# First Northern Community Bancorp share price today (First Northern Community Bancorp, FNRN)

> First Northern Community Bancorp's share price has risen faster than its earnings: +47.4% in a year, against +6.7% for earnings per share. FNRN · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/fnrn

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## Key numbers

- Business trend: Turning around, from the last 12 quarters
- Price: $18.35 (+47.4% in a year)
- P/BV: 1.4× (higher than 100% of the last 1 year)
- Revenue (Jun 2026): $18.2 M (−1.7% on a year ago)
- Profit (Jun 2026): $4.7 M (−13.5% on a year ago)
- Net margin: 26.0% (−3.6 points on a year ago)
- ROE: 11%, FY25
- ROA: 1.17%, latest

The main question: the share price moved +47.4% in a year while yearly earnings per share moved +6.7%. The difference came from the market paying a higher multiple. ## What is the First Northern Community Bancorp share price today? First Northern Community Bancorp's share price was $18.35 at the close on 4 November 2026. That is 12.0% above its average price over the last 200 trading days. In the last 52 weeks it traded between $12 and $18, and at that close it sat 99% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. Over the last 1 year the share price moved +89% while the S&P 500 moved +18%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does First Northern Community Bancorp pay? First Northern Community Bancorp pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is First Northern Community Bancorp on? First Northern Community Bancorp is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is First Northern Community Bancorp profitable? First Northern Community Bancorp earned $4.7 M of net profit in the Jun 2026 quarter, −13.5% on the same quarter a year earlier. Full-year FY25 profit was $21.1 M. Over 4 years profit has grown 10.5% a year on average. That is 26.0% of the quarter's revenue. The same quarter a year earlier earned $5.5 M. Why profit moved: revenue changed −1.7% on a year earlier and the margin moved −3.6 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +14.8% and revenue +4.8%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does First Northern Community Bancorp make, and is it growing? First Northern Community Bancorp reported $18.2 M of income in the Jun 2026 quarter, −1.7% on the same quarter a year earlier. Over 4 years it has grown 7.2% a year on average. The last full year, FY25, came in at $73.6 M. The last four reported quarters add to $75.3 M. FY25 revenue was $73.6 M, +4.2% on the year before. Recent pace: the last four quarters grew +4.8% on average, against 7.2% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +4.5%, against +2.8% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +10.5%, against +5.8% a year (accelerating). ## How much does First Northern Community Bancorp keep from what it earns? First Northern Community Bancorp's net margin was 26.0% in the Jun 2026 quarter, 3.6 percentage points lower than the same quarter a year ago. Across 5 years it has been between 25.5% and 30.0%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of First Northern Community Bancorp's loans have gone bad? First Northern Community Bancorp does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is First Northern Community Bancorp's loan book growing? First Northern Community Bancorp's revenue was $73.6 M in FY25, +4.2% on the year before, so the loan book is growing. The latest quarter was −1.7% on a year earlier. The net margin on that income is 26.0%, −3.6 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is First Northern Community Bancorp's P/BV ratio, and how does it compare with its own history? First Northern Community Bancorp's P/BV is 1.4×, about the highest it has ever been. Its usual P/BV (the middle reading) is 1.1×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 11% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +47.4%. The price ran ahead of book value, which pushed the multiple up within its own range. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the First Northern Community Bancorp business getting better or worse? First Northern Community Bancorp's business is turning around. Profit growth has swung from −4.5% at its low to +10.5%, rising from a low 5 quarters ago, with ROE steady at 10.4%. This is based on 12 quarters of 4 measures. Why it matters: a turn in growth is often where a bigger change starts. The lines say a turn is forming, so the question is whether the next quarters confirm it. ## How much does First Northern Community Bancorp earn on its equity and assets? First Northern Community Bancorp earned a return on equity of 10% in FY25. Its lowest yearly reading on file was 9% in FY21. On its assets, every $100 earned about $1.17, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does First Northern Community Bancorp have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the First Northern Community Bancorp shareholding pattern? 3.2% of First Northern Community Bancorp's tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 4.6 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is First Northern Community Bancorp from balance-sheet trouble? For First Northern Community Bancorp, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does First Northern Community Bancorp rank in its industry? There is no score against its industry: First Northern Community Bancorp is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is First Northern Community Bancorp compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to First Northern Community Bancorp in size? First Northern Community Bancorp is the 253rd largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: First United Corporation, FVCBankcorp, Inc. and Princeton Bancorp, Inc. Just below it: Oak Valley Bancorp, Virginia National Bankshares Corporation and LCNB Corp. ### Banks - Regional companies close in size

1. [First United Corporation](https://www.sectoralpha.in/us/stocks/func) $305 million
2. [FVCBankcorp, Inc.](https://www.sectoralpha.in/us/stocks/fvcb) $304 million
3. [Princeton Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/bprn) $303 million
4. First Northern Community Bancorp $299 million
5. [Oak Valley Bancorp](https://www.sectoralpha.in/us/stocks/ovly) $292 million
6. [Virginia National Bankshares Corporation](https://www.sectoralpha.in/us/stocks/vabk) $291 million
7. [LCNB Corp.](https://www.sectoralpha.in/us/stocks/lcnb) $289 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [CPI Card Group Inc.](https://www.sectoralpha.in/us/stocks/pmts) $286 million · Credit Services
2. [Fulcrum Therapeutics, Inc.](https://www.sectoralpha.in/us/stocks/fulc) $285 million · Biotechnology
3. First Northern Community Bancorp $285 million
4. [Gevo, Inc.](https://www.sectoralpha.in/us/stocks/gevo) $285 million · Specialty Chemicals
5. [BTQ Technologies Corp.](https://www.sectoralpha.in/us/stocks/btq) $285 million · Software - Infrastructure

## What else do people ask about First Northern Community Bancorp? ### What were First Northern Community Bancorp's latest quarterly results? First Northern Community Bancorp reported total income of $18.2 M and net profit of $4.7 M for the Jun 2026 quarter. Income fell 1.7% and profit fell 13.5% compared with a year earlier. Earnings per share were $0.29 (as of 4 November 2026). ### What is First Northern Community Bancorp's market cap? First Northern Community Bancorp's market capitalisation is $299 M at a stock price of $18.35. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is First Northern Community Bancorp performing? First Northern Community Bancorp's latest readings are below. In its latest quarter, income fell 1.7% and profit fell 13.5% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running. This describes what the data did, not a rating (as of 4 November 2026). ### Will First Northern Community Bancorp's stock price go up? This page does not forecast First Northern Community Bancorp's stock price. What it shows instead: the stock price is $18.35. Its P/BV of 1.4× is higher than 100% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 4 November 2026). ### Where is First Northern Community Bancorp in its business cycle? First Northern Community Bancorp's FY25 net margin was 28.7%, against a 5-year range of 25.5% to 30.0%: the middle of its own range, neither a peak nor a low. The latest quarter was 26.0%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the First Northern Community Bancorp story? The main question: the share price moved +47.4% in a year while yearly earnings per share moved +6.7%. The difference came from the market paying a higher multiple. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is First Northern Community Bancorp a stock worth studying right now? What the numbers show: First Northern Community Bancorp's share price has risen faster than its earnings: +47.4% in a year, against +6.7% for earnings per share. The main open question: whether earnings grow into a price that has already moved. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.