# Lakeland Financial share price today (Lakeland Financial Corporation, LKFN)

> Lakeland Financial Corporation's earnings have grown faster than its share price. Earnings per share grew +10.5% in a year while the price moved +6.0%. LKFN · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/lkfn

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## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $61.37 (+6.0% in a year)
- P/BV: 2.1× (higher than 77% of the last 1 year)
- Revenue (Jun 2026): $69.2 M (+9.2% on a year ago)
- Profit (Jun 2026): $28.4 M (+5.5% on a year ago)
- Net margin: 41.1% (−1.5 points on a year ago)
- ROE: 15%, FY25
- ROA: 1.61%, latest

Biggest thing to watch: the P/BV is higher than 77% of its own history, so the multiple has already done part of the work. ## What is the Lakeland Financial share price today? Lakeland Financial Corporation's share price was $61.37 at the close on 5 November 2026. That is 2.3% above its average price over the last 200 trading days. In the last 52 weeks it traded between $55 and $63, and at that close it sat 82% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. Over the last 1 year the share price moved −6% while the S&P 500 moved +18%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Lakeland Financial pay? Lakeland Financial Corporation paid $2.06 per share over the last four reported quarters. The most recent declaration was $0.52 for Jun 2026. At today's price of $61.37 that is a yield of 3.36%, based on dividends already paid, not a forecast. ## Which stock lists is Lakeland Financial on? Lakeland Financial is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Lakeland Financial profitable? Lakeland Financial Corporation earned $28.4 M of net profit in the Jun 2026 quarter, +5.5% on the same quarter a year earlier. That is the 5th quarter in a row of profit growth. Full-year FY25 profit was $103 M. Over 4 years profit has grown 1.9% a year on average. That is 41.1% of the quarter's revenue. The same quarter a year earlier earned $27.0 M. For the full year, FY25 profit was $103 M (+10.6% on the year before). Why profit moved: revenue changed +9.2% on a year earlier and the margin moved −1.5 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +18.5% and revenue +15.0%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Lakeland Financial make, and is it growing? Lakeland Financial Corporation reported $69.2 M of income in the Jun 2026 quarter, +9.2% on the same quarter a year earlier. That is the 5th quarter in a row with growth on the year before. Over 4 years it has grown 3.8% a year on average. The last full year, FY25, came in at $257 M. The last four reported quarters add to $274 M. FY25 revenue was $257 M, +9.1% on the year before. Recent pace: the last four quarters grew +15.0% on average, against 3.8% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +14.8%, against +6.3% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +17.6%, against +5.0% a year (accelerating). ## How much does Lakeland Financial keep from what it earns? Lakeland Financial Corporation's net margin was 41.1% in the Jun 2026 quarter, 1.5 percentage points lower than the same quarter a year ago. Across 5 years it has been between 38.9% and 44.1%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Lakeland Financial's loans have gone bad? Lakeland Financial Corporation does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Lakeland Financial's loan book growing? Lakeland Financial Corporation's revenue was $257 M in FY25, +9.1% on the year before, so the loan book is growing. The latest quarter was +9.2% on a year earlier. The net margin on that income is 41.1%, −1.5 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Lakeland Financial's P/BV ratio, and how does it compare with its own history? Lakeland Financial Corporation's P/BV is 2.1×, near the high end of its own history: higher than 77% of past readings. Its usual P/BV (the middle reading) is 2.0×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved +6.0%. The price ran ahead of book value, which pushed the multiple up within its own range. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Lakeland Financial business getting better or worse? Lakeland Financial Corporation's business is giving mixed signals. There is no clear direction across the growth lines, with ROE steady at 14.4%; each line tells part of the story. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does Lakeland Financial earn on its equity and assets? Lakeland Financial Corporation earned a return on equity of 14% in FY25. Its lowest yearly reading on file was 14% in FY21. On its assets, every $100 earned about $1.61, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does Lakeland Financial have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Lakeland Financial shareholding pattern? 10.1% of Lakeland Financial Corporation's tradable shares are in short positions, which are bets that the price will fall, so a large group of traders is betting against it. At normal trading volumes, closing those positions would take about 10.3 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Lakeland Financial from balance-sheet trouble? For Lakeland Financial Corporation, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Lakeland Financial rank in its industry? There is no score against its industry: Lakeland Financial Corporation is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Lakeland Financial compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Lakeland Financial in size? Lakeland Financial is the 131st largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: ConnectOne Bancorp, Inc., Pathward Financial, Inc. and Live Oak Bancshares, Inc. Just below it: Esquire Financial Holdings, Inc., Triumph Financial, Inc. and Amalgamated Financial Corp. ### Banks - Regional companies close in size

1. [ConnectOne Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/cnob) $1.6 billion
2. [Pathward Financial, Inc.](https://www.sectoralpha.in/us/stocks/cash) $1.6 billion
3. [Live Oak Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/lob) $1.6 billion
4. Lakeland Financial Corporation $1.5 billion
5. [Esquire Financial Holdings, Inc.](https://www.sectoralpha.in/us/stocks/esq) $1.5 billion
6. [Triumph Financial, Inc.](https://www.sectoralpha.in/us/stocks/tfin) $1.5 billion
7. [Amalgamated Financial Corp.](https://www.sectoralpha.in/us/stocks/amal) $1.5 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Cimpress plc](https://www.sectoralpha.in/us/stocks/cmpr) $1.6 billion · Specialty Business Services
2. [PROG Holdings, Inc.](https://www.sectoralpha.in/us/stocks/prg) $1.6 billion · Rental & Leasing Services
3. Lakeland Financial Corporation $1.6 billion
4. [Sharplink, Inc.](https://www.sectoralpha.in/us/stocks/sbet) $1.6 billion · Capital Markets
5. [Innovative Industrial Properties, Inc.](https://www.sectoralpha.in/us/stocks/iipr) $1.6 billion · REIT - Industrial

## What else do people ask about Lakeland Financial? ### What were Lakeland Financial's latest quarterly results? Lakeland Financial Corporation reported total income of $69.2 M and net profit of $28.4 M for the Jun 2026 quarter. Income rose 9.2% and profit rose 5.5% compared with a year earlier. Earnings per share were $1.13. The net margin was 41.1%, 1.5 percentage points lower than a year earlier (as of 5 November 2026). ### What is Lakeland Financial's market cap? Lakeland Financial Corporation's market capitalisation is $1.5 B at a stock price of $61.37. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Lakeland Financial performing? Lakeland Financial Corporation's latest readings are below. In its latest quarter, income rose 9.2% and profit rose 5.5% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running. This describes what the data did, not a rating (as of 5 November 2026). ### Will Lakeland Financial's stock price go up? This page does not forecast Lakeland Financial Corporation's stock price. What it shows instead: the stock price is $61.37. Its P/BV of 2.1× is higher than 77% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 5 November 2026). ### Where is Lakeland Financial in its business cycle? Lakeland Financial Corporation's FY25 net margin was 40.2%, against a 5-year range of 38.9% to 44.1%: the low end of its own range, which is often where recoveries start. The latest quarter was 41.1%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Lakeland Financial story? Biggest thing to watch: the P/BV is higher than 77% of its own history, so the multiple has already done part of the work. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Lakeland Financial a stock worth studying right now? What the numbers show: Lakeland Financial Corporation's earnings have grown faster than its share price. Earnings per share grew +10.5% in a year while the price moved +6.0%. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.