# Greene County Bancorp share price today (Greene County Bancorp, Inc., GCBC)

> Greene County Bancorp, Inc. grows steadily. It earns returns above 15% with few surprises. GCBC · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/gcbc

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## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $36.59 (+63.0% in a year)
- P/BV: 2.2× (lower than 51% of the last 5.3 years)
- Revenue (Sep 2026): $25.2 M (+24.6% on a year ago)
- Profit (Sep 2026): $12.5 M (+40.9% on a year ago)
- Net margin: 49.6% (+5.8 points on a year ago)
- ROE: 17%, FY26
- ROA: 1.42%, latest

The main question: the share price moved +63.0% in a year while yearly earnings per share moved +31.8%. The difference came from the market paying a higher multiple. ## What is the Greene County Bancorp share price today? Greene County Bancorp, Inc.'s share price was $36.59 at the close on 4 November 2026. It has been rising for 20 weeks. That is 26.7% above its average price over the last 200 trading days. In the last 52 weeks it traded between $22 and $37, and at that close it was at the high of that range. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 5 weeks in a row. Over the last 10 years the share price moved +337% while the S&P 500 moved +245%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Greene County Bancorp pay? Greene County Bancorp, Inc. paid $0.42 per share over the last four reported quarters. The most recent declaration was $0.11 for Sep 2026. At today's price of $36.59 that is a yield of 1.15%, based on dividends already paid, not a forecast. ## Which stock lists is Greene County Bancorp on? Greene County Bancorp is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Greene County Bancorp profitable? Greene County Bancorp, Inc. earned $12.5 M of net profit in the Sep 2026 quarter, +40.9% on the same quarter a year earlier. That is the 8th quarter in a row of profit growth. Full-year FY26 profit was $41.0 M. Over 5 years profit has grown 11.4% a year on average. That is 49.6% of the quarter's revenue. The same quarter a year earlier earned $8.9 M. For the full year, FY26 profit was $41.0 M (+31.7% on the year before). Why profit moved: revenue changed +24.6% on a year earlier and the margin moved +5.8 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +32.6% and revenue +23.5%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Greene County Bancorp make, and is it growing? Greene County Bancorp, Inc. reported $25.2 M of income in the Sep 2026 quarter, +24.6% on the same quarter a year earlier. That is the 8th quarter in a row with growth on the year before. Over 5 years it has grown −4.2% a year on average. The last full year, FY26, came in at $90.5 M. The last four reported quarters add to $95.5 M. The quarterly figures for FY22 do not add up to the full-year total on file, so those quarters are left out of the charts and sums. FY26 revenue was $90.5 M, +23.3% on the year before. Recent pace: the last four quarters grew +23.5% on average, against −4.2% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +23.4%, against +22.1% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +32.3%, against +34.8% a year (stabilising). ## How much does Greene County Bancorp keep from what it earns? Greene County Bancorp, Inc.'s net margin was 49.6% in the Sep 2026 quarter, 5.8 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 6 years it has been between 21.4% and 45.3%. The latest quarter is above every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead. ## How many of Greene County Bancorp's loans have gone bad? Greene County Bancorp, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Greene County Bancorp's loan book growing? Greene County Bancorp, Inc.'s revenue was $90.5 M in FY26, +23.3% on the year before, so the loan book is growing. The latest quarter was +24.6% on a year earlier. The net margin on that income is 49.6%, +5.8 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Greene County Bancorp's P/BV ratio, and how does it compare with its own history? Greene County Bancorp, Inc.'s P/BV is 2.2×, in the middle of its own history: higher than 49% of past readings. Its usual P/BV (the middle reading) is 2.2×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks. Why the multiple is where it is: over the past year book value grew while the price moved +63.0%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved +15.7% a year; about +13.1% a year came from book-value growth and about +2.6 percentage points from the multiple (the market paying more). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is about average against its own past, so the book value trend underneath matters more than the multiple. ## Is the Greene County Bancorp business getting better or worse? Greene County Bancorp, Inc.'s business is giving mixed signals. There is no clear direction across the growth lines, with ROE steady at 15.6%; each line tells part of the story. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does Greene County Bancorp earn on its equity and assets? Greene County Bancorp, Inc. earned a return on equity of 15% in FY26. Its lowest yearly reading on file was 12% in FY24. On its assets, every $100 earned about $1.42, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 11.4% a year over 5 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Greene County Bancorp have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Greene County Bancorp shareholding pattern? 1.3% of Greene County Bancorp, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 2.3 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Greene County Bancorp from balance-sheet trouble? For Greene County Bancorp, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Greene County Bancorp rank in its industry? There is no score against its industry: Greene County Bancorp, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Greene County Bancorp compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Greene County Bancorp in size? Greene County Bancorp is the 196th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Carter Bankshares, Inc., First Business Financial Services, Inc. and Northfield Bancorp, Inc. Just below it: Unity Bancorp, Inc., Civista Bancshares, Inc. and Kearny Financial Corp. ### Banks - Regional companies close in size

1. [Carter Bankshares, Inc.](https://www.sectoralpha.in/us/stocks/care) $646 million
2. [First Business Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/fbiz) $644 million
3. [Northfield Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/nfbk) $639 million
4. Greene County Bancorp, Inc. $623 million
5. [Unity Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/unty) $598 million
6. [Civista Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/civb) $597 million
7. [Kearny Financial Corp.](https://www.sectoralpha.in/us/stocks/krny) $589 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Sprout Social, Inc.](https://www.sectoralpha.in/us/stocks/spt) $630 million · Software - Application
2. [Mama's Creations, Inc.](https://www.sectoralpha.in/us/stocks/mama) $629 million · Packaged Foods
3. Greene County Bancorp, Inc. $623 million
4. [Ironwood Pharmaceuticals, Inc.](https://www.sectoralpha.in/us/stocks/irwd) $623 million · Drug Manufacturers - Specialty & Generic
5. [DBV Technologies S.A.](https://www.sectoralpha.in/us/stocks/dbvt) $622 million · Biotechnology

## What else do people ask about Greene County Bancorp? ### What were Greene County Bancorp's latest quarterly results? Greene County Bancorp, Inc. reported total income of $25.2 M and net profit of $12.5 M for the Sep 2026 quarter. Income rose 24.6% and profit rose 40.9% compared with a year earlier. Earnings per share were $0.73 (as of 4 November 2026). ### What is Greene County Bancorp's market cap? Greene County Bancorp, Inc.'s market capitalisation is $623 M at a stock price of $36.59. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is Greene County Bancorp performing? Greene County Bancorp, Inc.'s share price has been rising for 20 weeks. In its latest quarter, income rose 24.6% and profit rose 40.9% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 5 weeks running (as of 4 November 2026). ### Will Greene County Bancorp's stock price go up? This page does not forecast Greene County Bancorp, Inc.'s stock price. What it shows instead: the stock price is $36.59, and it has been rising for 20 weeks. Its P/BV of 2.2× is higher than 49% of its own last 5 years (as of 4 November 2026). ### Where is Greene County Bancorp in its business cycle? Greene County Bancorp, Inc.'s FY26 net margin was 45.3%, against a 6-year range of 21.4% to 45.3%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 49.6%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the Greene County Bancorp story? The main question: the share price moved +63.0% in a year while yearly earnings per share moved +31.8%. The difference came from the market paying a higher multiple. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is Greene County Bancorp a stock worth studying right now? What the numbers show: Greene County Bancorp, Inc. grows steadily. It earns returns above 15% with few surprises. The main open question: whether earnings grow into a price that has already moved. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.