# Citigroup share price today (Citigroup Inc., C)

> Citigroup Inc.'s results are improving, and its P/BV is near the top of its own history, higher than 88% of past readings. C · Financials · Banks - Diversified · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/c

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## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $122.71 (+21.2% in a year)
- P/BV: 1.1× (higher than 88% of the last 5.3 years)
- Revenue (Sep 2026): $21.4 B (+8.0% on a year ago)
- Profit (Sep 2026): $4.8 B (+40.8% on a year ago)
- Net margin: 22.6% (+5.3 points on a year ago)
- ROE: 9%, FY25
- ROA: 0.71%, latest

The main question: results are strong, and the P/BV is higher than 88% of its own history. ## What is the Citigroup share price today? Citigroup Inc.'s share price was $122.71 at the close on 3 November 2026. It has been moving sideways for 4 weeks. That is 3.1% below its average price over the last 200 trading days. In the last 52 weeks it traded between $99 and $143, and at that close it sat 54% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 10 weeks running. Over the last 10 years the share price moved +192% while the S&P 500 moved +255%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 28 August 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Citigroup pay? Citigroup Inc. paid $2.47 per share over the last four reported quarters. The most recent declaration was $0.67 for Sep 2026. At today's price of $122.71 that is a yield of 2.01%, based on dividends already paid, not a forecast. ## Which stock lists is Citigroup on? Citigroup is on one of our US lists: S&P 500 companies. [S&P 500 companies](https://www.sectoralpha.in/sp-500-stocks)

## Is Citigroup profitable? Citigroup Inc. earned $4.8 B of net profit in the Sep 2026 quarter, +40.8% on the same quarter a year earlier. That is the 3rd quarter in a row of profit growth. Full-year FY25 profit was $13.0 B. Over 4 years profit has grown −11.0% a year on average. That is 22.6% of the quarter's revenue. The same quarter a year earlier earned $3.4 B. For the full year, FY25 profit was $13.0 B (+13.6% on the year before). Why profit moved: revenue changed +8.0% on a year earlier and the margin moved +5.3 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +29.3% and revenue +10.9%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Citigroup make, and is it growing? Citigroup Inc. reported $21.4 B of income in the Sep 2026 quarter, +8.0% on the same quarter a year earlier. That is the 7th quarter in a row with growth on the year before. Over 4 years it has grown 0.2% a year on average. The last full year, FY25, came in at $75.7 B. The last four reported quarters add to $83.3 B. FY25 revenue was $75.7 B, +6.7% on the year before. Recent pace: the last four quarters grew +10.9% on average, against 0.2% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +11.1%, against +7.3% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +32.9%, against +21.7% a year (accelerating). ## How much does Citigroup keep from what it earns? Citigroup Inc.'s net margin was 22.6% in the Sep 2026 quarter, 5.3 percentage points higher than the same quarter a year ago. Across 5 years it has been between 11.2% and 27.7%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Citigroup's loans have gone bad? Citigroup Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Citigroup's loan book growing? Citigroup Inc.'s revenue was $75.7 B in FY25, +6.7% on the year before, so the loan book is growing. The latest quarter was +8.0% on a year earlier. The net margin on that income is 22.6%, +5.3 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Citigroup's P/BV ratio, and how does it compare with its own history? Citigroup Inc.'s P/BV is 1.1×, near the high end of its own history: higher than 88% of past readings. Its usual P/BV (the middle reading) is 0.7×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 9% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +21.2%. The price ran ahead of book value, which pushed the multiple up within its own range. Where the price move came from: over 5 years the price moved +12.9% a year; about +4.6% a year came from book-value growth and about +8.3 percentage points from the multiple (the market paying more). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Citigroup business getting better or worse? Citigroup Inc.'s business is giving mixed signals. Growth has been steadily positive, but ROE at 8.4% is below the 12% level needed to call it steady growth. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does Citigroup earn on its equity and assets? Citigroup Inc. earned a return on equity of 6% in FY25. Its lowest yearly reading on file was 4% in FY23. On its assets, every $100 earned about $0.71, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew −11.0% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Citigroup have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Citigroup shareholding pattern? 0.0% of Citigroup Inc.'s tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 0.0 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Citigroup from balance-sheet trouble? For Citigroup Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Citigroup rank in its industry? 55.5 out of 100, rank 8 of 18 in Banks - Diversified, with 80% of the evidence available. Citigroup Inc. scores 55.5 out of 100 against the 18 companies it is compared with in Banks - Diversified, ranking 8. Earnings are strong; relative strength in its sector is -4.9% and the one-year return is 21.7%. The four parts add up to the total exactly: 23.8 + 9.3 + 16.1 + 6.3 = 55.5. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Citigroup compared with? Citigroup ranks 8 of 18 Banks - Diversified companies on the 4-Factor Sector Score, with 55.5 out of 100. 1. [JPMorgan Chase & Co.](https://www.sectoralpha.in/us/stocks/jpm) JPM · quiet · Most evidence points up · 80% evidence 70.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.2/35 · Income 14.1% · Profit 13.9% · 81% evidence Capital efficiency 20.1/25 · ROA 1.7% · ROE 22.9% · GNPA n/a · 68% evidence Valuation 12.9/20 · P/BV 2.36× · P/BV÷ROE 0.1 · 70% evidence Relative strength 13.5/20 · Lead over its industry 0.3% · Lead over S&P 500 0.2% · 1 year 7.6% · 100% evidence · 5 of 12 weeks ahead Exact sum: 24.2 + 20.1 + 12.9 + 13.5 = 70.7 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 2. [The Bank of New York Mellon Corporation](https://www.sectoralpha.in/us/stocks/bny) BNY · quiet · Evidence leans up · 80% evidence 64.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.9/35 · Income 11.5% · Profit 25.6% · 81% evidence Capital efficiency 17.0/25 · ROA 1.3% · ROE 15.8% · GNPA n/a · 68% evidence Valuation 9.8/20 · P/BV 2.22× · P/BV÷ROE 0.14 · 70% evidence Relative strength 16.0/20 · Lead over its industry 6.4% · Lead over S&P 500 6% · 1 year 36.2% · 100% evidence · 5 of 12 weeks ahead Exact sum: 21.9 + 17 + 9.8 + 16 = 64.7 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [Canadian Imperial Bank of Commerce](https://www.sectoralpha.in/us/stocks/cm) CM · turning · Evidence leans up · 80% evidence 63.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.7/35 · Income 15.3% · Profit 23.7% · 81% evidence Capital efficiency 13.8/25 · ROA 0.9% · ROE 15% · GNPA n/a · 68% evidence Valuation 9.0/20 · P/BV 2.25× · P/BV÷ROE 0.15 · 70% evidence Relative strength 16.6/20 · Lead over its industry 5.8% · Lead over S&P 500 5.6% · 1 year 37.5% · 100% evidence · 0 of 12 weeks ahead Exact sum: 23.7 + 13.8 + 9 + 16.6 = 63.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. [The Bank of Nova Scotia](https://www.sectoralpha.in/us/stocks/bns) BNS · turning · Evidence leans up · 80% evidence 61.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.4/35 · Income 11.6% · Profit 42.3% · 81% evidence Capital efficiency 8.5/25 · ROA 0.7% · ROE 11.9% · GNPA n/a · 68% evidence Valuation 11.0/20 · P/BV 1.65× · P/BV÷ROE 0.14 · 70% evidence Relative strength 19.4/20 · Lead over its industry 11.4% · Lead over S&P 500 11.1% · 1 year 40.4% · 100% evidence · 7 of 12 weeks ahead Exact sum: 22.4 + 8.5 + 11 + 19.4 = 61.3 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. [HSBC Holdings plc](https://www.sectoralpha.in/us/stocks/hsbc) HSBC · quiet · Evidence leans up · 80% evidence 59.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 29.9/35 · Income 16.4% · Profit 59.4% · 81% evidence Capital efficiency 14.1/25 · ROA 0.9% · ROE 16.1% · GNPA n/a · 68% evidence Valuation 13.0/20 · P/BV 1.73× · P/BV÷ROE 0.11 · 70% evidence Relative strength 2.0/20 · Lead over its industry -9.8% · Lead over S&P 500 -10.1% · 1 year 18.5% · 100% evidence · 5 of 12 weeks ahead Exact sum: 29.9 + 14.1 + 13 + 2 = 59 · What this means: Earnings are strong; relative strength in its sector is -9.8% and the one-year return is 18.5%. 6. [Royal Bank of Canada](https://www.sectoralpha.in/us/stocks/ry) RY · quiet · Evidence leans up · 80% evidence 55.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 18.7/35 · Income 11.4% · Profit 18.6% · 81% evidence Capital efficiency 14.2/25 · ROA 0.9% · ROE 15.7% · GNPA n/a · 68% evidence Valuation 6.9/20 · P/BV 2.81× · P/BV÷ROE 0.18 · 70% evidence Relative strength 16.1/20 · Lead over its industry 5.8% · Lead over S&P 500 5.5% · 1 year 40% · 100% evidence · 2 of 12 weeks ahead Exact sum: 18.7 + 14.2 + 6.9 + 16.1 = 55.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 7. [UBS Group AG](https://www.sectoralpha.in/us/stocks/ubs) UBS · quiet · Evidence leans up · 76% evidence 55.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.8/35 · Income 10.7% · Profit 51.5% · 71% evidence Capital efficiency 9.2/25 · ROA 0.7% · ROE 13.4% · GNPA n/a · 68% evidence Valuation 11.7/20 · P/BV 1.72× · P/BV÷ROE 0.13 · 70% evidence Relative strength 9.9/20 · Lead over its industry -0.6% · Lead over S&P 500 -0.9% · 1 year 25.3% · 100% evidence · 4 of 12 weeks ahead Exact sum: 24.8 + 9.2 + 11.7 + 9.9 = 55.6 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 8. Citigroup Inc. this page C · quiet · Evidence leans up · 80% evidence 55.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.8/35 · Income 11.1% · Profit 32.9% · 81% evidence Capital efficiency 9.3/25 · ROA 0.8% · ROE 11.3% · GNPA n/a · 68% evidence Valuation 16.1/20 · P/BV 1.03× · P/BV÷ROE 0.09 · 70% evidence Relative strength 6.3/20 · Lead over its industry -4.9% · Lead over S&P 500 -5.1% · 1 year 21.7% · 100% evidence · 0 of 12 weeks ahead Exact sum: 23.8 + 9.3 + 16.1 + 6.3 = 55.5 · What this means: Earnings are strong; relative strength in its sector is -4.9% and the one-year return is 21.7%. 9. [The Bank of N.T. Butterfield & Son Limited](https://www.sectoralpha.in/us/stocks/ntb) NTB · quiet · Evidence leans up · 76% evidence 54.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 14.8/35 · Income 5.9% · Profit 6.8% · 71% evidence Capital efficiency 20.4/25 · ROA 1.8% · ROE 22% · GNPA n/a · 68% evidence Valuation 14.1/20 · P/BV 2.04× · P/BV÷ROE 0.09 · 70% evidence Relative strength 5.0/20 · Lead over its industry -4.9% · Lead over S&P 500 -5.1% · 1 year 20.2% · 100% evidence · 0 of 12 weeks ahead Exact sum: 14.8 + 20.4 + 14.1 + 5 = 54.3 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 10. [Wells Fargo & Company](https://www.sectoralpha.in/us/stocks/wfc) WFC · turning · Evidence leans up · 80% evidence 54.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 13.4/35 · Income 5.1% · Profit 10% · 81% evidence Capital efficiency 15.3/25 · ROA 1.2% · ROE 14.7% · GNPA n/a · 68% evidence Valuation 15.1/20 · P/BV 1.36× · P/BV÷ROE 0.09 · 70% evidence Relative strength 10.2/20 · Lead over its industry -4.2% · Lead over S&P 500 -4.1% · 1 year -0.6% · 100% evidence · 3 of 12 weeks ahead Exact sum: 13.4 + 15.3 + 15.1 + 10.2 = 54 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 11. [Bank of Montreal](https://www.sectoralpha.in/us/stocks/bmo) BMO · quiet · Evidence leans up · 80% evidence 52.2 out of 100 Growth Capital Valuation Relative
12. [ING Groep N.V.](https://www.sectoralpha.in/us/stocks/ing) ING · quiet · Evidence leans down · 76% evidence 48.5 out of 100 Growth Capital Valuation Relative
13. [Banco Bilbao Vizcaya Argentaria, S.A.](https://www.sectoralpha.in/us/stocks/bbva) BBVA · quiet · Evidence leans down · 76% evidence 48.1 out of 100 Growth Capital Valuation Relative
14. [Barclays PLC](https://www.sectoralpha.in/us/stocks/bcs) BCS · basing · Evidence leans down · 80% evidence 43.8 out of 100 Growth Capital Valuation Relative
15. [Bank of America Corporation](https://www.sectoralpha.in/us/stocks/bac) BAC · quiet · Evidence leans down · 80% evidence 43.8 out of 100 Growth Capital Valuation Relative
16. [The Toronto-Dominion Bank](https://www.sectoralpha.in/us/stocks/td) TD · turning · Evidence leans down · 80% evidence 42.6 out of 100 Growth Capital Valuation Relative
17. [Banco Santander, S.A.](https://www.sectoralpha.in/us/stocks/san) SAN · quiet · Evidence leans down · 76% evidence 39.7 out of 100 Growth Capital Valuation Relative
18. Forbright, Inc. FRBT · turning · Too little evidence to rank firmly · 33% evidence 43.8 out of 100 Growth Capital Valuation Relative

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Banks - Diversified](https://www.sectoralpha.in/us/sectors/banks-diversified), all 18 compared on one page. ## Which companies are close to Citigroup in size? Citigroup is the 8th largest of 19 Banks - Diversified companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: Wells Fargo & Company, Mitsubishi UFJ Financial Group, Inc. and The Toronto-Dominion Bank. Just below it: Banco Santander, S.A., Sumitomo Mitsui Financial Group, Inc. and UBS Group AG. ### Banks - Diversified companies close in size

1. [Wells Fargo & Company](https://www.sectoralpha.in/us/stocks/wfc) $256.7 billion
2. [Mitsubishi UFJ Financial Group, Inc.](https://www.sectoralpha.in/us/stocks/mufg) $241.3 billion
3. [The Toronto-Dominion Bank](https://www.sectoralpha.in/us/stocks/td) $204 billion
4. Citigroup Inc. $203.1 billion
5. [Banco Santander, S.A.](https://www.sectoralpha.in/us/stocks/san) $164.2 billion
6. [Sumitomo Mitsui Financial Group, Inc.](https://www.sectoralpha.in/us/stocks/smfg) $150.7 billion
7. [UBS Group AG](https://www.sectoralpha.in/us/stocks/ubs) $147.3 billion

[All 19 Banks - Diversified companies, largest first](https://www.sectoralpha.in/us/sectors/banks-diversified#all-companies)

### Companies close in size in other industries

1. [Arista Networks, Inc.](https://www.sectoralpha.in/us/stocks/anet) $207 billion · Computer Hardware
2. [The Toronto-Dominion Bank](https://www.sectoralpha.in/us/stocks/td) $204.6 billion · Banks - Diversified
3. Citigroup Inc. $203.8 billion
4. [BHP Group Limited](https://www.sectoralpha.in/us/stocks/bhp) $202.4 billion · Other Industrial Metals & Mining
5. [TotalEnergies SE](https://www.sectoralpha.in/us/stocks/tte) $201.1 billion · Oil & Gas Integrated

## What else do people ask about Citigroup? ### What is Citigroup's stock price today? Citigroup Inc.'s stock price is $122.71, +21.2% over the past year. The whole company is worth $203 B on the market. In the last 52 weeks it traded between $99 to $143; today it is 54% of the way up from the low, 3.1% below its 200-day average (as of 3 November 2026). ### What were Citigroup's latest quarterly results? Citigroup Inc. reported total income of $21.4 B and net profit of $4.8 B for the Sep 2026 quarter. Income rose 8.0% and profit rose 40.8% compared with a year earlier. Earnings per share were $2.85. The net margin was 22.6%, 5.3 percentage points higher than a year earlier (as of 3 November 2026). ### What is Citigroup's market cap? Citigroup Inc.'s market capitalisation is $203 B at a stock price of $122.71. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Citigroup performing? Citigroup Inc.'s share price has been moving sideways for 4 weeks. In its latest quarter, income rose 8.0% and profit rose 40.8% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 10 weeks running (as of 3 November 2026). ### Will Citigroup's stock price go up? This page does not forecast Citigroup Inc.'s stock price. What it shows instead: the stock price is $122.71, and it has been moving sideways for 4 weeks. Its P/BV of 1.1× is higher than 88% of its own last 5 years (as of 3 November 2026). ### Where is Citigroup in its business cycle? Citigroup Inc.'s FY25 net margin was 17.2%, against a 5-year range of 11.2% to 27.7%: the middle of its own range, neither a peak nor a low. The latest quarter was 22.6%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Citigroup story? The main question: results are strong, and the P/BV is higher than 88% of its own history. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Citigroup a stock worth studying right now? What the numbers show: Citigroup Inc.'s results are improving, and its P/BV is near the top of its own history, higher than 88% of past readings. The main open question: whether earnings grow enough to match the multiple. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). ## Lists

- S&P 500 companies: https://www.sectoralpha.in/sp-500-stocks

This is research, not advice. We’re not SEBI-registered.