# Banco Santander-Chile share price today (Banco Santander-Chile, BSAC)

> Banco Santander-Chile's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. BSAC · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/bsac

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## Key numbers

- Price: $32.33 (+8.9% in a year)
- P/BV: 2.9×, against its own history
- Revenue (Sep 2026): CLP 537 B (−5.4% on a year ago)
- Profit (Sep 2026): CLP 237 B (−4.2% on a year ago)
- Net margin: 44.1% (+0.5 points on a year ago)
- ROE: 23%, FY25

Biggest thing to watch: the net margin is the best this company has ever reported. Every ratio looks better at a record, so the story depends on the net margin staying high. ## What is the Banco Santander-Chile share price today? Banco Santander-Chile's share price was $32.33 at the close on 5 November 2026. It has been moving sideways for 6 weeks. That is 3.2% below its average price over the last 200 trading days. In the last 52 weeks it traded between $29 and $37, and at that close it sat 42% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 6 weeks running. Over the last 10 years the share price moved +66% while the S&P 500 moved +245%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 25 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Banco Santander-Chile pay? Banco Santander-Chile declared CLP 3.35 per local share for Dec 2025. It reports in Chilean pesos, and one US-listed share can stand for several local shares, so we do not set this against the dollar price or show a yield. ## Which stock lists is Banco Santander-Chile on? Banco Santander-Chile is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Banco Santander-Chile profitable? Banco Santander-Chile earned CLP 237 B of net profit in the Sep 2026 quarter, −4.2% on the same quarter a year earlier. Full-year FY25 profit was CLP 1,022 B. Over 4 years profit has grown 4.9% a year on average. That is 44.1% of the quarter's revenue. The same quarter a year earlier earned CLP 248 B. For the full year, FY25 profit was CLP 1,022 B (+19.8% on the year before). Why profit moved: revenue changed −5.4% on a year earlier and the margin moved +0.5 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +4.2% and revenue +0.4%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. This company reports in Chilean pesos, not US dollars, so the money charts are left out here. The figures in the text are in that currency (CLP); nothing is converted. ## How much revenue does Banco Santander-Chile make, and is it growing? Banco Santander-Chile reported CLP 537 B of income in the Sep 2026 quarter, −5.4% on the same quarter a year earlier. Over 4 years it has grown 3.7% a year on average. The last full year, FY25, came in at CLP 2,286 B. The last four reported quarters add to CLP 2,359 B. The quarterly figures for FY23 do not add up to the full-year total on file, so those quarters are left out of the charts and sums. FY25 revenue was CLP 2,286 B, +8.8% on the year before. Recent pace: the last four quarters grew +0.4% on average, against 3.7% a year over the longer run, so this year is growing slower than its own long-run rate. This company reports in Chilean pesos, not US dollars, so the money charts are left out here. The figures in the text are in that currency (CLP); nothing is converted. ## How much does Banco Santander-Chile keep from what it earns? Banco Santander-Chile's net margin was 44.1% in the Sep 2026 quarter, 0.5 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between 36.2% and 44.7%. The latest quarter is within that range. Across 5 years it has been between 36.2% and 44.7%, and FY25's 44.7% is the highest of them. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. When margins are at a record, every ratio built on profit looks better than usual, so watch whether they hold. ## How many of Banco Santander-Chile's loans have gone bad? Banco Santander-Chile does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Banco Santander-Chile's loan book growing? Banco Santander-Chile's revenue was CLP 2,286 B in FY25, +8.8% on the year before, so the loan book is growing. The latest quarter was −5.4% on a year earlier. The net margin on that income is 44.1%, +0.5 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. This company reports in Chilean pesos, not US dollars, so the money charts are left out here. The figures in the text are in that currency (CLP); nothing is converted. ## What is Banco Santander-Chile's P/BV ratio, and how does it compare with its own history? Banco Santander-Chile's P/BV is 2.9×, with too little history to compare. This compares the share price with the company’s own past. It does not say what the business is worth. In short: there is too little history to say whether the multiple is high or low for this company, so the book value trend underneath matters more than the multiple. ## Is the Banco Santander-Chile business getting better or worse? Banco Santander-Chile's business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 8 quarters of 1 measure, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. One or more growth lines have an extreme jump caused by comparing with a near-zero or loss-making quarter. Those jumps are capped before reading and drawn at the edge of the chart, so one odd quarter does not decide the result. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does Banco Santander-Chile earn on its equity and assets? Banco Santander-Chile earned a return on equity of 18% in FY25. Its lowest yearly reading on file was 13% in FY23. On its assets, every CLP 100 earned about CLP 1.56, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 4.9% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Banco Santander-Chile have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Banco Santander-Chile shareholding pattern? We have no ownership or short-position figures for Banco Santander-Chile, so this section says so rather than fill the gap. At normal trading volumes, closing those positions would take about 2.4 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. ## How far is Banco Santander-Chile from balance-sheet trouble? For Banco Santander-Chile, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Banco Santander-Chile rank in its industry? There is no score against its industry: Banco Santander-Chile is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Banco Santander-Chile compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Banco Santander-Chile in size? Banco Santander-Chile is the 29th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: East West Bancorp, Inc., Woori Financial Group Inc. and Pinnacle Financial Partners, Inc. Just below it: Webster Financial Corporation, First Horizon Corporation and Wintrust Financial Corporation. ### Banks - Regional companies close in size

1. [East West Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/ewbc) $17.7 billion
2. [Woori Financial Group Inc.](https://www.sectoralpha.in/us/stocks/wf) $17.3 billion
3. [Pinnacle Financial Partners, Inc.](https://www.sectoralpha.in/us/stocks/pnfp) $15.3 billion
4. Banco Santander-Chile $14.9 billion
5. [Webster Financial Corporation](https://www.sectoralpha.in/us/stocks/wbs) $12.6 billion
6. [First Horizon Corporation](https://www.sectoralpha.in/us/stocks/fhn) $11 billion
7. [Wintrust Financial Corporation](https://www.sectoralpha.in/us/stocks/wtfc) $10.2 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [James Hardie Industries plc](https://www.sectoralpha.in/us/stocks/jhx) $15.6 billion · Building Materials
2. [Everest Group, Ltd.](https://www.sectoralpha.in/us/stocks/eg) $15.6 billion · Insurance - Reinsurance
3. Banco Santander-Chile $15.6 billion
4. [Charles River Laboratories International, Inc.](https://www.sectoralpha.in/us/stocks/crl) $15.6 billion · Diagnostics & Research
5. [POSCO Holdings Inc.](https://www.sectoralpha.in/us/stocks/pkx) $15.5 billion · Steel

## What else do people ask about Banco Santander-Chile? ### What were Banco Santander-Chile's latest quarterly results? Banco Santander-Chile reported total income of CLP 537 B and net profit of CLP 237 B for the Sep 2026 quarter. Income fell 5.4% and profit fell 4.2% compared with a year earlier. The net margin was 44.1%, 0.5 percentage points higher than a year earlier (as of 5 November 2026). ### What is Banco Santander-Chile's market cap? Banco Santander-Chile's market capitalisation is $14.9 B at a stock price of $32.33. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Banco Santander-Chile performing? Banco Santander-Chile's share price has been moving sideways for 6 weeks. In its latest quarter, income fell 5.4% and profit fell 4.2% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 6 weeks running (as of 5 November 2026). ### Will Banco Santander-Chile's stock price go up? This page does not forecast Banco Santander-Chile's stock price. What it shows instead: the stock price is $32.33, and it has been moving sideways for 6 weeks. Nobody can reliably say which way a price will move, and this site does not try (as of 5 November 2026). ### Where is Banco Santander-Chile in its business cycle? Banco Santander-Chile's FY25 net margin was 44.7%, against a 5-year range of 36.2% to 44.7%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 44.1%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Banco Santander-Chile story? Biggest thing to watch: the net margin is the best this company has ever reported. Every ratio looks better at a record, so the story depends on the net margin staying high. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Banco Santander-Chile a stock worth studying right now? What the numbers show: Banco Santander-Chile's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.