now, because its earnings are negative. The revenue and margin sections are where a turn would show first. Measured against sales instead, the market values MBIA Inc. at 2.3× its FY25 revenue of $97.0 M. The P/BV comes back here once profit turns positive. ## Is the MBIA business getting better or worse? MBIA Inc.'s business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 4 quarters of 1 measure, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. The latest quarter’s profit includes a one-off item bigger than the normal business, so the profit line is shown but does not count in this reading. The return figures here are yearly, not quarterly. They show level and direction only; they can support the growth lines but never decide the reading alone. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does MBIA earn on its equity and assets? MBIA Inc. earned a return on equity of 8% in FY25. That is its lowest yearly reading on file. On its assets, every $100 earned about $1.25, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does MBIA have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the MBIA shareholding pattern? 7.1% of MBIA Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 7.5 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is MBIA from balance-sheet trouble? For MBIA Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does MBIA rank in its industry? 39.5 out of 100, rank 16 of 17 in Insurance - Specialty, with 45% of the evidence available. It is provisional, so it is ranked below companies with full evidence. MBIA Inc. scores 39.5 out of 100 against the 17 companies it is compared with in Insurance - Specialty, ranking 16. Some evidence is missing, so the score is pulled toward the middle on purpose. The four parts add up to the total exactly: 16.8 + 8.3 + 9.8 + 4.6 = 39.5. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is MBIA compared with? MBIA ranks 16 of 17 Insurance - Specialty companies on the 4-Factor Sector Score, with 39.5 out of 100. 1. [AXIS Capital Holdings Limited](https://www.sectoralpha.in/us/stocks/axs) AXS · turning · Most evidence points up · 76% evidence 68.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.2/35 · Income 9.1% · Profit 24.6% · 71% evidence Capital efficiency 16.7/25 · ROA 2.2% · ROE 16% · GNPA n/a · 68% evidence Valuation 14.9/20 · P/BV 1.22× · P/BV÷ROE 0.08 · 70% evidence Relative strength 15.2/20 · Lead over its industry 7.1% · Lead over S&P 500 -1.8% · 1 year 6.2% · 100% evidence · 0 of 12 weeks ahead Exact sum: 21.2 + 16.7 + 14.9 + 15.2 = 68 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 2. [First American Financial Corporation](https://www.sectoralpha.in/us/stocks/faf) FAF · basing · Most evidence points up · 80% evidence 67.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 28.7/35 · Income 14.2% · Profit 52.1% · 81% evidence Capital efficiency 17.4/25 · ROA 4.5% · ROE 15.7% · GNPA n/a · 68% evidence Valuation 16.0/20 · P/BV 1.15× · P/BV÷ROE 0.07 · 70% evidence Relative strength 5.6/20 · Lead over its industry 1.1% · Lead over S&P 500 -7% · 1 year 4.2% · 100% evidence · 2 of 12 weeks ahead Exact sum: 28.7 + 17.4 + 16 + 5.6 = 67.7 · What this means: Earnings are strong; relative strength in its sector is 1.1% and the one-year return is 4.2%. 3. [Ryan Specialty Holdings, Inc.](https://www.sectoralpha.in/us/stocks/ryan) RYAN · turning · Most evidence points up · 76% evidence 65.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 27.9/35 · Income 14.9% · Profit 73.7% · 71% evidence Capital efficiency 15.3/25 · ROA 3.2% · ROE 13.1% · GNPA n/a · 68% evidence Valuation 3.0/20 · P/BV 4.81× · P/BV÷ROE 0.37 · 70% evidence Relative strength 19.6/20 · Lead over its industry 14% · Lead over S&P 500 3.7% · 1 year -21.2% · 100% evidence · 5 of 12 weeks ahead Exact sum: 27.9 + 15.3 + 3 + 19.6 = 65.8 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. [NMI Holdings, Inc.](https://www.sectoralpha.in/us/stocks/nmih) NMIH · quiet · Evidence leans up · 76% evidence 63.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 12.8/35 · Income 7.5% · Profit 4.5% · 71% evidence Capital efficiency 19.7/25 · ROA 8.5% · ROE 15.2% · GNPA n/a · 68% evidence Valuation 15.3/20 · P/BV 1.15× · P/BV÷ROE 0.08 · 70% evidence Relative strength 15.2/20 · Lead over its industry 11.9% · Lead over S&P 500 2.9% · 1 year 18.2% · 100% evidence · 5 of 12 weeks ahead Exact sum: 12.8 + 19.7 + 15.3 + 15.2 = 63 · What this means: Relative strength against the index is 2.9%, and revenue and profit growth are weak. 5. [Essent Group Ltd.](https://www.sectoralpha.in/us/stocks/esnt) ESNT · turning · Evidence leans up · 76% evidence 60.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 13.2/35 · Income 4.3% · Profit -4.6% · 71% evidence Capital efficiency 16.3/25 · ROA 7.1% · ROE 12% · GNPA n/a · 68% evidence Valuation 14.8/20 · P/BV 1.05× · P/BV÷ROE 0.09 · 70% evidence Relative strength 15.9/20 · Lead over its industry 11.1% · Lead over S&P 500 2.2% · 1 year 10.8% · 100% evidence · 5 of 12 weeks ahead Exact sum: 13.2 + 16.3 + 14.8 + 15.9 = 60.2 · What this means: Relative strength against the index is 2.2%, and revenue and profit growth are weak. 6. [Enact Holdings, Inc.](https://www.sectoralpha.in/us/stocks/act) ACT · quiet · Evidence leans up · 76% evidence 57.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 12.6/35 · Income 2.4% · Profit 0.7% · 71% evidence Capital efficiency 17.1/25 · ROA 8.1% · ROE 12.5% · GNPA n/a · 68% evidence Valuation 13.2/20 · P/BV 1.18× · P/BV÷ROE 0.1 · 70% evidence Relative strength 14.7/20 · Lead over its industry 13.1% · Lead over S&P 500 4.4% · 1 year 28.4% · 100% evidence · 5 of 12 weeks ahead Exact sum: 12.6 + 17.1 + 13.2 + 14.7 = 57.6 · What this means: Relative strength against the index is 4.4%, and revenue and profit growth are weak. 7. [Investors Title Company](https://www.sectoralpha.in/us/stocks/itic) ITIC · quiet · Evidence leans up · 76% evidence 55.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.1/35 · Income 8.1% · Profit 28.1% · 71% evidence Capital efficiency 14.4/25 · ROA 5.3% · ROE 9% · GNPA n/a · 68% evidence Valuation 7.0/20 · P/BV 1.8× · P/BV÷ROE 0.2 · 70% evidence Relative strength 9.4/20 · Lead over its industry 6.2% · Lead over S&P 500 -2.2% · 1 year -3.8% · 100% evidence · 5 of 12 weeks ahead Exact sum: 25.1 + 14.4 + 7 + 9.4 = 55.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 8. [Radian Group Inc.](https://www.sectoralpha.in/us/stocks/rdn) RDN · basing · Evidence leans up · 76% evidence 55.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 14.6/35 · Income 37.5% · Profit -8.7% · 71% evidence Capital efficiency 15.4/25 · ROA 5.8% · ROE 10.8% · GNPA n/a · 68% evidence Valuation 13.4/20 · P/BV 1.04× · P/BV÷ROE 0.1 · 70% evidence Relative strength 11.9/20 · Lead over its industry 5.3% · Lead over S&P 500 -3.2% · 1 year 2.8% · 100% evidence · 0 of 12 weeks ahead Exact sum: 14.6 + 15.4 + 13.4 + 11.9 = 55.3 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 9. [MGIC Investment Corporation](https://www.sectoralpha.in/us/stocks/mtg) MTG · basing · Evidence leans up · 76% evidence 52.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 9.5/35 · Income -1.8% · Profit -7.2% · 71% evidence Capital efficiency 17.8/25 · ROA 8.3% · ROE 13% · GNPA n/a · 68% evidence Valuation 13.6/20 · P/BV 1.19× · P/BV÷ROE 0.09 · 70% evidence Relative strength 11.2/20 · Lead over its industry 6.3% · Lead over S&P 500 -2.3% · 1 year 2.2% · 100% evidence · 5 of 12 weeks ahead Exact sum: 9.5 + 17.8 + 13.6 + 11.2 = 52.1 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 10. [Fidelity National Financial, Inc.](https://www.sectoralpha.in/us/stocks/fnf) FNF · basing · Evidence leans down · 76% evidence 47.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.0/35 · Income 12.6% · Profit -22.1% · 71% evidence Capital efficiency 13.8/25 · ROA 1.4% · ROE 14.5% · GNPA n/a · 68% evidence Valuation 11.9/20 · P/BV 1.44× · P/BV÷ROE 0.1 · 70% evidence Relative strength 2.4/20 · Lead over its industry -12.9% · Lead over S&P 500 -20.6% · 1 year -27.4% · 100% evidence · 0 of 12 weeks ahead Exact sum: 19 + 13.8 + 11.9 + 2.4 = 47.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 11. [Octave Specialty Group, Inc.](https://www.sectoralpha.in/us/stocks/osg) OSG · turning · Too little evidence to rank firmly · 55% evidence 46.5 out of 100 Growth Capital Valuation Relative
12. [AMERISAFE, Inc.](https://www.sectoralpha.in/us/stocks/amsf) AMSF · basing · Evidence leans down · 76% evidence 38.4 out of 100 Growth Capital Valuation Relative
13. [Employers Holdings, Inc.](https://www.sectoralpha.in/us/stocks/eig) EIG · quiet · Evidence leans down · 76% evidence 36.1 out of 100 Growth Capital Valuation Relative
14. [Assured Guaranty Ltd.](https://www.sectoralpha.in/us/stocks/ago) AGO · basing · Most evidence points down · 76% evidence 31.9 out of 100 Growth Capital Valuation Relative
15. [Tiptree Inc.](https://www.sectoralpha.in/us/stocks/tipt) TIPT · turning · Too little evidence to rank firmly · 46% evidence 46.2 out of 100 Growth Capital Valuation Relative
16. MBIA Inc. this page MBI · basing · Too little evidence to rank firmly · 45% evidence 39.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 16.8/35 · Income -19% · Profit n/a · 36% evidence Capital efficiency 8.3/25 · ROA 0.5% · ROE n/a · GNPA n/a · 42% evidence Valuation 9.8/20 · P/BV -0.14× · P/BV÷ROE n/a · 10% evidence Relative strength 4.6/20 · Lead over its industry -22.3% · Lead over S&P 500 -29.5% · 1 year -40.9% · 100% evidence · 0 of 12 weeks ahead Exact sum: 16.8 + 8.3 + 9.8 + 4.6 = 39.5 · What this means: Some evidence is missing, so the score is pulled toward the middle on purpose. 17. James River Group Holdings, Inc. JRVR · basing · Too little evidence to rank firmly · 47% evidence 29.7 out of 100 Growth Capital Valuation Relative

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Insurance - Specialty](https://www.sectoralpha.in/us/sectors/insurance-specialty), all 17 compared on one page. ## Which companies are close to MBIA in size? MBIA is the 15th largest of 16 Insurance - Specialty companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: Assured Guaranty, Employers Holdings, Inc., Tiptree Inc., Investors Title Company and AMERISAFE, Inc. Just below it: Octave Specialty Group, Inc. ### Insurance - Specialty companies close in size

1. [Assured Guaranty Ltd.](https://www.sectoralpha.in/us/stocks/ago) $3.1 billion
2. [Employers Holdings, Inc.](https://www.sectoralpha.in/us/stocks/eig) $830 million
3. [Tiptree Inc.](https://www.sectoralpha.in/us/stocks/tipt) $644 million
4. [Investors Title Company](https://www.sectoralpha.in/us/stocks/itic) $504 million
5. [AMERISAFE, Inc.](https://www.sectoralpha.in/us/stocks/amsf) $379 million
6. MBIA Inc. $226 million
7. [Octave Specialty Group, Inc.](https://www.sectoralpha.in/us/stocks/osg) $226 million

[All 16 Insurance - Specialty companies, largest first](https://www.sectoralpha.in/us/sectors/insurance-specialty#all-companies)

### Companies close in size in other industries

1. [CF Bankshares Inc.](https://www.sectoralpha.in/us/stocks/cfbk) $228 million · Banks - Regional
2. [TriSalus Life Sciences, Inc.](https://www.sectoralpha.in/us/stocks/tlsi) $228 million · Medical Devices
3. MBIA Inc. $228 million
4. [AstroNova, Inc.](https://www.sectoralpha.in/us/stocks/alot) $227 million · Computer Hardware
5. [Ohio Valley Banc Corp.](https://www.sectoralpha.in/us/stocks/ovbc) $227 million · Banks - Regional

## What else do people ask about MBIA? ### What were MBIA's latest quarterly results? MBIA Inc. reported total income of $27.0 M and a net loss of $43.0 M for the Jun 2026 quarter. Earnings per share were −$0.92. The net margin was −159.3% (as of 3 November 2026). ### What is MBIA's market cap? MBIA Inc.'s market capitalisation is $226 M at a stock price of $4.43. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is MBIA performing? MBIA Inc.'s latest readings are below. Over the past 13 weeks it has done worse than the S&P 500, for 16 weeks running. This describes what the data did, not a rating (as of 3 November 2026). ### Will MBIA's stock price go up? This page does not forecast MBIA Inc.'s stock price. What it shows instead: the stock price is $4.43. Nobody can reliably say which way a price will move, and this site does not try (as of 3 November 2026). ### Where is MBIA in its business cycle? MBIA Inc.'s FY25 net margin was −188.7%, against a 5-year range of −6,957.1% to −188.7%: the middle of its own range, neither a peak nor a low. The latest quarter was −159.3%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the MBIA story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is MBIA a stock worth studying right now? What the numbers show: MBIA Inc.'s balance sheet is under water: its net worth is negative, so it owes more than it owns. This is a high-risk situation: shareholders can be wiped out by new shares or a restructuring before the business recovers. The main open question: whether the business can earn its way back to positive net worth before new shares or a restructuring get there first. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.