# Hilltop Holdings share price today (Hilltop Holdings Inc., HTH)

> Hilltop Holdings Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. HTH · Financials · Financial Conglomerates · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/hth

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## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $37.18 (+15.1% in a year)
- P/BV: 1.0× (higher than 70% of the last 5.3 years)
- Revenue (Sep 2026): $299 M (−10.0% on a year ago)
- Profit (Sep 2026): $24.9 M (−45.7% on a year ago)
- Net margin: 8.3% (−5.5 points on a year ago)
- ROE: 7%, FY25
- ROA: 0.92%, latest

The main question: yearly earnings per share moved +51.7% while the share price moved +15.1%. ## What is the Hilltop Holdings share price today? Hilltop Holdings Inc.'s share price was $37.18 at the close on 3 November 2026. It has been moving sideways for 5 weeks. That is 1.5% below its average price over the last 200 trading days. In the last 52 weeks it traded between $33 and $40, and at that close it sat 60% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 7 weeks running. Over the last 10 years the share price moved +74% while the S&P 500 moved +255%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 18 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Hilltop Holdings pay? Hilltop Holdings Inc. paid $0.80 per share over the last four reported quarters. The most recent declaration was $0.22 for Sep 2026. At today's price of $37.18 that is a yield of 2.15%, based on dividends already paid, not a forecast. ## Which stock lists is Hilltop Holdings on? Hilltop Holdings is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Hilltop Holdings profitable? Hilltop Holdings Inc. earned $24.9 M of net profit in the Sep 2026 quarter, −45.7% on the same quarter a year earlier. Full-year FY25 profit was $166 M. Over 4 years profit has grown −18.5% a year on average. That is 8.3% of the quarter's revenue. The same quarter a year earlier earned $45.8 M. For the full year, FY25 profit was $166 M (+46.3% on the year before). Why profit moved: revenue changed −10.0% on a year earlier and the margin moved −5.5 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed −9.4% and revenue −1.5%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Hilltop Holdings make, and is it growing? Hilltop Holdings Inc. reported $299 M of income in the Sep 2026 quarter, −10.0% on the same quarter a year earlier. Over 4 years it has grown −9.4% a year on average. The last full year, FY25, came in at $1.3 B. The last four reported quarters add to $1.2 B. FY25 revenue was $1.3 B, +7.3% on the year before. Recent pace: the last four quarters grew −1.5% on average, against −9.4% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −1.8%, against +2.8% a year over the last 8 quarters (rolling over); profit over the last 12 months grew −11.7%, against +15.1% a year (rolling over). ## How much does Hilltop Holdings keep from what it earns? Hilltop Holdings Inc.'s net margin was 8.3% in the Sep 2026 quarter, 5.5 percentage points lower than the same quarter a year ago. Across 5 years it has been between 8.8% and 19.8%. The latest quarter is below every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Hilltop Holdings' loans have gone bad? Hilltop Holdings Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Hilltop Holdings' loan book growing? Hilltop Holdings Inc.'s revenue was $1.3 B in FY25, +7.3% on the year before, so the loan book is growing. The latest quarter was −10.0% on a year earlier. The net margin on that income is 8.3%, −5.5 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Hilltop Holdings' P/BV ratio, and how does it compare with its own history? Hilltop Holdings Inc.'s P/BV is 1.0×, near the high end of its own history: higher than 70% of past readings. Its usual P/BV (the middle reading) is 1.0×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 7% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +15.1%. The price ran ahead of book value, which pushed the multiple up within its own range. Where the price move came from: over 5 years the price moved −0.5% a year; about +3.8% a year came from book-value growth and about −4.3 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Hilltop Holdings business getting better or worse? Hilltop Holdings Inc.'s business is giving mixed signals. There is no clear direction across the growth lines, with ROE steady at 6.6%; each line tells part of the story. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does Hilltop Holdings earn on its equity and assets? Hilltop Holdings Inc. earned a return on equity of 8% in FY25. Its lowest yearly reading on file was 5% in FY23. On its assets, every $100 earned about $0.92, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew −18.5% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Hilltop Holdings have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Hilltop Holdings shareholding pattern? 6.5% of Hilltop Holdings Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 6.5 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Hilltop Holdings from balance-sheet trouble? For Hilltop Holdings Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Hilltop Holdings rank in its industry? 35.2 out of 100, rank 5 of 5 in Financial Conglomerates, with 80% of the evidence available. Hilltop Holdings Inc. scores 35.2 out of 100 against the 5 companies it is compared with in Financial Conglomerates, ranking 5. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 6 + 10.9 + 8.6 + 9.7 = 35.2. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Hilltop Holdings compared with? Hilltop Holdings ranks 5 of 5 Financial Conglomerates companies on the 4-Factor Sector Score, with 35.2 out of 100. 1. [LendingTree, Inc.](https://www.sectoralpha.in/us/stocks/tree) TREE · basing · Evidence leans up · 67% evidence 60.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.4/35 · Income 25.2% · Profit n/a · 45% evidence Capital efficiency 17.0/25 · ROA 9.3% · ROE 23.4% · GNPA n/a · 68% evidence Valuation 14.2/20 · P/BV 1.93× · P/BV÷ROE 0.08 · 70% evidence Relative strength 7.3/20 · Lead over its industry -28.4% · Lead over S&P 500 -33.2% · 1 year -44.5% · 100% evidence · 0 of 12 weeks ahead Exact sum: 22.4 + 17 + 14.2 + 7.3 = 60.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 2. BRC Group Holdings, Inc. RILY · quiet · Evidence leans up · 67% evidence 57.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.1/35 · Income 67.6% · Profit n/a · 45% evidence Capital efficiency 19.1/25 · ROA 49.9% · ROE 11059.6% · GNPA n/a · 68% evidence Valuation 16.0/20 · P/BV 1.61× · P/BV÷ROE 0 · 70% evidence Relative strength 0.0/20 · Lead over its industry -42.8% · Lead over S&P 500 -47.2% · 1 year -29.7% · 100% evidence · 0 of 12 weeks ahead Exact sum: 22.1 + 19.1 + 16 + 0 = 57.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [Voya Financial, Inc.](https://www.sectoralpha.in/us/stocks/voya) VOYA · turning · Evidence leans up · 76% evidence 56.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 16.8/35 · Income 3.2% · Profit 19.4% · 71% evidence Capital efficiency 10.3/25 · ROA 0.4% · ROE 11.3% · GNPA n/a · 68% evidence Valuation 13.1/20 · P/BV 1.24× · P/BV÷ROE 0.11 · 70% evidence Relative strength 15.8/20 · Lead over its industry 25.3% · Lead over S&P 500 17.2% · 1 year 43.2% · 100% evidence · 5 of 12 weeks ahead Exact sum: 16.8 + 10.3 + 13.1 + 15.8 = 56 · What this means: Relative strength against the index is 17.2%, and revenue and profit growth are weak. 4. [Freedom Holding Corp.](https://www.sectoralpha.in/us/stocks/frhc) FRHC · turning · Evidence leans up · 76% evidence 53.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.7/35 · Income 13.3% · Profit 98.7% · 71% evidence Capital efficiency 5.0/25 · ROA 0.3% · ROE 2.2% · GNPA n/a · 68% evidence Valuation 3.0/20 · P/BV 5.21× · P/BV÷ROE 2.37 · 70% evidence Relative strength 20.0/20 · Lead over its industry 30% · Lead over S&P 500 21.7% · 1 year 31.7% · 100% evidence · 10 of 12 weeks ahead Exact sum: 25.7 + 5 + 3 + 20 = 53.7 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. Hilltop Holdings Inc. this page HTH · quiet · Evidence leans down · 80% evidence 35.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 6.0/35 · Income -1.8% · Profit -11.3% · 81% evidence Capital efficiency 10.9/25 · ROA 1% · ROE 7% · GNPA n/a · 68% evidence Valuation 8.6/20 · P/BV 1.01× · P/BV÷ROE 0.14 · 70% evidence Relative strength 9.7/20 · Lead over its industry 2.1% · Lead over S&P 500 -4.6% · 1 year 12.6% · 100% evidence · 0 of 12 weeks ahead Exact sum: 6 + 10.9 + 8.6 + 9.7 = 35.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Financial Conglomerates](https://www.sectoralpha.in/us/sectors/financial-conglomerates), all 5 compared on one page. ## Which companies are close to Hilltop Holdings in size? Hilltop Holdings is the 4th largest of 6 Financial Conglomerates companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: ORIX Corporation, Freedom Holding Corp. and Voya Financial, Inc. Just below it: LendingTree, Inc. and BRC Group Holdings, Inc. ### Financial Conglomerates companies close in size

1. [ORIX Corporation](https://www.sectoralpha.in/us/stocks/ix) $39.9 billion
2. [Freedom Holding Corp.](https://www.sectoralpha.in/us/stocks/frhc) $11.9 billion
3. [Voya Financial, Inc.](https://www.sectoralpha.in/us/stocks/voya) $9.3 billion
4. Hilltop Holdings Inc. $2.1 billion
5. [LendingTree, Inc.](https://www.sectoralpha.in/us/stocks/tree) $405 million
6. [BRC Group Holdings, Inc.](https://www.sectoralpha.in/us/stocks/rily) $151 million

[All 6 Financial Conglomerates companies, largest first](https://www.sectoralpha.in/us/sectors/financial-conglomerates#all-companies)

### Companies close in size in other industries

1. [1st Source Corporation](https://www.sectoralpha.in/us/stocks/srce) $2.1 billion · Banks - Regional
2. [Centuri Holdings, Inc.](https://www.sectoralpha.in/us/stocks/ctri) $2.1 billion · Utilities - Regulated Gas
3. Hilltop Holdings Inc. $2.1 billion
4. [Endeavour Silver Corp.](https://www.sectoralpha.in/us/stocks/exk) $2.1 billion · Silver
5. [Worthington Steel, Inc.](https://www.sectoralpha.in/us/stocks/ws) $2.1 billion · Steel

## What else do people ask about Hilltop Holdings? ### What were Hilltop Holdings's latest quarterly results? Hilltop Holdings Inc. reported total income of $299 M and net profit of $24.9 M for the Sep 2026 quarter. Income fell 10.0% and profit fell 45.7% compared with a year earlier. Earnings per share were $0.44. The net margin was 8.3%, 5.5 percentage points lower than a year earlier (as of 3 November 2026). ### What is Hilltop Holdings's market cap? Hilltop Holdings Inc.'s market capitalisation is $2.1 B at a stock price of $37.18. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Hilltop Holdings performing? Hilltop Holdings Inc.'s share price has been moving sideways for 5 weeks. In its latest quarter, income fell 10.0% and profit fell 45.7% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 7 weeks running (as of 3 November 2026). ### Will Hilltop Holdings's stock price go up? This page does not forecast Hilltop Holdings Inc.'s stock price. What it shows instead: the stock price is $37.18, and it has been moving sideways for 5 weeks. Its P/BV of 1.0× is higher than 70% of its own last 5 years (as of 3 November 2026). ### Where is Hilltop Holdings in its business cycle? Hilltop Holdings Inc.'s FY25 net margin was 13.0%, against a 5-year range of 8.8% to 19.8%: the middle of its own range, neither a peak nor a low. The latest quarter was 8.3%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Hilltop Holdings story? The main question: yearly earnings per share moved +51.7% while the share price moved +15.1%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Hilltop Holdings a stock worth studying right now? What the numbers show: Hilltop Holdings Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.