# Donegal Group share price today (Donegal Group Inc., DGICA)

> Donegal Group Inc.'s earnings have grown faster than its share price. Earnings per share grew +43.3% in a year while the price moved −0.4%. DGICA · Financials · Insurance - Property & Casualty · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/dgica

Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms

## Key numbers

- Business trend: Getting worse, from the last 12 quarters
- Price: $18.68 (−0.4% in a year)
- P/BV: 1.1× (higher than 79% of the last 5.3 years)
- Revenue (Jun 2026): $241 M (−2.4% on a year ago)
- Profit (Jun 2026): $22.3 M (+32.3% on a year ago)
- Net margin: 9.3% (+2.5 points on a year ago)
- ROE: 11%, FY25
- ROA: 2.20%, latest

The main question: yearly earnings per share moved +43.3% while the share price moved −0.4%. ## What is the Donegal Group share price today? Donegal Group Inc.'s share price was $18.68 at the close on 3 November 2026. It has been stalling near its high for 5 weeks. That is 3.1% above its average price over the last 200 trading days. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 7 weeks running. In the last 52 weeks it traded between $16 and $21, and at that close it sat 55% of the way up from that low. Over the last 10 years the share price moved +13% while the S&P 500 moved +255%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 18 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Donegal Group pay? Donegal Group Inc. paid $0.74 per share over the last four reported quarters. The most recent declaration was $0.19 for Jun 2026. At today's price of $18.68 that is a yield of 3.96%, based on dividends already paid, not a forecast. ## Which stock lists is Donegal Group on? Donegal Group is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Donegal Group profitable? Donegal Group Inc. earned $22.3 M of net profit in the Jun 2026 quarter, +32.3% on the same quarter a year earlier. Full-year FY25 profit was $79.3 M. Over 4 years profit has grown 33.1% a year on average. That is 9.3% of the quarter's revenue. The same quarter a year earlier earned $16.9 M. 2 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was $79.3 M (+56.0% on the year before). Why profit moved: revenue changed −2.4% on a year earlier and the margin moved +2.5 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed −7.6% and revenue −3.1%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Donegal Group make, and is it growing? Donegal Group Inc. reported $241 M of income in the Jun 2026 quarter, −2.4% on the same quarter a year earlier. Over 4 years it has grown 4.6% a year on average. The last full year, FY25, came in at $978 M. The last four reported quarters add to $963 M. FY25 revenue was $978 M, −1.2% on the year before. Recent pace: the last four quarters grew −3.1% on average, against 4.6% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −3.1%, against +0.1% a year over the last 8 quarters (rolling over); profit over the last 12 months grew −14.2%, against +211.3% a year (rolling over). ## How much does Donegal Group keep from what it earns? Donegal Group Inc.'s net margin was 9.3% in the Jun 2026 quarter, 2.5 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between −0.2% and 8.1%. The latest quarter is above every full year in that period. Across 5 years it has been between −0.2% and 8.1%, and FY25's 8.1% is the highest of them. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. When margins are at a record, every ratio built on profit looks better than usual, so watch whether they hold. ## How many of Donegal Group's loans have gone bad? Donegal Group Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Donegal Group's loan book growing? Donegal Group Inc.'s revenue was $978 M in FY25, −1.2% on the year before, so the loan book is not growing. The latest quarter was −2.4% on a year earlier. The net margin on that income is 9.3%, +2.5 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Donegal Group's P/BV ratio, and how does it compare with its own history? Donegal Group Inc.'s P/BV is 1.1×, near the high end of its own history: higher than 79% of past readings. Its usual P/BV (the middle reading) is 1.0×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 11% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved −0.4%. The price ran ahead of book value, which pushed the multiple up within its own range. Where the price move came from: over 5 years the price moved +5.1% a year; about +0.8% a year came from book-value growth and about +4.3 percentage points from the multiple (the market paying more). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Donegal Group business getting better or worse? Donegal Group Inc.'s business is getting worse. Revenue, profit and EPS growth are shrinking: revenue growth is −3.1% in the latest quarter, against +9.3% at its best in 12 quarters, with ROE falling at 10.7%. This is based on 12 quarters of 4 measures. Why it matters: falling lines mean any ratio below that looks low should be read with that direction in mind. ## How much does Donegal Group earn on its equity and assets? Donegal Group Inc. earned a return on equity of 12% in FY25. Its lowest yearly reading on file was 0% in FY22. On its assets, every $100 earned about $2.20, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 33.1% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Donegal Group have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Donegal Group shareholding pattern? 4.2% of Donegal Group Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 6.2 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Donegal Group from balance-sheet trouble? For Donegal Group Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Donegal Group rank in its industry? There is no score against its industry: Donegal Group Inc. is not among the largest members shown in this industry comparison for Insurance - Property & Casualty. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Donegal Group compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Donegal Group in size? Donegal Group is the 39th largest of 44 Insurance - Property & Casualty companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: Heritage Insurance Holdings, Inc., Hippo Holdings Inc. and Root, Inc. Just below it: American Integrity Insurance Group, Inc., American Coastal Insurance Corporation and Global Indemnity Group, LLC. ### Insurance - Property & Casualty companies close in size

1. [Heritage Insurance Holdings, Inc.](https://www.sectoralpha.in/us/stocks/hrtg) $1 billion
2. [Hippo Holdings Inc.](https://www.sectoralpha.in/us/stocks/hipo) $933 million
3. [Root, Inc.](https://www.sectoralpha.in/us/stocks/root) $835 million
4. Donegal Group Inc. $693 million
5. [American Integrity Insurance Group, Inc.](https://www.sectoralpha.in/us/stocks/aii) $577 million
6. [American Coastal Insurance Corporation](https://www.sectoralpha.in/us/stocks/acic) $492 million
7. [Global Indemnity Group, LLC](https://www.sectoralpha.in/us/stocks/gbli) $321 million

[All 44 Insurance - Property & Casualty companies, largest first](https://www.sectoralpha.in/us/sectors/insurance-property-casualty#all-companies)

### Companies close in size in other industries

1. [Metalla Royalty & Streaming Ltd.](https://www.sectoralpha.in/us/stocks/mta) $699 million · Other Precious Metals & Mining
2. [UP Fintech Holding Limited](https://www.sectoralpha.in/us/stocks/tigr) $696 million · Capital Markets
3. Donegal Group Inc. $696 million
4. [AGNT, Inc](https://www.sectoralpha.in/us/stocks/agnt) $695 million · Real Estate Services
5. [Hertz Global Holdings, Inc.](https://www.sectoralpha.in/us/stocks/htz) $695 million · Rental & Leasing Services

## What else do people ask about Donegal Group? ### What were Donegal Group's latest quarterly results? Donegal Group Inc. reported total income of $241 M and net profit of $22.3 M for the Jun 2026 quarter. Income fell 2.4% and profit rose 32.3% compared with a year earlier. Earnings per share were $0.60. The net margin was 9.3%, 2.5 percentage points higher than a year earlier (as of 3 November 2026). ### What is Donegal Group's market cap? Donegal Group Inc.'s market capitalisation is $693 M at a stock price of $18.68. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Donegal Group performing? Donegal Group Inc.'s share price has been stalling near its high for 5 weeks. In its latest quarter, income fell 2.4% and profit rose 32.3% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 7 weeks running (as of 3 November 2026). ### Will Donegal Group's stock price go up? This page does not forecast Donegal Group Inc.'s stock price. What it shows instead: the stock price is $18.68, and it has been stalling near its high for 5 weeks. Its P/BV of 1.1× is higher than 79% of its own last 5 years (as of 3 November 2026). ### Where is Donegal Group in its business cycle? Donegal Group Inc.'s FY25 net margin was 8.1%, against a 5-year range of −0.2% to 8.1%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 9.3%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Donegal Group story? The main question: yearly earnings per share moved +43.3% while the share price moved −0.4%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Donegal Group a stock worth studying right now? What the numbers show: Donegal Group Inc.'s earnings have grown faster than its share price. Earnings per share grew +43.3% in a year while the price moved −0.4%. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.