# Citizens Financial Group share price today (Citizens Financial Group, Inc., CFG)

> Citizens Financial Group, Inc.'s earnings have grown faster than its share price. Earnings per share grew +27.4% in a year while the price moved +23.5%. CFG · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/cfg

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## Key numbers

- Business trend: Getting better, from the last 12 quarters
- Price: $63.85 (+23.5% in a year)
- P/BV: 1.2× (higher than 95% of the last 5.3 years)
- Revenue (Sep 2026): $2.2 B (+11.9% on a year ago)
- Profit (Sep 2026): $599 M (+31.1% on a year ago)
- Net margin: 27.3% (+4.0 points on a year ago)
- ROE: 9%, FY25
- ROA: 0.99%, latest

The main question: results are strong, and the P/BV is higher than 95% of its own history. ## What is the Citizens Financial Group share price today? Citizens Financial Group, Inc.'s share price was $63.85 at the close on 5 November 2026. It has been moving sideways for 6 weeks. That is 2.8% below its average price over the last 200 trading days. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 8 weeks running. In the last 52 weeks it traded between $52 and $75, and at that close it sat 53% of the way up from that low. Over the last 10 years the share price moved +222% while the S&P 500 moved +245%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 11 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Citizens Financial Group pay? Citizens Financial Group, Inc. paid $1.84 per share over the last four reported quarters. The most recent declaration was $0.46 for Sep 2026. At today's price of $63.85 that is a yield of 2.88%, based on dividends already paid, not a forecast. ## Which stock lists is Citizens Financial Group on? Citizens Financial Group is on one of our US lists: S&P 500 companies. [S&P 500 companies](https://www.sectoralpha.in/sp-500-stocks)

## Is Citizens Financial Group profitable? Citizens Financial Group, Inc. earned $599 M of net profit in the Sep 2026 quarter, +31.1% on the same quarter a year earlier. That is the 8th quarter in a row of profit growth. Full-year FY25 profit was $1.7 B. Over 4 years profit has grown −6.5% a year on average. That is 27.3% of the quarter's revenue. The same quarter a year earlier earned $457 M. For the full year, FY25 profit was $1.7 B (+23.0% on the year before). Why profit moved: revenue changed +11.9% on a year earlier and the margin moved +4.0 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +36.1% and revenue +12.8%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Citizens Financial Group make, and is it growing? Citizens Financial Group, Inc. reported $2.2 B of income in the Sep 2026 quarter, +11.9% on the same quarter a year earlier. That is the 6th quarter in a row with growth on the year before. Over 4 years it has grown 2.0% a year on average. The last full year, FY25, came in at $7.6 B. The last four reported quarters add to $8.4 B. FY25 revenue was $7.6 B, +7.3% on the year before. Recent pace: the last four quarters grew +12.8% on average, against 2.0% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +12.8%, against +8.6% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +35.8%, against +35.1% a year (stabilising). ## How much does Citizens Financial Group keep from what it earns? Citizens Financial Group, Inc.'s net margin was 27.3% in the Sep 2026 quarter, 4.0 percentage points higher than the same quarter a year ago. Across 5 years it has been between 19.3% and 31.3%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Citizens Financial Group's loans have gone bad? Citizens Financial Group, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Citizens Financial Group's loan book growing? Citizens Financial Group, Inc.'s revenue was $7.6 B in FY25, +7.3% on the year before, so the loan book is growing. The latest quarter was +11.9% on a year earlier. The net margin on that income is 27.3%, +4.0 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Citizens Financial Group's P/BV ratio, and how does it compare with its own history? Citizens Financial Group, Inc.'s P/BV is 1.2×, near the high end of its own history: higher than 95% of past readings. Its usual P/BV (the middle reading) is 0.9×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 9% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +23.5%. The price ran ahead of book value, which pushed the multiple up within its own range. Where the price move came from: over 5 years the price moved +6.0% a year; about −0.1% a year came from book-value growth and about +6.1 percentage points from the multiple (the market paying more). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Citizens Financial Group business getting better or worse? Citizens Financial Group, Inc.'s business is getting better. Profit growth hit its low 8 quarters ago at −40.4% and has recovered to +35.8%, with ROE steady at 8.4%. This is based on 12 quarters of 4 measures. Why it matters: a lasting rise from a low is what this page is built to show. ## How much does Citizens Financial Group earn on its equity and assets? Citizens Financial Group, Inc. earned a return on equity of 6% in FY25. Its lowest yearly reading on file was 6% in FY24. On its assets, every $100 earned about $0.99, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does Citizens Financial Group have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Citizens Financial Group shareholding pattern? 0.0% of Citizens Financial Group, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 0.0 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Citizens Financial Group from balance-sheet trouble? For Citizens Financial Group, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Citizens Financial Group rank in its industry? 51.9 out of 100, rank 9 of 20 in Banks - Regional, with 80% of the evidence available. Citizens Financial Group, Inc. scores 51.9 out of 100 against the 20 companies it is compared with in Banks - Regional, ranking 9. Earnings are strong; relative strength in its sector is -0.6% and the one-year return is 23.5%. The four parts add up to the total exactly: 25.3 + 8.6 + 11.2 + 6.8 = 51.9. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Citizens Financial Group compared with? Citizens Financial Group ranks 9 of 20 Banks - Regional companies on the 4-Factor Sector Score, with 51.9 out of 100. 1. [East West Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/ewbc) EWBC · turning · Most evidence points up · 80% evidence 66.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.0/35 · Income 13.4% · Profit 15.8% · 81% evidence Capital efficiency 18.4/25 · ROA 1.7% · ROE 15.9% · GNPA n/a · 68% evidence Valuation 10.5/20 · P/BV 1.88× · P/BV÷ROE 0.12 · 70% evidence Relative strength 18.3/20 · Lead over its industry 6% · Lead over S&P 500 4.8% · 1 year 24.3% · 100% evidence · 0 of 12 weeks ahead Exact sum: 19 + 18.4 + 10.5 + 18.3 = 66.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 2. [Pinnacle Financial Partners, Inc.](https://www.sectoralpha.in/us/stocks/pnfp) PNFP · turning · Evidence leans up · 80% evidence 62.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.6/35 · Income 100% · Profit 61.1% · 81% evidence Capital efficiency 8.3/25 · ROA 1% · ROE 8.9% · GNPA n/a · 68% evidence Valuation 12.8/20 · P/BV 0.96× · P/BV÷ROE 0.11 · 70% evidence Relative strength 19.3/20 · Lead over its industry 6.9% · Lead over S&P 500 5.6% · 1 year 20.4% · 100% evidence · 0 of 12 weeks ahead Exact sum: 21.6 + 8.3 + 12.8 + 19.3 = 62 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [First Citizens BancShares, Inc.](https://www.sectoralpha.in/us/stocks/fcnca) FCNCA · turning · Evidence leans up · 80% evidence 60.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 12.8/35 · Income 6.6% · Profit 1% · 81% evidence Capital efficiency 12.4/25 · ROA 1.1% · ROE 12.2% · GNPA n/a · 68% evidence Valuation 15.6/20 · P/BV 1.06× · P/BV÷ROE 0.09 · 70% evidence Relative strength 20.0/20 · Lead over its industry 10.8% · Lead over S&P 500 9.5% · 1 year 26.7% · 100% evidence · 5 of 12 weeks ahead Exact sum: 12.8 + 12.4 + 15.6 + 20 = 60.8 · What this means: Relative strength against the index is 9.5%, and revenue and profit growth are weak. 4. [Credicorp Ltd.](https://www.sectoralpha.in/us/stocks/bap) BAP · quiet · Evidence leans up · 76% evidence 59.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.6/35 · Income 12.9% · Profit 17.9% · 71% evidence Capital efficiency 19.8/25 · ROA 3.1% · ROE 21.2% · GNPA n/a · 68% evidence Valuation 9.1/20 · P/BV 2.72× · P/BV÷ROE 0.13 · 70% evidence Relative strength 9.4/20 · Lead over its industry 0.9% · Lead over S&P 500 -0.4% · 1 year 34.1% · 100% evidence · 3 of 12 weeks ahead Exact sum: 21.6 + 19.8 + 9.1 + 9.4 = 59.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. [U.S. Bancorp](https://www.sectoralpha.in/us/stocks/usb) USB · quiet · Evidence leans up · 80% evidence 59.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 17.5/35 · Income 7.2% · Profit 17.5% · 81% evidence Capital efficiency 14.3/25 · ROA 1.2% · ROE 13% · GNPA n/a · 68% evidence Valuation 12.8/20 · P/BV 1.34× · P/BV÷ROE 0.1 · 70% evidence Relative strength 14.8/20 · Lead over its industry 4.2% · Lead over S&P 500 2.9% · 1 year 26.3% · 100% evidence · 3 of 12 weeks ahead Exact sum: 17.5 + 14.3 + 12.8 + 14.8 = 59.4 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [The PNC Financial Services Group, Inc.](https://www.sectoralpha.in/us/stocks/pnc) PNC · quiet · Evidence leans up · 80% evidence 58.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.9/35 · Income 14.4% · Profit 22.5% · 81% evidence Capital efficiency 14.8/25 · ROA 1.3% · ROE 12.9% · GNPA n/a · 68% evidence Valuation 11.3/20 · P/BV 1.42× · P/BV÷ROE 0.11 · 70% evidence Relative strength 9.8/20 · Lead over its industry 0.5% · Lead over S&P 500 -0.8% · 1 year 23.1% · 100% evidence · 2 of 12 weeks ahead Exact sum: 22.9 + 14.8 + 11.3 + 9.8 = 58.8 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 7. [KeyCorp](https://www.sectoralpha.in/us/stocks/key) KEY · quiet · Evidence leans up · 80% evidence 57.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 27.9/35 · Income 27.7% · Profit 100% · 81% evidence Capital efficiency 10.1/25 · ROA 1.1% · ROE 10.2% · GNPA n/a · 68% evidence Valuation 11.4/20 · P/BV 1.2× · P/BV÷ROE 0.12 · 70% evidence Relative strength 7.9/20 · Lead over its industry -2% · Lead over S&P 500 -3.2% · 1 year 15.9% · 100% evidence · 0 of 12 weeks ahead Exact sum: 27.9 + 10.1 + 11.4 + 7.9 = 57.3 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 8. [Nu Holdings Ltd.](https://www.sectoralpha.in/us/stocks/nu) NU · quiet · Evidence leans up · 76% evidence 56.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 27.5/35 · Income 44.3% · Profit 56.8% · 71% evidence Capital efficiency 19.4/25 · ROA 4.6% · ROE 29.2% · GNPA n/a · 68% evidence Valuation 7.0/20 · P/BV 4.9× · P/BV÷ROE 0.17 · 70% evidence Relative strength 2.7/20 · Lead over its industry -21.3% · Lead over S&P 500 -22.4% · 1 year -26% · 100% evidence · 6 of 12 weeks ahead Exact sum: 27.5 + 19.4 + 7 + 2.7 = 56.6 · What this means: Earnings are strong; relative strength in its sector is -21.3% and the one-year return is -26%. 9. Citizens Financial Group, Inc. this page CFG · quiet · Evidence leans up · 80% evidence 51.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.3/35 · Income 12.8% · Profit 35.8% · 81% evidence Capital efficiency 8.6/25 · ROA 1% · ROE 9% · GNPA n/a · 68% evidence Valuation 11.2/20 · P/BV 1.07× · P/BV÷ROE 0.12 · 70% evidence Relative strength 6.8/20 · Lead over its industry -0.6% · Lead over S&P 500 -1.9% · 1 year 23.5% · 100% evidence · 3 of 12 weeks ahead Exact sum: 25.3 + 8.6 + 11.2 + 6.8 = 51.9 · What this means: Earnings are strong; relative strength in its sector is -0.6% and the one-year return is 23.5%. 10. Banco Bradesco S.A. BBDO · quiet · Evidence leans up · 80% evidence 51.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.3/35 · Income 9% · Profit 22.6% · 81% evidence Capital efficiency 15.8/25 · ROA 1.2% · ROE 16% · GNPA n/a · 68% evidence Valuation 16.8/20 · P/BV 0.93× · P/BV÷ROE 0.06 · 70% evidence Relative strength 0.0/20 · Lead over its industry -26.9% · Lead over S&P 500 -27.8% · 1 year -24.3% · 100% evidence · 4 of 12 weeks ahead Exact sum: 19.3 + 15.8 + 16.8 + 0 = 51.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 11. [Webster Financial Corporation](https://www.sectoralpha.in/us/stocks/wbs) WBS · Too little evidence to rank firmly · 56% evidence 50.9 out of 100 Growth Capital Valuation Relative
12. [Truist Financial Corporation](https://www.sectoralpha.in/us/stocks/tfc) TFC · turning · Evidence leans up · 80% evidence 50.4 out of 100 Growth Capital Valuation Relative
13. [M&T Bank Corporation](https://www.sectoralpha.in/us/stocks/mtb) MTB · quiet · Evidence leans up · 80% evidence 50.2 out of 100 Growth Capital Valuation Relative
14. [Itaú Unibanco Holding S.A.](https://www.sectoralpha.in/us/stocks/itub) ITUB · quiet · Evidence leans up · 76% evidence 50.1 out of 100 Growth Capital Valuation Relative
15. [Deutsche Bank Aktiengesellschaft](https://www.sectoralpha.in/us/stocks/db) DB · turning · Evidence leans up · 76% evidence 50.0 out of 100 Growth Capital Valuation Relative
16. [NatWest Group plc](https://www.sectoralpha.in/us/stocks/nwg) NWG · quiet · Evidence leans down · 76% evidence 49.5 out of 100 Growth Capital Valuation Relative
17. [Fifth Third Bancorp](https://www.sectoralpha.in/us/stocks/fitb) FITB · quiet · Evidence leans down · 80% evidence 47.8 out of 100 Growth Capital Valuation Relative
18. [Regions Financial Corporation](https://www.sectoralpha.in/us/stocks/rf) RF · quiet · Evidence leans down · 80% evidence 47.5 out of 100 Growth Capital Valuation Relative
19. [Lloyds Banking Group plc](https://www.sectoralpha.in/us/stocks/lyg) LYG · quiet · Evidence leans down · 80% evidence 46.6 out of 100 Growth Capital Valuation Relative
20. [Huntington Bancshares Incorporated](https://www.sectoralpha.in/us/stocks/hban) HBAN · basing · Evidence leans down · 80% evidence 44.1 out of 100 Growth Capital Valuation Relative

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Banks - Regional](https://www.sectoralpha.in/us/sectors/banks-regional), all 20 compared on one page. ## Which companies are close to Citizens Financial Group in size? Citizens Financial Group is the 18th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Huntington Bancshares Incorporated, Shinhan Financial Group Co. and Credicorp. Just below it: First Citizens BancShares, Inc., Banco Bradesco S.A. and Grupo Cibest S.A. ### Banks - Regional companies close in size

1. [Huntington Bancshares Incorporated](https://www.sectoralpha.in/us/stocks/hban) $31.5 billion
2. [Shinhan Financial Group Co., Ltd.](https://www.sectoralpha.in/us/stocks/shg) $30.8 billion
3. [Credicorp Ltd.](https://www.sectoralpha.in/us/stocks/bap) $27.6 billion
4. Citizens Financial Group, Inc. $26.8 billion
5. [First Citizens BancShares, Inc.](https://www.sectoralpha.in/us/stocks/fcnca) $25.6 billion
6. [Banco Bradesco S.A.](https://www.sectoralpha.in/us/stocks/bbd) $25.2 billion
7. [Grupo Cibest S.A.](https://www.sectoralpha.in/us/stocks/cib) $24.3 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [VICI Properties Inc.](https://www.sectoralpha.in/us/stocks/vici) $27.8 billion · REIT - Diversified
2. [ON Semiconductor Corporation](https://www.sectoralpha.in/us/stocks/on) $27.7 billion · Semiconductors
3. Citizens Financial Group, Inc. $27.6 billion
4. [Roivant Sciences Ltd.](https://www.sectoralpha.in/us/stocks/roiv) $27.6 billion · Biotechnology
5. [Dollar Tree, Inc.](https://www.sectoralpha.in/us/stocks/dltr) $27.6 billion · Discount Stores

## What else do people ask about Citizens Financial Group? ### What were Citizens Financial Group's latest quarterly results? Citizens Financial Group, Inc. reported total income of $2.2 B and net profit of $599 M for the Sep 2026 quarter. Income rose 11.9% and profit rose 31.1% compared with a year earlier. Earnings per share were $1.41 (as of 5 November 2026). ### What is Citizens Financial Group's market cap? Citizens Financial Group, Inc.'s market capitalisation is $26.8 B at a stock price of $63.85. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Citizens Financial Group performing? Citizens Financial Group, Inc.'s share price has been moving sideways for 6 weeks. In its latest quarter, income rose 11.9% and profit rose 31.1% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 8 weeks running (as of 5 November 2026). ### Will Citizens Financial Group's stock price go up? This page does not forecast Citizens Financial Group, Inc.'s stock price. What it shows instead: the stock price is $63.85, and it has been moving sideways for 6 weeks. Its P/BV of 1.2× is higher than 95% of its own last 5 years (as of 5 November 2026). ### Where is Citizens Financial Group in its business cycle? Citizens Financial Group, Inc.'s FY25 net margin was 22.1%, against a 5-year range of 19.3% to 31.3%: the low end of its own range, which is often where recoveries start. The latest quarter was 27.3%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Citizens Financial Group story? The main question: results are strong, and the P/BV is higher than 95% of its own history. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Citizens Financial Group a stock worth studying right now? What the numbers show: Citizens Financial Group, Inc.'s earnings have grown faster than its share price. Earnings per share grew +27.4% in a year while the price moved +23.5%. The main open question: whether earnings grow enough to match the multiple. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). ## Lists

- S&P 500 companies: https://www.sectoralpha.in/sp-500-stocks

This is research, not advice. We’re not SEBI-registered.