# CF Bankshares share price today (CF Bankshares Inc., CFBK)

> CF Bankshares Inc.'s share price has risen faster than its earnings: +55.8% in a year, against +30.6% for earnings per share. CFBK · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/cfbk

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## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $35.56 (+55.8% in a year)
- P/BV: 1.2× (higher than 97% of the last 1 year)
- Revenue (Jun 2026): $15.6 M (+10.2% on a year ago)
- Profit (Jun 2026): $5.7 M (+17.4% on a year ago)
- Net margin: 36.7% (+2.2 points on a year ago)
- ROE: 12%, FY25
- ROA: 1.05%, latest

The main question: the share price moved +55.8% in a year while yearly earnings per share moved +30.6%. The difference came from the market paying a higher multiple. ## What is the CF Bankshares share price today? CF Bankshares Inc.'s share price was $35.56 at the close on 4 November 2026. That is 12.6% above its average price over the last 200 trading days. In the last 52 weeks it traded between $23 and $36, and at that close it sat 96% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. Over the last 1 year the share price moved +48% while the S&P 500 moved +18%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does CF Bankshares pay? CF Bankshares Inc. paid $0.34 per share over the last four reported quarters. The most recent declaration was $0.09 for Jun 2026. At today's price of $35.56 that is a yield of 0.96%, based on dividends already paid, not a forecast. ## Which stock lists is CF Bankshares on? CF Bankshares is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is CF Bankshares profitable? CF Bankshares Inc. earned $5.7 M of net profit in the Jun 2026 quarter, +17.4% on the same quarter a year earlier. That is the 3rd quarter in a row of profit growth. Full-year FY25 profit was $17.0 M. Over 4 years profit has grown −2.0% a year on average. That is 36.7% of the quarter's revenue. The same quarter a year earlier earned $4.9 M. For the full year, FY25 profit was $17.0 M (+30.5% on the year before). Why profit moved: revenue changed +10.2% on a year earlier and the margin moved +2.2 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +3.9% and revenue +3.6%. Profit and revenue are moving at about the same pace. ## How much revenue does CF Bankshares make, and is it growing? CF Bankshares Inc. reported $15.6 M of income in the Jun 2026 quarter, +10.2% on the same quarter a year earlier. That is the 3rd quarter in a row with growth on the year before. Over 4 years it has grown −1.2% a year on average. The last full year, FY25, came in at $52.7 M. The last four reported quarters add to $54.8 M. FY25 revenue was $52.7 M, +16.9% on the year before. Recent pace: the last four quarters grew +3.6% on average, against −1.2% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +3.8%, against +12.1% a year over the last 8 quarters (rolling over); profit over the last 12 months grew +5.0%, against +19.4% a year (rolling over). ## How much does CF Bankshares keep from what it earns? CF Bankshares Inc.'s net margin was 36.7% in the Jun 2026 quarter, 2.2 percentage points higher than the same quarter a year ago. Across 5 years it has been between 28.9% and 35.5%. The latest quarter is above every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of CF Bankshares' loans have gone bad? CF Bankshares Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is CF Bankshares' loan book growing? CF Bankshares Inc.'s revenue was $52.7 M in FY25, +16.9% on the year before, so the loan book is growing. The latest quarter was +10.2% on a year earlier. The net margin on that income is 36.7%, +2.2 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is CF Bankshares' P/BV ratio, and how does it compare with its own history? CF Bankshares Inc.'s P/BV is 1.2×, near the high end of its own history: higher than 97% of past readings. Its usual P/BV (the middle reading) is 1.0×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 12% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +55.8%. The price ran ahead of book value, which pushed the multiple up within its own range. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the CF Bankshares business getting better or worse? CF Bankshares Inc.'s business is giving mixed signals. There is no clear direction across the growth lines, with ROE steady at 9.5%; each line tells part of the story. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does CF Bankshares earn on its equity and assets? CF Bankshares Inc. earned a return on equity of 9% in FY25. Its lowest yearly reading on file was 8% in FY24. On its assets, every $100 earned about $1.05, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew −2.0% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does CF Bankshares have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the CF Bankshares shareholding pattern? 1.6% of CF Bankshares Inc.'s tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 2.7 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is CF Bankshares from balance-sheet trouble? For CF Bankshares Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does CF Bankshares rank in its industry? There is no score against its industry: CF Bankshares Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is CF Bankshares compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to CF Bankshares in size? CF Bankshares is the 265th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Richmond Mutual Bancorporation, Inc., Eagle Financial Services, Inc. and FB Bancorp, Inc. Just below it: First Internet Bancorp, Peoples Bancorp of North Carolina, Inc. and Citizens Community Bancorp, Inc. ### Banks - Regional companies close in size

1. [Richmond Mutual Bancorporation, Inc.](https://www.sectoralpha.in/us/stocks/rmbi) $253 million
2. [Eagle Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/efsi) $247 million
3. [FB Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/fbla) $247 million
4. CF Bankshares Inc. $238 million
5. [First Internet Bancorp](https://www.sectoralpha.in/us/stocks/inbk) $237 million
6. [Peoples Bancorp of North Carolina, Inc.](https://www.sectoralpha.in/us/stocks/pebk) $237 million
7. [Citizens Community Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/czwi) $234 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [RGC Resources, Inc.](https://www.sectoralpha.in/us/stocks/rgco) $235 million · Utilities - Regulated Gas
2. [AerSale Corporation](https://www.sectoralpha.in/us/stocks/asle) $235 million · Airports & Air Services
3. CF Bankshares Inc. $235 million
4. [Korro Bio, Inc.](https://www.sectoralpha.in/us/stocks/krro) $234 million · Biotechnology
5. [Kodiak AI, Inc.](https://www.sectoralpha.in/us/stocks/kdk) $233 million · Software - Infrastructure

## What else do people ask about CF Bankshares? ### What were CF Bankshares's latest quarterly results? CF Bankshares Inc. reported total income of $15.6 M and net profit of $5.7 M for the Jun 2026 quarter. Income rose 10.2% and profit rose 17.4% compared with a year earlier. Earnings per share were $0.90. The net margin was 36.7%, 2.2 percentage points higher than a year earlier (as of 4 November 2026). ### What is CF Bankshares's market cap? CF Bankshares Inc.'s market capitalisation is $238 M at a stock price of $35.56. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is CF Bankshares performing? CF Bankshares Inc.'s latest readings are below. In its latest quarter, income rose 10.2% and profit rose 17.4% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running. This describes what the data did, not a rating (as of 4 November 2026). ### Will CF Bankshares's stock price go up? This page does not forecast CF Bankshares Inc.'s stock price. What it shows instead: the stock price is $35.56. Its P/BV of 1.2× is higher than 97% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 4 November 2026). ### Where is CF Bankshares in its business cycle? CF Bankshares Inc.'s FY25 net margin was 32.3%, against a 5-year range of 28.9% to 35.5%: the middle of its own range, neither a peak nor a low. The latest quarter was 36.7%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the CF Bankshares story? The main question: the share price moved +55.8% in a year while yearly earnings per share moved +30.6%. The difference came from the market paying a higher multiple. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is CF Bankshares a stock worth studying right now? What the numbers show: CF Bankshares Inc.'s share price has risen faster than its earnings: +55.8% in a year, against +30.6% for earnings per share. The main open question: whether earnings grow into a price that has already moved. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.