# Flagstar Bank, National Association share price today (Flagstar Bank, National Association, FLG)

> Flagstar Bank, National Association's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. FLG · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/flg

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## Key numbers

- Price: $10.60 (−2.6% in a year)
- P/BV: 0.6× (lower than 79% of the last 5.3 years)
- Revenue (Sep 2026): $454 M (−5.6% on a year ago)
- Profit (Sep 2026): $3.0 M
- Net margin: 0.7% (+10.1 points on a year ago)
- ROE: 1%, FY25

Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the Flagstar Bank, National Association share price today? Flagstar Bank, National Association's share price was $10.60 at the close on 5 November 2026. It has been moving sideways for 12 weeks. That is 20.9% below its average price over the last 200 trading days. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 12 weeks running. In the last 52 weeks it traded between $10 and $15, and at that close it sat 4% of the way up from that low. Over the last 10 years the share price moved −76% while the S&P 500 moved +245%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 14 August 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Flagstar Bank, National Association pay? Flagstar Bank, National Association paid $0.04 per share over the last four reported quarters. The most recent declaration was $0.01 for Sep 2026. At today's price of $10.60 that is a yield of 0.38%, based on dividends already paid, not a forecast. ## Which stock lists is Flagstar Bank, National Association on? Flagstar Bank, National Association is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Flagstar Bank, National Association profitable? Flagstar Bank, National Association earned $3.0 M of net profit in the Sep 2026 quarter. The full FY25 year was a loss of $210 M. That is 0.7% of the quarter's revenue. The same quarter a year earlier lost $45.0 M. 8 of the last 12 reported quarters were loss-making. ## How much revenue does Flagstar Bank, National Association make, and is it growing? Flagstar Bank, National Association reported $454 M of income in the Sep 2026 quarter, −5.6% on the same quarter a year earlier. Over 4 years it has grown 8.7% a year on average. The last full year, FY25, came in at $1.9 B. The last four reported quarters add to $2.0 B. FY25 revenue was $1.9 B, +18.8% on the year before. Recent pace: the last four quarters grew +11.6% on average, against 8.7% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +11.1%, against +18.5% a year over the last 8 quarters (rolling over). ## How much does Flagstar Bank, National Association keep from what it earns? Flagstar Bank, National Association's net margin was 0.7% in the Sep 2026 quarter, 10.1 percentage points higher than the same quarter a year ago. Across 5 years it has been between −72.9% and 45.1%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Flagstar Bank, National Association's loans have gone bad? Flagstar Bank, National Association does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Flagstar Bank, National Association's loan book growing? Flagstar Bank, National Association's revenue was $1.9 B in FY25, +18.8% on the year before, so the loan book is growing. The latest quarter was −5.6% on a year earlier. The net margin on that income is 0.7%, +10.1 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Flagstar Bank, National Association's P/BV ratio, and how does it compare with its own history? Flagstar Bank, National Association's P/BV is 0.6×, near the low end of its own history: it has been lower only 21% of the time. Its usual P/BV (the middle reading) is 0.7×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 1% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Where the price move came from: over 5 years the price moved −22.2% a year; about −11.9% a year came from book-value growth and about −10.3 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the Flagstar Bank, National Association business getting better or worse? Flagstar Bank, National Association's business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 12 quarters of 2 measures, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does Flagstar Bank, National Association earn on its equity and assets? Flagstar Bank, National Association earned a return on equity of −3% in FY25. Its lowest yearly reading on file was −14% in FY24. On its assets, every $100 earned about $0.11, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does Flagstar Bank, National Association have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Flagstar Bank, National Association shareholding pattern? 0.0% of Flagstar Bank, National Association's tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 10.0 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Flagstar Bank, National Association from balance-sheet trouble? For Flagstar Bank, National Association, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Flagstar Bank, National Association rank in its industry? There is no score against its industry: Flagstar Bank, National Association is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Flagstar Bank, National Association compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Flagstar Bank, National Association in size? Flagstar Bank, National Association is the 67th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Texas Capital Bancshares, Inc., First Financial Bankshares, Inc. and International Bancshares Corporation. Just below it: Cathay General Bancorp, Banco Macro S.A. and CVB Financial Corp. ### Banks - Regional companies close in size

1. [Texas Capital Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/tcbi) $4.4 billion
2. [First Financial Bankshares, Inc.](https://www.sectoralpha.in/us/stocks/ffin) $4.4 billion
3. [International Bancshares Corporation](https://www.sectoralpha.in/us/stocks/iboc) $4.2 billion
4. Flagstar Bank, National Association $4.2 billion
5. [Cathay General Bancorp](https://www.sectoralpha.in/us/stocks/caty) $4.2 billion
6. [Banco Macro S.A.](https://www.sectoralpha.in/us/stocks/bma) $4.1 billion
7. [CVB Financial Corp.](https://www.sectoralpha.in/us/stocks/cvbf) $4 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Legend Biotech Corporation](https://www.sectoralpha.in/us/stocks/legn) $4.4 billion · Biotechnology
2. [Mirion Technologies, Inc.](https://www.sectoralpha.in/us/stocks/mir) $4.4 billion · Specialty Industrial Machinery
3. Flagstar Bank, National Association $4.4 billion
4. [Avient Corporation](https://www.sectoralpha.in/us/stocks/avnt) $4.4 billion · Specialty Chemicals
5. [Gentex Corporation](https://www.sectoralpha.in/us/stocks/gntx) $4.4 billion · Auto Parts

## What else do people ask about Flagstar Bank, National Association? ### What were Flagstar Bank, National Association's latest quarterly results? Flagstar Bank, National Association reported total income of $454 M and net profit of $3.0 M for the Sep 2026 quarter. Earnings per share were $0.01. The net margin was 0.7%, 10.1 percentage points higher than a year earlier (as of 5 November 2026). ### What is Flagstar Bank, National Association's market cap? Flagstar Bank, National Association's market capitalisation is $4.2 B at a stock price of $10.60. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Flagstar Bank, National Association performing? Flagstar Bank, National Association's share price has been moving sideways for 12 weeks. Over the past 13 weeks it has done worse than the S&P 500, for 12 weeks running. This describes what the data did, not a rating (as of 5 November 2026). ### Will Flagstar Bank, National Association's stock price go up? This page does not forecast Flagstar Bank, National Association's stock price. What it shows instead: the stock price is $10.60, and it has been moving sideways for 12 weeks. Its P/BV of 0.6× is higher than 21% of its own last 5 years (as of 5 November 2026). ### Where is Flagstar Bank, National Association in its business cycle? Flagstar Bank, National Association's FY25 net margin was −11.2%, against a 5-year range of −72.9% to 45.1%: the middle of its own range, neither a peak nor a low. The latest quarter was 0.7%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Flagstar Bank, National Association story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Flagstar Bank, National Association a stock worth studying right now? What the numbers show: Flagstar Bank, National Association's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.