# BayCom share price today (BayCom Corp, BCML)

> BayCom Corp's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. BCML · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/bcml

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## Key numbers

- Business trend: Getting worse, from the last 12 quarters
- Price: $31.41 (+15.0% in a year)
- P/BV: 1.0× (higher than 89% of the last 1 year)
- Revenue (Sep 2026): $18.9 M (−16.6% on a year ago)
- Profit (Sep 2026): $1.1 M (−77.1% on a year ago)
- Net margin: 6.1% (−16.0 points on a year ago)
- ROE: 3%, FY25
- ROA: 0.35%, latest

Biggest thing to watch: the P/BV is higher than 89% of its own history, so the multiple has already done part of the work. ## What is the BayCom share price today? BayCom Corp's share price was $31.41 at the close on 4 November 2026. That is 2.7% above its average price over the last 200 trading days. In the last 52 weeks it traded between $27 and $34, and at that close it sat 62% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 2 weeks in a row. Over the last 1 year the share price moved +12% while the S&P 500 moved +18%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does BayCom pay? BayCom Corp paid $1.20 per share over the last four reported quarters. The most recent declaration was $0.30 for Sep 2026. At today's price of $31.41 that is a yield of 3.82%, based on dividends already paid, not a forecast. ## Which stock lists is BayCom on? BayCom is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is BayCom profitable? BayCom Corp earned $1.1 M of net profit in the Sep 2026 quarter, −77.1% on the same quarter a year earlier. Full-year FY25 profit was $23.9 M. Over 4 years profit has grown 3.7% a year on average. That is 6.1% of the quarter's revenue. The same quarter a year earlier earned $5.0 M. 1 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was $23.9 M (+1.3% on the year before). Why profit moved: revenue changed −16.6% on a year earlier and the margin moved −16.0 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed −57.7% and revenue −3.2%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does BayCom make, and is it growing? BayCom Corp reported $18.9 M of income in the Sep 2026 quarter, −16.6% on the same quarter a year earlier. Over 4 years it has grown 3.6% a year on average. The last full year, FY25, came in at $96.5 M. The last four reported quarters add to $91.9 M. FY25 revenue was $96.5 M, +0.2% on the year before. Recent pace: the last four quarters grew −3.2% on average, against 3.6% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −3.1%, against −2.2% a year over the last 8 quarters (stabilising); profit over the last 12 months grew −60.2%, against −37.9% a year (rolling over). ## How much does BayCom keep from what it earns? BayCom Corp's net margin was 6.1% in the Sep 2026 quarter, 16.0 percentage points lower than the same quarter a year ago. Across 5 years it has been between 24.5% and 26.7%. The latest quarter is below every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of BayCom's loans have gone bad? BayCom Corp does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is BayCom's loan book growing? BayCom Corp's revenue was $96.5 M in FY25, +0.2% on the year before, so the loan book is growing. The latest quarter was −16.6% on a year earlier. The net margin on that income is 6.1%, −16.0 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is BayCom's P/BV ratio, and how does it compare with its own history? BayCom Corp's P/BV is 1.0×, near the high end of its own history: higher than 89% of past readings. Its usual P/BV (the middle reading) is 1.0×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 3% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +15.0%. The price ran ahead of book value, which pushed the multiple up within its own range. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the BayCom business getting better or worse? BayCom Corp's business is getting worse. Revenue, profit and EPS growth are shrinking: revenue growth is −3.1% in the latest quarter, against +6.3% at its best in 12 quarters, with ROE falling at 2.8%. This is based on 12 quarters of 4 measures. Why it matters: falling lines mean any ratio below that looks low should be read with that direction in mind. ## How much does BayCom earn on its equity and assets? BayCom Corp earned a return on equity of 7% in FY25. That is its lowest yearly reading on file. On its assets, every $100 earned about $0.35, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does BayCom have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the BayCom shareholding pattern? 1.8% of BayCom Corp's tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 2.8 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is BayCom from balance-sheet trouble? For BayCom Corp, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does BayCom rank in its industry? There is no score against its industry: BayCom Corp is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is BayCom compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to BayCom in size? BayCom is the 239th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: C&F Financial Corporation, Blue Ridge Bankshares, Inc. and FS Bancorp, Inc. Just below it: MVB Financial Corp., CoastalSouth Bancshares, Inc. and Chain Bridge Bancorp, Inc. ### Banks - Regional companies close in size

1. [C&F Financial Corporation](https://www.sectoralpha.in/us/stocks/cffi) $365 million
2. [Blue Ridge Bankshares, Inc.](https://www.sectoralpha.in/us/stocks/brbs) $361 million
3. [FS Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/fsbw) $344 million
4. BayCom Corp $341 million
5. [MVB Financial Corp.](https://www.sectoralpha.in/us/stocks/mvbf) $338 million
6. [CoastalSouth Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/coso) $337 million
7. [Chain Bridge Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/cbna) $336 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Sohu.com Limited](https://www.sectoralpha.in/us/stocks/sohu) $337 million · Electronic Gaming & Multimedia
2. [Aduro Clean Technologies Inc.](https://www.sectoralpha.in/us/stocks/adur) $337 million · Pollution & Treatment Controls
3. BayCom Corp $336 million
4. [Ring Energy, Inc.](https://www.sectoralpha.in/us/stocks/rei) $336 million · Oil & Gas Exploration & Production
5. [CION Investment Corporation](https://www.sectoralpha.in/us/stocks/cion) $336 million · Asset Management

## What else do people ask about BayCom? ### What were BayCom's latest quarterly results? BayCom Corp reported total income of $18.9 M and net profit of $1.1 M for the Sep 2026 quarter. Income fell 16.6% and profit fell 77.1% compared with a year earlier. Earnings per share were $0.10. The net margin was 6.1%, 16.0 percentage points lower than a year earlier (as of 4 November 2026). ### What is BayCom's market cap? BayCom Corp's market capitalisation is $341 M at a stock price of $31.41. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is BayCom performing? BayCom Corp's latest readings are below. In its latest quarter, income fell 16.6% and profit fell 77.1% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 2 weeks running. This describes what the data did, not a rating (as of 4 November 2026). ### Will BayCom's stock price go up? This page does not forecast BayCom Corp's stock price. What it shows instead: the stock price is $31.41. Its P/BV of 1.0× is higher than 89% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 4 November 2026). ### Where is BayCom in its business cycle? BayCom Corp's FY25 net margin was 24.8%, against a 5-year range of 24.5% to 26.7%: the low end of its own range, which is often where recoveries start. The latest quarter was 6.1%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the BayCom story? Biggest thing to watch: the P/BV is higher than 89% of its own history, so the multiple has already done part of the work. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is BayCom a stock worth studying right now? What the numbers show: BayCom Corp's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.