# FS Bancorp share price today (FS Bancorp, Inc., FSBW)

> FS Bancorp, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. FSBW · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/fsbw

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## Key numbers

- Business trend: Getting worse, from the last 12 quarters
- Price: $44.47 (+8.4% in a year)
- P/BV: 1.0× (higher than 83% of the last 1 year)
- Revenue (Sep 2026): $36.7 M (−0.6% on a year ago)
- Profit (Sep 2026): $4.9 M (−45.3% on a year ago)
- Net margin: 13.4% (−10.9 points on a year ago)
- ROE: 9%, FY25
- ROA: 0.85%, latest

Biggest thing to watch: the P/BV is higher than 83% of its own history, so the multiple has already done part of the work. ## What is the FS Bancorp share price today? FS Bancorp, Inc.'s share price was $44.47 at the close on 4 November 2026. That is 5.8% above its average price over the last 200 trading days. In the last 52 weeks it traded between $37 and $45, and at that close it sat 95% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 2 weeks in a row. Over the last 1 year the share price moved +5% while the S&P 500 moved +18%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does FS Bancorp pay? FS Bancorp, Inc. paid $1.15 per share over the last four reported quarters. The most recent declaration was $0.29 for Sep 2026. At today's price of $44.47 that is a yield of 2.59%, based on dividends already paid, not a forecast. ## Which stock lists is FS Bancorp on? FS Bancorp is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is FS Bancorp profitable? FS Bancorp, Inc. earned $4.9 M of net profit in the Sep 2026 quarter, −45.3% on the same quarter a year earlier. Full-year FY25 profit was $32.8 M. Over 4 years profit has grown −2.9% a year on average. That is 13.4% of the quarter's revenue. The same quarter a year earlier earned $9.0 M. Why profit moved: revenue changed −0.6% on a year earlier and the margin moved −10.9 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed −7.7% and revenue +2.7%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does FS Bancorp make, and is it growing? FS Bancorp, Inc. reported $36.7 M of income in the Sep 2026 quarter, −0.6% on the same quarter a year earlier. Over 4 years it has grown 3.7% a year on average. The last full year, FY25, came in at $143 M. The last four reported quarters add to $145 M. FY25 revenue was $143 M, +2.9% on the year before. Recent pace: the last four quarters grew +2.7% on average, against 3.7% a year over the longer run, so this year is growing at about the same pace as its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +2.7%, against +1.9% a year over the last 8 quarters (stabilising); profit over the last 12 months grew −9.5%, against −11.7% a year (stabilising). ## How much does FS Bancorp keep from what it earns? FS Bancorp, Inc.'s net margin was 13.4% in the Sep 2026 quarter, 10.9 percentage points lower than the same quarter a year ago. Across 5 years it has been between 22.9% and 29.8%. The latest quarter is below every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of FS Bancorp's loans have gone bad? FS Bancorp, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is FS Bancorp's loan book growing? FS Bancorp, Inc.'s revenue was $143 M in FY25, +2.9% on the year before, so the loan book is growing. The latest quarter was −0.6% on a year earlier. The net margin on that income is 13.4%, −10.9 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is FS Bancorp's P/BV ratio, and how does it compare with its own history? FS Bancorp, Inc.'s P/BV is 1.0×, near the high end of its own history: higher than 83% of past readings. Its usual P/BV (the middle reading) is 1.0×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 9% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +8.4%. The price ran ahead of book value, which pushed the multiple up within its own range. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the FS Bancorp business getting better or worse? FS Bancorp, Inc.'s business is getting worse. Profit and EPS growth are shrinking: profit growth is −9.5% in the latest quarter, against +21.9% at its best in 12 quarters, with ROE steady at 8.6%. This is based on 12 quarters of 4 measures. Why it matters: falling lines mean any ratio below that looks low should be read with that direction in mind. ## How much does FS Bancorp earn on its equity and assets? FS Bancorp, Inc. earned a return on equity of 11% in FY25. That is its lowest yearly reading on file. On its assets, every $100 earned about $0.85, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does FS Bancorp have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the FS Bancorp shareholding pattern? 2.5% of FS Bancorp, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 5.2 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is FS Bancorp from balance-sheet trouble? For FS Bancorp, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does FS Bancorp rank in its industry? There is no score against its industry: FS Bancorp, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is FS Bancorp compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to FS Bancorp in size? FS Bancorp is the 238th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: USCB Financial Holdings, Inc., C&F Financial Corporation and Blue Ridge Bankshares, Inc. Just below it: BayCom Corp, MVB Financial Corp. and CoastalSouth Bancshares, Inc. ### Banks - Regional companies close in size

1. [USCB Financial Holdings, Inc.](https://www.sectoralpha.in/us/stocks/uscb) $368 million
2. [C&F Financial Corporation](https://www.sectoralpha.in/us/stocks/cffi) $365 million
3. [Blue Ridge Bankshares, Inc.](https://www.sectoralpha.in/us/stocks/brbs) $361 million
4. FS Bancorp, Inc. $344 million
5. [BayCom Corp](https://www.sectoralpha.in/us/stocks/bcml) $341 million
6. [MVB Financial Corp.](https://www.sectoralpha.in/us/stocks/mvbf) $338 million
7. [CoastalSouth Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/coso) $337 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Lifezone Metals Limited](https://www.sectoralpha.in/us/stocks/lzm) $344 million · Other Industrial Metals & Mining
2. [Clean Energy Fuels Corp.](https://www.sectoralpha.in/us/stocks/clne) $344 million · Oil & Gas Refining & Marketing
3. FS Bancorp, Inc. $341 million
4. [Spire Global, Inc.](https://www.sectoralpha.in/us/stocks/spir) $340 million · Specialty Business Services
5. [Aurora Cannabis Inc.](https://www.sectoralpha.in/us/stocks/acb) $339 million · Drug Manufacturers - Specialty & Generic

## What else do people ask about FS Bancorp? ### What were FS Bancorp's latest quarterly results? FS Bancorp, Inc. reported total income of $36.7 M and net profit of $4.9 M for the Sep 2026 quarter. Income fell 0.6% and profit fell 45.3% compared with a year earlier. Earnings per share were $0.63. The net margin was 13.4%, 10.9 percentage points lower than a year earlier (as of 4 November 2026). ### What is FS Bancorp's market cap? FS Bancorp, Inc.'s market capitalisation is $344 M at a stock price of $44.47. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is FS Bancorp performing? FS Bancorp, Inc.'s latest readings are below. In its latest quarter, income fell 0.6% and profit fell 45.3% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 2 weeks running. This describes what the data did, not a rating (as of 4 November 2026). ### Will FS Bancorp's stock price go up? This page does not forecast FS Bancorp, Inc.'s stock price. What it shows instead: the stock price is $44.47. Its P/BV of 1.0× is higher than 83% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 4 November 2026). ### Where is FS Bancorp in its business cycle? FS Bancorp, Inc.'s FY25 net margin was 22.9%, against a 5-year range of 22.9% to 29.8%: the low end of its own range, which is often where recoveries start. The latest quarter was 13.4%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the FS Bancorp story? Biggest thing to watch: the P/BV is higher than 83% of its own history, so the multiple has already done part of the work. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is FS Bancorp a stock worth studying right now? What the numbers show: FS Bancorp, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.