# First Business Financial Services share price today (First Business Financial Services, Inc., FBIZ)

> First Business Financial Services, Inc.'s share price has risen faster than its earnings: +50.2% in a year, against +14.3% for earnings per share. FBIZ · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/fbiz

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## Key numbers

- Business trend: Growing steadily, from the last 12 quarters
- Price: $77.31 (+50.2% in a year)
- P/BV: 1.6× (higher than 97% of the last 1 year)
- Revenue (Jun 2026): $44.6 M (+16.5% on a year ago)
- Profit (Jun 2026): $15.1 M (+37.6% on a year ago)
- Net margin: 33.9% (+5.2 points on a year ago)
- ROE: 15%, FY25
- ROA: 1.36%, latest

The main question: the share price moved +50.2% in a year while yearly earnings per share moved +14.3%. The difference came from the market paying a higher multiple. ## What is the First Business Financial Services share price today? First Business Financial Services, Inc.'s share price was $77.31 at the close on 4 November 2026. That is 23.4% above its average price over the last 200 trading days. In the last 52 weeks it traded between $51 and $77, and at that close it was at the high of that range. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 17 weeks in a row. Over the last 1 year the share price moved +46% while the S&P 500 moved +18%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does First Business Financial Services pay? First Business Financial Services, Inc. paid $1.26 per share over the last four reported quarters. The most recent declaration was $0.34 for Jun 2026. At today's price of $77.31 that is a yield of 1.63%, based on dividends already paid, not a forecast. ## Which stock lists is First Business Financial Services on? First Business Financial Services is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is First Business Financial Services profitable? First Business Financial Services, Inc. earned $15.1 M of net profit in the Jun 2026 quarter, +37.6% on the same quarter a year earlier. That is the 2nd quarter in a row of profit growth. Full-year FY25 profit was $48.5 M. Over 4 years profit has grown 8.7% a year on average. That is 33.9% of the quarter's revenue. The same quarter a year earlier earned $11.0 M. For the full year, FY25 profit was $48.5 M (+14.5% on the year before). Why profit moved: revenue changed +16.5% on a year earlier and the margin moved +5.2 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +19.6% and revenue +12.4%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does First Business Financial Services make, and is it growing? First Business Financial Services, Inc. reported $44.6 M of income in the Jun 2026 quarter, +16.5% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 4 years it has grown 7.8% a year on average. The last full year, FY25, came in at $160 M. The last four reported quarters add to $169 M. FY25 revenue was $160 M, +10.6% on the year before. Recent pace: the last four quarters grew +12.4% on average, against 7.8% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +12.2%, against +10.2% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +17.6%, against +20.1% a year (stabilising). ## How much does First Business Financial Services keep from what it earns? First Business Financial Services, Inc.'s net margin was 33.9% in the Jun 2026 quarter, 5.2 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between 25.9% and 30.3%. The latest quarter is above every full year in that period. Across 5 years it has been between 25.9% and 30.3%, and FY25's 30.3% is the highest of them. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. When margins are at a record, every ratio built on profit looks better than usual, so watch whether they hold. ## How many of First Business Financial Services' loans have gone bad? First Business Financial Services, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is First Business Financial Services' loan book growing? First Business Financial Services, Inc.'s revenue was $160 M in FY25, +10.6% on the year before, so the loan book is growing. The latest quarter was +16.5% on a year earlier. The net margin on that income is 33.9%, +5.2 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is First Business Financial Services' P/BV ratio, and how does it compare with its own history? First Business Financial Services, Inc.'s P/BV is 1.6×, near the high end of its own history: higher than 97% of past readings. Its usual P/BV (the middle reading) is 1.3×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved +50.2%. The price ran ahead of book value, which pushed the multiple up within its own range. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the First Business Financial Services business getting better or worse? First Business Financial Services, Inc.'s business is growing steadily. Revenue, profit and EPS growth have stayed positive throughout, and ROE is steady at 13.6%. This is based on 12 quarters of 4 measures. Why it matters: steady growth with healthy returns is how a business compounds over time. ## How much does First Business Financial Services earn on its equity and assets? First Business Financial Services, Inc. earned a return on equity of 13% in FY25. Its lowest yearly reading on file was 12% in FY23. On its assets, every $100 earned about $1.36, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does First Business Financial Services have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the First Business Financial Services shareholding pattern? 4.9% of First Business Financial Services, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 5.5 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is First Business Financial Services from balance-sheet trouble? For First Business Financial Services, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does First Business Financial Services rank in its industry? There is no score against its industry: First Business Financial Services, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is First Business Financial Services compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to First Business Financial Services in size? First Business Financial Services is the 194th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Coastal Financial Corporation, Third Coast Bancshares, Inc. and Carter Bankshares, Inc. Just below it: Northfield Bancorp, Inc., Greene County Bancorp, Inc. and Unity Bancorp, Inc. ### Banks - Regional companies close in size

1. [Coastal Financial Corporation](https://www.sectoralpha.in/us/stocks/ccb) $680 million
2. [Third Coast Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/tcbx) $676 million
3. [Carter Bankshares, Inc.](https://www.sectoralpha.in/us/stocks/care) $646 million
4. First Business Financial Services, Inc. $644 million
5. [Northfield Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/nfbk) $639 million
6. [Greene County Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/gcbc) $623 million
7. [Unity Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/unty) $598 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Mistras Group, Inc.](https://www.sectoralpha.in/us/stocks/mg) $645 million · Security & Protection Services
2. [Forward Air Corporation](https://www.sectoralpha.in/us/stocks/fwrd) $645 million · Integrated Freight & Logistics
3. First Business Financial Services, Inc. $644 million
4. [Alpha and Omega Semiconductor Limited](https://www.sectoralpha.in/us/stocks/aosl) $641 million · Semiconductors
5. [John B. Sanfilippo & Son, Inc.](https://www.sectoralpha.in/us/stocks/jbss) $640 million · Packaged Foods

## What else do people ask about First Business Financial Services? ### What were First Business Financial Services's latest quarterly results? First Business Financial Services, Inc. reported total income of $44.6 M and net profit of $15.1 M for the Jun 2026 quarter. Income rose 16.5% and profit rose 37.6% compared with a year earlier. Earnings per share were $1.84 (as of 4 November 2026). ### What is First Business Financial Services's market cap? First Business Financial Services, Inc.'s market capitalisation is $644 M at a stock price of $77.31. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is First Business Financial Services performing? First Business Financial Services, Inc.'s latest readings are below. In its latest quarter, income rose 16.5% and profit rose 37.6% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 17 weeks running (as of 4 November 2026). ### Will First Business Financial Services's stock price go up? This page does not forecast First Business Financial Services, Inc.'s stock price. What it shows instead: the stock price is $77.31. Its P/BV of 1.6× is higher than 97% of its own last 1 years (as of 4 November 2026). ### Where is First Business Financial Services in its business cycle? First Business Financial Services, Inc.'s FY25 net margin was 30.3%, against a 5-year range of 25.9% to 30.3%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 33.9%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the First Business Financial Services story? The main question: the share price moved +50.2% in a year while yearly earnings per share moved +14.3%. The difference came from the market paying a higher multiple. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is First Business Financial Services a stock worth studying right now? What the numbers show: First Business Financial Services, Inc.'s share price has risen faster than its earnings: +50.2% in a year, against +14.3% for earnings per share. The main open question: whether earnings grow into a price that has already moved. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.