# First United share price today (First United Corporation, FUNC)

> First United Corporation's results are improving, and its P/BV is near the top of its own history, higher than 97% of past readings. FUNC · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/func

Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms

## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $47.30 (+33.3% in a year)
- P/BV: 1.4× (higher than 97% of the last 1 year)
- Revenue (Sep 2026): $23.3 M (+4.8% on a year ago)
- Profit (Sep 2026): $7.2 M (+3.4% on a year ago)
- Net margin: 30.8% (−0.5 points on a year ago)
- ROE: 12%, FY25
- ROA: 1.23%, latest

The main question: results are strong, and the P/BV is higher than 97% of its own history. ## What is the First United share price today? First United Corporation's share price was $47.30 at the close on 4 November 2026. That is 15.7% above its average price over the last 200 trading days. In the last 52 weeks it traded between $35 and $47, and at that close it was at the high of that range. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 3 weeks in a row. Over the last 1 year the share price moved +44% while the S&P 500 moved +18%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does First United pay? First United Corporation paid $1.06 per share over the last four reported quarters. The most recent declaration was $0.28 for Sep 2026. At today's price of $47.30 that is a yield of 2.24%, based on dividends already paid, not a forecast. ## Which stock lists is First United on? First United is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is First United profitable? First United Corporation earned $7.2 M of net profit in the Sep 2026 quarter, +3.4% on the same quarter a year earlier. Full-year FY25 profit was $24.5 M. Over 4 years profit has grown 5.5% a year on average. That is 30.8% of the quarter's revenue. The same quarter a year earlier earned $6.9 M. For the full year, FY25 profit was $24.5 M (+19.2% on the year before). Why profit moved: revenue changed +4.8% on a year earlier and the margin moved −0.5 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +1.6% and revenue +9.5%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does First United make, and is it growing? First United Corporation reported $23.3 M of income in the Sep 2026 quarter, +4.8% on the same quarter a year earlier. That is the 10th quarter in a row with growth on the year before. Over 4 years it has grown 4.3% a year on average. The last full year, FY25, came in at $85.9 M. The last four reported quarters add to $91.5 M. FY25 revenue was $85.9 M, +11.8% on the year before. Recent pace: the last four quarters grew +9.5% on average, against 4.3% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +9.4%, against +13.5% a year over the last 8 quarters (rolling over); profit over the last 12 months grew +1.5%, against +25.2% a year (rolling over). ## How much does First United keep from what it earns? First United Corporation's net margin was 30.8% in the Sep 2026 quarter, 0.5 percentage points lower than the same quarter a year ago. Across 5 years it has been between 21.6% and 32.8%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of First United's loans have gone bad? First United Corporation does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is First United's loan book growing? First United Corporation's revenue was $85.9 M in FY25, +11.8% on the year before, so the loan book is growing. The latest quarter was +4.8% on a year earlier. The net margin on that income is 30.8%, −0.5 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is First United's P/BV ratio, and how does it compare with its own history? First United Corporation's P/BV is 1.4×, near the high end of its own history: higher than 97% of past readings. Its usual P/BV (the middle reading) is 1.3×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 12% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +33.3%. The price ran ahead of book value, which pushed the multiple up within its own range. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the First United business getting better or worse? First United Corporation's business is giving mixed signals. Growth is slowing from a very fast pace: profit growth has eased from +57.7% at its peak to +1.5%, but the business is still expanding, with ROE steady at 11.8%. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does First United earn on its equity and assets? First United Corporation earned a return on equity of 12% in FY25. Its lowest yearly reading on file was 9% in FY23. On its assets, every $100 earned about $1.23, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 5.5% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does First United have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the First United shareholding pattern? 1.3% of First United Corporation's tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 2.0 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is First United from balance-sheet trouble? For First United Corporation, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does First United rank in its industry? There is no score against its industry: First United Corporation is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is First United compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to First United in size? First United is the 250th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: First Community Corporation, Ames National Corporation and First Western Financial, Inc. Just below it: FVCBankcorp, Inc., Princeton Bancorp, Inc. and First Northern Community Bancorp. ### Banks - Regional companies close in size

1. [First Community Corporation](https://www.sectoralpha.in/us/stocks/fcco) $317 million
2. [Ames National Corporation](https://www.sectoralpha.in/us/stocks/atlo) $309 million
3. [First Western Financial, Inc.](https://www.sectoralpha.in/us/stocks/myfw) $308 million
4. First United Corporation $305 million
5. [FVCBankcorp, Inc.](https://www.sectoralpha.in/us/stocks/fvcb) $304 million
6. [Princeton Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/bprn) $303 million
7. [First Northern Community Bancorp](https://www.sectoralpha.in/us/stocks/fnrn) $299 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Ames National Corporation](https://www.sectoralpha.in/us/stocks/atlo) $298 million · Banks - Regional
2. [Fiverr International Ltd.](https://www.sectoralpha.in/us/stocks/fvrr) $297 million · Internet Content & Information
3. First United Corporation $296 million
4. [New Era Energy & Digital, Inc.](https://www.sectoralpha.in/us/stocks/nuai) $296 million · Software - Infrastructure
5. [Friedman Industries, Incorporated](https://www.sectoralpha.in/us/stocks/frd) $296 million · Steel

## What else do people ask about First United? ### What were First United's latest quarterly results? First United Corporation reported total income of $23.3 M and net profit of $7.2 M for the Sep 2026 quarter. Income rose 4.8% and profit rose 3.4% compared with a year earlier. Earnings per share were $1.11. The net margin was 30.8%, 0.5 percentage points lower than a year earlier (as of 4 November 2026). ### What is First United's market cap? First United Corporation's market capitalisation is $305 M at a stock price of $47.30. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is First United performing? First United Corporation's latest readings are below. In its latest quarter, income rose 4.8% and profit rose 3.4% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 3 weeks running. This describes what the data did, not a rating (as of 4 November 2026). ### Will First United's stock price go up? This page does not forecast First United Corporation's stock price. What it shows instead: the stock price is $47.30. Its P/BV of 1.4× is higher than 97% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 4 November 2026). ### Where is First United in its business cycle? First United Corporation's FY25 net margin was 28.5%, against a 5-year range of 21.6% to 32.8%: the middle of its own range, neither a peak nor a low. The latest quarter was 30.8%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the First United story? The main question: results are strong, and the P/BV is higher than 97% of its own history. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is First United a stock worth studying right now? What the numbers show: First United Corporation's results are improving, and its P/BV is near the top of its own history, higher than 97% of past readings. The main open question: whether earnings grow enough to match the multiple. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.