# Ethos Technologies share price today (Ethos Technologies Inc., LIFE)

> Ethos Technologies Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. LIFE · Financials · Insurance Brokers · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/life

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## Key numbers

- Price: $40.88
- P/BV: 5.1×, too little history to compare yet
- Revenue (Jun 2026): $190 M (+113.4% on a year ago)
- Profit (Jun 2026): $19.5 M (+5.8% on a year ago)
- Net margin: 10.3% (−10.5 points on a year ago)
- ROE: −27%, FY25

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the Ethos Technologies share price today? Ethos Technologies Inc.'s share price was $40.88 at the close on 3 November 2026. Since its first close in our records, on 30 January 2026, it has traded between $10 and $43, and at that close it sat 93% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 28 weeks in a row. Over the last 10 months the share price moved +172% while the S&P 500 moved +9%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Ethos Technologies pay? Ethos Technologies Inc. pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is Ethos Technologies on? Ethos Technologies is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Ethos Technologies profitable? Ethos Technologies Inc. earned $19.5 M of net profit in the Jun 2026 quarter, +5.8% on the same quarter a year earlier. Full-year FY25 profit was $71.2 M. Over 2 years profit has grown 549.0% a year on average. That is 10.3% of the quarter's revenue. The same quarter a year earlier earned $18.5 M. 3 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was $71.2 M (+45.7% on the year before). Why profit moved: revenue changed +113.4% on a year earlier and the margin moved −10.5 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed −341.2% and revenue +79.2%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Ethos Technologies make, and is it growing? Ethos Technologies Inc. reported $190 M of income in the Jun 2026 quarter, +113.4% on the same quarter a year earlier. That is the 6th quarter in a row with growth on the year before. Over 2 years it has grown 55.8% a year on average. The last full year, FY25, came in at $388 M. The last four reported quarters add to $587 M. FY25 revenue was $388 M, +52.0% on the year before. Recent pace: the last four quarters grew +79.2% on average, against 55.8% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +83.2%, against +122.1% a year over the last 8 quarters (rolling over). ## How much does Ethos Technologies keep from what it earns? Ethos Technologies Inc.'s net margin was 10.3% in the Jun 2026 quarter, 10.5 percentage points lower than the same quarter a year ago. Across 3 years it has been between 1.1% and 19.2%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Ethos Technologies' loans have gone bad? Ethos Technologies Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Ethos Technologies' loan book growing? Ethos Technologies Inc.'s revenue was $388 M in FY25, +52.0% on the year before, so the loan book is growing. The latest quarter was +113.4% on a year earlier. The net margin on that income is 10.3%, −10.5 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Ethos Technologies' P/BV ratio, and how does it compare with its own history? Ethos Technologies Inc.'s P/BV is 5.1×, with too little history to compare. Its usual P/BV (the middle reading) is 3.0×, over 7 months of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about −27% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. In short: there is too little history to say whether the multiple is high or low for this company, so the book value trend underneath matters more than the multiple. ## Is the Ethos Technologies business getting better or worse? Ethos Technologies Inc.'s business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 7 quarters of 1 measure, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. One or more growth lines have an extreme jump caused by comparing with a near-zero or loss-making quarter. Those jumps are capped before reading and drawn at the edge of the chart, so one odd quarter does not decide the result. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does Ethos Technologies earn on its equity and assets? Ethos Technologies Inc. earned a return on equity of 19% in FY25. Its lowest yearly reading on file was 1% in FY23. On its assets, every $100 earned about −$11.27, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 549.0% a year over 2 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Ethos Technologies have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Ethos Technologies shareholding pattern? 13.8% of Ethos Technologies Inc.'s tradable shares are in short positions, which are bets that the price will fall, so a large group of traders is betting against it. At normal trading volumes, closing those positions would take about 2.4 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Ethos Technologies from balance-sheet trouble? For Ethos Technologies Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Ethos Technologies rank in its industry? 39.8 out of 100, rank 15 of 15 in Insurance Brokers, with 44% of the evidence available. It is provisional, so it is ranked below companies with full evidence. Ethos Technologies Inc. scores 39.8 out of 100 against the 15 companies it is compared with in Insurance Brokers, ranking 15. Some evidence is missing, so the score is pulled toward the middle on purpose. The three scored parts add up to the total exactly: 21.4 + 6.1 + 12.3 = 39.8 (no relative-strength reading this week; its 20 points are shared across the other three). This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Ethos Technologies compared with? Ethos Technologies ranks 15 of 15 Insurance Brokers companies on the 4-Factor Sector Score, with 39.8 out of 100. 1. [TWFG, Inc.](https://www.sectoralpha.in/us/stocks/twfg) TWFG · turning · Most evidence points up · 76% evidence 73.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 28.4/35 · Income 34.7% · Profit 80.7% · 71% evidence Capital efficiency 16.6/25 · ROA 8.3% · ROE 16.8% · GNPA n/a · 68% evidence Valuation 16.0/20 · P/BV 1.09× · P/BV÷ROE 0.07 · 70% evidence Relative strength 12.7/20 · Lead over its industry 3.7% · Lead over S&P 500 13.5% · 1 year 13.2% · 100% evidence · 5 of 12 weeks ahead Exact sum: 28.4 + 16.6 + 16 + 12.7 = 73.7 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 2. [CorVel Corporation](https://www.sectoralpha.in/us/stocks/crvl) CRVL · breaking out · Evidence leans up · 76% evidence 59.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 16.1/35 · Income 7.2% · Profit 15% · 71% evidence Capital efficiency 19.4/25 · ROA 15.4% · ROE 32.2% · GNPA n/a · 68% evidence Valuation 5.2/20 · P/BV 7.8× · P/BV÷ROE 0.24 · 70% evidence Relative strength 18.9/20 · Lead over its industry 11.2% · Lead over S&P 500 22.2% · 1 year 8.8% · 100% evidence · 12 of 12 weeks ahead Exact sum: 16.1 + 19.4 + 5.2 + 18.9 = 59.6 · What this means: Relative strength against the index is 22.2%, and revenue and profit growth are weak. 3. [Brown & Brown, Inc.](https://www.sectoralpha.in/us/stocks/bro) BRO · turning · Evidence leans up · 76% evidence 56.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.0/35 · Income 34.6% · Profit 19.7% · 71% evidence Capital efficiency 14.2/25 · ROA 7.4% · ROE 13.6% · GNPA n/a · 68% evidence Valuation 13.7/20 · P/BV 1.73× · P/BV÷ROE 0.13 · 70% evidence Relative strength 6.3/20 · Lead over its industry -11.8% · Lead over S&P 500 -2.8% · 1 year -9.7% · 100% evidence · 6 of 12 weeks ahead Exact sum: 22 + 14.2 + 13.7 + 6.3 = 56.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. [Arthur J. Gallagher & Co.](https://www.sectoralpha.in/us/stocks/ajg) AJG · turning · Evidence leans up · 76% evidence 56.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 18.4/35 · Income 30.8% · Profit -4.5% · 71% evidence Capital efficiency 13.4/25 · ROA 4.4% · ROE 14% · GNPA n/a · 68% evidence Valuation 9.8/20 · P/BV 2.48× · P/BV÷ROE 0.18 · 70% evidence Relative strength 14.5/20 · Lead over its industry -0.4% · Lead over S&P 500 9.7% · 1 year 9.4% · 100% evidence · 8 of 12 weeks ahead Exact sum: 18.4 + 13.4 + 9.8 + 14.5 = 56.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. [Marsh & McLennan Companies, Inc.](https://www.sectoralpha.in/us/stocks/mrsh) MRSH · turning · Evidence leans up · 80% evidence 55.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 15.5/35 · Income 7.6% · Profit -1.9% · 81% evidence Capital efficiency 17.8/25 · ROA 8.2% · ROE 34.2% · GNPA n/a · 68% evidence Valuation 10.3/20 · P/BV 5.46× · P/BV÷ROE 0.16 · 70% evidence Relative strength 12.2/20 · Lead over its industry -2.2% · Lead over S&P 500 8.1% · 1 year 13.1% · 100% evidence · 6 of 12 weeks ahead Exact sum: 15.5 + 17.8 + 10.3 + 12.2 = 55.8 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [Goosehead Insurance, Inc.](https://www.sectoralpha.in/us/stocks/gshd) GSHD · basing · Evidence leans up · 64% evidence 54.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.5/35 · Income 17.6% · Profit 16.7% · 71% evidence Capital efficiency 18.6/25 · ROA 9.2% · ROE 461.2% · GNPA n/a · 68% evidence Valuation 10.9/20 · P/BV -6.09× · P/BV÷ROE n/a · 10% evidence Relative strength 0.4/20 · Lead over its industry -16.9% · Lead over S&P 500 -9.4% · 1 year -24.9% · 100% evidence · 5 of 12 weeks ahead Exact sum: 24.5 + 18.6 + 10.9 + 0.4 = 54.4 · What this means: Earnings are strong; relative strength in its sector is -16.9% and the one-year return is -24.9%. 7. [Aon plc](https://www.sectoralpha.in/us/stocks/aon) AON · basing · Evidence leans up · 76% evidence 51.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.5/35 · Income 4.9% · Profit 49.3% · 71% evidence Capital efficiency 18.9/25 · ROA 8.8% · ROE 50.8% · GNPA n/a · 68% evidence Valuation 11.2/20 · P/BV 7.3× · P/BV÷ROE 0.14 · 70% evidence Relative strength 1.5/20 · Lead over its industry -14.3% · Lead over S&P 500 -5.2% · 1 year -4.7% · 100% evidence · 2 of 12 weeks ahead Exact sum: 19.5 + 18.9 + 11.2 + 1.5 = 51.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 8. [Willis Towers Watson Public Limited Company](https://www.sectoralpha.in/us/stocks/wtw) WTW · quiet · Evidence leans up · 76% evidence 50.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.6/35 · Income 3% · Profit 100% · 71% evidence Capital efficiency 13.4/25 · ROA 4.2% · ROE 15% · GNPA n/a · 68% evidence Valuation 7.4/20 · P/BV 3.18× · P/BV÷ROE 0.21 · 70% evidence Relative strength 7.0/20 · Lead over its industry -6.7% · Lead over S&P 500 2.9% · 1 year 0.5% · 100% evidence · 6 of 12 weeks ahead Exact sum: 22.6 + 13.4 + 7.4 + 7 = 50.4 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 9. [Accelerant Holdings](https://www.sectoralpha.in/us/stocks/arx) ARX · leader · Evidence leans down · 64% evidence 47.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 12.8/35 · Income 55.5% · Profit -3137.8% · 71% evidence Capital efficiency 5.3/25 · ROA -0.2% · ROE -2.3% · GNPA n/a · 68% evidence Valuation 9.6/20 · P/BV 3.44× · P/BV÷ROE n/a · 10% evidence Relative strength 20.0/20 · Lead over its industry 13.5% · Lead over S&P 500 24.9% · 1 year 56.7% · 100% evidence · 12 of 12 weeks ahead Exact sum: 12.8 + 5.3 + 9.6 + 20 = 47.7 · What this means: Relative strength against the index is 24.9%, and revenue and profit growth are weak. 10. [Erie Indemnity Company](https://www.sectoralpha.in/us/stocks/erie) ERIE · turning · Evidence leans down · 76% evidence 45.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 10.0/35 · Income 3.7% · Profit -7.8% · 71% evidence Capital efficiency 18.7/25 · ROA 12.7% · ROE 26% · GNPA n/a · 68% evidence Valuation 8.2/20 · P/BV 5.08× · P/BV÷ROE 0.2 · 70% evidence Relative strength 9.0/20 · Lead over its industry -8.5% · Lead over S&P 500 1% · 1 year -5.3% · 100% evidence · 8 of 12 weeks ahead Exact sum: 10 + 18.7 + 8.2 + 9 = 45.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 11. [The Baldwin Insurance Group, Inc.](https://www.sectoralpha.in/us/stocks/bwin) BWIN · leader · Too little evidence to rank firmly · 55% evidence 45.0 out of 100 Growth Capital Valuation Relative
12. [Crawford & Company](https://www.sectoralpha.in/us/stocks/crd-a) CRD-A · quiet · Most evidence points down · 76% evidence 25.1 out of 100 Growth Capital Valuation Relative
13. SelectQuote, Inc. SLQT · Too little evidence to rank firmly · 47% evidence 62.8 out of 100 Growth Capital Valuation Relative
14. [Neptune Insurance Holdings Inc.](https://www.sectoralpha.in/us/stocks/np) NP · quiet · Too little evidence to rank firmly · 41% evidence 52.0 out of 100 Growth Capital Valuation Relative
15. Ethos Technologies Inc. this page LIFE · breaking out · Too little evidence to rank firmly · 44% evidence 39.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.4/43.75 · Income 82.9% · Profit -282% · 71% evidence Capital efficiency 6.1/31.25 · ROA -72% · ROE -162.1% · GNPA n/a · 68% evidence Valuation 12.3/25 · P/BV 2.4× · P/BV÷ROE n/a · 10% evidence Relative strength: no reading this week · its 20 points are shared across the other three Exact sum: 21.4 + 6.1 + 12.3 = 39.8 (no relative-strength reading this week; its 20 points are shared across the other three) · What this means: Some evidence is missing, so the score is pulled toward the middle on purpose. Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Insurance Brokers](https://www.sectoralpha.in/us/sectors/insurance-brokers), all 15 compared on one page. ## Which companies are close to Ethos Technologies in size? Ethos Technologies is the 11th largest of 14 Insurance Brokers companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: Accelerant Holdings, CorVel Corporation and Neptune Insurance Holdings Inc. Just below it: Goosehead Insurance, Inc., TWFG, Inc. and Crawford & Company. ### Insurance Brokers companies close in size

1. [Accelerant Holdings](https://www.sectoralpha.in/us/stocks/arx) $4.3 billion
2. [CorVel Corporation](https://www.sectoralpha.in/us/stocks/crvl) $4.2 billion
3. [Neptune Insurance Holdings Inc.](https://www.sectoralpha.in/us/stocks/np) $4 billion
4. Ethos Technologies Inc. $2.6 billion
5. [Goosehead Insurance, Inc.](https://www.sectoralpha.in/us/stocks/gshd) $1.9 billion
6. [TWFG, Inc.](https://www.sectoralpha.in/us/stocks/twfg) $1.6 billion
7. [Crawford & Company](https://www.sectoralpha.in/us/stocks/crd-a) $543 million

[All 14 Insurance Brokers companies, largest first](https://www.sectoralpha.in/us/sectors/insurance-brokers#all-companies)

### Companies close in size in other industries

1. [Privia Health Group, Inc.](https://www.sectoralpha.in/us/stocks/prva) $2.7 billion · Health Information Services
2. [FB Financial Corporation](https://www.sectoralpha.in/us/stocks/fbk) $2.7 billion · Banks - Regional
3. Ethos Technologies Inc. $2.7 billion
4. [Skyward Specialty Insurance Group, Inc.](https://www.sectoralpha.in/us/stocks/skwd) $2.7 billion · Insurance - Property & Casualty
5. [Trekor Metals Limited](https://www.sectoralpha.in/us/stocks/tgb) $2.7 billion · Copper

## What else do people ask about Ethos Technologies? ### What is Ethos Technologies's stock price today? Ethos Technologies Inc.'s stock price is $40.88. The whole company is worth $2.6 B on the market. In the last 52 weeks it traded between $10 to $43; today it is 93% of the way up from the low (as of 3 November 2026). ### What were Ethos Technologies's latest quarterly results? Ethos Technologies Inc. reported total income of $190 M and net profit of $19.5 M for the Jun 2026 quarter. Income rose 113.4% and profit rose 5.8% compared with a year earlier. Earnings per share were $0.30. The net margin was 10.3%, 10.5 percentage points lower than a year earlier (as of 3 November 2026). ### What is Ethos Technologies's market cap? Ethos Technologies Inc.'s market capitalisation is $2.6 B at a stock price of $40.88. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Ethos Technologies performing? Ethos Technologies Inc.'s latest readings are below. In its latest quarter, income rose 113.4% and profit rose 5.8% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 28 weeks running. This describes what the data did, not a rating (as of 3 November 2026). ### Will Ethos Technologies's stock price go up? This page does not forecast Ethos Technologies Inc.'s stock price. What it shows instead: the stock price is $40.88. Nobody can reliably say which way a price will move, and this site does not try (as of 3 November 2026). ### Where is Ethos Technologies in its business cycle? Ethos Technologies Inc.'s FY25 net margin was 18.4%, against a 3-year range of 1.1% to 19.2%: the middle of its own range, neither a peak nor a low. The latest quarter was 10.3%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Ethos Technologies story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Ethos Technologies a stock worth studying right now? What the numbers show: Ethos Technologies Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.