# Enterprise Financial Services share price today (Enterprise Financial Services Corp, EFSC)

> Enterprise Financial Services Corp's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. EFSC · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/efsc

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## Key numbers

- Business trend: Getting worse, from the last 12 quarters
- Price: $62.29 (+18.1% in a year)
- P/BV: 1.2× (higher than 66% of the last 5.3 years)
- Revenue (Sep 2026): $175 M (+4.9% on a year ago)
- Profit (Sep 2026): $41.5 M (−6.3% on a year ago)
- Net margin: 23.8% (−2.8 points on a year ago)
- ROE: 10%, FY25
- ROA: 1.10%, latest

Biggest thing to watch: the P/BV is higher than 66% of its own history, so the multiple has already done part of the work. ## What is the Enterprise Financial Services share price today? Enterprise Financial Services Corp's share price was $62.29 at the close on 5 November 2026. It has been rising for 3 weeks. That is 2.5% above its average price over the last 200 trading days. In the last 52 weeks it traded between $53 and $67, and at that close it sat 65% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 9 weeks running. Over the last 10 years the share price moved +131% while the S&P 500 moved +245%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 4 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Enterprise Financial Services pay? Enterprise Financial Services Corp paid $1.34 per share over the last four reported quarters. The most recent declaration was $0.35 for Sep 2026. At today's price of $62.29 that is a yield of 2.15%, based on dividends already paid, not a forecast. ## Which stock lists is Enterprise Financial Services on? Enterprise Financial Services is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Enterprise Financial Services profitable? Enterprise Financial Services Corp earned $41.5 M of net profit in the Sep 2026 quarter, −6.3% on the same quarter a year earlier. Full-year FY25 profit was $198 M. Over 4 years profit has grown 10.4% a year on average. That is 23.8% of the quarter's revenue. The same quarter a year earlier earned $44.3 M. For the full year, FY25 profit was $198 M (+8.9% on the year before). Why profit moved: revenue changed +4.9% on a year earlier and the margin moved −2.8 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed −3.9% and revenue +9.1%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Enterprise Financial Services make, and is it growing? Enterprise Financial Services Corp reported $175 M of income in the Sep 2026 quarter, +4.9% on the same quarter a year earlier. That is the 10th quarter in a row with growth on the year before. Over 4 years it has grown 13.5% a year on average. The last full year, FY25, came in at $674 M. The last four reported quarters add to $704 M. FY25 revenue was $674 M, +10.9% on the year before. Recent pace: the last four quarters grew +9.1% on average, against 13.5% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +8.8%, against +9.1% a year over the last 8 quarters (stabilising); profit over the last 12 months grew −4.1%, against +1.8% a year (rolling over). ## How much does Enterprise Financial Services keep from what it earns? Enterprise Financial Services Corp's net margin was 23.8% in the Sep 2026 quarter, 2.8 percentage points lower than the same quarter a year ago. Across 5 years it has been between 29.3% and 37.5%. The latest quarter is below every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Enterprise Financial Services' loans have gone bad? Enterprise Financial Services Corp does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Enterprise Financial Services' loan book growing? Enterprise Financial Services Corp's revenue was $674 M in FY25, +10.9% on the year before, so the loan book is growing. The latest quarter was +4.9% on a year earlier. The net margin on that income is 23.8%, −2.8 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Enterprise Financial Services' P/BV ratio, and how does it compare with its own history? Enterprise Financial Services Corp's P/BV is 1.2×, in the middle of its own history: higher than 66% of past readings. Its usual P/BV (the middle reading) is 1.1×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 10% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +18.1%. The price ran ahead of book value, which pushed the multiple up within its own range. Where the price move came from: over 5 years the price moved +4.8% a year; about +5.8% a year came from book-value growth and about −1.0 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Enterprise Financial Services business getting better or worse? Enterprise Financial Services Corp's business is getting worse. Profit and EPS growth are shrinking: profit growth is −4.1% in the latest quarter, against +15.0% at its best in 12 quarters, with ROE steady at 9.6%. This is based on 12 quarters of 4 measures. Why it matters: falling lines mean any ratio below that looks low should be read with that direction in mind. ## How much does Enterprise Financial Services earn on its equity and assets? Enterprise Financial Services Corp earned a return on equity of 10% in FY25. Its lowest yearly reading on file was 9% in FY21. On its assets, every $100 earned about $1.10, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 10.4% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Enterprise Financial Services have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Enterprise Financial Services shareholding pattern? 3.4% of Enterprise Financial Services Corp's tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 3.9 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Enterprise Financial Services from balance-sheet trouble? For Enterprise Financial Services Corp, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Enterprise Financial Services rank in its industry? There is no score against its industry: Enterprise Financial Services Corp is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Enterprise Financial Services compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Enterprise Financial Services in size? Enterprise Financial Services is the 104th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Banco BBVA Argentina S.A., First Busey Corporation and Northwest Bancshares, Inc. Just below it: WaFd, Inc., OFG Bancorp and 1st Source Corporation. ### Banks - Regional companies close in size

1. [Banco BBVA Argentina S.A.](https://www.sectoralpha.in/us/stocks/bbar) $2.4 billion
2. [First Busey Corporation](https://www.sectoralpha.in/us/stocks/buse) $2.3 billion
3. [Northwest Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/nwbi) $2.2 billion
4. Enterprise Financial Services Corp $2.2 billion
5. [WaFd, Inc.](https://www.sectoralpha.in/us/stocks/wafd) $2.2 billion
6. [OFG Bancorp](https://www.sectoralpha.in/us/stocks/ofg) $2.1 billion
7. [1st Source Corporation](https://www.sectoralpha.in/us/stocks/srce) $2.1 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Aurinia Pharmaceuticals Inc.](https://www.sectoralpha.in/us/stocks/auph) $2.3 billion · Biotechnology
2. [Rogers Corporation](https://www.sectoralpha.in/us/stocks/rog) $2.3 billion · Electronic Components
3. Enterprise Financial Services Corp $2.3 billion
4. [The Boston Beer Company, Inc.](https://www.sectoralpha.in/us/stocks/sam) $2.3 billion · Beverages - Brewers
5. [Intuitive Machines, Inc.](https://www.sectoralpha.in/us/stocks/lunr) $2.3 billion · Aerospace & Defense

## What else do people ask about Enterprise Financial Services? ### What were Enterprise Financial Services's latest quarterly results? Enterprise Financial Services Corp reported total income of $175 M and net profit of $41.5 M for the Sep 2026 quarter. Income rose 4.9% and profit fell 6.3% compared with a year earlier. Earnings per share were $1.14 (as of 5 November 2026). ### What is Enterprise Financial Services's market cap? Enterprise Financial Services Corp's market capitalisation is $2.2 B at a stock price of $62.29. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Enterprise Financial Services performing? Enterprise Financial Services Corp's share price has been rising for 3 weeks. In its latest quarter, income rose 4.9% and profit fell 6.3% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 9 weeks running (as of 5 November 2026). ### Will Enterprise Financial Services's stock price go up? This page does not forecast Enterprise Financial Services Corp's stock price. What it shows instead: the stock price is $62.29, and it has been rising for 3 weeks. Its P/BV of 1.2× is higher than 66% of its own last 5 years (as of 5 November 2026). ### Where is Enterprise Financial Services in its business cycle? Enterprise Financial Services Corp's FY25 net margin was 29.3%, against a 5-year range of 29.3% to 37.5%: the low end of its own range, which is often where recoveries start. The latest quarter was 23.8%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Enterprise Financial Services story? Biggest thing to watch: the P/BV is higher than 66% of its own history, so the multiple has already done part of the work. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Enterprise Financial Services a stock worth studying right now? What the numbers show: Enterprise Financial Services Corp's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.