# First Internet Bancorp share price today (First Internet Bancorp, INBK)

> First Internet Bancorp's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. INBK · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/inbk

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## Key numbers

- Business trend: Getting worse, from fewer quarters than usual
- Price: $27.13 (+51.7% in a year)
- P/BV: 0.7×, against its own history
- Revenue (Jun 2026): ₹0.0 B
- Profit (Jun 2026): ₹0.0 B (+1,126.4% on a year ago)
- Net margin: 8.5% (+7.5 points on a year ago)
- ROE: 4%, FY25
- ROA: 0.26%, latest

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the First Internet Bancorp share price today? First Internet Bancorp's share price was $27.13 at the close on 4 November 2026. That is 9.3% above its average price over the last 200 trading days. In the last 52 weeks it traded between $18 and $30, and at that close it sat 78% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 7 weeks running. Over the last 1 year the share price moved −2% while the S&P 500 moved +18%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 18 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does First Internet Bancorp pay? First Internet Bancorp declared ₹0.06 per local share for Jun 2026, and ₹0.24 over the last four reported quarters. It reports in its home currency, and one US-listed share can stand for several local shares, so we do not set this against the dollar price or show a yield. ## Which stock lists is First Internet Bancorp on? First Internet Bancorp is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is First Internet Bancorp profitable? First Internet Bancorp earned ₹0.0 B of net profit in the Jun 2026 quarter, +1,126.4% on the same quarter a year earlier. That is the 2nd quarter in a row of profit growth. The full FY25 year was a loss of ₹0.04 B. That is 8.5% of the quarter's revenue. The same quarter a year earlier earned ₹0.0 B. 1 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was ₹0.0 B (−239.1% on the year before). Why profit moved: revenue changed +39.0% on a year earlier and the margin moved +7.5 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +142.4% and revenue −37.8%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit. This company reports in its home currency, not US dollars, so the money charts are left out here. The figures in the text are in that currency (₹); nothing is converted. ## How much revenue does First Internet Bancorp make, and is it growing? First Internet Bancorp reported ₹0.0 B of income in the Jun 2026 quarter, +39.0% on the same quarter a year earlier. That is the 2nd quarter in a row with growth on the year before. Over 4 years it has grown −21.8% a year on average. The last full year, FY25, came in at ₹0.0 B. The last four reported quarters add to ₹0.1 B. FY25 revenue was ₹0.0 B, −62.5% on the year before. Recent pace: the last four quarters grew −37.8% on average, against −21.8% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −48.1%, against −26.3% a year over the last 8 quarters (rolling over). This company reports in its home currency, not US dollars, so the money charts are left out here. The figures in the text are in that currency (₹); nothing is converted. ## How much does First Internet Bancorp keep from what it earns? First Internet Bancorp's net margin was 8.5% in the Jun 2026 quarter, 7.5 percentage points higher than the same quarter a year ago. Across 5 years it has been between −79.6% and 40.6%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of First Internet Bancorp's loans have gone bad? First Internet Bancorp does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is First Internet Bancorp's loan book growing? First Internet Bancorp's revenue was ₹0.0 B in FY25, −62.5% on the year before, so the loan book is not growing. The latest quarter was +39.0% on a year earlier. The net margin on that income is 8.5%, +7.5 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. This company reports in its home currency, not US dollars, so the money charts are left out here. The figures in the text are in that currency (₹); nothing is converted. ## What is First Internet Bancorp's P/BV ratio, and how does it compare with its own history? First Internet Bancorp's P/BV is 0.7×, with too little history to compare. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 4% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve. In short: there is too little history to say whether the multiple is high or low for this company, so the book value trend underneath matters more than the multiple. ## Is the First Internet Bancorp business getting better or worse? First Internet Bancorp's business is getting worse. Revenue and profit growth are shrinking: revenue growth is −48.1% in the latest quarter, against +39.4% at its best in 12 quarters, with ROE steady at -8.6%. This is based on 12 quarters of 3 measures, with some gaps. Why it matters: falling lines mean any ratio below that looks low should be read with that direction in mind. This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution. ## How much does First Internet Bancorp earn on its equity and assets? First Internet Bancorp earned a return on equity of −10% in FY25. That is its lowest yearly reading on file. On its assets, every ₹100 earned about ₹0.26, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does First Internet Bancorp have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the First Internet Bancorp shareholding pattern? 2.3% of First Internet Bancorp's tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 4.3 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is First Internet Bancorp from balance-sheet trouble? For First Internet Bancorp, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does First Internet Bancorp rank in its industry? There is no score against its industry: First Internet Bancorp is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is First Internet Bancorp compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to First Internet Bancorp in size? First Internet Bancorp is the 266th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Eagle Financial Services, Inc., FB Bancorp, Inc. and CF Bankshares Inc. Just below it: Peoples Bancorp of North Carolina, Inc., Citizens Community Bancorp, Inc. and Ohio Valley Banc Corp. ### Banks - Regional companies close in size

1. [Eagle Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/efsi) $247 million
2. [FB Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/fbla) $247 million
3. [CF Bankshares Inc.](https://www.sectoralpha.in/us/stocks/cfbk) $238 million
4. First Internet Bancorp $237 million
5. [Peoples Bancorp of North Carolina, Inc.](https://www.sectoralpha.in/us/stocks/pebk) $237 million
6. [Citizens Community Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/czwi) $234 million
7. [Ohio Valley Banc Corp.](https://www.sectoralpha.in/us/stocks/ovbc) $231 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Korro Bio, Inc.](https://www.sectoralpha.in/us/stocks/krro) $234 million · Biotechnology
2. [Kodiak AI, Inc.](https://www.sectoralpha.in/us/stocks/kdk) $233 million · Software - Infrastructure
3. First Internet Bancorp $232 million
4. [Microvast Holdings, Inc.](https://www.sectoralpha.in/us/stocks/mvst) $232 million · Auto Parts
5. [HireQuest, Inc.](https://www.sectoralpha.in/us/stocks/hqi) $232 million · Staffing & Employment Services

## What else do people ask about First Internet Bancorp? ### What were First Internet Bancorp's latest quarterly results? First Internet Bancorp reported total income of ₹0.0 B and net profit of ₹0.0 B for the Jun 2026 quarter. Income rose 39.0% and profit rose 1,126.4% compared with a year earlier. The net margin was 8.5%, 7.5 percentage points higher than a year earlier (as of 4 November 2026). ### What is First Internet Bancorp's market cap? First Internet Bancorp's market capitalisation is $237 M at a stock price of $27.13. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is First Internet Bancorp performing? First Internet Bancorp's latest readings are below. In its latest quarter, income rose 39.0% and profit rose 1,126.4% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 7 weeks running. This describes what the data did, not a rating (as of 4 November 2026). ### Will First Internet Bancorp's stock price go up? This page does not forecast First Internet Bancorp's stock price. What it shows instead: the stock price is $27.13. Nobody can reliably say which way a price will move, and this site does not try (as of 4 November 2026). ### Where is First Internet Bancorp in its business cycle? First Internet Bancorp's FY25 net margin was −79.6%, against a 5-year range of −79.6% to 40.6%: the low end of its own range, which is often where recoveries start. The latest quarter was 8.5%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the First Internet Bancorp story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is First Internet Bancorp a stock worth studying right now? What the numbers show: First Internet Bancorp's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.