# Intercorp Financial Services share price today (Intercorp Financial Services Inc., IFS)

> Intercorp Financial Services Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. IFS · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/ifs

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## Key numbers

- Business trend: Slowing from a peak, from fewer quarters than usual
- Price: $47.31 (+12.8% in a year)
- P/BV: 1.4×, against its own history
- Revenue (Jun 2026): ₹1.5 B (+3.8% on a year ago)
- Profit (Jun 2026): ₹0.6 B (+0.9% on a year ago)
- Net margin: 37.6% (−1.1 points on a year ago)
- ROE: 17%, FY25
- ROA: 2.07%, latest

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the Intercorp Financial Services share price today? Intercorp Financial Services Inc.'s share price was $47.31 at the close on 5 November 2026. It has been moving sideways for 2 weeks. That is 8.8% below its average price over the last 200 trading days. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 9 weeks running. In the last 52 weeks it traded between $40 and $61, and at that close it sat 36% of the way up from that low. Over the last 7.3 years the share price moved +10% while the S&P 500 moved +143%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 4 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Intercorp Financial Services pay? Intercorp Financial Services Inc. declared ₹6.06 per local share for Dec 2025. It reports in its home currency, and one US-listed share can stand for several local shares, so we do not set this against the dollar price or show a yield. ## Which stock lists is Intercorp Financial Services on? Intercorp Financial Services is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Intercorp Financial Services profitable? Intercorp Financial Services Inc. earned ₹0.6 B of net profit in the Jun 2026 quarter, +0.9% on the same quarter a year earlier. That is the 2nd quarter in a row of profit growth. Full-year FY25 profit was ₹1.9 B. Over 3 years profit has grown 2.6% a year on average. That is 37.6% of the quarter's revenue. The same quarter a year earlier earned ₹0.6 B. For the full year, FY25 profit was ₹1.9 B (+48.6% on the year before). Why profit moved: revenue changed +3.8% on a year earlier and the margin moved −1.1 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +11.7% and revenue +10.5%. Profit and revenue are moving at about the same pace. This company reports in its home currency, not US dollars, so the money charts are left out here. The figures in the text are in that currency (₹); nothing is converted. ## How much revenue does Intercorp Financial Services make, and is it growing? Intercorp Financial Services Inc. reported ₹1.5 B of income in the Jun 2026 quarter, +3.8% on the same quarter a year earlier. That is the 8th quarter in a row with growth on the year before. Over 3 years it has grown 5.9% a year on average. The last full year, FY25, came in at ₹5.5 B. The last four reported quarters add to ₹5.9 B. FY25 revenue was ₹5.5 B, +22.6% on the year before. Recent pace: the last four quarters grew +10.5% on average, against 5.9% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +10.0%, against +24.1% a year over the last 8 quarters (rolling over); profit over the last 12 months grew +10.3%, against +52.2% a year (rolling over). This company reports in its home currency, not US dollars, so the money charts are left out here. The figures in the text are in that currency (₹); nothing is converted. ## How much does Intercorp Financial Services keep from what it earns? Intercorp Financial Services Inc.'s net margin was 37.6% in the Jun 2026 quarter, 1.1 percentage points lower than the same quarter a year ago. Across 5 years it has been between 26.2% and 38.6%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Intercorp Financial Services' loans have gone bad? Intercorp Financial Services Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Intercorp Financial Services' loan book growing? Intercorp Financial Services Inc.'s revenue was ₹5.5 B in FY25, +22.6% on the year before, so the loan book is growing. The latest quarter was +3.8% on a year earlier. The net margin on that income is 37.6%, −1.1 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. This company reports in its home currency, not US dollars, so the money charts are left out here. The figures in the text are in that currency (₹); nothing is converted. ## What is Intercorp Financial Services' P/BV ratio, and how does it compare with its own history? Intercorp Financial Services Inc.'s P/BV is 1.4×, with too little history to compare. This compares the share price with the company’s own past. It does not say what the business is worth. In short: there is too little history to say whether the multiple is high or low for this company, so the book value trend underneath matters more than the multiple. ## Is the Intercorp Financial Services business getting better or worse? Intercorp Financial Services Inc.'s business is slowing from a peak. Revenue and profit growth have slowed sharply (revenue growth from +33.1% at its peak to +10.0% now), while ROE is still 16.2%. This is based on 12 quarters of 3 measures, with some gaps. Why it matters: slowing from a peak is where good stories often end quietly. This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution. ## How much does Intercorp Financial Services earn on its equity and assets? Intercorp Financial Services Inc. earned a return on equity of 16% in FY25. Its lowest yearly reading on file was 11% in FY23. On its assets, every ₹100 earned about ₹2.07, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 2.6% a year over 3 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Intercorp Financial Services have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Intercorp Financial Services shareholding pattern? 0.9% of Intercorp Financial Services Inc.'s tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 1.3 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Intercorp Financial Services from balance-sheet trouble? For Intercorp Financial Services Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Intercorp Financial Services rank in its industry? There is no score against its industry: Intercorp Financial Services Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Intercorp Financial Services compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Intercorp Financial Services in size? Intercorp Financial Services is the 57th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Ameris Bancorp, Axos Financial, Inc. and Grupo Financiero Galicia S.A. Just below it: Grupo Aval Acciones y Valores S.A., Eastern Bankshares, Inc. and TFS Financial Corporation. ### Banks - Regional companies close in size

1. [Ameris Bancorp](https://www.sectoralpha.in/us/stocks/abcb) $5.5 billion
2. [Axos Financial, Inc.](https://www.sectoralpha.in/us/stocks/ax) $5.2 billion
3. [Grupo Financiero Galicia S.A.](https://www.sectoralpha.in/us/stocks/ggal) $5.2 billion
4. Intercorp Financial Services Inc. $5.1 billion
5. [Grupo Aval Acciones y Valores S.A.](https://www.sectoralpha.in/us/stocks/aval) $5 billion
6. [Eastern Bankshares, Inc.](https://www.sectoralpha.in/us/stocks/ebc) $5 billion
7. [TFS Financial Corporation](https://www.sectoralpha.in/us/stocks/tfsl) $4.6 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Portland General Electric Company](https://www.sectoralpha.in/us/stocks/por) $5.5 billion · Utilities - Regulated Electric
2. [West Fraser Timber Co. Ltd.](https://www.sectoralpha.in/us/stocks/wfg) $5.5 billion · Lumber & Wood Production
3. Intercorp Financial Services Inc. $5.5 billion
4. [Celanese Corporation](https://www.sectoralpha.in/us/stocks/ce) $5.5 billion · Chemicals
5. [VEON Ltd.](https://www.sectoralpha.in/us/stocks/veon) $5.4 billion · Telecom Services

## What else do people ask about Intercorp Financial Services? ### What were Intercorp Financial Services's latest quarterly results? Intercorp Financial Services Inc. reported total income of ₹1.5 B and net profit of ₹0.6 B for the Jun 2026 quarter. Income rose 3.8% and profit rose 0.9% compared with a year earlier. The net margin was 37.6%, 1.1 percentage points lower than a year earlier (as of 5 November 2026). ### What is Intercorp Financial Services's market cap? Intercorp Financial Services Inc.'s market capitalisation is $5.1 B at a stock price of $47.31. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Intercorp Financial Services performing? Intercorp Financial Services Inc.'s share price has been moving sideways for 2 weeks. In its latest quarter, income rose 3.8% and profit rose 0.9% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 9 weeks running (as of 5 November 2026). ### Will Intercorp Financial Services's stock price go up? This page does not forecast Intercorp Financial Services Inc.'s stock price. What it shows instead: the stock price is $47.31, and it has been moving sideways for 2 weeks. Nobody can reliably say which way a price will move, and this site does not try (as of 5 November 2026). ### Where is Intercorp Financial Services in its business cycle? Intercorp Financial Services Inc.'s FY25 net margin was 35.2%, against a 5-year range of 26.2% to 38.6%: the middle of its own range, neither a peak nor a low. The latest quarter was 37.6%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Intercorp Financial Services story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Intercorp Financial Services a stock worth studying right now? What the numbers show: Intercorp Financial Services Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.