# Lloyds Banking Group share price today (Lloyds Banking Group plc, LYG)

> Lloyds Banking Group plc's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. LYG · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/lyg

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## Key numbers

- Business trend: Turning around, from fewer quarters than usual
- Price: $5.18 (+7.0% in a year)
- P/BV: 1.2×, against its own history
- Revenue (Sep 2026): GBP 5.2 B (+11.2% on a year ago)
- Profit (Sep 2026): GBP 1.7 B (+169.6% on a year ago)
- Net margin: 32.0% (+18.8 points on a year ago)
- ROE: 14%, FY25
- ROA: 0.65%, latest

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the Lloyds Banking Group share price today? Lloyds Banking Group plc's share price was $5.18 at the close on 5 November 2026. It has been moving sideways for 6 weeks. That is 7.7% below its average price over the last 200 trading days. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 7 weeks running. In the last 52 weeks it traded between $5 and $6, and at that close it sat 34% of the way up from that low. Over the last 10 years the share price moved +89% while the S&P 500 moved +245%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 18 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Lloyds Banking Group pay? Lloyds Banking Group plc declared GBP 0.02 per local share for Jun 2026, and GBP 0.07 over the last four reported quarters. It reports in British pounds, and one US-listed share can stand for several local shares, so we do not set this against the dollar price or show a yield. ## Which stock lists is Lloyds Banking Group on? Lloyds Banking Group is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Lloyds Banking Group profitable? Lloyds Banking Group plc earned GBP 1.7 B of net profit in the Sep 2026 quarter, +169.6% on the same quarter a year earlier. That is the 4th quarter in a row of profit growth. Full-year FY25 profit was GBP 4.2 B. Over 4 years profit has grown −8.1% a year on average. That is 32.0% of the quarter's revenue. The same quarter a year earlier earned GBP 618 M. For the full year, FY25 profit was GBP 4.2 B (+7.0% on the year before). Why profit moved: revenue changed +11.2% on a year earlier and the margin moved +18.8 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +88.0% and revenue +12.4%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. This company reports in British pounds, not US dollars, so the money charts are left out here. The figures in the text are in that currency (GBP); nothing is converted. ## How much revenue does Lloyds Banking Group make, and is it growing? Lloyds Banking Group plc reported GBP 5.2 B of income in the Sep 2026 quarter, +11.2% on the same quarter a year earlier. That is the 7th quarter in a row with growth on the year before. Over 4 years it has grown −16.8% a year on average. The last full year, FY25, came in at GBP 18.6 B. The last four reported quarters add to GBP 20.2 B. FY25 revenue was GBP 18.6 B, +6.0% on the year before. Recent pace: the last four quarters grew +12.4% on average, against −16.8% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +12.3%, against +4.4% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +67.8%, against +14.2% a year (accelerating). This company reports in British pounds, not US dollars, so the money charts are left out here. The figures in the text are in that currency (GBP); nothing is converted. ## How much does Lloyds Banking Group keep from what it earns? Lloyds Banking Group plc's net margin was 32.0% in the Sep 2026 quarter, 18.8 percentage points higher than the same quarter a year ago. Across 6 years it has been between 15.1% and 31.3%. The latest quarter is above every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Lloyds Banking Group's loans have gone bad? Lloyds Banking Group plc does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Lloyds Banking Group's loan book growing? Lloyds Banking Group plc's revenue was GBP 18.6 B in FY25, +6.0% on the year before, so the loan book is growing. The latest quarter was +11.2% on a year earlier. The net margin on that income is 32.0%, +18.8 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. This company reports in British pounds, not US dollars, so the money charts are left out here. The figures in the text are in that currency (GBP); nothing is converted. ## What is Lloyds Banking Group's P/BV ratio, and how does it compare with its own history? Lloyds Banking Group plc's P/BV is 1.2×, with too little history to compare. This compares the share price with the company’s own past. It does not say what the business is worth. In short: there is too little history to say whether the multiple is high or low for this company, so the book value trend underneath matters more than the multiple. ## Is the Lloyds Banking Group business getting better or worse? Lloyds Banking Group plc's business is turning around. Profit growth has swung from −14.1% at its low to +67.8%, improving for 5 quarters in a row, with ROE rising at 12.3%. This is based on 12 quarters of 3 measures, with some gaps. Why it matters: a turn in growth is often where a bigger change starts. The lines say a turn is forming, so the question is whether the next quarters confirm it. This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution. ## How much does Lloyds Banking Group earn on its equity and assets? Lloyds Banking Group plc earned a return on equity of 9% in FY25. Its lowest yearly reading on file was 8% in FY22. On its assets, every GBP 100 earned about GBP 0.65, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew −8.1% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Lloyds Banking Group have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Lloyds Banking Group shareholding pattern? 0.0% of Lloyds Banking Group plc's tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 1.0 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Lloyds Banking Group from balance-sheet trouble? For Lloyds Banking Group plc, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Lloyds Banking Group rank in its industry? 46.6 out of 100, rank 19 of 20 in Banks - Regional, with 80% of the evidence available. Lloyds Banking Group plc scores 46.6 out of 100 against the 20 companies it is compared with in Banks - Regional, ranking 19. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 21.7 + 9.4 + 13.3 + 2.2 = 46.6. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Lloyds Banking Group compared with? Lloyds Banking Group ranks 19 of 20 Banks - Regional companies on the 4-Factor Sector Score, with 46.6 out of 100. 1. [East West Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/ewbc) EWBC · turning · Most evidence points up · 80% evidence 66.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.0/35 · Income 13.4% · Profit 15.8% · 81% evidence Capital efficiency 18.4/25 · ROA 1.7% · ROE 15.9% · GNPA n/a · 68% evidence Valuation 10.5/20 · P/BV 1.88× · P/BV÷ROE 0.12 · 70% evidence Relative strength 18.3/20 · Lead over its industry 6% · Lead over S&P 500 4.8% · 1 year 24.3% · 100% evidence · 0 of 12 weeks ahead Exact sum: 19 + 18.4 + 10.5 + 18.3 = 66.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 2. [Pinnacle Financial Partners, Inc.](https://www.sectoralpha.in/us/stocks/pnfp) PNFP · turning · Evidence leans up · 80% evidence 62.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.6/35 · Income 100% · Profit 61.1% · 81% evidence Capital efficiency 8.3/25 · ROA 1% · ROE 8.9% · GNPA n/a · 68% evidence Valuation 12.8/20 · P/BV 0.96× · P/BV÷ROE 0.11 · 70% evidence Relative strength 19.3/20 · Lead over its industry 6.9% · Lead over S&P 500 5.6% · 1 year 20.4% · 100% evidence · 0 of 12 weeks ahead Exact sum: 21.6 + 8.3 + 12.8 + 19.3 = 62 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [First Citizens BancShares, Inc.](https://www.sectoralpha.in/us/stocks/fcnca) FCNCA · turning · Evidence leans up · 80% evidence 60.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 12.8/35 · Income 6.6% · Profit 1% · 81% evidence Capital efficiency 12.4/25 · ROA 1.1% · ROE 12.2% · GNPA n/a · 68% evidence Valuation 15.6/20 · P/BV 1.06× · P/BV÷ROE 0.09 · 70% evidence Relative strength 20.0/20 · Lead over its industry 10.8% · Lead over S&P 500 9.5% · 1 year 26.7% · 100% evidence · 5 of 12 weeks ahead Exact sum: 12.8 + 12.4 + 15.6 + 20 = 60.8 · What this means: Relative strength against the index is 9.5%, and revenue and profit growth are weak. 4. [Credicorp Ltd.](https://www.sectoralpha.in/us/stocks/bap) BAP · quiet · Evidence leans up · 76% evidence 59.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.6/35 · Income 12.9% · Profit 17.9% · 71% evidence Capital efficiency 19.8/25 · ROA 3.1% · ROE 21.2% · GNPA n/a · 68% evidence Valuation 9.1/20 · P/BV 2.72× · P/BV÷ROE 0.13 · 70% evidence Relative strength 9.4/20 · Lead over its industry 0.9% · Lead over S&P 500 -0.4% · 1 year 34.1% · 100% evidence · 3 of 12 weeks ahead Exact sum: 21.6 + 19.8 + 9.1 + 9.4 = 59.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. [U.S. Bancorp](https://www.sectoralpha.in/us/stocks/usb) USB · quiet · Evidence leans up · 80% evidence 59.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 17.5/35 · Income 7.2% · Profit 17.5% · 81% evidence Capital efficiency 14.3/25 · ROA 1.2% · ROE 13% · GNPA n/a · 68% evidence Valuation 12.8/20 · P/BV 1.34× · P/BV÷ROE 0.1 · 70% evidence Relative strength 14.8/20 · Lead over its industry 4.2% · Lead over S&P 500 2.9% · 1 year 26.3% · 100% evidence · 3 of 12 weeks ahead Exact sum: 17.5 + 14.3 + 12.8 + 14.8 = 59.4 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [The PNC Financial Services Group, Inc.](https://www.sectoralpha.in/us/stocks/pnc) PNC · quiet · Evidence leans up · 80% evidence 58.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.9/35 · Income 14.4% · Profit 22.5% · 81% evidence Capital efficiency 14.8/25 · ROA 1.3% · ROE 12.9% · GNPA n/a · 68% evidence Valuation 11.3/20 · P/BV 1.42× · P/BV÷ROE 0.11 · 70% evidence Relative strength 9.8/20 · Lead over its industry 0.5% · Lead over S&P 500 -0.8% · 1 year 23.1% · 100% evidence · 2 of 12 weeks ahead Exact sum: 22.9 + 14.8 + 11.3 + 9.8 = 58.8 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 7. [KeyCorp](https://www.sectoralpha.in/us/stocks/key) KEY · quiet · Evidence leans up · 80% evidence 57.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 27.9/35 · Income 27.7% · Profit 100% · 81% evidence Capital efficiency 10.1/25 · ROA 1.1% · ROE 10.2% · GNPA n/a · 68% evidence Valuation 11.4/20 · P/BV 1.2× · P/BV÷ROE 0.12 · 70% evidence Relative strength 7.9/20 · Lead over its industry -2% · Lead over S&P 500 -3.2% · 1 year 15.9% · 100% evidence · 0 of 12 weeks ahead Exact sum: 27.9 + 10.1 + 11.4 + 7.9 = 57.3 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 8. [Nu Holdings Ltd.](https://www.sectoralpha.in/us/stocks/nu) NU · quiet · Evidence leans up · 76% evidence 56.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 27.5/35 · Income 44.3% · Profit 56.8% · 71% evidence Capital efficiency 19.4/25 · ROA 4.6% · ROE 29.2% · GNPA n/a · 68% evidence Valuation 7.0/20 · P/BV 4.9× · P/BV÷ROE 0.17 · 70% evidence Relative strength 2.7/20 · Lead over its industry -21.3% · Lead over S&P 500 -22.4% · 1 year -26% · 100% evidence · 6 of 12 weeks ahead Exact sum: 27.5 + 19.4 + 7 + 2.7 = 56.6 · What this means: Earnings are strong; relative strength in its sector is -21.3% and the one-year return is -26%. 9. [Citizens Financial Group, Inc.](https://www.sectoralpha.in/us/stocks/cfg) CFG · quiet · Evidence leans up · 80% evidence 51.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.3/35 · Income 12.8% · Profit 35.8% · 81% evidence Capital efficiency 8.6/25 · ROA 1% · ROE 9% · GNPA n/a · 68% evidence Valuation 11.2/20 · P/BV 1.07× · P/BV÷ROE 0.12 · 70% evidence Relative strength 6.8/20 · Lead over its industry -0.6% · Lead over S&P 500 -1.9% · 1 year 23.5% · 100% evidence · 3 of 12 weeks ahead Exact sum: 25.3 + 8.6 + 11.2 + 6.8 = 51.9 · What this means: Earnings are strong; relative strength in its sector is -0.6% and the one-year return is 23.5%. 10. Banco Bradesco S.A. BBDO · quiet · Evidence leans up · 80% evidence 51.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.3/35 · Income 9% · Profit 22.6% · 81% evidence Capital efficiency 15.8/25 · ROA 1.2% · ROE 16% · GNPA n/a · 68% evidence Valuation 16.8/20 · P/BV 0.93× · P/BV÷ROE 0.06 · 70% evidence Relative strength 0.0/20 · Lead over its industry -26.9% · Lead over S&P 500 -27.8% · 1 year -24.3% · 100% evidence · 4 of 12 weeks ahead Exact sum: 19.3 + 15.8 + 16.8 + 0 = 51.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 11. [Webster Financial Corporation](https://www.sectoralpha.in/us/stocks/wbs) WBS · Too little evidence to rank firmly · 56% evidence 50.9 out of 100 Growth Capital Valuation Relative
12. [Truist Financial Corporation](https://www.sectoralpha.in/us/stocks/tfc) TFC · turning · Evidence leans up · 80% evidence 50.4 out of 100 Growth Capital Valuation Relative
13. [M&T Bank Corporation](https://www.sectoralpha.in/us/stocks/mtb) MTB · quiet · Evidence leans up · 80% evidence 50.2 out of 100 Growth Capital Valuation Relative
14. [Itaú Unibanco Holding S.A.](https://www.sectoralpha.in/us/stocks/itub) ITUB · quiet · Evidence leans up · 76% evidence 50.1 out of 100 Growth Capital Valuation Relative
15. [Deutsche Bank Aktiengesellschaft](https://www.sectoralpha.in/us/stocks/db) DB · turning · Evidence leans up · 76% evidence 50.0 out of 100 Growth Capital Valuation Relative
16. [NatWest Group plc](https://www.sectoralpha.in/us/stocks/nwg) NWG · quiet · Evidence leans down · 76% evidence 49.5 out of 100 Growth Capital Valuation Relative
17. [Fifth Third Bancorp](https://www.sectoralpha.in/us/stocks/fitb) FITB · quiet · Evidence leans down · 80% evidence 47.8 out of 100 Growth Capital Valuation Relative
18. [Regions Financial Corporation](https://www.sectoralpha.in/us/stocks/rf) RF · quiet · Evidence leans down · 80% evidence 47.5 out of 100 Growth Capital Valuation Relative
19. Lloyds Banking Group plc this page LYG · quiet · Evidence leans down · 80% evidence 46.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.7/35 · Income 12.3% · Profit 67.8% · 81% evidence Capital efficiency 9.4/25 · ROA 0.6% · ROE 13.1% · GNPA n/a · 68% evidence Valuation 13.3/20 · P/BV 1.3× · P/BV÷ROE 0.1 · 70% evidence Relative strength 2.2/20 · Lead over its industry -6.6% · Lead over S&P 500 -7.8% · 1 year 7% · 100% evidence · 4 of 12 weeks ahead Exact sum: 21.7 + 9.4 + 13.3 + 2.2 = 46.6 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 20. [Huntington Bancshares Incorporated](https://www.sectoralpha.in/us/stocks/hban) HBAN · basing · Evidence leans down · 80% evidence 44.1 out of 100 Growth Capital Valuation Relative

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Banks - Regional](https://www.sectoralpha.in/us/sectors/banks-regional), all 20 compared on one page. ## Which companies are close to Lloyds Banking Group in size? Lloyds Banking Group is the 7th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: U.S. Bancorp, The PNC Financial Services Group, Inc. and Itaú Unibanco Holding S.A. Just below it: Deutsche Bank Aktiengesellschaft, NatWest Group plc and Truist Financial Corporation. ### Banks - Regional companies close in size

1. [U.S. Bancorp](https://www.sectoralpha.in/us/stocks/usb) $93.1 billion
2. [The PNC Financial Services Group, Inc.](https://www.sectoralpha.in/us/stocks/pnc) $90 billion
3. [Itaú Unibanco Holding S.A.](https://www.sectoralpha.in/us/stocks/itub) $84.7 billion
4. Lloyds Banking Group plc $74.5 billion
5. [Deutsche Bank Aktiengesellschaft](https://www.sectoralpha.in/us/stocks/db) $67 billion
6. [NatWest Group plc](https://www.sectoralpha.in/us/stocks/nwg) $60.9 billion
7. [Truist Financial Corporation](https://www.sectoralpha.in/us/stocks/tfc) $59.7 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Enterprise Products Partners L.P.](https://www.sectoralpha.in/us/stocks/epd) $79.3 billion · Oil & Gas Midstream
2. [Vertiv Holdings Co](https://www.sectoralpha.in/us/stocks/vrt) $79.1 billion · Electrical Equipment & Parts
3. Lloyds Banking Group plc $79 billion
4. [Robinhood Markets, Inc.](https://www.sectoralpha.in/us/stocks/hood) $78.7 billion · Capital Markets
5. [Ross Stores, Inc.](https://www.sectoralpha.in/us/stocks/rost) $78.5 billion · Apparel Retail

## What else do people ask about Lloyds Banking Group? ### What were Lloyds Banking Group's latest quarterly results? Lloyds Banking Group plc reported total income of GBP 5.2 B and net profit of GBP 1.7 B for the Sep 2026 quarter. Income rose 11.2% and profit rose 169.6% compared with a year earlier. The net margin was 32.0%, 18.8 percentage points higher than a year earlier (as of 5 November 2026). ### What is Lloyds Banking Group's market cap? Lloyds Banking Group plc's market capitalisation is $74.5 B at a stock price of $5.18. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Lloyds Banking Group performing? Lloyds Banking Group plc's share price has been moving sideways for 6 weeks. In its latest quarter, income rose 11.2% and profit rose 169.6% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 7 weeks running (as of 5 November 2026). ### Will Lloyds Banking Group's stock price go up? This page does not forecast Lloyds Banking Group plc's stock price. What it shows instead: the stock price is $5.18, and it has been moving sideways for 6 weeks. Nobody can reliably say which way a price will move, and this site does not try (as of 5 November 2026). ### Where is Lloyds Banking Group in its business cycle? Lloyds Banking Group plc's FY25 net margin was 22.5%, against a 6-year range of 15.1% to 31.3%: the middle of its own range, neither a peak nor a low. The latest quarter was 32.0%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Lloyds Banking Group story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Lloyds Banking Group a stock worth studying right now? What the numbers show: Lloyds Banking Group plc's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.