# Bank First share price today (Bank First Corporation, BFC) > Bank First Corporation's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. BFC · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/bfc Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms ## Key numbers - Business trend: Turning around, from the last 12 quarters - Price: $147.45 (+18.8% in a year) - P/BV: 2.0× (lower than 67% of the last 1 year) - Revenue (Sep 2026): $64.6 M (+48.3% on a year ago) - Profit (Sep 2026): $23.8 M (+33.0% on a year ago) - Net margin: 36.9% (−4.2 points on a year ago) - ROE: 12%, FY25 - ROA: 1.68%, latest Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. ## What is the Bank First share price today? Bank First Corporation's share price was $147.45 at the close on 5 November 2026. That is 1.3% above its average price over the last 200 trading days. In the last 52 weeks it traded between $121 and $158, and at that close it sat 72% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. Over the last 1 year the share price moved +23% while the S&P 500 moved +18%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Bank First pay? Bank First Corporation paid $2.10 per share over the last four reported quarters. The most recent declaration was $0.60 for Sep 2026. At today's price of $147.45 that is a yield of 1.42%, based on dividends already paid, not a forecast. ## Which stock lists is Bank First on? Bank First is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Bank First profitable? Bank First Corporation earned $23.8 M of net profit in the Sep 2026 quarter, +33.0% on the same quarter a year earlier. That is the 7th quarter in a row of profit growth. Full-year FY25 profit was $71.1 M. Over 4 years profit has grown 12.1% a year on average. That is 36.9% of the quarter's revenue. The same quarter a year earlier earned $17.9 M. For the full year, FY25 profit was $71.1 M (+9.1% on the year before). Why profit moved: revenue changed +48.3% on a year earlier and the margin moved −4.2 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +23.5% and revenue +41.0%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Bank First make, and is it growing? Bank First Corporation reported $64.6 M of income in the Sep 2026 quarter, +48.3% on the same quarter a year earlier. That is the 7th quarter in a row with growth on the year before. Over 4 years it has grown 11.8% a year on average. The last full year, FY25, came in at $173 M. The last four reported quarters add to $238 M. FY25 revenue was $173 M, +9.1% on the year before. Recent pace: the last four quarters grew +41.0% on average, against 11.8% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +41.2%, against +13.7% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +23.2%, against +2.5% a year (accelerating). ## How much does Bank First keep from what it earns? Bank First Corporation's net margin was 36.9% in the Sep 2026 quarter, 4.2 percentage points lower than the same quarter a year ago. Across 5 years it has been between 36.9% and 41.4%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Bank First's loans have gone bad? Bank First Corporation does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Bank First's loan book growing? Bank First Corporation's revenue was $173 M in FY25, +9.1% on the year before, so the loan book is growing. The latest quarter was +48.3% on a year earlier. The net margin on that income is 36.9%, −4.2 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Bank First's P/BV ratio, and how does it compare with its own history? Bank First Corporation's P/BV is 2.0×, near the low end of its own history: it has been lower only 33% of the time. Its usual P/BV (the middle reading) is 2.0×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 12% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +18.8%. Price and book value moved together, so the multiple stayed in its range. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the Bank First business getting better or worse? Bank First Corporation's business is turning around. Profit growth has swung from −14.7% at its low to +23.2%, improving for 4 quarters in a row, with ROE steady at 10.5%. This is based on 12 quarters of 4 measures. Why it matters: a turn in growth is often where a bigger change starts. The lines say a turn is forming, so the question is whether the next quarters confirm it. ## How much does Bank First earn on its equity and assets? Bank First Corporation earned a return on equity of 11% in FY25. Its lowest yearly reading on file was 10% in FY22. On its assets, every $100 earned about $1.68, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 12.1% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Bank First have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Bank First shareholding pattern? 6.4% of Bank First Corporation's tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 9.8 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Bank First from balance-sheet trouble? For Bank First Corporation, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Bank First rank in its industry? There is no score against its industry: Bank First Corporation is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Bank First compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Bank First in size? Bank First is the 127th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Origin Bancorp, Inc., QCR Holdings, Inc. and National Bank Holdings Corporation. Just below it: ConnectOne Bancorp, Inc., Pathward Financial, Inc. and Live Oak Bancshares, Inc. ### Banks - Regional companies close in size 1. [Origin Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/obk) $1.7 billion 2. [QCR Holdings, Inc.](https://www.sectoralpha.in/us/stocks/qcrh) $1.6 billion 3. [National Bank Holdings Corporation](https://www.sectoralpha.in/us/stocks/nbhc) $1.6 billion 4. Bank First Corporation $1.6 billion 5. [ConnectOne Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/cnob) $1.6 billion 6. [Pathward Financial, Inc.](https://www.sectoralpha.in/us/stocks/cash) $1.6 billion 7. [Live Oak Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/lob) $1.6 billion [All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies) ### Companies close in size in other industries 1. [ConnectOne Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/cnob) $1.7 billion · Banks - Regional 2. [Nuvation Bio Inc.](https://www.sectoralpha.in/us/stocks/nuvb) $1.7 billion · Biotechnology 3. Bank First Corporation $1.7 billion 4. [Hub Group, Inc.](https://www.sectoralpha.in/us/stocks/hubg) $1.6 billion · Integrated Freight & Logistics 5. [Vermilion Energy Inc.](https://www.sectoralpha.in/us/stocks/vet) $1.6 billion · Oil & Gas Exploration & Production ## What else do people ask about Bank First? ### What were Bank First's latest quarterly results? Bank First Corporation reported total income of $64.6 M and net profit of $23.8 M for the Sep 2026 quarter. Income rose 48.3% and profit rose 33.0% compared with a year earlier. Earnings per share were $2.15. The net margin was 36.9%, 4.2 percentage points lower than a year earlier (as of 5 November 2026). ### What is Bank First's market cap? Bank First Corporation's market capitalisation is $1.6 B at a stock price of $147.45. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Bank First performing? Bank First Corporation's latest readings are below. In its latest quarter, income rose 48.3% and profit rose 33.0% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running. This describes what the data did, not a rating (as of 5 November 2026). ### Will Bank First's stock price go up? This page does not forecast Bank First Corporation's stock price. What it shows instead: the stock price is $147.45. Its P/BV of 2.0× is higher than 33% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 5 November 2026). ### Where is Bank First in its business cycle? Bank First Corporation's FY25 net margin was 41.2%, against a 5-year range of 36.9% to 41.4%: the middle of its own range, neither a peak nor a low. The latest quarter was 36.9%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Bank First story? Biggest thing to watch: the price is not yet in a clear uptrend, so timing is the risk more than the business. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Bank First a stock worth studying right now? What the numbers show: Bank First Corporation's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.