# Five Star Bancorp share price today (Five Star Bancorp, FSBC)

> Five Star Bancorp's earnings have grown faster than its share price. Earnings per share grew +28.3% in a year while the price moved +27.1%. FSBC · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/fsbc

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## Key numbers

- Business trend: Getting better, from the last 12 quarters
- Price: $43.75 (+27.1% in a year)
- P/BV: 1.7× (lower than 70% of the last 1 year)
- Revenue (Jun 2026): $45.7 M (+27.6% on a year ago)
- Profit (Jun 2026): $19.4 M (+33.7% on a year ago)
- Net margin: 42.4% (+1.9 points on a year ago)
- ROE: 15%, FY25
- ROA: 1.52%, latest

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the Five Star Bancorp share price today? Five Star Bancorp's share price was $43.75 at the close on 5 November 2026. That is 1.9% above its average price over the last 200 trading days. In the last 52 weeks it traded between $34 and $49, and at that close it sat 66% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. Over the last 1 year the share price moved +46% while the S&P 500 moved +18%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Five Star Bancorp pay? Five Star Bancorp paid $0.95 per share over the last four reported quarters. The most recent declaration was $0.25 for Jun 2026. At today's price of $43.75 that is a yield of 2.17%, based on dividends already paid, not a forecast. ## Which stock lists is Five Star Bancorp on? Five Star Bancorp is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Five Star Bancorp profitable? Five Star Bancorp earned $19.4 M of net profit in the Jun 2026 quarter, +33.7% on the same quarter a year earlier. That is the 7th quarter in a row of profit growth. Full-year FY25 profit was $61.6 M. Over 4 years profit has grown 9.8% a year on average. That is 42.4% of the quarter's revenue. The same quarter a year earlier earned $14.5 M. For the full year, FY25 profit was $61.6 M (+34.9% on the year before). Why profit moved: revenue changed +27.6% on a year earlier and the margin moved +1.9 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +39.4% and revenue +27.1%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Five Star Bancorp make, and is it growing? Five Star Bancorp reported $45.7 M of income in the Jun 2026 quarter, +27.6% on the same quarter a year earlier. That is the 8th quarter in a row with growth on the year before. Over 4 years it has grown 15.6% a year on average. The last full year, FY25, came in at $149 M. The last four reported quarters add to $168 M. FY25 revenue was $149 M, +24.8% on the year before. Recent pace: the last four quarters grew +27.1% on average, against 15.6% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +26.8%, against +22.4% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +38.8%, against +29.0% a year (accelerating). ## How much does Five Star Bancorp keep from what it earns? Five Star Bancorp's net margin was 42.4% in the Jun 2026 quarter, 1.9 percentage points higher than the same quarter a year ago. Across 5 years it has been between 38.3% and 51.0%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Five Star Bancorp's loans have gone bad? Five Star Bancorp does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Five Star Bancorp's loan book growing? Five Star Bancorp's revenue was $149 M in FY25, +24.8% on the year before, so the loan book is growing. The latest quarter was +27.6% on a year earlier. The net margin on that income is 42.4%, +1.9 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Five Star Bancorp's P/BV ratio, and how does it compare with its own history? Five Star Bancorp's P/BV is 1.7×, near the low end of its own history: it has been lower only 30% of the time. Its usual P/BV (the middle reading) is 1.9×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved +27.1%. Price and book value moved together, so the multiple stayed in its range. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the Five Star Bancorp business getting better or worse? Five Star Bancorp's business is getting better. Profit growth hit its low 7 quarters ago at −14.1% and has recovered to +38.8%, with ROE steady at 15.2%. This is based on 12 quarters of 4 measures. Why it matters: a lasting rise from a low is what this page is built to show. ## How much does Five Star Bancorp earn on its equity and assets? Five Star Bancorp earned a return on equity of 14% in FY25. Its lowest yearly reading on file was 12% in FY24. On its assets, every $100 earned about $1.52, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 9.8% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Five Star Bancorp have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Five Star Bancorp shareholding pattern? 7.1% of Five Star Bancorp's tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 6.4 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Five Star Bancorp from balance-sheet trouble? For Five Star Bancorp, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Five Star Bancorp rank in its industry? There is no score against its industry: Five Star Bancorp is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Five Star Bancorp compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Five Star Bancorp in size? Five Star Bancorp is the 148th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Heritage Financial Corporation, Amerant Bancorp Inc. and Univest Financial Corporation. Just below it: Horizon Bancorp, Inc., CNB Financial Corporation and Mercantile Bank Corporation. ### Banks - Regional companies close in size

1. [Heritage Financial Corporation](https://www.sectoralpha.in/us/stocks/hfwa) $1.2 billion
2. [Amerant Bancorp Inc.](https://www.sectoralpha.in/us/stocks/amtb) $1.2 billion
3. [Univest Financial Corporation](https://www.sectoralpha.in/us/stocks/uvsp) $1.1 billion
4. Five Star Bancorp $1.1 billion
5. [Horizon Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/hbnc) $1.1 billion
6. [CNB Financial Corporation](https://www.sectoralpha.in/us/stocks/ccne) $1.1 billion
7. [Mercantile Bank Corporation](https://www.sectoralpha.in/us/stocks/mbwm) $1 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Lindsay Corporation](https://www.sectoralpha.in/us/stocks/lnn) $1.1 billion · Farm & Heavy Construction Machinery
2. [Janux Therapeutics, Inc.](https://www.sectoralpha.in/us/stocks/janx) $1.1 billion · Biotechnology
3. Five Star Bancorp $1.1 billion
4. [Oaktree Specialty Lending Corporation](https://www.sectoralpha.in/us/stocks/ocsl) $1.1 billion · Asset Management
5. [BrightView Holdings, Inc.](https://www.sectoralpha.in/us/stocks/bv) $1.1 billion · Specialty Business Services

## What else do people ask about Five Star Bancorp? ### What were Five Star Bancorp's latest quarterly results? Five Star Bancorp reported total income of $45.7 M and net profit of $19.4 M for the Jun 2026 quarter. Income rose 27.6% and profit rose 33.7% compared with a year earlier. Earnings per share were $0.91. The net margin was 42.4%, 1.9 percentage points higher than a year earlier (as of 5 November 2026). ### What is Five Star Bancorp's market cap? Five Star Bancorp's market capitalisation is $1.1 B at a stock price of $43.75. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Five Star Bancorp performing? Five Star Bancorp's latest readings are below. In its latest quarter, income rose 27.6% and profit rose 33.7% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running. This describes what the data did, not a rating (as of 5 November 2026). ### Will Five Star Bancorp's stock price go up? This page does not forecast Five Star Bancorp's stock price. What it shows instead: the stock price is $43.75. Its P/BV of 1.7× is higher than 30% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 5 November 2026). ### Where is Five Star Bancorp in its business cycle? Five Star Bancorp's FY25 net margin was 41.4%, against a 5-year range of 38.3% to 51.0%: the low end of its own range, which is often where recoveries start. The latest quarter was 42.4%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Five Star Bancorp story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Five Star Bancorp a stock worth studying right now? What the numbers show: Five Star Bancorp's earnings have grown faster than its share price. Earnings per share grew +28.3% in a year while the price moved +27.1%. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.