# Lufax Holding Ltd share price today (Lufax Holding Ltd, LU)

> Lufax Holding Ltd's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. LU · Financials · Credit Services · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/lu

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## Key numbers

- Price: $8.16 (−73.8% in a year)
- P/BV: 0.1×, against its own history
- Revenue (Jun 2026): ₹12.5 B
- Profit (Jun 2026): −₹0.9 B
- Net margin: −7.2%
- ROE: −4%, FY25

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the Lufax Holding Ltd share price today? Lufax Holding Ltd's share price was $8.16 at the close on 3 November 2026. That is 51.8% below its average price over the last 200 trading days. In the last 52 weeks it traded between $8 and $29, and at that close it was at the low of that range. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 36 weeks running. Over the last 1 year the share price moved +202% while the S&P 500 moved +21%, so it is ahead of the index over that whole period. It was last ahead over 13 weeks in the week of 27 February 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Lufax Holding Ltd pay? Lufax Holding Ltd declared ₹0.01 per local share for Sep 2023. It reports in its home currency, and one US-listed share can stand for several local shares, so we do not set this against the dollar price or show a yield. ## Which stock lists is Lufax Holding Ltd on? Lufax Holding Ltd is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Lufax Holding Ltd profitable? Lufax Holding Ltd posted a net loss of ₹0.9 B in the Jun 2026 quarter. The full FY25 year was a loss of ₹2.1 B. That loss is 7.2% of the quarter's revenue. This company reports in its home currency, not US dollars, so the money charts are left out here. The figures in the text are in that currency (₹); nothing is converted. ## How much revenue does Lufax Holding Ltd make, and is it growing? Lufax Holding Ltd reported ₹12.5 B of income in the Jun 2026 quarter. Over 4 years it has grown −19.1% a year on average. The last full year, FY25, came in at ₹30.0 B. The quarterly figures for FY21, FY22, FY23, FY24, FY25 do not add up to the full-year total on file, so those quarters are left out of the charts and sums. FY25 revenue was ₹30.0 B, +5.7% on the year before. This company reports in its home currency, not US dollars, so the money charts are left out here. The figures in the text are in that currency (₹); nothing is converted. ## How much does Lufax Holding Ltd keep from what it earns? Lufax Holding Ltd's net margin was −7.2% in the Jun 2026 quarter. Across 5 years it has been between −13.6% and 24.0%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Lufax Holding Ltd's loans have gone bad? Lufax Holding Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Lufax Holding Ltd's loan book growing? Lufax Holding Ltd's revenue was ₹30.0 B in FY25, +5.7% on the year before, so the loan book is growing. The net margin on that income is −7.2%. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. This company reports in its home currency, not US dollars, so the money charts are left out here. The figures in the text are in that currency (₹); nothing is converted. ## What is Lufax Holding Ltd's P/BV ratio, and how does it compare with its own history? Lufax Holding Ltd's P/BV is 0.1×, with too little history to compare. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about −4% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve. In short: there is too little history to say whether the multiple is high or low for this company, so the book value trend underneath matters more than the multiple. ## Is the Lufax Holding Ltd business getting better or worse? Lufax Holding Ltd's business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 4 quarters of 1 measure, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. The return figures here are yearly, not quarterly. They show level and direction only; they can support the growth lines but never decide the reading alone. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does Lufax Holding Ltd earn on its equity and assets? Lufax Holding Ltd earned a return on equity of −3% in FY25. Its lowest yearly reading on file was −5% in FY24. On its assets, every ₹100 earned about ₹2.54, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does Lufax Holding Ltd have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Lufax Holding Ltd shareholding pattern? We have no ownership or short-position figures for Lufax Holding Ltd, so this section says so rather than fill the gap. At normal trading volumes, closing those positions would take about 2.7 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. ## How far is Lufax Holding Ltd from balance-sheet trouble? For Lufax Holding Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Lufax Holding Ltd rank in its industry? There is no score against its industry: Lufax Holding Ltd is not among the largest members shown in this industry comparison for Credit Services. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Lufax Holding Ltd compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Lufax Holding Ltd in size? Lufax Holding Ltd is the 31st largest of 42 Credit Services companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: World Acceptance Corporation, FinVolution Group and Green Dot Corporation. Just below it: Qfin Holdings, Inc., OppFi Inc. and Oportun Financial Corporation. ### Credit Services companies close in size

1. [World Acceptance Corporation](https://www.sectoralpha.in/us/stocks/wrld) $745 million
2. [FinVolution Group](https://www.sectoralpha.in/us/stocks/finv) $713 million
3. [Green Dot Corporation](https://www.sectoralpha.in/us/stocks/gdot) $709 million
4. Lufax Holding Ltd $707 million
5. [Qfin Holdings, Inc.](https://www.sectoralpha.in/us/stocks/qfin) $641 million
6. [OppFi Inc.](https://www.sectoralpha.in/us/stocks/opfi) $498 million
7. [Oportun Financial Corporation](https://www.sectoralpha.in/us/stocks/oprt) $462 million

[All 42 Credit Services companies, largest first](https://www.sectoralpha.in/us/sectors/credit-services#all-companies)

### Companies close in size in other industries

1. [SL Science Holding Limited](https://www.sectoralpha.in/us/stocks/slbt) $724 million · Biotechnology
2. [Osisko Development Corp.](https://www.sectoralpha.in/us/stocks/odv) $723 million · Gold
3. Lufax Holding Ltd $723 million
4. [FinVolution Group](https://www.sectoralpha.in/us/stocks/finv) $723 million · Credit Services
5. [Chatham Lodging Trust](https://www.sectoralpha.in/us/stocks/cldt) $722 million · REIT - Hotel & Motel

## What else do people ask about Lufax Holding Ltd? ### What were Lufax Holding Ltd Ltd's latest quarterly results? Lufax Holding Ltd reported total income of ₹12.5 B and a net loss of ₹0.9 B for the Jun 2026 quarter. The net margin was −7.2% (as of 3 November 2026). ### What is Lufax Holding Ltd Ltd's market cap? Lufax Holding Ltd's market capitalisation is $707 M at a stock price of $8.16. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### Does Lufax Holding Ltd Ltd pay a dividend? Yes, Lufax Holding Ltd declared ₹0.01 per share for Sep 2023 (2 quarters on file, too few for a 12-month total). The latest quarter is down 99.9% on the same quarter a year earlier (as of 3 November 2026). ### How is Lufax Holding Ltd Ltd performing? Lufax Holding Ltd's latest readings are below. Over the past 13 weeks it has done worse than the S&P 500, for 36 weeks running. This describes what the data did, not a rating (as of 3 November 2026). ### Will Lufax Holding Ltd Ltd's stock price go up? This page does not forecast Lufax Holding Ltd's stock price. What it shows instead: the stock price is $8.16. Nobody can reliably say which way a price will move, and this site does not try (as of 3 November 2026). ### Where is Lufax Holding Ltd Ltd in its business cycle? Lufax Holding Ltd's FY25 net margin was −7.0%, against a 5-year range of −13.6% to 24.0%: the low end of its own range, which is often where recoveries start. The latest quarter was −7.2%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Lufax Holding Ltd Ltd story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Lufax Holding Ltd Ltd a stock worth studying right now? What the numbers show: Lufax Holding Ltd's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.