# Happen share price today (Happen, Inc., HAPN)

> Happen, Inc.'s earnings have grown faster than its share price. Earnings per share grew +157.8% in a year while the price moved −10.9%. HAPN · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/hapn

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## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $16.18 (−10.9% in a year)
- P/BV: 1.2× (higher than 54% of the last 5.3 years)
- Revenue (Jun 2026): $353 M (+6.5% on a year ago)
- Profit (Jun 2026): $58.1 M (+52.3% on a year ago)
- Net margin: 16.5% (+5.0 points on a year ago)
- ROE: 14%, FY25
- ROA: 1.38%, latest

The main question: yearly earnings per share moved +157.8% while the share price moved −10.9%. ## What is the Happen share price today? Happen, Inc.'s share price was $16.18 at the close on 5 November 2026. It has been moving sideways for 9 weeks. That is 4.0% below its average price over the last 200 trading days. In the last 52 weeks it traded between $14 and $21, and at that close it sat 33% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 11 weeks running. Over the last 10 years the share price moved −25% while the S&P 500 moved +245%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 21 August 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Happen pay? Happen, Inc. pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is Happen on? Happen is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Happen profitable? Happen, Inc. earned $58.1 M of net profit in the Jun 2026 quarter, +52.3% on the same quarter a year earlier. That is the 5th quarter in a row of profit growth. Full-year FY25 profit was $136 M. Over 4 years profit has grown 64.4% a year on average. That is 16.5% of the quarter's revenue. The same quarter a year earlier earned $38.2 M. For the full year, FY25 profit was $136 M (+164.3% on the year before). Why profit moved: revenue changed +6.5% on a year earlier and the margin moved +5.0 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +232.0% and revenue +11.8%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Happen make, and is it growing? Happen, Inc. reported $353 M of income in the Jun 2026 quarter, +6.5% on the same quarter a year earlier. That is the 8th quarter in a row with growth on the year before. Over 4 years it has grown 10.6% a year on average. The last full year, FY25, came in at $1.3 B. The last four reported quarters add to $1.4 B. FY25 revenue was $1.3 B, +15.0% on the year before. Recent pace: the last four quarters grew +11.8% on average, against 10.6% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +11.6%, against +13.7% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +164.2%, against +115.0% a year (accelerating). ## How much does Happen keep from what it earns? Happen, Inc.'s net margin was 16.5% in the Jun 2026 quarter, 5.0 percentage points higher than the same quarter a year ago. Across 5 years it has been between 2.1% and 22.8%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Happen's loans have gone bad? Happen, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Happen's loan book growing? Happen, Inc.'s revenue was $1.3 B in FY25, +15.0% on the year before, so the loan book is growing. The latest quarter was +6.5% on a year earlier. The net margin on that income is 16.5%, +5.0 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Happen's P/BV ratio, and how does it compare with its own history? Happen, Inc.'s P/BV is 1.2×, in the middle of its own history: higher than 54% of past readings. Its usual P/BV (the middle reading) is 1.1×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved −10.9%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved −18.7% a year; about +11.0% a year came from book-value growth and about −29.7 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is about average against its own past, so the book value trend underneath matters more than the multiple. ## Is the Happen business getting better or worse? Happen, Inc.'s business is giving mixed signals. There is no clear direction across the growth lines, with ROE rising at 12.5%; each line tells part of the story. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does Happen earn on its equity and assets? Happen, Inc. earned a return on equity of 9% in FY25. Its lowest yearly reading on file was 2% in FY21. On its assets, every $100 earned about $1.38, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 64.4% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Happen have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Happen shareholding pattern? 6.9% of Happen, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 3.9 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Happen from balance-sheet trouble? For Happen, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Happen rank in its industry? There is no score against its industry: Happen, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Happen compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Happen in size? Happen is the 115th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: FirstSun Capital Bancorp, German American Bancorp, Inc. and Bladex Inc. Just below it: Dime Commercial Bancshares, Inc., OceanFirst Financial Corp. and S&T Bancorp, Inc. ### Banks - Regional companies close in size

1. [FirstSun Capital Bancorp](https://www.sectoralpha.in/us/stocks/fsun) $1.9 billion
2. [German American Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/gabc) $1.9 billion
3. [Bladex Inc.](https://www.sectoralpha.in/us/stocks/blx) $1.9 billion
4. Happen, Inc. $1.9 billion
5. [Dime Commercial Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/dcom) $1.9 billion
6. [OceanFirst Financial Corp.](https://www.sectoralpha.in/us/stocks/ocfc) $1.8 billion
7. [S&T Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/stba) $1.8 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [C3.ai, Inc.](https://www.sectoralpha.in/us/stocks/ai) $1.9 billion · Software - Infrastructure
2. [Opendoor Technologies Inc.](https://www.sectoralpha.in/us/stocks/open) $1.9 billion · Real Estate Services
3. Happen, Inc. $1.9 billion
4. [Kimbell Royalty Partners, LP](https://www.sectoralpha.in/us/stocks/krp) $1.9 billion · Oil & Gas Exploration & Production
5. [Redwire Corporation](https://www.sectoralpha.in/us/stocks/rdw) $1.9 billion · Aerospace & Defense

## What else do people ask about Happen? ### What were Happen's latest quarterly results? Happen, Inc. reported total income of $353 M and net profit of $58.1 M for the Jun 2026 quarter. Income rose 6.5% and profit rose 52.3% compared with a year earlier. Earnings per share were $0.50. The net margin was 16.5%, 5.0 percentage points higher than a year earlier (as of 5 November 2026). ### What is Happen's market cap? Happen, Inc.'s market capitalisation is $1.9 B at a stock price of $16.18. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Happen performing? Happen, Inc.'s share price has been moving sideways for 9 weeks. In its latest quarter, income rose 6.5% and profit rose 52.3% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 11 weeks running (as of 5 November 2026). ### Will Happen's stock price go up? This page does not forecast Happen, Inc.'s stock price. What it shows instead: the stock price is $16.18, and it has been moving sideways for 9 weeks. Its P/BV of 1.2× is higher than 54% of its own last 5 years (as of 5 November 2026). ### Where is Happen in its business cycle? Happen, Inc.'s FY25 net margin was 10.2%, against a 5-year range of 2.1% to 22.8%: the middle of its own range, neither a peak nor a low. The latest quarter was 16.5%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Happen story? The main question: yearly earnings per share moved +157.8% while the share price moved −10.9%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Happen a stock worth studying right now? What the numbers show: Happen, Inc.'s earnings have grown faster than its share price. Earnings per share grew +157.8% in a year while the price moved −10.9%. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.